EverQuote, Inc. (EVER) 10-Year Financial Performance & Capital Metrics

EVER •

Communication ServicesInternet ServicesOnline Marketplaces and Classifieds

AboutEverQuote, Inc. operates an online marketplace for insurance shopping in the United States. The company's online marketplace offers consumers shopping for auto, home and renters, life, and health insurance. It serves carriers and agents, as well as indirect distributors. The company was formerly known as AdHarmonics, Inc., and changed its name to EverQuote, Inc. in November 2014. EverQuote, Inc. was incorporated in 2008 and is based in Cambridge, Massachusetts.Show more

Revenue $693M +38.5%
EBITDA $70M +88.1%
Net Income $99M +208.7%
EPS (Diluted) 2.63 +198.9%
Gross Margin 97.2% +1.4%
EBITDA Margin 10.16% +35.8%
Operating Margin 9.61% +51.4%
Net Margin 14.34% +123.0%
ROE 53.19% +78.8%
ROIC 55.97% -3.6%
Debt/Equity -0.00 -117.8%
Interest Coverage -

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Company is almost debt free
✓Strong 5Y sales CAGR of 14.8%
✓Efficient asset utilization: 8.7x turnover

✗Weaknesses

✗Weak momentum: RS Rating 13 (bottom 13%)
✗Trading more than 30% below 52-week high

Price & Volume

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Growth Metrics

Revenue CAGR

10Y-

5Y14.83%

3Y19.67%

TTM38.45%

Profit (Net Income) CAGR

10Y-

5Y-

3Y-

TTM208.72%

EPS CAGR

10Y-

5Y-

3Y-

TTM205.81%

ROCE

10Y Avg-11.14%

5Y Avg5.74%

3Y Avg25.73%

Latest102.28%

Peer Comparison

Online Marketplaces and Classifieds

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
ZGZillow Group, Inc. Class A	10.77B	44.80	497.78	15.52%	0.89%	0.47%	2.18%	0.02
ZZillow Group, Inc. Class C	10.73B	44.62	495.78	15.52%	-1.29%	-0.64%	2.19%	0.02
FVRRFiverr International Ltd.	388.19M	10.83	19.34	10.07%	4.87%	5.09%	26.78%	0.01
SSTKShutterstock, Inc.	689.62M	16.80	13.44	5.84%	4.6%	7.83%	17.96%	0.23
ATHMAutohome Inc.	9.19B	19.18	9.89	-2.01%	23.62%	6.31%	1.96%	0.00
GETYGetty Images Holdings, Inc.	320.77M	0.78	8.16	2.48%	-9.6%	-13.31%	18.98%	1.89
EVEREverQuote, Inc.	56.95M	15.80	6.01	38.45%	14.34%	41.72%	100%	-0.00
SEATVivid Seats Inc.	22.72M	5.96	5.32	8.8%	-24.08%	-46.21%	100%	0.66

