StoneCo Ltd.(STNE)Earnings, Financials & Key Ratios
STNE•NASDAQ
6.5× P/E·Price updated Jun 19, 2026
AboutStoneCo Ltd. provides financial technology solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. It distributes its solutions, principally through proprietary Stone Hubs, which offer hyper-local sales and services; and technology and solutions to digital merchants through sales and technical personnel and software vendors, as well as sells solutions to brick-and-mortar and digital merchants through sales team. As of December 31, 2021, the company served approximately 1,766,100 clients primarily small-and-medium-sized businesses; and marketplaces, e-commerce platforms, and integrated software vendors. StoneCo Ltd. was founded in 2000 and is headquartered in George Town, the Cayman Islands. StoneCo Ltd. operates as a subsidiary of HR Holdings, LLC.Show more
- Revenue$14.15B+11.1%
- EBITDA$8.27B+25.9%
- Net Income$2.32B+253.3%
- EPS (Diluted)8.33+265.9%
- Gross Margin76.22%+3.9%
- EBITDA Margin58.46%+13.3%
- Operating Margin51.38%+11.3%
- Net Margin16.41%+238.0%
- ROE19.64%+271.8%
STNE Key Insights
StoneCo Ltd. (STNE) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 22.2%
- ✓Strong 5Y sales CAGR of 34.9%
- ✓Share count reduced 9.4% through buybacks
- ✓Trading at only 1.3x book value
✗Weaknesses
- ✗Negative free cash flow
- ✗Weak momentum: RS Rating 12 (bottom 12%)
- ✗Low quality earnings: Net income not backed by cash flow
- ✗Trading more than 30% below 52-week high
- ✗Low asset turnover indicates capital-intensive operations
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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STNE Price & Volume
StoneCo Ltd. (STNE) stock price & volume — 10-year historical chart
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STNE Growth Metrics
StoneCo Ltd. (STNE) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years34.91%
3 Years16.22%
TTM-12.36%
Profit CAGR
10 Years-
5 Years22.15%
3 Years-
TTM351.05%
EPS CAGR
10 Years-
5 Years23.41%
3 Years-
TTM372.41%
Return on Capital
10 Years20.41%
5 Years22.97%
3 Years30.23%
Last Year33.7%
STNE Recent Earnings
StoneCo Ltd. (STNE) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 9/12 qtrs (75%)●Beat Revenue 1/12 qtrs (8%)
Q2 2026Latest
May 14, 2026Metric
Actual
Est
EPS
$0.42+0.0%
$0.42
Rev
$688M+1.9%
$675M
Q2 2026
Mar 2, 2026Metric
Actual
Est
EPS
$0.52+9.5%
$0.48
Rev
$678M-0.9%
$684M
Q4 2025
Nov 6, 2025Metric
Actual
Est
EPS
$0.43+0.0%
$0.43
Rev
$669M-5.7%
$709M
Q3 2025
Aug 7, 2025Metric
Actual
Est
EPS
$0.39+8.3%
$0.36
Rev
$605M-12.9%
$695M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 14, 2026 | $0.42vs $0.42+0.0% | $688Mvs $675M+1.9% |
| Q2 2026 | Mar 2, 2026 | $0.52vs $0.48+9.5% | $678Mvs $684M-0.9% |
