CoastalSouth Bancshares, Inc. (COSO) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 19.74M | 19.86M | 19.19M | 18.08M | 16.76M | 16.27M | 16.97M | 16.7M | 15.38M | 16.56M | 15.8M | 16.37M | 15.55M | 16.3M | 15.18M | 13.66M | 11.82M | 11.74M | 10.11M | 9.68M |
| NII Growth % | 17.81% | 22.08% | 13.11% | 8.25% | 8.93% | -1.77% | 7.35% | 2% | -1.07% | 1.65% | 4.11% | 19.85% | 31.53% | 38.81% | 50.23% | 41.16% | 21.61% | 21.94% | 21.66% | 33.18% |
| Net Interest Margin % | 0.84% | 0.86% | 0.85% | 0.81% | 0.77% | 0.78% | 0.8% | 0.79% | 0.75% | 0.82% | 0.79% | 0.83% | 0.77% | 0.89% | 0.88% | 0.8% | 0.71% | 0.73% | 0.76% | 0.77% |
| Interest Income | 32.57M | 33.01M | 32.89M | 31.79M | 30.02M | 30.54M | 32.55M | 31.17M | 29.39M | 29.35M | 27.5M | 26.93M | 23.25M | 20.74M | 17.69M | 15.08M | 13.07M | 12.98M | 11.21M | 10.79M |
| Interest Expense | 12.82M | 13.14M | 13.7M | 13.71M | 13.27M | 14.27M | 15.59M | 14.47M | 14M | 12.78M | 11.69M | 10.55M | 7.7M | 4.45M | 2.51M | 1.42M | 1.25M | 1.24M | 1.11M | 1.12M |
| Loan Loss Provision | 382K | 1.16M | 653K | 752K | 629K | 1.24M | -1.02M | 173K | 163K | -434K | 847K | 195K | 210K | 719K | 1.27M | 1.67M | 1.42M | 399K | 700K | 222K |
| Non-Interest Income | 1.97M | 2.29M | 2.1M | 1.79M | 1.68M | 1.96M | 2.96M | 1.59M | -2.18M | 3.55M | 1.25M | 1.06M | 2.54M | 1.06M | 1.52M | 2.36M | 2.63M | 3.38M | 2.86M | 2.79M |
| Non-Interest Income % | 5.7% | 6.5% | 6% | 5.34% | 5.3% | 6.03% | 8.34% | 4.85% | -8.03% | 10.8% | 4.34% | 3.79% | 9.83% | 4.87% | 7.94% | 13.55% | 16.74% | 20.66% | 20.33% | 20.54% |
| Total Revenue | 34.53M | 35.3M | 34.99M | 33.59M | 31.7M | 32.49M | 35.52M | 32.76M | 27.2M | 32.9M | 28.74M | 27.99M | 25.79M | 21.8M | 19.21M | 17.44M | 15.7M | 16.35M | 14.07M | 13.58M |
| Revenue Growth % | 8.93% | 8.64% | -1.48% | 2.53% | 16.54% | -1.23% | 23.56% | 17.05% | 5.5% | 50.89% | 49.59% | 60.46% | 64.22% | 33.33% | 36.55% | 28.39% | 22.63% | 25.59% | 23.85% | 36.06% |
| Non-Interest Expense | 13.04M | 12.26M | 11.86M | 12.09M | 11.22M | 10.34M | 10.83M | 10.65M | 10.06M | 11.65M | 9.96M | 9.74M | 9.03M | 9.43M | 8.69M | 9.38M | 8.13M | 11.63M | 8.11M | 8.05M |
| Efficiency Ratio | 37.77% | 34.74% | 33.88% | 36% | 35.38% | 31.8% | 30.49% | 32.52% | 36.98% | 35.4% | 34.64% | 34.81% | 35.03% | 43.26% | 45.2% | 53.81% | 51.75% | 71.14% | 57.66% | 59.29% |
| Operating Income | 8.29M | 8.73M | 8.78M | 7.03M | 6.59M | 6.65M | 10.12M | 7.46M | 2.98M | 8.9M | 6.25M | 7.5M | 8.85M | 7.2M | 6.75M | 4.97M | 4.91M | 3.08M | 4.15M | 4.19M |