Profit & Loss

	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Sales/Revenue+	122.78M	126.24M	163.35M	248.81M	346.94M	418.51M	404.13M	287.92M	500.19M	692.52M
Revenue Growth %	-	2.82%	29.39%	52.32%	39.44%	20.63%	-3.44%	-28.75%	73.72%	38.45%
Cost of Goods Sold+	5.89M	7.75M	11.68M	15.9M	21.37M	23.95M	23.98M	22.45M	20.92M	19.38M
COGS % of Revenue	4.8%	6.13%	7.15%	6.39%	6.16%	5.72%	5.93%	7.8%	4.18%	2.8%
Gross Profit+	116.89M	118.5M	151.67M	232.91M	325.56M	394.57M	380.15M	265.47M	479.27M	673.15M
Gross Margin %	95.2%	93.86%	92.85%	93.61%	93.84%	94.28%	94.07%	92.2%	95.82%	97.2%
Gross Profit Growth %	-	1.37%	28%	53.56%	39.78%	21.2%	-3.65%	-30.17%	80.54%	40.45%
Operating Expenses+	117.3M	123.19M	165.58M	240.96M	337.24M	416.49M	404.94M	317.44M	447.52M	606.58M
OpEx % of Revenue	95.54%	97.58%	101.37%	96.84%	97.21%	99.52%	100.2%	110.25%	89.47%	87.59%
Selling, General & Admin	110.71M	113.99M	151.41M	219.52M	305.32M	379.69M	377.36M	266.43M	417.96M	575.07M
SG&A % of Revenue	90.17%	90.3%	92.69%	88.23%	88.01%	90.72%	93.38%	92.54%	83.56%	83.04%
Research & Development	6.58M	9.19M	14.17M	20.21M	29.66M	35.73M	31.71M	27.59M	29.55M	31.5M
R&D % of Revenue	5.36%	7.28%	8.68%	8.12%	8.55%	8.54%	7.85%	9.58%	5.91%	4.55%
Other Operating Expenses	0	0	0	1.23M	2.26M	1.06M	-4.13M	23.42M	0	0
Operating Income+	-409K	-4.69M	-13.91M	-8.05M	-11.68M	-21.92M	-24.79M	-51.98M	31.75M	66.57M
Operating Margin %	-0.33%	-3.71%	-8.52%	-3.23%	-3.37%	-5.24%	-6.13%	-18.05%	6.35%	9.61%
Operating Income Growth %	-	-1046.45%	-196.69%	42.14%	-45.14%	-87.67%	-13.06%	-109.68%	161.09%	109.66%
EBITDA+	1.03M	-3.33M	-12.57M	-5.86M	-8.33M	-16.85M	-18.94M	-45.78M	37.42M	70.38M
EBITDA Margin %	0.84%	-2.64%	-7.7%	-2.36%	-2.4%	-4.03%	-4.69%	-15.9%	7.48%	10.16%
EBITDA Growth %	-	-423.83%	-277.62%	53.36%	-42.11%	-102.26%	-12.39%	-141.71%	181.75%	88.06%
D&A (Non-Cash Add-back)	1.44M	1.36M	1.34M	2.19M	3.35M	5.07M	5.85M	6.2M	5.67M	3.81M
EBIT	-409K	-4.69M	-13.91M	-6.82M	-9.42M	-20.86M	-28.92M	-28.56M	31.75M	61.82M
Net Interest Income+	-506K	-382K	121K	669K	189K	37K	349K	1.25M	2.08M	3.57M
Interest Income	0	0	320K	669K	189K	37K	349K	1.25M	2.08M	3.57M
Interest Expense	506K	382K	199K	0	0	0	0	0	0	0
Other Income/Expense	-506K	-382K	121K	932K	480K	-20K	372K	1.26M	2.26M	-4.75M
Pretax Income+	-915K	-5.07M	-13.79M	-7.12M	-11.2M	-21.94M	-24.42M	-50.71M	34.01M	61.82M
Pretax Margin %	-0.75%	-4.02%	-8.44%	-2.86%	-3.23%	-5.24%	-6.04%	-17.61%	6.8%	8.93%
Income Tax+	18K	0	0	0	0	-2.51M	0	577K	1.84M	-37.49M
Effective Tax Rate %	101.97%	100%	100%	100%	100%	88.56%	100%	101.14%	94.59%	160.64%
Net Income+	-933K	-5.07M	-13.79M	-7.12M	-11.2M	-19.43M	-24.42M	-51.29M	32.17M	99.31M
Net Margin %	-0.76%	-4.02%	-8.44%	-2.86%	-3.23%	-4.64%	-6.04%	-17.81%	6.43%	14.34%
Net Income Growth %	-	-443.52%	-171.96%	48.39%	-57.4%	-73.49%	-25.64%	-110.05%	162.72%	208.72%
Net Income (Continuing)	-933K	-5.07M	-13.79M	-7.12M	-11.2M	-19.43M	-24.42M	-51.29M	32.17M	99.31M
Discontinued Operations	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0
EPS (Diluted)+	-0.04	-0.24	-0.81	-0.28	-0.41	-0.67	-0.77	-1.54	0.88	2.63
EPS Growth %	-	-451.72%	-237.5%	65.43%	-46.43%	-63.41%	-14.93%	-100%	157.14%	198.86%
EPS (Basic)	-0.04	-0.24	-0.81	-0.28	-0.41	-0.67	-0.77	-1.54	0.92	2.75
Diluted Shares Outstanding	21.44M	21.44M	16.92M	25.76M	27.33M	29.09M	31.61M	33.35M	36.65M	37.75M
Basic Shares Outstanding	21.44M	21.44M	16.92M	25.76M	27.33M	29.09M	31.61M	33.35M	35.01M	36.14M
Dividend Payout Ratio	-	-	-	-	-	-	-	-	-	-

