Klarna Group plc(KLAR)Earnings, Financials & Key Ratios
KLAR•NYSE
$14.29
$5.39B mkt cap·2132.8× P/E·Price updated May 6, 2026
AboutKlarna Group plc operates as a technology-driven payments company in the United Kingdom, the United States, Germany, Sweden, and internationally. The company offers advertising and marketing solutions, consumer services, digital financial services, and personal shopping and money assistance services. In addition, it provides digital retail banking solutions, such as fixed-term deposits, savings, and bank accounts; digital loyalty cards; and customer and merchant support services, as well as manages personal finances. Klarna Group plc was formerly known as Klarna UK II plc and changed its name to Klarna Group plc in December 2023. The company was founded in 2005 and is based in London, United Kingdom.Show more
- Revenue$2.67B+21.2%
- EBITDA$68M+170.8%
- Net Income$3M+101.2%
- EPS (Diluted)0.01+101.0%
- Gross Margin77.65%+3.0%
- EBITDA Margin2.55%+158.5%
- Operating Margin-4.54%+69.1%
- Net Margin0.11%+101.0%
- ROE0.13%+101.2%
- ROIC-218.67%-664.6%
- Debt/Equity0.35+63.1%
- Interest Coverage-0.24+77.9%
KLAR Key Insights
Klarna Group plc (KLAR) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 7/9
- ✓FCF machine: 20.3% free cash flow margin
- ✓High quality earnings: Operating CF exceeds net income
- ✓Strong 5Y sales CAGR of 25.7%
✗Weaknesses
- ✗Trading more than 30% below 52-week high
- ✗Low asset turnover indicates capital-intensive operations
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
KLAR Price & Volume
Klarna Group plc (KLAR) stock price & volume — 10-year historical chart
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KLAR Growth Metrics
Klarna Group plc (KLAR) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years25.71%
3 Years18.1%
TTM21.96%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM30.23%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-
Return on Capital
10 Years-4.92%
5 Years-9.66%
3 Years-9.12%
Last Year-2.96%
KLAR Recent Earnings
Klarna Group plc (KLAR) EPS & revenue vs analyst estimates — last 2 quarters
●Beat EPS 1/2 qtrs (50%)●Beat Revenue 1/2 qtrs (50%)
Q1 2026Latest
Feb 19, 2026EPS
$0.12
Est $0.03
-300.0%
Revenue
$1.1B
Est $1.1B
+0.0%
Q4 2025
Nov 19, 2025EPS
$0.25
Est $0.25
+0.1%
Revenue
$903M
Est $888M
+1.7%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 19, 2026 | $0.12vs $0.03-300.0% | $1.1Bvs $1.1B+0.0% |
| Q4 2025 | Nov 19, 2025 | $0.25vs $0.25+0.1% | $903Mvs $888M+1.7% |
Based on last 2 quarters of dataView full earnings history →
KLAR Peer Comparison
Klarna Group plc (KLAR) competitors in Payments and fintech infrastructure — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 AFRM | 21.85B | 65.58 | 437.20 | 38.8% | 7.6% | 8.83% | 2.56 | |
 SEZL | 2.91B | 86.02 | 23.12 | 66.08% | 90.93% | 0.83 | ||
 PAYX | 32.81B | 91.38 | 19.95 | 5.56% | 26.45% | 41.13% | 1.22 | |