| Q4 2025 | Nov 6, 2025 | $0.43vs $0.43+0.0% | $669Mvs $709M-5.7% |
| Q3 2025 | Aug 7, 2025 | $0.39vs $0.36+8.3% | $605Mvs $695M-12.9% |
Based on last 12 quarters of dataView full earnings history →
STNE Peer Comparison
StoneCo Ltd. (STNE) competitors in Payments and fintech infrastructure — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 PAGS | 2.55B | 8.82 | 6.49 | 5.57% | 10.79% | 14.62% | 3.03 | |
 GPN | 15.83B | 66.88 | 11.47 | -23.75% | -7.99% | -2.96% | 0.92 | |
 EVTC | 1.58B | 25.72 | 11.69 | 10.21% | 13.95% | 18.65% | 1.58 | |
 PAX | 1.81B | 11.37 | 21.06 | 2.56% | 22.33% | 14.36% | 0.31 | |
 FIS | 19.75B | 38.21 | 50.95 | 5.43% | 22.91% | 18.45% | 0.29 | |
 FISV | 25.59B | 47.86 | 7.55 | 3.6% | 15.17% | 12.43% | 1.13 | |
 FOUR | 2.73B | 39.42 | 36.50 | 25.5% | 2.29% | 5.13% | 2.36 | |
 V | 627.79B | 327.24 | 32.08 | 11.34% | 51.68% | 58.9% | 0.66 |
Compare STNE vs Peers
StoneCo Ltd. (STNE) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
STNE Income Statement
StoneCo Ltd. (STNE) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Sales/Revenue | 741.35M | 1.53B | 2.39B | 3.17B | 4.58B | 9.02B | 11.36B | 12.74B | 14.15B | 11.11B |
Revenue Growth % | 75.18% | 106.33% | 56.22% | 32.52% | 44.52% | 97.02% | 26.04% | 12.1% | 11.11% | -12.36% |
Cost of Goods Sold | 224.11M | 323.04M | 426.96M | 769.95M | 1.71B | 2.67B | 2.98B | 3.39B | 3.37B | 3.59B |
COGS % of Revenue | 30.23% | 21.12% | 17.87% | 24.31% | 37.45% | 29.61% | 26.25% | 26.6% | 23.78% | - |
Gross Profit | 517.24M▲ 0% | 1.21B▲ 133.3% | 1.96B▲ 62.7% | 2.4B▲ 22.1% | 2.86B▲ 19.4% | 6.35B▲ 121.7% | 8.38B▲ 32.1% | 9.35B▲ 11.6% | 10.79B▲ 15.4% | 7.53B▲ 0% |
Gross Margin % | 69.77% | 78.88% | 82.13% | 75.69% | 62.55% | 70.39% | 73.75% | 73.4% | 76.22% | 67.73% |
Gross Profit Growth % | 78.35% | 133.27% | 62.66% | 22.12% | 19.44% | 121.7% | 32.06% | 11.56% | 15.38% | - |
Operating Expenses | 266.62M | 503.87M | 646.4M | 1.02B | 1.94B | 2.85B | 3.14B | 3.47B | 3.52B | 3.13B |
OpEx % of Revenue | 35.96% | 32.94% | 27.05% | 32.18% | 42.37% | 31.56% | 27.62% | 27.23% | 24.85% | - |
Selling, General & Admin | 266.62M | 443.03M | 646.4M | 898.38M | 1.83B | 2.63B | 2.89B | 3.24B | 3.07B | 3.04B |
SG&A % of Revenue | 35.96% | 28.96% | 27.05% | 28.37% | 39.9% | 29.2% | 25.41% | 25.4% | 21.69% | - |
Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
R&D % of Revenue | - | - | - | - | - | - | - | - | - | - |
Other Operating Expenses | 0 | 60.84M | 0 | 120.78M | 113.17M | 213.08M | 251.24M | 232.67M | 447.45M | 1000K |
Operating Income | 250.62M▲ 0% | 702.69M▲ 180.4% | 1.32B▲ 87.3% | 1.38B▲ 4.7% | 923.59M▼ 33.0% | 3.5B▲ 279.1% | 5.24B▲ 49.8% | 5.88B▲ 12.2% | 7.27B▲ 23.6% | 4.39B▲ 0% |