Balance Sheet

	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Current Assets+	25.2M	17.65M	60.55M	85.33M	97.4M	84.69M	80.97M	69.24M	171.78M	83.44M
Cash & Short-Term Investments	12.4M	2.36M	41.63M	46.05M	42.87M	34.85M	30.84M	37.96M	102.12M	95.38M
Cash Only	12.4M	2.36M	41.63M	46.05M	42.87M	34.85M	30.84M	37.96M	102.12M	95.38M
Short-Term Investments	0	0	0	0	0	0	0	0	0	0
Accounts Receivable	12.22M	14.69M	17.46M	32.21M	49.92M	44.94M	43.13M	25.53M	64.35M	-11.94M
Days Sales Outstanding	36.32	42.48	39.01	47.26	52.52	39.2	38.96	32.36	46.96	-
Inventory	0	0	0	0	0	0	0	0	0	0
Days Inventory Outstanding	-	-	-	-	-	-	-	-	-	-
Other Current Assets	0	0	1.46M	0	0	0	7M	5.75M	5.31M	0
Total Non-Current Assets+	3.05M	2.87M	5.2M	5.89M	31.65M	58.91M	75.55M	41.68M	38.75M	-3.93M
Property, Plant & Equipment	2.36M	2.13M	4.48M	5.2M	15.79M	13.09M	12.23M	7.34M	9.59M	-3.93M
Fixed Asset Turnover	51.98x	59.30x	36.45x	47.88x	21.97x	31.98x	33.05x	39.25x	52.18x	-
Goodwill	0	0	0	0	9.79M	21.5M	21.5M	21.5M	21.5M	21.5M
Intangible Assets	0	0	0	0	3.37M	10.23M	7.96M	5.19M	3.25M	0
Long-Term Investments	0	0	0	0	0	0	0	0	0	0
Other Non-Current Assets	687K	740K	715K	691K	2.69M	14.1M	33.86M	7.66M	4.41M	-21.5M
Total Assets+	28.25M	20.52M	65.75M	91.22M	129.05M	143.61M	156.52M	110.92M	210.53M	79.51M
Asset Turnover	4.35x	6.15x	2.48x	2.73x	2.69x	2.91x	2.58x	2.60x	2.38x	8.71x
Asset Growth %	-	-27.37%	220.42%	38.75%	41.47%	11.28%	8.99%	-29.13%	89.79%	-62.23%
Total Current Liabilities+	14.05M	15.02M	21.36M	38.39M	46.85M	47.41M	45.41M	29.95M	72.65M	87.22M
Accounts Payable	10.42M	11.89M	16.83M	23.66M	32.96M	29.6M	30.68M	17.2M	59.98M	16.89M
Days Payables Outstanding	646.06	560.53	525.9	543.1	562.95	451.11	466.98	279.61	1.05K	318.13
Short-Term Debt	1.47M	361K	0	0	0	0	0	0	0	-1.13M
Deferred Revenue (Current)	815K	986K	1.44M	1.5M	1.87M	2.1M	1.87M	1.87M	1.76M	-103K
Other Current Liabilities	1.09M	1.34M	1.73M	4.36M	6.83M	7.35M	5.95M	6.5M	6.85M	71.57M
Current Ratio	1.79x	1.18x	2.83x	2.22x	2.08x	1.79x	1.78x	2.31x	2.36x	0.96x
Quick Ratio	1.79x	1.18x	2.83x	2.22x	2.08x	1.79x	1.78x	2.31x	2.36x	0.96x
Cash Conversion Cycle	-	-	-	-	-	-	-	-	-	-
Total Non-Current Liabilities+	39.85M	56.05M	1.2M	1.06M	11.22M	11.08M	3.63M	70K	2.51M	1.65M
Long-Term Debt	2.63M	4.25M	0	0	0	0	0	0	0	0
Capital Lease Obligations	0	0	0	0	8.09M	5.53M	3.5M	70K	2.51M	0
Deferred Tax Liabilities	0	0	0	0	0	0	0	0	0	281K
Other Non-Current Liabilities	37.23M	51.8M	1.2M	1.06M	3.13M	5.54M	125K	0	0	0
Total Liabilities	53.91M	71.06M	22.56M	39.45M	58.07M	58.48M	49.03M	30.02M	75.16M	88.87M
Total Debt+	4.09M	4.61M	0	0	10.69M	8.23M	6.44M	2.16M	3.63M	-1.13M
Net Debt	-8.31M	2.25M	-41.63M	-46.05M	-32.18M	-26.62M	-24.4M	-35.8M	-98.49M	-96.51M
Debt / Equity	-	-	-	-	0.15x	0.10x	0.06x	0.03x	0.03x	-0.00x
Debt / EBITDA	3.98x	-	-	-	-	-	-	-	0.10x	-0.02x
Net Debt / EBITDA	-8.08x	-	-	-	-	-	-	-	-2.63x	-1.37x
Interest Coverage	-0.81x	-12.27x	-69.91x	-	-	-	-	-	-	-
Total Equity+	-25.66M	-50.54M	43.18M	51.77M	70.98M	85.13M	107.49M	80.91M	135.37M	238.04M
Equity Growth %	-	-96.99%	185.44%	19.88%	37.11%	19.92%	26.27%	-24.73%	67.31%	75.85%
Book Value per Share	-1.20	-2.36	2.55	2.01	2.60	2.93	3.40	2.43	3.69	6.31
Total Shareholders' Equity	-25.66M	-50.54M	43.18M	51.77M	70.98M	85.13M	107.49M	80.91M	135.37M	238.04M
Common Stock	9K	9K	26K	27K	28K	30K	32K	35K	36K	-21.02M
Retained Earnings	-31.17M	-51.32M	-99.89M	-107.01M	-118.21M	-137.65M	-162.06M	-213.35M	-181.18M	-81.87M
Treasury Stock	-5.49M	-766K	0	0	0	0	0	0	0	0
Accumulated OCI	-3.94M	-5.28M	-6.27M	0	-7K	10K	-6K	29K	0	126K
Minority Interest	0	0	0	0	0	0	0	0	0	0