 FOUR | 3.93B | 42.90 | 14.16 | 29.86% | 5.02% | 8.73% | 2.83 | |
 PYPL | 42.56B | 46.26 | 8.55 | 4.32% | 25.08% | 0.49 | ||
 SOFI | 20.79B | 16.30 | 41.79 | 28.78% | 5.87% | 0.17 | ||
 UPST | 2.74B | 28.68 | 63.73 | 58.87% | 6.59% | 2.32 | ||
 LC | 1.96B | 17.06 | 14.83 | 14.97% | 9.47% | 0.01 |
Compare KLAR vs Peers
Klarna Group plc (KLAR) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
KLAR Income Statement
Klarna Group plc (KLAR) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales/Revenue | 389.62M | 547.51M | 677.71M | 849.54M | 1.33B | 1.62B | 1.89B | 2.2B | 2.67B | 3B |
| Revenue Growth % | - | 40.53% | 23.78% | 25.36% | 56.95% | 21.42% | 16.62% | 16.58% | 21.17% | 21.96% |
| Cost of Goods Sold | 63.02M | 86.06M | 117.31M | 251.5M | 377.41M | 595.74M | 520M | 541M | 596M | 1.11B |
| COGS % of Revenue | 16.17% | 15.72% | 17.31% | 29.6% | 28.31% | 36.8% | 27.54% | 24.58% | 22.35% | - |
| Gross Profit | 326.6M▲ 0% | 461.45M▲ 41.3% | 560.4M▲ 21.4% | 598.04M▲ 6.7% | 955.93M▲ 59.8% | 1.02B▲ 7.0% | 1.37B▲ 33.7% | 1.66B▲ 21.3% | 2.07B▲ 24.8% | 1.9B▲ 0% |
| Gross Margin % | 83.83% | 84.28% | 82.69% | 70.4% | 71.69% | 63.2% | 72.46% | 75.42% | 77.65% | 63.1% |
| Gross Profit Growth % | - | 41.29% | 21.44% | 6.72% | 59.84% | 7.04% | 33.69% | 21.34% | 24.76% | - |
| Operating Expenses | 308.15M | 397.73M | 542.52M | 709.57M | 1.14B | 1.75B | 2.35B | 1.98B | 2.19B | 2.14B |
| OpEx % of Revenue | 79.09% | 72.64% | 80.05% | 83.52% | 85.72% | 108.23% | 124.36% | 90.1% | 82.19% | - |
| Selling, General & Admin | 283.83M | 357.67M | 490.97M | 649.71M | 1.06B | 1.67B | 851M | 651M | 609M | 1.06B |
| SG&A % of Revenue | 72.85% | 65.33% | 72.45% | 76.48% | 79.16% | 103.45% | 45.07% | 29.58% | 22.83% | - |
| Research & Development | 7.12M | 9.15M | 8.51M | 11.2M | 16.56M | 0 | 430M | 389M | 444M | 334M |
| R&D % of Revenue | 1.83% | 1.67% | 1.26% | 1.32% | 1.24% | - | 22.78% | 17.67% | 16.65% | - |
| Other Operating Expenses | 17.2M | 30.91M | 43.03M | 48.65M | 70.92M | 77.49M | 1.07B | 943M | 1.14B | 3M |
| Operating Income | 18.45M▲ 0% | 63.72M▲ 245.3% | 17.88M▼ 71.9% | -111.53M▼ 723.6% | -186.97M▼ 67.6% | -729.06M▼ 289.9% | -980M▼ 34.4% | -323M▲ 67.0% | -121M▲ 62.5% | -247M▲ 0% |
| Operating Margin % | 4.74% | 11.64% | 2.64% | -13.13% | -14.02% | -45.03% | -51.91% | -14.68% | -4.54% | -8.23% |
| Operating Income Growth % | - | 245.34% | -71.93% | -723.61% | -67.65% | -289.94% | -34.42% | 67.04% | 62.54% | - |
| EBITDA | 23.73M | 70.03M | 25.45M | -103.25M | -172.67M | -674.67M | -818M | -96M | 68M | -109M |
| EBITDA Margin % | 6.09% | 12.79% | 3.76% | -12.15% | -12.95% | -41.67% | -43.33% | -4.36% | 2.55% | -3.63% |
| EBITDA Growth % | - | 195.16% | -63.66% | -505.7% | -67.24% | -290.74% | -21.24% | 88.26% | 170.83% | 64.4% |
| D&A (Non-Cash Add-back) | 5.28M | 6.31M | 7.56M | 8.28M | 14.3M | 54.39M | 162M | 227M | 189M | 138M |