Operating Margin % | 33.81% | 45.94% | 55.08% | 43.5% | 20.18% | 38.83% | 46.14% | 46.17% | 51.38% | 39.52% |
Operating Income Growth % | 86.49% | 180.38% | 87.31% | 4.66% | -32.96% | 279.06% | 49.76% | 12.18% | 23.64% | - |
EBITDA | 307.82M | 795.02M | 1.48B | 1.63B | 1.43B | 4.3B | 5.86B | 6.57B | 8.27B | 5.44B |
EBITDA Margin % | 41.52% | 51.98% | 61.92% | 51.6% | 31.27% | 47.7% | 51.57% | 51.61% | 58.46% | 48.96% |
EBITDA Growth % | 73.58% | 158.27% | 86.11% | 10.42% | -12.42% | 200.59% | 36.25% | 12.19% | 25.85% | -20.26% |
D&A (Non-Cash Add-back) | 57.21M | 92.33M | 163.4M | 256.29M | 507.37M | 800.33M | 617.54M | 693.25M | 1B | 1.05B |
EBIT | 116.47M | 672.83M | 1.32B | 1.33B | 850.86M | 3.41B | 5.25B | 5.72B | 4.71B | 2.71B |
Net Interest Income | -211.82M | -251.49M | -167.08M | -199.16M | -253.18M | -361.09M | -4.46M | -538.09M | -1.17B | 488.33M |
Interest Income | 25.27M | 49.58M | 186.37M | 140.69M | 247.29M | 572.6M | 690.98M | 518.3M | 754.13M | 3.11B |
Interest Expense | 237.09M | 301.06M | 353.45M | 339.84M | 500.48M | 933.69M | 695.44M | 1.06B | 1.92B | 2.62B |
Other Income/Expense | -346.28M | -260.35M | -225.59M | -249.91M | -2.37B | -3.89B | -3.27B | -6.9B | -4.48B | -1.61B |
Pretax Income | -95.67M▲ 0% | 442.34M▲ 562.4% | 1.09B▲ 146.6% | 1.13B▲ 3.4% | -1.45B▼ 228.2% | -387.29M▲ 73.2% | 1.97B▲ 608.9% | -1.02B▼ 151.6% | 2.79B▲ 374.1% | 2.78B▲ 0% |
Pretax Margin % | -12.9% | 28.92% | 45.64% | 35.61% | -31.59% | -4.3% | 17.34% | -7.99% | 19.71% | 24.99% |
Income Tax | 9.3M | 137.11M | 286.46M | 290.22M | -68.21M | 139.11M | 370.4M | 489.42M | 412.76M | -835.27M |
Effective Tax Rate % | -9.73% | 31% | 26.26% | 25.74% | 4.72% | -35.92% | 18.79% | -48.09% | 14.8% | -30.08% |
Net Income | -108.73M▲ 0% | 301.23M▲ 377.0% | 803.23M▲ 166.6% | 854.07M▲ 6.3% | -1.36B▼ 259.1% | -519.42M▲ 61.8% | 1.59B▲ 406.5% | -1.52B▼ 195.2% | 2.32B▲ 253.3% | 3.44B▲ 0% |
Net Margin % | -14.67% | 19.69% | 33.61% | 26.97% | -29.69% | -5.76% | 14.01% | -11.89% | 16.41% | 30.94% |
Net Income Growth % | 9.26% | 377.04% | 166.65% | 6.33% | -259.1% | 61.77% | 406.51% | -195.17% | 253.3% | 351.05% |
Net Income (Continuing) | -104.97M | 305.23M | 804.2M | 837.45M | -1.38B | -526.4M | 1.6B | -1.51B | 2.38B | 3.61B |
Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -37.9M | -1000K |
Minority Interest | 15.21M | -300K | 155.62K | 138.56M | 90.77M | 56.12M | 53.7M | 51.3M | 39.73M | 40.24M |
EPS (Diluted) | -0.38▲ 0% | 1.10▲ 389.5% | 2.90▲ 163.6% | 2.91▲ 0.3% | -4.46▼ 253.3% | -1.69▲ 62.1% | 4.99▲ 395.3% | -5.02▼ 200.6% | 8.33▲ 265.9% | 13.56▲ 0% |
EPS Growth % | 34.48% | 389.47% | 163.64% | 0.34% | -253.26% | 62.11% | 395.27% | -200.6% | 265.94% | 372.41% |