Cash Flow

	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Cash from Operations+	5.49M	-1.67M	-1.9M	4.41M	10.67M	7.19M	-15.79M	-2.83M	66.57M	95.38M
Operating CF Margin %	4.47%	-1.32%	-1.16%	1.77%	3.07%	1.72%	-3.91%	-0.98%	13.31%	13.77%
Operating CF Growth %	-	-130.48%	-13.46%	332.63%	141.74%	-32.61%	-319.65%	82.09%	2453.82%	43.29%
Net Income	-933K	-5.07M	-13.79M	-7.12M	-11.2M	-19.43M	-24.42M	-51.29M	32.17M	99.31M
Depreciation & Amortization	1.44M	1.36M	1.34M	2.19M	3.35M	5.07M	5.85M	6.2M	5.67M	3.81M
Stock-Based Compensation	1.96M	1.86M	7.12M	12.72M	24.18M	30.02M	28.99M	24.1M	20.61M	24.3M
Deferred Taxes	0	0	0	0	0	-2.51M	0	0	0	-38.43M
Other Non-Cash Items	98K	548K	351K	576K	1.88M	179K	-3.45M	19.85M	-13K	7.96M
Working Capital Changes	2.93M	-369K	3.08M	-3.95M	-7.54M	-6.14M	-22.76M	-1.68M	8.12M	-1.57M
Change in Receivables	-471K	-2.48M	-2.93M	-15.23M	-19.8M	-6.36M	5.36M	12.39M	-35.3M	-13.81M
Change in Inventory	-279K	386K	461K	0	0	0	0	0	0	0
Change in Payables	3.6M	1.55M	4.93M	6.84M	9.3M	-3.97M	1.12M	-13.41M	42.66M	16.89M
Cash from Investing+	-1.08M	-1.19M	-3.67M	-2.98M	-18.75M	-18.82M	-4.29M	9.35M	-4.11M	-5.06M
Capital Expenditures	-1.08M	-1.19M	-3.67M	-2.98M	-3.82M	-2.86M	-4.29M	-3.84M	-4.11M	-5.06M
CapEx % of Revenue	0.88%	0.94%	2.25%	1.2%	1.1%	0.68%	1.06%	1.33%	0.82%	0.73%
Acquisitions	0	0	0	0	-14.93M	-15.96M	0	0	0	0
Investments	-	-	-	-	-	-	-	-	-	-
Other Investing	0	0	-3.67M	0	0	0	0	13.19M	0	0
Cash from Financing+	6.81M	-7.18M	44.84M	2.98M	4.91M	3.62M	15.84M	577K	1.71M	-21.06M
Debt Issued (Net)	-9.91M	500K	-4.63M	0	0	0	0	0	0	0
Equity Issued (Net)	-1000K	-1000K	1000K	0	0	0	1000K	0	0	-1000K
Dividends Paid	0	0	0	0	0	0	0	0	0	0
Share Repurchases	-19.36M	-9.23M	0	0	0	0	0	0	0	-21.02M
Other Financing	36.08M	1.55M	-2.85M	2.98M	4.91M	3.62M	842K	577K	1.71M	-3.97M
Net Change in Cash	11.21M	-10.04M	39.27M	4.42M	-3.18M	-8.02M	-4.27M	7.12M	64.16M	69.26M
Free Cash Flow+	4.4M	-2.86M	-5.57M	1.44M	6.85M	4.33M	-20.08M	-6.67M	62.45M	90.32M
FCF Margin %	3.59%	-2.26%	-3.41%	0.58%	1.97%	1.03%	-4.97%	-2.32%	12.49%	13.04%
FCF Growth %	-	-164.9%	-94.78%	125.84%	376.08%	-36.8%	-564.09%	66.79%	1036.59%	44.63%
FCF per Share	0.21	-0.13	-0.33	0.06	0.25	0.15	-0.64	-0.20	1.70	2.39
FCF Conversion (FCF/Net Income)	-5.88x	0.33x	0.14x	-0.62x	-0.95x	-0.37x	0.65x	0.06x	2.07x	0.96x
Interest Paid	0	0	0	0	0	0	0	0	0	0
Taxes Paid	0	0	0	0	0	0	175K	589K	2.34M	0

Key Ratios

Metric	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Return on Equity (ROE)	-	-	-31.94%	-14.99%	-18.25%	-24.9%	-25.35%	-54.45%	29.75%	53.19%
Return on Invested Capital (ROIC)	-	-	-	-166.16%	-39.37%	-33.8%	-26.26%	-60.81%	58.09%	55.97%
Gross Margin	95.2%	93.86%	92.85%	93.61%	93.84%	94.28%	94.07%	92.2%	95.82%	97.2%
Net Margin	-0.76%	-4.02%	-8.44%	-2.86%	-3.23%	-4.64%	-6.04%	-17.81%	6.43%	14.34%
Debt / Equity	-	-	-	-	0.15x	0.10x	0.06x	0.03x	0.03x	-0.00x
Interest Coverage	-0.81x	-12.27x	-69.91x	-	-	-	-	-	-	-
FCF Conversion	-5.88x	0.33x	0.14x	-0.62x	-0.95x	-0.37x	0.65x	0.06x	2.07x	0.96x
Revenue Growth	-	2.82%	29.39%	52.32%	39.44%	20.63%	-3.44%	-28.75%	73.72%	38.45%

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EverQuote, Inc. (EVER) 10-Year Financial Performance & Capital Metrics