| EBIT | 31.69M | 89.61M | 54.01M | -78.45M | -130.49M | -656.65M | -849M | -101M | 238M | 55M |
| Net Interest Income | -12.81M | -16.91M | -26.18M | -35.17M | -61.41M | -73.62M | -131M | -222M | -359M | -306M |
| Interest Income | 0 | 0 | 0 | -35.17M | -61.41M | -73.62M | 16M | 75M | 144M | 67M |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | 0 | 147M | 297M | 503M | 373M |
| Other Income/Expense | 0 | 0 | 0 | 0 | 0 | 0 | -58M | 19M | 154M | -3M |
| Pretax Income | 18.45M▲ 0% | 63.72M▲ 245.3% | 17.88M▼ 71.9% | -111.53M▼ 723.6% | -186.97M▼ 67.6% | -729.06M▼ 289.9% | -1.04B▼ 42.4% | -304M▲ 70.7% | 33M▲ 110.9% | -250M▲ 0% |
| Pretax Margin % | 4.74% | 11.64% | 2.64% | -13.13% | -14.02% | -45.03% | -54.98% | -13.81% | 1.24% | -8.33% |
| Income Tax | 6.02M | 21.71M | 6.22M | 18.88M | 28.34M | 58.37M | -3M | -60M | 12M | 27M |
| Effective Tax Rate % | 32.62% | 34.07% | 34.8% | -16.93% | -15.16% | -8.01% | 0.29% | 19.74% | 36.36% | -10.8% |
| Net Income | 12.43M▲ 0% | 42.01M▲ 237.9% | 11.63M▼ 72.3% | -92.41M▼ 894.5% | -153.95M▼ 66.6% | -775.71M▼ 403.9% | -1.04B▼ 33.8% | -249M▲ 76.0% | 3M▲ 101.2% | -279M▲ 0% |
| Net Margin % | 3.19% | 7.67% | 1.72% | -10.88% | -11.55% | -47.91% | -54.98% | -11.31% | 0.11% | -9.29% |
| Net Income Growth % | - | 237.89% | -72.31% | -894.52% | -66.59% | -403.89% | -33.81% | 76.01% | 101.2% | 30.23% |
| Net Income (Continuing) | 12.43M | 42.01M | 11.66M | -92.64M | -158.63M | -787.43M | -1.03B | -244M | 21M | -277M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 6.78M | 6.51M | 7.91M | 8.07M | 6.04M | 5M | 171M | 171M |
| EPS (Diluted) | 0.00▲ 0% | 0.00▲ 0% | 0.00▲ 0% | 0.00▲ 0% | 0.00▲ 0% | 0.00▲ 0% | -3.09▲ 0% | -0.69▲ 77.8% | 0.01▲ 101.0% | -0.75▲ 0% |
| EPS Growth % | - | - | - | - | - | - | - | 77.83% | 100.97% | - |
| EPS (Basic) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -3.09 | -0.69 | 0.01 | - |
| Diluted Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 335.56M | 362.09M | 364.41M | 371.58M |
| Basic Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 335.56M | 362.09M | 363.99M | 371.58M |
| Dividend Payout Ratio | - | - | - | - | - | - | - | - | - | - |
KLAR Balance Sheet
Klarna Group plc (KLAR) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Current Assets | 1.19B | 2.09B | 2.94B | 3.7B | 6.82B | 10.59B | 10.44B | 11.46B | 11.21B | 17.44B |
| Cash & Short-Term Investments | 103.4M | 225.25M | 348.02M | 279.52M | 1.24B | 2.83B | 2.57B | 2.39B | 3.59B | 6.79B |
| Cash Only | 4.39K | 4.39K | 37.34K | 11.43M | 609.5M | 1.75B | 1.54B | 2.39B | 3.24B | 6.79B |
| Short-Term Investments | 103.39M | 225.24M | 347.99M | 268.09M | 634.44M | 1.08B | 1.03B | 0 | 347M | 0 |
| Accounts Receivable | 0 | 0 | 0 | 0 | 0 | 0 | 7.3B | 9B | 7.52B | 10.65B |
| Days Sales Outstanding | - | - | - | - | - | - | 1.41K | 1.49K | 1.03K | 851.94 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 1.08B | 1.86B | 2.58B | 3.41B | 5.56B | 7.76B | 556.96M | 19M | 69M | 0 |