| Operating Margin % | 23.99% | 24.74% | 25.1% | 20.93% | 20.79% | 20.48% | 28.5% | 22.78% | 10.94% | 27.06% | 21.74% | 26.79% | 34.3% | 33.04% | 35.12% | 28.51% | 31.26% | 18.85% | 29.5% | 30.86% |
| Operating Income Growth % | 25.68% | 31.26% | -13.23% | -5.83% | 121.43% | -25.27% | 61.97% | -0.45% | -66.34% | 23.6% | -7.4% | 50.8% | 80.18% | 133.67% | 62.54% | 18.61% | 21.51% | 45.56% | 49.86% | 103% |
| Pretax Income | 8.29M | 8.73M | 8.78M | 7.03M | 6.59M | 6.65M | 10.12M | 7.46M | 2.98M | 8.9M | 6.25M | 7.5M | 8.85M | 7.2M | 6.75M | 4.97M | 4.91M | 3.08M | 4.15M | 4.19M |
| Pretax Margin % | 23.99% | 24.74% | 25.1% | 20.93% | 20.79% | 20.48% | 28.5% | 22.78% | 10.94% | 27.06% | 21.74% | 26.79% | 34.3% | 33.04% | 35.12% | 28.51% | 31.26% | 18.85% | 29.5% | 30.86% |
| Income Tax | 1.96M | 1.6M | 2.04M | 1.06M | 1.54M | 950K | 2.24M | 1.58M | 548K | 1.75M | 1.47M | 1.71M | 2.08M | 1.7M | 1.49M | 1.29M | 1.16M | 360K | 900K | 918K |
| Effective Tax Rate % | 23.61% | 18.3% | 23.23% | 15.14% | 23.39% | 14.28% | 22.09% | 21.13% | 18.41% | 19.62% | 23.59% | 22.82% | 23.57% | 23.6% | 22.04% | 25.97% | 23.71% | 11.68% | 21.68% | 21.9% |
| Net Income | 6.33M | 7.14M | 6.74M | 5.96M | 5.05M | 5.7M | 7.88M | 5.89M | 2.43M | 7.16M | 4.77M | 5.79M | 6.76M | 5.5M | 5.26M | 3.68M | 3.75M | 2.72M | 3.25M | 3.27M |
| Net Margin % | 18.33% | 20.21% | 19.27% | 17.76% | 15.93% | 17.55% | 22.2% | 17.97% | 8.93% | 21.75% | 16.61% | 20.68% | 26.22% | 25.24% | 27.38% | 21.11% | 23.85% | 16.65% | 23.1% | 24.1% |
| Net Income Growth % | 25.33% | 25.11% | -14.5% | 1.32% | 107.9% | -20.3% | 65.14% | 1.73% | -64.07% | 30.03% | -9.24% | 57.21% | 80.51% | 102.13% | 61.8% | 12.43% | 21.83% | 59.33% | 55.03% | 103.61% |
| Net Income (Continuing) | 6.33M | 7.14M | 6.74M | 5.96M | 5.05M | 5.7M | 7.88M | 5.89M | 2.43M | 7.16M | 4.77M | 5.79M | 6.76M | 5.5M | 5.26M | 3.68M | 3.75M | 2.72M | 3.25M | 3.27M |
| EPS (Diluted) | 0.51 | 0.58 | 0.55 | 0.56 | 0.47 | 0.54 | 0.75 | 0.56 | 0.24 | 0.74 | 0.50 | 0.60 | 0.74 | 0.61 | 0.60 | 0.42 | 0.42 | 0.31 | 0.39 | 0.40 |
| EPS Growth % | 8.51% | 7.41% | -26.67% | 0% | 95.83% | -27.03% | 50% | -6.67% | -67.57% | 21.31% | -16.67% | 42.86% | 76.19% | 96.77% | 53.85% | 5% | 10.53% | 47.62% | 50% | 100% |
| EPS (Basic) | 0.53 | 0.60 | 0.57 | 0.58 | 0.49 | 0.54 | 0.77 | 0.57 | 0.24 | 0.75 | 0.50 | 0.61 | 0.75 | 0.62 | 0.61 | 0.43 | 0.44 | 0.31 | 0.41 | 0.41 |
| Diluted Shares Outstanding | 12.44M | 12.39M | 11.22M | 10.61M | 10.64M | 10.62M | 10.54M | 10.45M | 10.22M | 9.64M | 9.61M | 9.62M | 9.12M | 9.04M | 8.84M | 8.84M | 8.89M | 8.83M | 8.23M | 8.24M |