EVER •

Communication ServicesInternet ServicesOnline Marketplaces and Classifieds

Revenue $693M +38.5%
EBITDA $70M +88.1%
Net Income $99M +208.7%
EPS (Diluted) 2.63 +198.9%
Gross Margin 97.2% +1.4%
EBITDA Margin 10.16% +35.8%
Operating Margin 9.61% +51.4%
Net Margin 14.34% +123.0%
ROE 53.19% +78.8%
ROIC 55.97% -3.6%
Debt/Equity -0.00 -117.8%
Interest Coverage -

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Company is almost debt free
✓Strong 5Y sales CAGR of 14.8%
✓Efficient asset utilization: 8.7x turnover

✗Weaknesses

✗Weak momentum: RS Rating 13 (bottom 13%)
✗Trading more than 30% below 52-week high

Price & Volume

Loading chart...

Growth Metrics

Revenue CAGR

10Y-

5Y14.83%

3Y19.67%

TTM38.45%

Profit (Net Income) CAGR

10Y-

5Y-

3Y-

TTM208.72%

EPS CAGR

10Y-

5Y-

3Y-

TTM205.81%

ROCE

10Y Avg-11.14%

5Y Avg5.74%

3Y Avg25.73%

Latest102.28%

Peer Comparison

Online Marketplaces and Classifieds

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
ZGZillow Group, Inc. Class A	10.77B	44.80	497.78	15.52%	0.89%	0.47%	2.18%	0.02
ZZillow Group, Inc. Class C	10.73B	44.62	495.78	15.52%	-1.29%	-0.64%	2.19%	0.02
FVRRFiverr International Ltd.	388.19M	10.83	19.34	10.07%	4.87%	5.09%	26.78%	0.01
SSTKShutterstock, Inc.	689.62M	16.80	13.44	5.84%	4.6%	7.83%	17.96%	0.23
ATHMAutohome Inc.	9.19B	19.18	9.89	-2.01%	23.62%	6.31%	1.96%	0.00
GETYGetty Images Holdings, Inc.	320.77M	0.78	8.16	2.48%	-9.6%	-13.31%	18.98%	1.89
EVEREverQuote, Inc.	56.95M	15.80	6.01	38.45%	14.34%	41.72%	100%	-0.00
SEATVivid Seats Inc.	22.72M	5.96	5.32	8.8%	-24.08%	-46.21%	100%	0.66