EPS (Basic) | -0.38 | 1.10 | 2.90 | 2.95 | -4.46 | -1.69 | 4.74 | -5.02 | 8.54 | - |
Diluted Shares Outstanding | 277.07M | 277.18M | 277.35M | 293.74M | 308.91M | 311.88M | 319.27M | 301.7M | 273.49M | 253.43M |
Basic Shares Outstanding | 277.07M | 277.18M | 277.32M | 289.29M | 308.82M | 311.03M | 335.95M | 301.7M | 266.86M | 247.76M |
Dividend Payout Ratio | - | - | - | - | - | - | - | - | - | - |
STNE Balance Sheet
StoneCo Ltd. (STNE) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Total Current Assets | 6B | 12.44B | 4.58B | 29.27B | 29.94B | 30.66B | 37.15B | 45.97B | 52.4B | 51.74B |
Cash & Short-Term Investments | 843.71M | 3.07B | 970.83M | 11.29B | 8.84B | 8.93B | 12.06B | 14.55B | 5.94B | 10.08B |
Cash Only | 641.95M | 297.9M | 240.72M | 2.45B | 4.5B | 1.51B | 2.18B | 5.23B | 4.82B | 6.02B |
Short-Term Investments | 201.76M | 2.77B | 730.11M | 8.84B | 4.34B | 7.41B | 9.88B | 9.32B | 1.12B | 4.07B |
Accounts Receivable | 5.15B | 9.29B | 3.57B | 17.78B | 20.39B | 21.33B | 24.71B | 30.89B | 44.17B | 40.31B |
Days Sales Outstanding | 2.53K | 2.22K | 545.51 | 2.05K | 1.63K | 863.49 | 793.71 | 884.96 | 1.14K | 1.34K |
Inventory | -201.76M | 39K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Days Inventory Outstanding | - | 0.04 | - | - | - | - | - | - | - | - |
Other Current Assets | 0 | 8.05M | 29.93M | 137.84M | 552.19M | 272.5M | 385.04M | 527.07M | 2.29B | 1.34B |
Total Non-Current Assets | 636.22M | 855.4M | 298.52M | 2.47B | 12.15B | 11.59B | 11.54B | 8.85B | 9.87B | 7.4B |
Property, Plant & Equipment | 189.63M | 266.3M | 136.38M | 717.23M | 1.57B | 1.64B | 1.66B | 1.83B | 1.72B | 1.72B |
Fixed Asset Turnover | 3.91x | 5.74x | 17.52x | 4.42x | 2.92x | 5.49x | 6.84x | 6.95x | 8.21x | 6.34x |
Goodwill | 118.71M | 143.19M | 35.6M | 654.04M | 5.59B | 5.65B | 5.63B | 2.08B | 671.04M | 663.15M |
Intangible Assets | 115.38M | 164.46M | 57.3M | 385.84M | 2.69B | 2.98B | 3.16B | 3.38B | 1.31B | 1.32B |
Long-Term Investments | 1.74M | 2.2M | 10.21M | 51.98M | 1.3B | 324.52M | 128.71M | 108.38M | 714.34M | 1.65B |
Other Non-Current Assets | 12.52M | 16.5M | 11.11M | 526.04M | 420.1M | 308.24M | 290.94M | 576.32M | 4.19B | 244.68M |
Total Assets | 6.64B▲ 0% | 13.29B▲ 100.3% | 4.87B▼ 63.3% | 31.75B▲ 551.4% | 42.1B▲ 32.6% | 42.25B▲ 0.4% | 48.69B▲ 15.3% | 54.81B▲ 12.6% | 62.27B▲ 13.6% | 59.13B▲ 0% |
Asset Turnover | 0.11x | 0.12x | 0.49x | 0.10x | 0.11x | 0.21x | 0.23x | 0.23x | 0.23x | 0.19x |
Asset Growth % | 72.84% | 100.33% | -63.34% | 551.42% | 32.59% | 0.35% | 15.26% | 12.57% | 13.6% | 40.74% |
Total Current Liabilities | 3.82B | 6.05B | 2.95B | 13.38B | 22.79B | 25.17B | 28.83B | 33.53B | 40.39B | 38.76B |
Accounts Payable | 53.24M | 117.84M | 1.64B | 180.49M | 372.55M | 596.04M | 513.88M | 672.18M | 18.92B | 18.33B |