| Total Non-Current Assets | 141.53M | 229.75M | 245.44M | 560.96M | 698.27M | 1.22B | 1.57B | 2.33B | 2.61B | 3.34B |
| Property, Plant & Equipment | 6.02M | 7.54M | 9.09M | 95.32M | 122M | 211.81M | 196.09M | 122M | 85M | 54M |
| Fixed Asset Turnover | 64.73x | 72.62x | 74.52x | 8.91x | 10.93x | 7.64x | 9.63x | 18.04x | 31.38x | 58.60x |
| Goodwill | 98.64M | 155.52M | 149.82M | 144.63M | 173.72M | 506.97M | 657.61M | 667M | 613M | 681M |
| Intangible Assets | 15.23M | 37.65M | 38.57M | 41.78M | 42.45M | 106.9M | 344.01M | 533M | 376M | 392M |
| Long-Term Investments | 1.13M | 0 | 4.65M | 197.93M | 198.11M | 212.8M | 115.31M | 808M | 130M | 3.61B |
| Other Non-Current Assets | 20.5M | 29.04M | 43.31M | 81.31M | 161.99M | 183.51M | 261.61M | 170M | 1.37B | 3.23B |
| Total Assets | 1.33B▲ 0% | 2.32B▲ 74.8% | 3.18B▲ 37.3% | 4.26B▲ 33.8% | 7.51B▲ 76.4% | 11.81B▲ 57.2% | 12.01B▲ 1.7% | 13.75B▲ 14.4% | 13.8B▲ 0.4% | 20.78B▲ 0% |
| Asset Turnover | 0.29x | 0.24x | 0.21x | 0.20x | 0.18x | 0.14x | 0.16x | 0.16x | 0.19x | 0.22x |
| Asset Growth % | - | 74.8% | 37.27% | 33.8% | 76.42% | 57.21% | 1.69% | 14.44% | 0.41% | 0% |
| Total Current Liabilities | 558.28M | 963.49M | 1.43B | 1.99B | 3.77B | 5.66B | 6.73B | 10.12B | 9.25B | 18.16B |
| Accounts Payable | 7.87M | 16.46M | 2.76M | 16.29M | 28.93M | 20.56M | 17.65M | 1.45B | 1.27B | 562M |
| Days Payables Outstanding | 45.57 | 69.8 | 8.59 | 23.64 | 27.98 | 12.6 | 12.39 | 980.3 | 776.54 | 311.96 |
| Short-Term Debt | 29.04M | 36.78M | 2.7M | 703.93M | 609.09M | 697.34M | 345.36M | 252M | 234M | 2.62B |
| Deferred Revenue (Current) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8.36B | 7.68B | 24.81B |
| Other Current Liabilities | 488.6M | 863.29M | 1.36B | 1.16B | 2.93B | 4.6B | 6.06B | 0 | 0 | 14.97B |
| Current Ratio | 2.12x | 2.17x | 2.05x | 1.86x | 1.81x | 1.87x | 1.55x | 1.13x | 1.21x | 1.21x |
| Quick Ratio | 2.12x | 2.17x | 2.05x | 1.86x | 1.81x | 1.87x | 1.55x | 1.13x | 1.21x | 1.21x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | 539.98 |
| Total Non-Current Liabilities | 461.99M | 838.65M | 1.21B | 1.24B | 2.01B | 3.45B | 2.96B | 1.43B | 2.29B | 0 |
| Long-Term Debt | 86.43M | 291.04M | 450.01M | 483.54M | 265.7M | 423.29M | 124.04M | 86M | 464M | 0 |
| Capital Lease Obligations | 0 | 0 | 0 | 55.25M | 71.65M | 134.09M | 128.36M | 104M | 70M | 175M |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1M | 1M | 2M |
| Other Non-Current Liabilities | 375.57M | 547.61M | 756.38M | 697.9M | 1.67B | 2.89B | 2.71B | -175M | -350M | -1.97B |
| Total Liabilities | 1.02B | 1.8B | 2.64B | 3.23B | 5.77B | 9.1B | 9.69B | 11.55B | 11.55B | 18.16B |
| Total Debt | 115.47M | 327.81M | 452.71M | 1.26B | 967.55M | 1.28B | 637.95M | 472M | 791M | 2.62B |
| Net Debt | 115.47M | 327.81M | 452.67M | 1.24B | 358.06M | -462.97M | -905.12M | -1.92B | -2.45B | -4.17B |