Profit & Loss

	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Sales/Revenue+	122.78M	126.24M	163.35M	248.81M	346.94M	418.51M	404.13M	287.92M	500.19M	692.52M
Revenue Growth %	-	2.82%	29.39%	52.32%	39.44%	20.63%	-3.44%	-28.75%	73.72%	38.45%
Cost of Goods Sold+	5.89M	7.75M	11.68M	15.9M	21.37M	23.95M	23.98M	22.45M	20.92M	19.38M
COGS % of Revenue	4.8%	6.13%	7.15%	6.39%	6.16%	5.72%	5.93%	7.8%	4.18%	2.8%
Gross Profit+	116.89M	118.5M	151.67M	232.91M	325.56M	394.57M	380.15M	265.47M	479.27M	673.15M
Gross Margin %	95.2%	93.86%	92.85%	93.61%	93.84%	94.28%	94.07%	92.2%	95.82%	97.2%
Gross Profit Growth %	-	1.37%	28%	53.56%	39.78%	21.2%	-3.65%	-30.17%	80.54%	40.45%
Operating Expenses+	117.3M	123.19M	165.58M	240.96M	337.24M	416.49M	404.94M	317.44M	447.52M	606.58M
OpEx % of Revenue	95.54%	97.58%	101.37%	96.84%	97.21%	99.52%	100.2%	110.25%	89.47%	87.59%
Selling, General & Admin	110.71M	113.99M	151.41M	219.52M	305.32M	379.69M	377.36M	266.43M	417.96M	575.07M
SG&A % of Revenue	90.17%	90.3%	92.69%	88.23%	88.01%	90.72%	93.38%	92.54%	83.56%	83.04%
Research & Development	6.58M	9.19M	14.17M	20.21M	29.66M	35.73M	31.71M	27.59M	29.55M	31.5M
R&D % of Revenue	5.36%	7.28%	8.68%	8.12%	8.55%	8.54%	7.85%	9.58%	5.91%	4.55%
Other Operating Expenses	0	0	0	1.23M	2.26M	1.06M	-4.13M	23.42M	0	0
Operating Income+	-409K	-4.69M	-13.91M	-8.05M	-11.68M	-21.92M	-24.79M	-51.98M	31.75M	66.57M
Operating Margin %	-0.33%	-3.71%	-8.52%	-3.23%	-3.37%	-5.24%	-6.13%	-18.05%	6.35%	9.61%
Operating Income Growth %	-	-1046.45%	-196.69%	42.14%	-45.14%	-87.67%	-13.06%	-109.68%	161.09%	109.66%
EBITDA+	1.03M	-3.33M	-12.57M	-5.86M	-8.33M	-16.85M	-18.94M	-45.78M	37.42M	70.38M
EBITDA Margin %	0.84%	-2.64%	-7.7%	-2.36%	-2.4%	-4.03%	-4.69%	-15.9%	7.48%	10.16%
EBITDA Growth %	-	-423.83%	-277.62%	53.36%	-42.11%	-102.26%	-12.39%	-141.71%	181.75%	88.06%
D&A (Non-Cash Add-back)	1.44M	1.36M	1.34M	2.19M	3.35M	5.07M	5.85M	6.2M	5.67M	3.81M
EBIT	-409K	-4.69M	-13.91M	-6.82M	-9.42M	-20.86M	-28.92M	-28.56M	31.75M	61.82M
Net Interest Income+	-506K	-382K	121K	669K	189K	37K	349K	1.25M	2.08M	3.57M
Interest Income	0	0	320K	669K	189K	37K	349K	1.25M	2.08M	3.57M
Interest Expense	506K	382K	199K	0	0	0	0	0	0	0
Other Income/Expense	-506K	-382K	121K	932K	480K	-20K	372K	1.26M	2.26M	-4.75M
Pretax Income+	-915K	-5.07M	-13.79M	-7.12M	-11.2M	-21.94M	-24.42M	-50.71M	34.01M	61.82M
Pretax Margin %	-0.75%	-4.02%	-8.44%	-2.86%	-3.23%	-5.24%	-6.04%	-17.61%	6.8%	8.93%
Income Tax+	18K	0	0	0	0	-2.51M	0	577K	1.84M	-37.49M
Effective Tax Rate %	101.97%	100%	100%	100%	100%	88.56%	100%	101.14%	94.59%	160.64%
Net Income+	-933K	-5.07M	-13.79M	-7.12M	-11.2M	-19.43M	-24.42M	-51.29M	32.17M	99.31M
Net Margin %	-0.76%	-4.02%	-8.44%	-2.86%	-3.23%	-4.64%	-6.04%	-17.81%	6.43%	14.34%
Net Income Growth %	-	-443.52%	-171.96%	48.39%	-57.4%	-73.49%	-25.64%	-110.05%	162.72%	208.72%
Net Income (Continuing)	-933K	-5.07M	-13.79M	-7.12M	-11.2M	-19.43M	-24.42M	-51.29M	32.17M	99.31M
Discontinued Operations	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	0	0	0	0	0	0	0	0
EPS (Diluted)+	-0.04	-0.24	-0.81	-0.28	-0.41	-0.67	-0.77	-1.54	0.88	2.63
EPS Growth %	-	-451.72%	-237.5%	65.43%	-46.43%	-63.41%	-14.93%	-100%	157.14%	198.86%
EPS (Basic)	-0.04	-0.24	-0.81	-0.28	-0.41	-0.67	-0.77	-1.54	0.92	2.75
Diluted Shares Outstanding	21.44M	21.44M	16.92M	25.76M	27.33M	29.09M	31.61M	33.35M	36.65M	37.75M
Basic Shares Outstanding	21.44M	21.44M	16.92M	25.76M	27.33M	29.09M	31.61M	33.35M	35.01M	36.14M
Dividend Payout Ratio	-	-	-	-	-	-	-	-	-	-

