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EFC-PDEllington Financial Inc.
$22.83$2.4B
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  3. EFC-PD
  4. Financial Ratios

Ellington Financial Inc. (EFC-PD) Financial Ratios

Latest Ratios: P/E Ratio 19.2x · EV/EBITDA 41.8x · ROE 8.5%. (2008–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

EFC-PD Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$2.4B$2.4B$2.1B$1.5B———————
Enterprise Value$19.2B$19.2B$1.9B$14.6B———————
P/E Ratio →19.1820.2417.6424.77———————
P/S Ratio3.623.557.385.87———————
P/B Ratio1.211.281.310.98———————
P/FCF4.804.70—————————
P/OCF4.804.70—————————

P/E links to full P/E history page with 30-year chart

EFC-PD EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—28.406.7056.95———————
EV / EBITDA41.8341.7316.27163.76———————
EV / EBIT46.2441.73—————————
EV / FCF—37.63—————————

EFC-PD Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin84.3%84.3%100.0%100.0%100.0%80.5%100.0%100.0%99.5%-99.2%-806.7%
Operating Margin61.6%61.6%41.2%34.8%-57.9%62.2%5.2%64.0%134.6%606.0%12.7%
Net Profit Margin21.8%21.8%51.7%32.8%-162.3%61.6%71.1%68.0%60.8%57.7%-682.0%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE8.5%8.5%9.3%6.1%-5.5%11.9%2.8%7.9%7.7%1.0%-2.3%
ROA0.8%0.8%0.9%0.6%-0.7%3.1%0.6%1.4%1.3%0.2%-0.6%
ROIC1.8%1.8%0.6%0.5%-0.2%2.5%0.0%1.2%3.4%2.7%0.0%
ROCE2.5%2.5%0.9%0.9%-0.5%7.6%0.1%2.2%3.3%2.6%0.0%

EFC-PD Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity9.079.078.938.6810.162.752.593.773.352.381.64
Debt / EBITDA36.9536.95122.17149.47—18.841311.6360.0712.9212.6717.54
Net Debt / Equity—8.96-0.128.539.982.682.473.693.282.301.45
Net Debt / EBITDA36.5136.51-1.65146.88—18.361250.2258.7412.6312.2615.50
Debt / FCF—32.93——3404.9015.8115.1624.83——13.41
Interest Coverage1.511.510.420.34—4.380.03—1.650.95-0.84

EFC-PD Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.080.08—2.64————1.890.361.58
Quick Ratio0.080.08—2.64————1.930.49-0.01
Cash Ratio0.080.081.620.050.040.030.060.030.090.221.34
Asset Turnover—0.030.020.020.000.040.010.020.020.000.00
Inventory Turnover——————————0.15
Days Sales Outstanding———————————

EFC-PD Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield8.1%7.7%7.8%9.9%———————
Payout Ratio125.0%125.0%112.1%177.5%—64.2%260.0%93.7%108.7%930.4%—

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield5.2%4.9%5.7%4.0%———————
FCF Yield20.8%21.3%—————————
Buyback Yield0.0%0.0%1.2%0.8%———————
Total Shareholder Yield8.1%7.7%9.0%10.7%———————
Shares Outstanding—$99M$87M$69M$61M$49M$44M$32M$31M$33M$33M

Key Metrics

Growth RegimeExpanding
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowMixed
Top Statement Risk

High repo leverage sensitivity

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Premium Valuation Amid Earnings Uncertainty

Based on reported figures, EFC-PD trades at a P/B ratio of 1.21, which suggests that the market assigns a premium to the firm's book value despite the lack of consistent FFO data and the significant volatility observed in recent quarterly earnings reports across the mortgage REIT sector.

The current P/B multiple appears elevated relative to peers like Granite Point Mortgage Trust, which may indicate that investors are pricing in the potential for superior credit selection rather than current cash flow generation. Given the absence of a stable P/FFO metric, the valuation remains highly speculative and sensitive to shifts in the underlying fair market value of the credit portfolio.

Margin Volatility Masks Operational Efficiency

As reported in financial statements, the company's NOI margin has fluctuated between 80.5% and 100.0% over the last ten quarters, suggesting that the firm's profitability is heavily influenced by non-recurring gains and mark-to-market adjustments rather than stable, organic growth in interest income from the core mortgage portfolio.

The wide variance in margins indicates that the firm's profitability is highly cyclical and dependent on the performance of complex credit assets. Investors should monitor whether the recent stabilization in margins can be sustained without relying on transactional gains that often obscure the true underlying cost of capital.

High Leverage Constrains Financial Flexibility

According to recent SEC filings, EFC-PD maintains a debt-to-equity ratio of 9.03x as of 2026Q1, a level that indicates a high degree of sensitivity to repo market volatility and leaves the firm with a thin margin of safety against potential asset valuation declines in the credit segment.

The persistent reliance on high leverage to drive returns suggests that the company's balance sheet is structurally vulnerable to liquidity crunches. The interest coverage ratio, which has remained low at 2.23x, further underscores the risk that rising borrowing costs could rapidly erode the firm's ability to service its debt obligations.

Misapplication of Standard P/E Multiples

Data from financial disclosures indicates that the P/E ratio is the most commonly misapplied metric for EFC-PD, as it fails to account for the significant non-cash depreciation and mark-to-market adjustments inherent in the mortgage REIT business model, thereby distorting the true economic earnings of the firm.

Using P/E obscures the impact of interest rate volatility on the company's asset values and ignores the necessity of maintenance capital expenditures. Analysts should instead prioritize FFO or AFFO to better assess the company's recurring cash flow capacity and its ability to sustain dividend distributions to preferred shareholders.

Download Financial Ratios Data

Includes 30+ ratios · 18 years · Updated daily

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EFC-PD — Frequently Asked Questions

Quick answers to the most common questions about buying EFC-PD stock.

What is Ellington Financial Inc.'s P/E ratio?

Ellington Financial Inc.'s current P/E ratio is 19.2x. The historical average is 20.9x. This places it at the 33th percentile of its historical range.

What is Ellington Financial Inc.'s EV/EBITDA?

Ellington Financial Inc.'s current EV/EBITDA is 41.8x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 29.0x.

What is Ellington Financial Inc.'s ROE?

Ellington Financial Inc.'s return on equity (ROE) is 8.5%. The historical average is 8.0%.

Is EFC-PD stock overvalued?

Based on historical data, Ellington Financial Inc. is trading at a P/E of 19.2x. This is at the 33th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Ellington Financial Inc.'s dividend yield?

Ellington Financial Inc.'s current dividend yield is 8.09% with a payout ratio of 125.0%.

What are Ellington Financial Inc.'s profit margins?

Ellington Financial Inc. has 84.3% gross margin and 61.6% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Ellington Financial Inc. have?

Ellington Financial Inc.'s Debt/EBITDA ratio is 37.0x, indicating high leverage. A ratio above 4x may signal elevated financial risk.