Days Payables Outstanding | 86.71 | 133.14 | 1.4K | 85.56 | 79.34 | 81.49 | 62.88 | 72.39 | 2.05K | 982.44 |
Short-Term Debt | 22.53M | 777.7M | 1.25B | 3.1B | 3.81B | 2.77B | 1.85B | 4.92B | 8.64B | 8.74B |
Deferred Revenue (Current) | 3.74B | 5.16B | 0 | 900.45M | 2.2B | 4.02B | 6.12B | 8.7B | 0 | 17.85B |
Other Current Liabilities | 35.96M | 111.49M | 22.24M | 199.71M | 442.09M | 823.92M | 639.83M | 870.01M | 11.4B | 10.44B |
Current Ratio | 1.57x | 2.05x | 1.55x | 2.19x | 1.31x | 1.22x | 1.29x | 1.37x | 1.30x | 1.33x |
Quick Ratio | 1.62x | 2.05x | 1.55x | 2.19x | 1.31x | 1.22x | 1.29x | 1.37x | 1.30x | 1.33x |
Cash Conversion Cycle | - | 2.08K | - | - | - | - | - | - | - | 356.53 |
Total Non-Current Liabilities | 2.33B | 2.15B | 437.57M | 3.38B | 5.68B | 4.12B | 5.19B | 9.45B | 10.05B | 8.24B |
Long-Term Debt | 2.06B | 2.06B | 402.71M | 2.81B | 4.28B | 2.58B | 3.5B | 7.73B | 8.79B | 6.91B |
Capital Lease Obligations | 0 | 0 | 21.75M | 126M | 206.92M | 144.56M | 143.46M | 197.11M | 142.22M | 142.22M |
Deferred Tax Liabilities | 52.27M | 80.2M | 2.66M | 61.09M | 629.91M | 500.25M | 546.51M | 680.67M | 308.98M | 1.3B |
Other Non-Current Liabilities | 270.24M | 80.3M | 10.45M | 376.38M | 561.21M | 892.56M | 1B | 845.59M | 810.22M | 920.75M |
Total Liabilities | 6.15B | 8.2B | 3.39B | 16.76B | 28.47B | 29.3B | 34.02B | 42.99B | 50.44B | 47B |
Total Debt | 2.08B | 2.84B | 1.68B | 6.08B | 8.36B | 5.55B | 5.52B | 12.9B | 17.57B | 15.65B |
Net Debt | 1.44B | 2.54B | 1.44B | 3.64B | 3.87B | 4.04B | 3.34B | 7.67B | 12.75B | 9.64B |
Debt / Equity | 4.31x | 0.56x | 1.13x | 0.41x | 0.61x | 0.43x | 0.38x | 1.09x | 1.49x | 1.29x |
Debt / EBITDA | 6.76x | 3.57x | 1.13x | 3.72x | 5.84x | 1.29x | 0.94x | 1.96x | 2.12x | 2.88x |
Net Debt / EBITDA | 4.68x | 3.19x | 0.97x | 2.23x | 2.70x | 0.94x | 0.57x | 1.17x | 1.54x | 1.77x |
Interest Coverage | 0.49x | 2.23x | 3.72x | 3.92x | 1.70x | 3.65x | 7.55x | 5.41x | 2.45x | 1.03x |
Total Equity | 482.58M▲ 0% | 5.09B▲ 955.4% | 1.48B▼ 70.8% | 14.99B▲ 909.7% | 13.63B▼ 9.1% | 12.95B▼ 5.0% | 14.68B▲ 13.3% | 11.83B▼ 19.4% | 11.82B▼ 0.0% | 12.13B▲ 0% |
Equity Growth % | -17.82% | 955.38% | -70.85% | 909.68% | -9.1% | -4.97% | 13.33% | -19.41% | -0.05% | -40.99% |
Book Value per Share | 1.74 | 18.37 | 5.35 | 51.04 | 44.11 | 41.52 | 45.97 | 39.20 | 43.23 | 47.87 |
Total Shareholders' Equity | 467.37M | 5.09B | 1.48B | 14.85B | 13.54B | 12.89B | 14.62B | 11.78B | 11.78B | 12.09B |
Common Stock | 46K | 100K | 15.41K | 75K | 76K | 76K | 76K | 76K | 75.96K | 75.06K |
Retained Earnings | -503.02M | -202.3M | 149.39M | 1.46B | 96.21M | -423.2M | 1.17B | -346.36M | 1.97B | 3.63B |
Treasury Stock | 0 | 0 | -22.37K | -76.36M | -1.07B | -69.08M | -282.71M | -1.81B | -4.59B | -739.19M |