| Debt / Equity | 0.38x | 0.63x | 0.83x | 1.22x | 0.56x | 0.47x | 0.27x | 0.21x | 0.35x | 0.35x |
| Debt / EBITDA | 4.87x | 4.68x | 17.79x | - | - | - | - | - | 11.63x | -24.06x |
| Net Debt / EBITDA | 4.87x | 4.68x | 17.79x | - | - | - | - | - | -36.06x | -36.06x |
| Interest Coverage | - | - | - | - | - | - | -6.67x | -1.09x | -0.24x | 0.15x |
| Total Equity | 306.53M▲ 0% | 517.06M▲ 68.7% | 546.54M▲ 5.7% | 1.03B▲ 88.6% | 1.74B▲ 69.0% | 2.71B▲ 55.6% | 2.32B▼ 14.4% | 2.2B▼ 5.3% | 2.26B▲ 2.7% | 2.62B▲ 0% |
| Equity Growth % | - | 68.68% | 5.7% | 88.64% | 69.01% | 55.56% | -14.37% | -5.35% | 2.73% | 0.89% |
| Book Value per Share | - | - | - | - | - | - | 6.92 | 6.07 | 6.19 | 7.05 |
| Total Shareholders' Equity | 306.53M | 517.06M | 539.76M | 1.02B | 1.73B | 2.7B | 2.32B | 2.19B | 2.09B | 2.45B |
| Common Stock | 206.3K | 239.78K | 224.07K | 243.25K | 297.81K | 331.64K | 287.8K | 0 | 0 | 4.2B |
| Retained Earnings | 60.04M | 108.03M | 103.94M | 2.37M | -155.31M | -958.01M | -1.8B | -2.16B | -2.08B | -2.47B |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 8.06M | 45.63M | 78.53M | 78.13M | 74.82M | 91.75M | 123.56M | -311M | -479M | -170M |
| Minority Interest | 0 | 0 | 6.78M | 6.51M | 7.91M | 8.07M | 6.04M | 5M | 171M | 171M |
KLAR Cash Flow Statement
Klarna Group plc (KLAR) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 47.65M | -316.54M | 81.72M | -902.92M | 198.24M | -365.47M | 336M | 808M | 587M | 587M |
| Operating CF Margin % | 12.23% | -57.81% | 12.06% | -106.28% | 14.87% | -22.57% | 17.8% | 36.71% | 22.01% | - |
| Operating CF Growth % | - | -764.37% | 125.82% | -1204.91% | 121.96% | -284.36% | 191.94% | 140.48% | -27.35% | -48.34% |
| Net Income | 12.43M | 42.01M | 11.63M | -92.41M | -153.95M | -775.71M | -1.04B | -304M | 33M | -279M |
| Depreciation & Amortization | 12.4M | 15.47M | 16.08M | 31.94M | 48.73M | 82.47M | 162M | 227M | 189M | 138M |
| Stock-Based Compensation | 2.28M | -63.63K | 868.75K | 511.27K | 10.88M | 58.48M | 56M | 43M | 92M | 90M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 17.98M | 51.83M | 28.66M | 34.65M | 18.84M | 233.15M | 1.07B | 475M | 438M | 832M |
| Working Capital Changes | 2.56M | -425.79M | 24.48M | -877.62M | 273.73M | 36.15M | 88M | 367M | -165M | 2.38B |
| Change in Receivables | 0 | 0 | 0 | 0 | 0 | 0 | -1.76B | -1.72B | -1.18B | -1.89B |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash from Investing | -10.3M | -68.39M | -34.31M | -147.27M | -57.29M | -489.4M | -459M | -83M | 154M | -33M |
| Capital Expenditures | -2.72M | -4M | -6.04M | -19.89M | -7.77M | -27.08M | -11M | -1M | -1M | -27M |
| CapEx % of Revenue | 0.7% | 0.73% | 0.89% | 2.34% | 0.58% | 1.67% | 0.58% | 0.05% | 0.04% | - |
| Acquisitions | 0 | -48.8M | -5.64K | -104.55M | -17.32M | -245.2M | -354M | 0 | 199M | 0 |
| Investments | - | - | - | - | - | - | - | - | - | - |
| Other Investing | -7.57M | -15.59M | -28.27M | -22.83M | -32.2M | -217.12M | -94M | -82M | -44M | -6M |
