Ellington Credit Company (EARN) Earnings History
Annual and quarterly earnings data from 2012 to 2024
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EARN EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
EARN Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 31.3% | 14.0% | 13.0% |
| 2023 | 18.2% | 8.2% | 8.2% |
| 2022 | - | - | - |
| 2021 | -25.7% | -291.3% | -291.3% |
| 2020 | 72.2% | 56.0% | 56.0% |
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Ellington Credit Company (EARN) Earnings Overview
As of May 8, 2026, Ellington Credit Company (EARN) reported trailing twelve-month net income of -$5M, reflecting -22.6% year-over-year growth. The company earned $-0.15 per diluted share over the past four quarters, with a net profit margin of 13.0%.
Looking at the long-term picture, EARN's 5-year EPS compound annual growth rate (CAGR) stands at -33.1%, signaling declining earnings. The company achieved its highest annual net income of $22M in fiscal 2019.
Ellington Credit Company is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including EFC ($147M net income, 21.8% margin), AGNC ($838M net income, 17.7% margin), NLY ($2.03B net income, 30.3% margin), EARN has room to improve margins relative to the peer group. Compare EARN vs EFC →
EARN Earnings vs Peers
Earnings metrics vs comparable public companies
EARN Historical Earnings Data (2012–2024)
13 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $7M | +44.5% | $7M | $0.24 | 13.0% | 14.0% |
| 2023 | $5M | +115.1% | $5M | $0.31 | 8.2% | 8.2% |
| 2022 | -$30M | -378.6% | -$30M | $-2.29 | - | - |
| 2021 | -$6M | -131.4% | -$6M | $-0.50 | -291.3% | -291.3% |
| 2020 | $20M | -9.6% | $20M | $1.63 | 56.0% | 56.0% |
| 2019 | $22M | +297.0% | $22M | $1.79 | 35.4% | 35.4% |
| 2018 | -$11M | -204.7% | -$11M | $-0.88 | -42.3% | -42.3% |
| 2017 | $11M | -9.4% | $11M | $0.93 | 30.4% | 30.4% |
| 2016 | $12M | +39586.7% | $12M | $1.31 | 45.5% | 45.5% |
| 2015 | $30,000 | -99.8% | $30,000 | $0.00 | 0.3% | 0.3% |
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Start ComparisonEARN — Frequently Asked Questions
Quick answers to the most common questions about buying EARN stock.
Is EARN growing earnings?
EARN EPS fell to $-0.15, with earnings declining -22.6%. This contrasts with the 5-year CAGR of -33.1%. TTM net income dropped to $-5M.
What are EARN's profit margins?
Ellington Credit Company net margin is +13.0%, with operating margin at +14.0%. Margins sit within typical range for the sector.
How consistent are EARN's earnings?
EARN earnings data spans 2012-2024. The declining earnings trend is -22.6% YoY. Historical data enables comparison across business cycles.