Klarna's revenue growth appears to be accelerating, reaching 26.6% in Q2 2026 likely driven by US market expansion, but profitability remains strained with net losses in nine of the last ten quarters, suggesting that growth has not yet translated into sustaina...
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Revenue growth accelerated to 26.6% in Q2 2026, yet gross margin volatility and a net margin of only 0.4% in that quarter suggest that profitability challenges persist despite top-line gains.
Klarna offers secure and flexible payment solutions, including buy now, pay later and interest-free options, appealing to a broad consumer base.
Klarna's investment case hinges on scaling its Fair Financing and leveraging its digital banking model to unlock underlying earnings power.
Projections indicate a 5-year revenue CAGR of +14% and a 10-year CAGR of +10%-15%, driven by platform adoption and market expansion.
Trailing total returns as of 10/3/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 18, 2026 | $0.01+118.9% vs -$0.05 | $1.0B+4.6% vs $997M |
Q2 2026 May 14, 2026 | -$0.01+94.6% vs -$0.18 | $1.0B+5.9% vs $944M |
Q1 2026 Feb 19, 2026 | -$0.12-300.0% vs -$0.03 | $1.1B+0.0% vs $1.1B |
Q4 2025 Nov 19, 2025 | -$0.25+0.1% vs -$0.25 | $903M+1.7% vs $888M |
Affirm Holdings (NASDAQ:AFRM | AFRM Price Prediction) stock was September's relative winner among the three buy now, pay later names, even after falling 10.5% to $69.61. Klarna Group (NYSE:KLAR) stock declined 12.5% to $12.42, while Sezzle (NASDAQ:SEZL) stock fell 13.
State Street Corp boosted its holdings in shares of Klarna Group plc (NYSE: KLAR) by 1,428.3% during the second quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The institutional investor owned 305,742 shares of the company's stock after buying an additional 285,736 shares during the
Klarna is facing continued selling pressure weeks after its latest earnings report raised concerns about the company's outlook. Klarna (NYSE:KLAR | KLAR Price Prediction) stock is down 3% to $12.52, while Affirm Holdings (NASDAQ:AFRM) stock is advancing 2% to $69.
Payments FinTech Adyen hired Klarna Chief Financial Officer Niclas Neglen as its new CFO, effective Feb. 1, 2027, according to a Tuesday (Sept. 22) press release.
Benchmark KLAR against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Klarna Group plc (KLAR)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $12.51 | $4.72B | -15.84 | 31.61% | -8.38% | -11.9% | — | |
| $70.77 | $23.57B | 471.80 | 38.8% | 56.52% | 47.91% | — | |
| $107.41 | $3.61B | 28.87 | 69.51% | 30.35% | 85.55% | — | |
| $98.94 | $35.18B | 20.23 | 16.88% | 27.35% | 47.11% | — | |
| $36.17 | $2.5B | 33.49 | 25.5% | 1.88% | 4.67% | — | |
| $52.80 | $46.58B | 9.76 | 4.19% | 14.36% | 24.42% | — |
Klarna Group plc (KLAR) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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Klarna Group plc (KLAR) stock FAQ — growth, dividends, profitability & financials explained
Klarna Group plc (KLAR) reported $4.04B in revenue for fiscal year 2025. This represents a 937% increase from $389.6M in 2016.
Klarna Group plc (KLAR) grew revenue by 31.6% over the past year. This is strong growth.
Klarna Group plc (KLAR) reported a net loss of $143.0M for fiscal year 2025.
Klarna Group plc (KLAR) has a return on equity (ROE) of -11.9%. Negative ROE indicates the company is unprofitable.
Klarna Group plc (KLAR) had negative free cash flow of $3.80B in fiscal year 2025, likely due to heavy capital investments.