Accumulated OCI | 970.34M | 5.3B | -17.05M | 13.47B | 14.51B | 13.39B | 13.74B | 13.93B | -1.29B | -228.8M |
Minority Interest | 15.21M | -300K | 155.62K | 138.56M | 90.77M | 56.12M | 53.7M | 51.3M | 39.73M | 40.24M |
STNE Cash Flow Statement
StoneCo Ltd. (STNE) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | -1.28B | -2.42B | -2.65B | 56.48M | 3.61B | 1.68B | 1.65B | -3.62B | 663.28M | 3.34B |
Operating CF Margin % | -173.19% | -157.92% | -110.97% | 1.78% | 78.81% | 18.67% | 14.5% | -28.43% | 4.69% | - |
Operating CF Growth % | -160.22% | -88.14% | -9.78% | 102.13% | 6285.71% | -53.32% | -2.14% | -319.78% | 118.32% | 223.89% |
Net Income | -104.97M | 305.2M | 804.2M | 837.45M | -1.38B | -526.4M | 1.6B | -1.51B | 2.31B | 3.44B |
Depreciation & Amortization | 57.21M | 92.3M | 163.4M | 256.29M | 507.37M | 800.33M | 878.18M | 949.39M | 894.48M | 981.55M |
Stock-Based Compensation | 138.94M | 46.1M | 30.79M | 31.51M | 113.17M | 213.08M | 251.24M | 232.67M | 0 | 166.99M |
Deferred Taxes | 3.62M | -17.8M | 69.23M | 73.33M | -239.83M | -153.07M | 24.59M | -38.5M | -145.57M | -1.5B |
Other Non-Cash Items | 173.94M | 421.3M | 891.36M | 629.84M | 3.3B | 2.48B | 2.3B | 7.62B | 7.99B | 8.25B |
Working Capital Changes | -1.55B | -3.26B | -4.61B | -1.77B | 1.3B | -1.13B | -3.41B | -10.88B | -10.39B | -8.23B |
Change in Receivables | -1.78B | -4.02B | -5.13B | -3.44B | -2.99B | 1.72B | 237.41M | -2.81B | -2.26B | 579.06M |
Change in Inventory | 18.51M | 131.4M | 0 | 286.77M | 0 | 0 | 0 | 0 | 0 | 0 |
Change in Payables | 210.25M | 570.1M | -3.43M | 1.38B | 40.77M | 323.62M | -80.02M | 361.68M | -8.87B | -11.68B |
Cash from Investing | -299.67M | -2.74B | -437.56M | -5.81B | -2.98B | -1.87B | -845.44M | 1.59B | -1.73B | -2.03B |
Capital Expenditures | -162.26M | -185.7M | -333.57M | -455.1M | -1.08B | -417.73M | -736.24M | -764.48M | -1.17B | -965.18M |
CapEx % of Revenue | 21.89% | 12.14% | 13.96% | 14.37% | 23.66% | 4.63% | 6.48% | 6% | 8.23% | 8.69% |
Acquisitions | -1.22M | -7.4M | -16.79M | -291.85M | -4.78B | -121.06M | 0 | -194.62M | 16.06M | 3.06B |
Investments | - | - | - | - | - | - | - | - | - | - |
Other Investing | 30.61M | 58.1M | -65.28M | 90.09M | -215.58M | -278.5M | -511.32M | -505.53M | 0 | -226.87M |
Cash from Financing | 2.05B | 4.79B | 3.76B | 7.22B | 1.42B | -2.81B | -148.8M | 5.04B | 912.45M | -880.3M |
Debt Issued (Net) | 2.03B | 738.95M | 3.76B | -769.04M | 2.18B | -2.46B | 151.37M | 2.88B | 4.16B | 1.01B |
Equity Issued (Net) | -280.82M | -142.44M | -90K | 7.76B | -988.82M | 53.41M | -292.75M | -1.59B | -2.91B | -2.7B |
Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Share Repurchases | -280.82M | -142.44M | -90K | -76.36M | -988.82M | 0 | -292.75M | -1.59B | -2.93B | -2.7B |