| Cash from Financing | 43.3M | 372.46M | 82.86M | 976.68M | 535.19M | 2.14B | 18M | -62M | 312M | 1.13B |
| Debt Issued (Net) | 32.59M | 243.08M | 33.59M | 371M | -193.97M | 481.77M | -782M | -78M | 170M | 791M |
| Equity Issued (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 1000K | 1000K | 0 | 1000K |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing | 10.72M | 129.39M | 49.26M | 605.68M | 729.15M | 1.66B | 1M | -23M | 142M | 143M |
| Net Change in Cash | 128.65M▲ 0% | 3.04M▼ 97.6% | 124.61M▲ 3997.3% | -82.87M▼ 166.5% | 667.77M▲ 905.8% | 1.23B▲ 84.6% | -377M▼ 130.6% | 697M▲ 284.9% | 852M▲ 22.2% | 4.79B▲ 0% |
| Free Cash Flow | 44.92M▲ 0% | -320.54M▼ 813.6% | 75.68M▲ 123.6% | -922.81M▼ 1319.3% | 190.47M▲ 120.6% | -392.56M▼ 306.1% | 231M▲ 158.8% | 723M▲ 213.0% | 542M▼ 25.0% | 3.16B▲ 0% |
| FCF Margin % | 11.53% | -58.55% | 11.17% | -108.62% | 14.29% | -24.25% | 12.24% | 32.85% | 20.32% | 105.09% |
| FCF Growth % | - | -813.56% | 123.61% | -1319.3% | 120.64% | -306.1% | 158.85% | 212.99% | -25.03% | 116.74% |
| FCF per Share | - | - | - | - | - | - | 0.69 | 2.00 | 1.49 | 1.49 |
| FCF Conversion (FCF/Net Income) | 3.83x | -7.54x | 7.03x | 9.77x | -1.29x | 0.47x | -0.32x | -3.24x | 195.67x | -11.31x |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
KLAR Key Ratios
Klarna Group plc (KLAR) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 10.2% | 2.19% | -11.72% | -11.1% | -34.84% | -41.26% | -11.02% | 0.13% | -10.65% |
| Return on Invested Capital (ROIC) | 7.54% | 1.45% | -5.11% | -6.41% | -25.15% | -40.12% | -28.6% | -218.67% | -218.67% |
| Gross Margin | 84.28% | 82.69% | 70.4% | 71.69% | 63.2% | 72.46% | 75.42% | 77.65% | 63.1% |
| Net Margin | 7.67% | 1.72% | -10.88% | -11.55% | -47.91% | -54.98% | -11.31% | 0.11% | -9.29% |
| Debt / Equity | 0.63x | 0.83x | 1.22x | 0.56x | 0.47x | 0.27x | 0.21x | 0.35x | 0.35x |
| Interest Coverage | - | - | - | - | - | -6.67x | -1.09x | -0.24x | 0.15x |
| FCF Conversion | -7.54x | 7.03x | 9.77x | -1.29x | 0.47x | -0.32x | -3.24x | 195.67x | -11.31x |
| Revenue Growth | 40.53% | 23.78% | 25.36% | 56.95% | 21.42% | 16.62% | 16.58% | 21.17% | 21.96% |
KLAR Frequently Asked Questions
Klarna Group plc (KLAR) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Klarna Group plc (KLAR) reported $3.00B in revenue for fiscal year 2024. This represents a 671% increase from $389.6M in 2016.
Klarna Group plc (KLAR) grew revenue by 21.2% over the past year. This is strong growth.
Klarna Group plc (KLAR) reported a net loss of $279.0M for fiscal year 2024.
Dividend & Returns
Klarna Group plc (KLAR) has a return on equity (ROE) of 0.1%. This is below average, suggesting room for improvement.
Klarna Group plc (KLAR) generated $3.16B in free cash flow for fiscal year 2024. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.
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