Balance Sheet

	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Current Assets+	25.2M	17.65M	60.55M	85.33M	97.4M	84.69M	80.97M	69.24M	171.78M	83.44M
Cash & Short-Term Investments	12.4M	2.36M	41.63M	46.05M	42.87M	34.85M	30.84M	37.96M	102.12M	95.38M
Cash Only	12.4M	2.36M	41.63M	46.05M	42.87M	34.85M	30.84M	37.96M	102.12M	95.38M
Short-Term Investments	0	0	0	0	0	0	0	0	0	0
Accounts Receivable	12.22M	14.69M	17.46M	32.21M	49.92M	44.94M	43.13M	25.53M	64.35M	-11.94M
Days Sales Outstanding	36.32	42.48	39.01	47.26	52.52	39.2	38.96	32.36	46.96	-
Inventory	0	0	0	0	0	0	0	0	0	0
Days Inventory Outstanding	-	-	-	-	-	-	-	-	-	-
Other Current Assets	0	0	1.46M	0	0	0	7M	5.75M	5.31M	0
Total Non-Current Assets+	3.05M	2.87M	5.2M	5.89M	31.65M	58.91M	75.55M	41.68M	38.75M	-3.93M
Property, Plant & Equipment	2.36M	2.13M	4.48M	5.2M	15.79M	13.09M	12.23M	7.34M	9.59M	-3.93M
Fixed Asset Turnover	51.98x	59.30x	36.45x	47.88x	21.97x	31.98x	33.05x	39.25x	52.18x	-
Goodwill	0	0	0	0	9.79M	21.5M	21.5M	21.5M	21.5M	21.5M
Intangible Assets	0	0	0	0	3.37M	10.23M	7.96M	5.19M	3.25M	0
Long-Term Investments	0	0	0	0	0	0	0	0	0	0
Other Non-Current Assets	687K	740K	715K	691K	2.69M	14.1M	33.86M	7.66M	4.41M	-21.5M
Total Assets+	28.25M	20.52M	65.75M	91.22M	129.05M	143.61M	156.52M	110.92M	210.53M	79.51M
Asset Turnover	4.35x	6.15x	2.48x	2.73x	2.69x	2.91x	2.58x	2.60x	2.38x	8.71x
Asset Growth %	-	-27.37%	220.42%	38.75%	41.47%	11.28%	8.99%	-29.13%	89.79%	-62.23%
Total Current Liabilities+	14.05M	15.02M	21.36M	38.39M	46.85M	47.41M	45.41M	29.95M	72.65M	87.22M
Accounts Payable	10.42M	11.89M	16.83M	23.66M	32.96M	29.6M	30.68M	17.2M	59.98M	16.89M
Days Payables Outstanding	646.06	560.53	525.9	543.1	562.95	451.11	466.98	279.61	1.05K	318.13
Short-Term Debt	1.47M	361K	0	0	0	0	0	0	0	-1.13M
Deferred Revenue (Current)	815K	986K	1.44M	1.5M	1.87M	2.1M	1.87M	1.87M	1.76M	-103K
Other Current Liabilities	1.09M	1.34M	1.73M	4.36M	6.83M	7.35M	5.95M	6.5M	6.85M	71.57M
Current Ratio	1.79x	1.18x	2.83x	2.22x	2.08x	1.79x	1.78x	2.31x	2.36x	0.96x
Quick Ratio	1.79x	1.18x	2.83x	2.22x	2.08x	1.79x	1.78x	2.31x	2.36x	0.96x
Cash Conversion Cycle	-	-	-	-	-	-	-	-	-	-
Total Non-Current Liabilities+	39.85M	56.05M	1.2M	1.06M	11.22M	11.08M	3.63M	70K	2.51M	1.65M
Long-Term Debt	2.63M	4.25M	0	0	0	0	0	0	0	0
Capital Lease Obligations	0	0	0	0	8.09M	5.53M	3.5M	70K	2.51M	0
Deferred Tax Liabilities	0	0	0	0	0	0	0	0	0	281K
Other Non-Current Liabilities	37.23M	51.8M	1.2M	1.06M	3.13M	5.54M	125K	0	0	0
Total Liabilities	53.91M	71.06M	22.56M	39.45M	58.07M	58.48M	49.03M	30.02M	75.16M	88.87M
Total Debt+	4.09M	4.61M	0	0	10.69M	8.23M	6.44M	2.16M	3.63M	-1.13M
Net Debt	-8.31M	2.25M	-41.63M	-46.05M	-32.18M	-26.62M	-24.4M	-35.8M	-98.49M	-96.51M
Debt / Equity	-	-	-	-	0.15x	0.10x	0.06x	0.03x	0.03x	-0.00x
Debt / EBITDA	3.98x	-	-	-	-	-	-	-	0.10x	-0.02x
Net Debt / EBITDA	-8.08x	-	-	-	-	-	-	-	-2.63x	-1.37x
Interest Coverage	-0.81x	-12.27x	-69.91x	-	-	-	-	-	-	-
Total Equity+	-25.66M	-50.54M	43.18M	51.77M	70.98M	85.13M	107.49M	80.91M	135.37M	238.04M
Equity Growth %	-	-96.99%	185.44%	19.88%	37.11%	19.92%	26.27%	-24.73%	67.31%	75.85%
Book Value per Share	-1.20	-2.36	2.55	2.01	2.60	2.93	3.40	2.43	3.69	6.31
Total Shareholders' Equity	-25.66M	-50.54M	43.18M	51.77M	70.98M	85.13M	107.49M	80.91M	135.37M	238.04M
Common Stock	9K	9K	26K	27K	28K	30K	32K	35K	36K	-21.02M
Retained Earnings	-31.17M	-51.32M	-99.89M	-107.01M	-118.21M	-137.65M	-162.06M	-213.35M	-181.18M	-81.87M
Treasury Stock	-5.49M	-766K	0	0	0	0	0	0	0	0
Accumulated OCI	-3.94M	-5.28M	-6.27M	0	-7K	10K	-6K	29K	0	126K
Minority Interest	0	0	0	0	0	0	0	0	0	0

