CVB Financial Corp. (CVBF) Earnings History
Annual and quarterly earnings data from 1989 to 2025
Loading earnings history...
CVBF EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
CVBF Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 79.9% | 43.8% | 32.5% |
| 2024 | 72.9% | 41.2% | 30.5% |
| 2023 | 82.0% | 47.4% | 33.3% |
| 2022 | 96.5% | 58.4% | 41.9% |
| 2021 | 104.4% | 63.6% | 45.4% |
Download Data
Export CVBF earnings history in CSV or JSON format
Free sign-in required to download data
CVB Financial Corp. (CVBF) Earnings Overview
As of May 7, 2026, CVB Financial Corp. (CVBF) reported trailing twelve-month net income of $209M, reflecting +5.6% year-over-year growth. The company earned $1.54 per diluted share over the past four quarters, with a net profit margin of 32.5%.
Looking at the long-term picture, CVBF's 5-year EPS compound annual growth rate (CAGR) stands at +3.2%, reflecting modest earnings expansion. The company achieved its highest annual net income of $235M in fiscal 2022.
CVB Financial Corp. maintains industry-leading profitability with a gross margin of 79.9%, operating margin of 43.8%, and net margin of 32.5%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including WAFD ($243M net income, 16.0% margin), BANR ($195M net income, 23.8% margin), COLB ($550M net income, 17.1% margin), CVBF has outperformed on profitability metrics. Compare CVBF vs WAFD →
CVBF Earnings vs Peers
Earnings metrics vs comparable public companies
CVBF Historical Earnings Data (1989–2025)
37 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $209M | +4.3% | $282M | $1.52 | 32.5% | 43.8% |
| 2024 | $201M | -9.4% | $271M | $1.44 | 30.5% | 41.2% |
| 2023 | $221M | -5.9% | $315M | $1.59 | 33.3% | 47.4% |
| 2022 | $235M | +10.8% | $328M | $1.67 | 41.9% | 58.4% |
| 2021 | $213M | +20.0% | $298M | $1.56 | 45.4% | 63.6% |
| 2020 | $177M | -14.8% | $250M | $1.30 | 37.0% | 52.1% |
| 2019 | $208M | +36.7% | $291M | $1.48 | 41.0% | 57.5% |
| 2018 | $152M | +45.6% | $211M | $1.25 | 37.5% | 52.1% |
| 2017 | $104M | +2.9% | $189M | $0.95 | 32.0% | 57.9% |
| 2016 | $101M | +2.3% | $162M | $0.94 | 33.7% | 54.0% |
See CVBF's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs CVBF Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare CVBF vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonCVBF — Frequently Asked Questions
Quick answers to the most common questions about buying CVBF stock.
Is CVBF growing earnings?
CVBF EPS stands at $1.54, with +5.6% growth matching the 5-year CAGR of +3.2%. TTM net income is $209M. Earnings trajectory remains consistent.
What are CVBF's profit margins?
CVB Financial Corp. net margin is +32.5%, with operating margin at +43.8%. Above-average margins indicate pricing power.
How consistent are CVBF's earnings?
CVBF earnings data spans 1989-2025. The current earnings trend is +5.6% YoY. Historical data enables comparison across business cycles.