EverQuote, Inc. (EVER) Financial Ratios
10 years of historical data (2016–2025) · Communication Services · Internet Content & Information
EV/EBITDA
↓
8.81
↓-41% vs avg
5yr avg: 15.05
30Y Low13.2·High16.9
P/FCF
↓
7.90
↓-82% vs avg
5yr avg: 42.76
30Y Low11.3·High149.1
P/B Ratio
↓
3.20
↓-35% vs avg
5yr avg: 4.89
30Y Low1.6·High17.1
ROE
↑
53.2%
↓+1322% vs avg
5yr avg: -4.4%
30Y Low-54%·High53%
Debt/EBITDA
↓
0.04
↓-45% vs avg
5yr avg: 0.07
30Y Low0.0·High4.0
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
EVER Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
EverQuote, Inc. trades at 7.7x earnings, 54% below its 5-year average of 16.5x, sitting at the 0th percentile of its historical range. Compared to the Communication Services sector median P/E of 15.3x, the stock trades at a discount of 50%. On a free-cash-flow basis, the stock trades at 7.9x P/FCF, 82% below the 5-year average of 42.8x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $713M | $1.0B | $733M | $408M | $466M | $456M | $1.0B | $885M | $71M | — | — |
| Enterprise Value | $620M | $927M | $634M | $372M | $442M | $429M | $989M | $839M | $29M | — | — |
| P/E Ratio → | 7.67 | 10.27 | 22.72 | — | — | — | — | — | — | — | — |
| P/S Ratio | 1.03 | 1.47 | 1.46 | 1.42 | 1.15 | 1.09 | 2.94 | 3.56 | 0.43 | — | — |
| P/B Ratio | 3.20 | 4.28 | 5.41 | 5.05 | 4.34 | 5.35 | 14.38 | 17.09 | 1.64 | — | — |
| P/FCF | 7.90 | 11.29 | 11.73 | — | — | 105.27 | 149.10 | 615.31 | — | — | — |
| P/OCF | 7.48 | 10.69 | 11.00 | — | — | 63.36 | 95.68 | 200.50 | — | — | — |
P/E links to full P/E history page with 30-year chart
EVER EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
EverQuote, Inc.'s enterprise value stands at 8.8x EBITDA, 41% below its 5-year average of 15.1x. The Communication Services sector median is 9.6x, placing the stock at a 8% discount on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 1.34 | 1.27 | 1.29 | 1.09 | 1.02 | 2.85 | 3.37 | 0.18 | — | — |
| EV / EBITDA | 8.81 | 13.16 | 16.94 | — | — | — | — | — | — | — | — |
| EV / EBIT | 9.32 | 14.99 | 19.97 | — | — | — | — | — | — | — | — |
| EV / FCF | — | 10.26 | 10.15 | — | — | 99.12 | 144.40 | 583.29 | — | — | — |
EVER Profitability
Margins and return-on-capital ratios measuring operating efficiency
EverQuote, Inc. earns an operating margin of 9.6%, above the Communication Services sector average of 1.6%. Operating margins have expanded from -18.1% to 9.6% over the past 3 years, signaling improving operational efficiency. Return on equity of 53.2% is exceptionally high. ROIC of 54.8% represents excellent returns on invested capital.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 97.2% | 97.2% | 95.8% | 92.2% | 94.1% | 94.3% | 93.8% | 93.6% | 92.9% | 93.9% | 95.2% |
| Operating Margin | 9.6% | 9.6% | 6.3% | -18.1% | -6.1% | -5.2% | -3.4% | -3.2% | -8.5% | -3.7% | -0.3% |
| Net Profit Margin | 14.3% | 14.3% | 6.4% | -17.8% | -6.0% | -4.6% | -3.2% | -2.9% | -8.4% | -4.0% | -0.8% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 53.2% | 53.2% | 29.7% | -54.4% | -25.4% | -24.9% | -18.3% | -15.0% | -31.9% | — | — |
| ROA | 37.0% | 37.0% | 20.0% | -38.4% | -16.3% | -14.3% | -10.2% | -9.1% | -32.0% | -20.8% | -3.3% |
| ROIC | 54.8% | 54.8% | 58.1% | -60.8% | -26.3% | -33.8% | -39.4% | -166.2% | — | — | — |
| ROCE | 35.3% | 35.3% | 29.0% | -54.1% | -23.9% | -24.6% | -17.3% | -16.6% | -55.8% | -47.6% | -2.9% |
EVER Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
EverQuote, Inc. carries a Debt/EBITDA ratio of 0.0x, which is very conservative (99% below the sector average of 3.6x). The company holds a net cash position — cash of $95M exceeds total debt of $3M, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.01 | 0.01 | 0.03 | 0.03 | 0.06 | 0.10 | 0.15 | — | — | — | — |
| Debt / EBITDA | 0.04 | 0.04 | 0.10 | — | — | — | — | — | — | — | 3.98 |