Other Financing | 305.62M | 4.2B | -927K | 228.98M | 227.16M | -408.24M | -7.42M | 3.75B | -336.22M | 806.74M |
Net Change in Cash | 471.31M▲ 0% | -344M▼ 173.0% | 670.41M▲ 294.9% | 1.48B▲ 120.6% | 2.05B▲ 38.5% | -2.98B▼ 245.6% | 663.81M▲ 122.3% | 3.05B▲ 359.7% | 184.68M▼ 93.9% | 733.18M▲ 0% |
Free Cash Flow | -1.45B▲ 0% | -2.6B▼ 79.9% | -3.05B▼ 17.3% | -398.62M▲ 86.9% | 2.31B▲ 679.1% | 960.44M▼ 58.4% | 437.41M▼ 54.5% | -4.89B▼ 1218.7% | -28.43M▲ 99.4% | 2.4B▲ 0% |
FCF Margin % | -195.08% | -170.06% | -127.71% | -12.59% | 50.44% | 10.65% | 3.85% | -38.41% | -0.2% | 21.62% |
FCF Growth % | -169.56% | -79.87% | -17.32% | 86.94% | 679.06% | -58.39% | -54.46% | -1218.66% | 99.42% | 235.23% |
FCF per Share | -5.22 | -9.38 | -11.00 | -1.36 | 7.47 | 3.08 | 1.37 | -16.22 | -0.10 | 9.48 |
FCF Conversion (FCF/Net Income) | 11.81x | -8.02x | -3.30x | 0.07x | -2.65x | -3.24x | 1.03x | 2.39x | 0.29x | 0.70x |
Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
STNE Key Ratios
StoneCo Ltd. (STNE) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | -20.33% | 10.81% | 24.42% | 10.37% | -9.5% | -3.91% | 11.53% | -11.43% | 19.64% | 29.03% |
Return on Invested Capital (ROIC) | 15.8% | 11.03% | 18.71% | 9.59% | 3.84% | 15.23% | 22.46% | 23.52% | 24.75% | 14.78% |
Gross Margin | 69.77% | 78.88% | 82.13% | 75.69% | 62.55% | 70.39% | 73.75% | 73.4% | 76.22% | 67.73% |
Net Margin | -14.67% | 19.69% | 33.61% | 26.97% | -29.69% | -5.76% | 14.01% | -11.89% | 16.41% | 30.94% |
Debt / Equity | 4.31x | 0.56x | 1.13x | 0.41x | 0.61x | 0.43x | 0.38x | 1.09x | 1.49x | 1.29x |
Interest Coverage | 0.49x | 2.23x | 3.72x | 3.92x | 1.70x | 3.65x | 7.55x | 5.41x | 2.45x | 1.03x |
FCF Conversion | 11.81x | -8.02x | -3.30x | 0.07x | -2.65x | -3.24x | 1.03x | 2.39x | 0.29x | 0.70x |
Revenue Growth | 75.18% | 106.33% | 56.22% | 32.52% | 44.52% | 97.02% | 26.04% | 12.1% | 11.11% | -12.36% |
Related:STNE Dividend History·STNE Revenue History·STNE Price History·STNE P/E History·STNE Financial Ratios·STNE Institutional Holders
STNE Frequently Asked Questions
StoneCo Ltd. (STNE) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
StoneCo Ltd. (STNE) reported $11.11B in revenue for fiscal year 2025. This represents a 2526% increase from $423.2M in 2016.
StoneCo Ltd. (STNE) grew revenue by 11.1% over the past year. This is steady growth.
Yes, StoneCo Ltd. (STNE) is profitable, generating $3.44B in net income for fiscal year 2025 (16.4% net margin).
Dividend & Returns
StoneCo Ltd. (STNE) has a return on equity (ROE) of 19.6%. This is reasonable for most industries.
StoneCo Ltd. (STNE) generated $2.40B in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.