Cash Flow

	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Cash from Operations+	5.49M	-1.67M	-1.9M	4.41M	10.67M	7.19M	-15.79M	-2.83M	66.57M	95.38M
Operating CF Margin %	4.47%	-1.32%	-1.16%	1.77%	3.07%	1.72%	-3.91%	-0.98%	13.31%	13.77%
Operating CF Growth %	-	-130.48%	-13.46%	332.63%	141.74%	-32.61%	-319.65%	82.09%	2453.82%	43.29%
Net Income	-933K	-5.07M	-13.79M	-7.12M	-11.2M	-19.43M	-24.42M	-51.29M	32.17M	99.31M
Depreciation & Amortization	1.44M	1.36M	1.34M	2.19M	3.35M	5.07M	5.85M	6.2M	5.67M	3.81M
Stock-Based Compensation	1.96M	1.86M	7.12M	12.72M	24.18M	30.02M	28.99M	24.1M	20.61M	24.3M
Deferred Taxes	0	0	0	0	0	-2.51M	0	0	0	-38.43M
Other Non-Cash Items	98K	548K	351K	576K	1.88M	179K	-3.45M	19.85M	-13K	7.96M
Working Capital Changes	2.93M	-369K	3.08M	-3.95M	-7.54M	-6.14M	-22.76M	-1.68M	8.12M	-1.57M
Change in Receivables	-471K	-2.48M	-2.93M	-15.23M	-19.8M	-6.36M	5.36M	12.39M	-35.3M	-13.81M
Change in Inventory	-279K	386K	461K	0	0	0	0	0	0	0
Change in Payables	3.6M	1.55M	4.93M	6.84M	9.3M	-3.97M	1.12M	-13.41M	42.66M	16.89M
Cash from Investing+	-1.08M	-1.19M	-3.67M	-2.98M	-18.75M	-18.82M	-4.29M	9.35M	-4.11M	-5.06M
Capital Expenditures	-1.08M	-1.19M	-3.67M	-2.98M	-3.82M	-2.86M	-4.29M	-3.84M	-4.11M	-5.06M
CapEx % of Revenue	0.88%	0.94%	2.25%	1.2%	1.1%	0.68%	1.06%	1.33%	0.82%	0.73%
Acquisitions	0	0	0	0	-14.93M	-15.96M	0	0	0	0
Investments	-	-	-	-	-	-	-	-	-	-
Other Investing	0	0	-3.67M	0	0	0	0	13.19M	0	0
Cash from Financing+	6.81M	-7.18M	44.84M	2.98M	4.91M	3.62M	15.84M	577K	1.71M	-21.06M
Debt Issued (Net)	-9.91M	500K	-4.63M	0	0	0	0	0	0	0
Equity Issued (Net)	-1000K	-1000K	1000K	0	0	0	1000K	0	0	-1000K
Dividends Paid	0	0	0	0	0	0	0	0	0	0
Share Repurchases	-19.36M	-9.23M	0	0	0	0	0	0	0	-21.02M
Other Financing	36.08M	1.55M	-2.85M	2.98M	4.91M	3.62M	842K	577K	1.71M	-3.97M
Net Change in Cash	11.21M	-10.04M	39.27M	4.42M	-3.18M	-8.02M	-4.27M	7.12M	64.16M	69.26M
Free Cash Flow+	4.4M	-2.86M	-5.57M	1.44M	6.85M	4.33M	-20.08M	-6.67M	62.45M	90.32M
FCF Margin %	3.59%	-2.26%	-3.41%	0.58%	1.97%	1.03%	-4.97%	-2.32%	12.49%	13.04%
FCF Growth %	-	-164.9%	-94.78%	125.84%	376.08%	-36.8%	-564.09%	66.79%	1036.59%	44.63%
FCF per Share	0.21	-0.13	-0.33	0.06	0.25	0.15	-0.64	-0.20	1.70	2.39
FCF Conversion (FCF/Net Income)	-5.88x	0.33x	0.14x	-0.62x	-0.95x	-0.37x	0.65x	0.06x	2.07x	0.96x
Interest Paid	0	0	0	0	0	0	0	0	0	0
Taxes Paid	0	0	0	0	0	0	175K	589K	2.34M	0

Key Ratios

Metric	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Return on Equity (ROE)	-	-	-31.94%	-14.99%	-18.25%	-24.9%	-25.35%	-54.45%	29.75%	53.19%
Return on Invested Capital (ROIC)	-	-	-	-166.16%	-39.37%	-33.8%	-26.26%	-60.81%	58.09%	55.97%
Gross Margin	95.2%	93.86%	92.85%	93.61%	93.84%	94.28%	94.07%	92.2%	95.82%	97.2%
Net Margin	-0.76%	-4.02%	-8.44%	-2.86%	-3.23%	-4.64%	-6.04%	-17.81%	6.43%	14.34%
Debt / Equity	-	-	-	-	0.15x	0.10x	0.06x	0.03x	0.03x	-0.00x
Interest Coverage	-0.81x	-12.27x	-69.91x	-	-	-	-	-	-	-
FCF Conversion	-5.88x	0.33x	0.14x	-0.62x	-0.95x	-0.37x	0.65x	0.06x	2.07x	0.96x
Revenue Growth	-	2.82%	29.39%	52.32%	39.44%	20.63%	-3.44%	-28.75%	73.72%	38.45%

EverQuote, Inc. (EVER) 10-Year Financial Performance & Capital Metrics

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Financial Ratios

EverQuote, Inc. (EVER) 10-Year Financial Performance & Capital Metrics

Key Insights

✓Strengths

✗Weaknesses

Price & Volume

Growth Metrics

Revenue CAGR

Profit (Net Income) CAGR

EPS CAGR

ROCE

Peer Comparison

Compare EVER vs Peers

vs ZG

vs Z

Compare Top 5

Profit & Loss

Balance Sheet

Cash Flow

Key Ratios

Deep Dive Analysis

Valuation Overview

Total Return Calculator

Dividend History

Earnings History

Price History

Revenue History

Financial Ratios