| Net Debt / Equity | — | -0.39 | -0.73 | -0.44 | -0.23 | -0.31 | -0.45 | -0.89 | -0.96 | — | — |
| Net Debt / EBITDA | -1.32 | -1.32 | -2.63 | — | — | — | — | — | — | — | -8.08 |
| Debt / FCF | — | -1.03 | -1.58 | — | — | -6.15 | -4.70 | -32.03 | — | — | -1.89 |
| Interest Coverage | — | — | — | — | — | — | — | — | -69.91 | -12.27 | -0.81 |
Net cash position: cash ($95M) exceeds total debt ($3M)
EVER Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
EverQuote, Inc.'s current ratio of 2.94x is well above the 1.0 safety threshold, indicating strong short-term liquidity with ample room to cover current liabilities. The current ratio has improved from 2.31x to 2.94x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 2.94 | 2.94 | 2.36 | 2.31 | 1.78 | 1.79 | 2.08 | 2.22 | 2.83 | 1.18 | 1.79 |
| Quick Ratio | 2.94 | 2.94 | 2.36 | 2.31 | 1.78 | 1.79 | 2.08 | 2.22 | 2.83 | 1.18 | 1.79 |
| Cash Ratio | 1.09 | 1.09 | 1.41 | 1.27 | 0.68 | 0.74 | 0.92 | 1.20 | 1.95 | 0.16 | 0.88 |
| Asset Turnover | — | 2.12 | 2.38 | 2.60 | 2.58 | 2.91 | 2.69 | 2.73 | 2.48 | 6.15 | 4.35 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | 46.96 | 32.36 | 38.96 | 39.20 | 52.52 | 47.26 | 39.01 | 42.48 | 36.32 |
EVER Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
EverQuote, Inc. returns 2.9% to shareholders annually primarily through share buybacks. The earnings yield of 13.0% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 13.0% | 9.7% | 4.4% | — | — | — | — | — | — | — | — |
| FCF Yield | 12.7% | 8.9% | 8.5% | — | — | 0.9% | 0.7% | 0.2% | — | — | — |
| Buyback Yield | 2.9% | 2.1% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — | — |
| Total Shareholder Yield | 2.9% | 2.1% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — | — |
| Shares Outstanding | — | $38M | $37M | $33M | $32M | $29M | $27M | $26M | $17M | $21M | $21M |
Peer Comparison
Compare EVER with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 EVERYou | $713M | 7.7 | 8.8 | 7.9 | 97.2% | 9.6% | 53.2% | 54.8% | 0.0 |
 LMND | $5B | -25.6 | — | — | 40.3% | -21.8% | -29.4% | -36.8% | — |
 GOCO | $9M | -0.0 | — | — | 73.4% | -42.3% | -113.5% | -14.5% | — |
 SLQT | $174M | 74.3 | 6.3 | — | 38.7% | 4.5% | 10.7% | 5.3% | 4.7 |
 TREE | $541M | 3.6 | 8.6 | 8.9 | 94.3% | 7.3% | 76.5% | 9.0% | 4.2 |
 OPEN | $3B | -2.6 | — | 3.3 | 7.0% | -6.2% | -151.3% | -15.8% | — |
 CRVL | $3B | 27.3 | 19.2 | 0.0 | 24.3% | 14.9% | 30.8% | 59.4% | 0.1 |
 HIFS | $628M | 11.5 | 28.4 | 17.7 | 43.6% | 30.7% | 12.0% | 2.8% | 20.0 |
 PGR | $120B | 14.2 | 11.5 | 8.1 | 27.7% | 14.2% | 37.0% | 27.0% | 0.6 |
 ALL | $57B | 5.8 | 4.7 | 5.8 | 33.2% | 19.8% | 39.6% | 29.8% | 0.5 |
 TRV | $67B | 11.2 | 8.8 | — | 44.3% | 16.0% | 20.7% | 15.3% | 1.1 |
| Communication Services Median | — | 15.3 | 9.6 | 11.4 | 48.5% | 1.6% | 2.0% | 2.6% | 3.6 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
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EVER — Frequently Asked Questions
Quick answers to the most common questions about buying EVER stock.
What is EverQuote, Inc.'s P/E ratio?
EverQuote, Inc.'s current P/E ratio is 7.7x. The historical average is 16.5x.
What is EverQuote, Inc.'s EV/EBITDA?
EverQuote, Inc.'s current EV/EBITDA is 8.8x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 15.1x.
What is EverQuote, Inc.'s ROE?
EverQuote, Inc.'s return on equity (ROE) is 53.2%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is -10.9%.
Is EVER stock overvalued?
Based on historical data, EverQuote, Inc. is trading at a P/E of 7.7x. Compare with industry peers and growth rates for a complete picture.
What are EverQuote, Inc.'s profit margins?
EverQuote, Inc. has 97.2% gross margin and 9.6% operating margin.
How much debt does EverQuote, Inc. have?
EverQuote, Inc.'s Debt/EBITDA ratio is 0.0x, indicating low leverage. A ratio below 2x is generally considered financially healthy.