ECB Bancorp, Inc. (ECBK) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 9.83M | 9.15M | 8.46M | 7.66M | 6.65M | 6.78M | 6.29M | 6.01M | 5.9M | 5.94M | 6.09M | 6.4M |
| NII Growth % | 47.92% | 34.94% | 34.41% | 27.39% | 12.62% | 14.21% | 3.37% | -6.03% | -7.27% | -12.8% | -6.93% | 19.25% |
| Net Interest Margin % | 0.6% | 0.57% | 0.54% | 0.51% | 0.46% | 0.48% | 0.46% | 0.45% | 0.45% | 0.46% | 0.5% | 0.53% |
| Interest Income | 21.61M | 21.04M | 20.42M | 19.1M | 17.62M | 17.81M | 17.16M | 16.39M | 15.69M | 14.9M | 14.17M | 13.65M |
| Interest Expense | 11.78M | 11.89M | 11.96M | 11.44M | 10.97M | 11.03M | 10.86M | 10.37M | 9.79M | 8.96M | 8.08M | 7.25M |
| Loan Loss Provision | 153K | 241K | 183K | 1.12M | -10K | -311K | 46K | 292K | 147K | 107K | -184K | 0 |
| Non-Interest Income | 327K | 359K | 341K | 355K | 271K | 328K | 304K | 289K | 307K | 261K | 322K | 240K |
| Non-Interest Income % | 1.49% | 1.68% | 1.64% | 1.82% | 1.51% | 1.81% | 1.74% | 1.73% | 1.92% | 1.72% | 2.22% | 1.73% |
| Total Revenue | 21.94M | 21.4M | 20.76M | 19.46M | 17.89M | 18.14M | 17.46M | 16.68M | 16M | 15.16M | 14.49M | 13.89M |
| Revenue Growth % | 22.63% | 17.98% | 18.9% | 16.68% | 11.82% | 19.67% | 20.51% | 20.04% | 30.18% | 52.86% | 81.35% | 104.7% |
| Non-Interest Expense | 5.75M | 5.78M | 5.36M | 4.98M | 5.21M | 5.48M | 5.01M | 4.95M | 5.23M | 5.04M | 4.81M | 4.71M |
| Efficiency Ratio | 26.18% | 27.03% | 25.81% | 25.6% | 29.11% | 30.23% | 28.7% | 29.67% | 32.69% | 33.24% | 33.21% | 33.91% |
| Operating Income | 4.26M | 3.49M | 3.26M | 1.92M | 1.72M | 1.94M | 1.54M | 1.06M | 832K | 1.05M | 1.78M | 1.93M |
| Operating Margin % | 19.43% | 16.29% | 15.69% | 9.84% | 9.62% | 10.69% | 8.81% | 6.37% | 5.2% | 6.96% | 12.29% | 13.88% |
| Operating Income Growth % | 147.7% | 79.83% | 111.7% | 80.15% | 106.85% | 83.79% | -13.64% | -44.87% | -31.8% | -22.31% | 221.9% | 12.03% |
| Pretax Income | 4.26M | 3.49M | 3.26M | 1.92M | 1.72M | 1.94M | 1.54M | 1.06M | 832K | 1.05M | 1.78M | 1.93M |
| Pretax Margin % | 19.43% | 16.29% | 15.69% | 9.84% | 9.62% | 10.69% | 8.81% | 6.37% | 5.2% | 6.96% | 12.29% | 13.88% |
| Income Tax | 1.14M | 891K | 817K | 475K | 424K | 493K | 405K | 272K | 211K | 266K | 440K | 503K |
| Effective Tax Rate % | 26.77% | 25.55% | 25.09% | 24.8% | 24.64% | 25.43% | 26.33% | 25.59% | 25.36% | 25.21% | 24.71% | 26.09% |
| Net Income | 3.12M | 2.6M | 2.44M | 1.44M | 1.3M | 1.45M | 1.13M | 791K | 621K | 789K | 1.34M | 1.43M |
| Net Margin % | 14.23% | 12.14% | 11.75% | 7.4% | 7.25% | 7.97% | 6.49% | 4.74% | 3.88% | 5.21% | 9.26% | 10.26% |
| Net Income Growth % | 140.71% | 79.6% | 115.27% | 82.05% | 108.86% | 83.27% | -15.51% | -44.49% | -31.08% | -19.16% | 229.57% | 2.08% |
| Net Income (Continuing) | 3.12M | 2.6M | 2.44M | 1.44M | 1.3M | 1.45M | 1.13M | 791K | 621K | 789K | 1.34M | 1.43M |
| EPS (Diluted) | 0.38 | 0.31 | 0.29 | 0.17 | 0.16 | 0.17 | 0.14 | 0.09 | 0.07 | 0.09 | 0.16 | 0.17 |
| EPS Growth % | 137.5% | 82.35% | 107.14% | 79.32% | 115.92% | 81.62% | -12.5% | -44.24% | -32.64% | -14.91% | 233.33% | 13.33% |
| EPS (Basic) | 0.39 | 0.32 | 0.30 | 0.18 | 0.16 | 0.18 | 0.14 | 0.10 | 0.07 | 0.09 | 0.16 | 0.17 |
| Diluted Shares Outstanding | 8.3M | 8.26M | 8.33M | 8.37M | 8.34M | 8.38M | 8.34M | 8.34M | 8.38M | 8.43M | 8.49M | 8.49M |