CVB Financial Corp. (CVBF) Earnings History
Profitable37 years of earnings data (1989–2025) · Positive TTM net income
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CVB Financial Corp. (CVBF) Earnings Overview
As of June 21, 2026, CVB Financial Corp. (CVBF) reported trailing twelve-month net income of $209M, reflecting +5.6% year-over-year growth. The company earned $1.54 per diluted share over the past four quarters, with a net profit margin of 32.5%.
Looking at the long-term picture, CVBF's 5-year EPS compound annual growth rate (CAGR) stands at +3.2%, reflecting modest earnings expansion. The company achieved its highest annual net income of $235M in fiscal 2022.
CVB Financial Corp. maintains industry-leading profitability with a gross margin of 79.9%, operating margin of 43.8%, and net margin of 32.5%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including WAFD ($243M net income, 16.0% margin), BANR ($195M net income, 23.8% margin), COLB ($550M net income, 17.1% margin), CVBF has outperformed on profitability metrics. Compare CVBF vs WAFD →
CVBF Earnings vs Peers
Earnings metrics vs comparable public companies
CVBF Historical Earnings Data (1989–2025)
37 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $209M | +4.3% | $282M | $1.52 | 32.5% | 43.8% |
| 2024 | $201M | -9.4% | $271M | $1.44 | 30.5% | 41.2% |
| 2023 | $221M | -5.9% | $315M | $1.59 | 33.3% | 47.4% |
| 2022 | $235M | +10.8% | $328M | $1.67 | 41.9% | 58.4% |
| 2021 | $213M | +20.0% | $298M | $1.56 | 45.4% | 63.6% |
| 2020 | $177M | -14.8% | $250M | $1.30 | 37.0% | 52.1% |
| 2019 | $208M | +36.7% | $291M | $1.48 | 41.0% | 57.5% |
| 2018 | $152M | +45.6% | $211M | $1.25 | 37.5% | 52.1% |
| 2017 | $104M | +2.9% | $189M | $0.95 | 32.0% | 57.9% |
| 2016 | $101M | +2.3% | $162M | $0.94 | 33.7% | 54.0% |
| 2015 | $99M | -4.7% | $151M | $0.93 | 33.6% | 51.3% |
| 2014 | $104M | +8.8% | $163M | $0.98 | 36.0% | 56.3% |
| 2013 | $96M | +23.7% | $144M | $0.91 | 37.2% | 56.1% |
| 2012 | $77M | -5.4% | $115M | $0.74 | 28.0% | 41.6% |
| 2011 | $82M | +29.9% | $121M | $0.77 | 27.5% | 40.6% |
| 2010 | $63M | -3.8% | $87M | $0.59 | 17.2% | 23.6% |
| 2009 | $65M | +3.7% | $89M | $0.56 | 17.6% | 24.1% |
| 2008 | $63M | +4.1% | $86M | $0.75 | 17.2% | 23.4% |
| 2007 | $61M | -15.7% | $83M | $0.72 | 16.3% | 22.3% |
| 2006 | $72M | +1.8% | $104M | $0.83 | 20.5% | 29.6% |
| 2005 | $71M | +14.9% | $107M | $0.83 | 25.5% | 38.7% |
| 2004 | $61M | +16.4% | $89M | $0.73 | 26.5% | 38.5% |
| 2003 | $53M | +6.2% | $81M | $0.63 | 26.9% | 41.5% |
| 2002 | $50M | +24.2% | $77M | $0.59 | 27.1% | 41.9% |
| 2001 | $40M | +15.5% | $63M | $0.48 | 22.5% | 35.6% |
| 2000 | $35M | +33.4% | $54M | $0.42 | 20.4% | 31.8% |
| 1999 | $26M | +7.9% | $41M | $0.31 | 17.7% | 28.0% |
| 1998 | $24M | +17.0% | $39M | $0.29 | 18.0% | 28.8% |
| 1997 | $21M | +54.9% | $33M | $0.23 | 17.3% | 28.0% |
| 1996 | $13M | +15.7% | $23M | $0.18 | 14.9% | 25.7% |
| 1995 | $12M | +10.6% | $20M | $0.17 | 15.6% | 26.6% |
| 1994 | $10M | +9.5% | $18M | $0.14 | 16.9% | 28.6% |
| 1993 | $10M | +5.6% | $16M | $0.14 | 16.8% | 27.4% |
| 1992 | $9M | +12.5% | $15M | $0.15 | 17.3% | 28.2% |
| 1991 | $8M | -9.1% | $13M | $0.14 | 14.3% | 23.6% |
| 1990 | $9M | +12.8% | $15M | $0.14 | 14.9% | 24.8% |
| 1989 | $8M | - | $13M | $0.13 | 15.1% | 24.6% |
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CVBF — Frequently Asked Questions
Quick answers to the most common questions about buying CVBF stock.
What is CVBF earnings per share (EPS)?
CVBF trailing twelve-month (TTM) diluted EPS is $1.54, reflecting +5.6% year-over-year growth. The 5-year EPS CAGR is +3.2%. Complete EPS history from 1989 to 2025 is available in the table on this page.
What is CVB Financial Corp.'s net income?
CVB Financial Corp. (CVBF) trailing twelve-month net income is $209M as of 2025. Earnings grew +5.6% year-over-year. CVB Financial Corp. has been profitable for 37 consecutive years.
Is CVBF profitable?
Yes, CVBF is profitable with a TTM net income of $209M and a net profit margin of +32.5%. CVB Financial Corp. has generated profits for 37 consecutive years.
What is CVBF's earnings growth rate?
CVBF compound annual EPS growth rates (CAGR): 1-Year: +5.6%, 3-Year: -3.1%, 5-Year: +3.2%, 10-Year: +5.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1989 to 2025.
What are CVBF's profit margins?
CVB Financial Corp. net profit margin is +32.5%, operating margin is +43.8%, and gross margin is +79.9%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +9.3%.
Is CVBF growing earnings?
CVBF is growing earnings steadily. YoY EPS growth of +5.6% is consistent with the 5-year CAGR of +3.2%. TTM net income is $209M.
What was CVBF's best earnings year?
CVB Financial Corp.'s highest annual net income on record is $235M, achieved in fiscal year 2022. Earnings history on this page spans 1989 to 2025 and includes all annual and quarterly figures.
What were CVBF's earnings last quarter?
CVBF's most recent reported quarter was Q4 2025. Net income was $55M with diluted EPS of $0.40. For a full breakdown of all quarters, see the quarterly earnings table on this page.