Expensify, Inc. (EXFY) P/E Ratio History
Historical price-to-earnings valuation from 2024 to 2025
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EXFY Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 8, 2026, Expensify, Inc. (EXFY) trades at a price-to-earnings ratio of -4.8x, with a stock price of $1.11 and trailing twelve-month earnings per share of $-0.22.
The current P/E is 105% below its 5-year average of 96.6x. Over the past five years, EXFY's P/E has ranged from a low of 78.1x to a high of 115.1x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Technology sector median P/E of 27.7x, EXFY trades at a 117% discount to its sector peers. The sector includes 359 companies with P/E ratios ranging from 0.0x to 184.2x.
Relative to the broader market, EXFY trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our EXFY DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
EXFY P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $4B | 163.6 | - | +185% | |
| $6B | 43.8 | - | -30% | |
| $2B | 14.7Lowest | - | +494%Best | |
| $6B | 27.1 | 0.96 | +11% | |
| $114B | 29.8 | 2.04 | +31% | |
| $54B | 48.0 | - | +2% | |
| $8B | 17.1 | 0.64Best | -9% | |
| $616B | 31.5 | 1.99 | +5% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
EXFY Historical P/E Data (2024–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $3.04 | $0.04 | 78.1x | -19% |
| FY2024 Q4 | $3.35 | $0.03 | 115.1x | +19% |
Average P/E for displayed period: 96.6x
See EXFY's True Return
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View ValuationCompare EXFY vs NVDA
Side-by-side business, growth, and profitability comparison vs NVIDIA Corporation.
Start ComparisonEXFY — Frequently Asked Questions
Quick answers to the most common questions about buying EXFY stock.
Is EXFY stock overvalued or undervalued?
EXFY trades at -4.8x P/E, below its 5-year average of 96.6x. At the N/A percentile of historical range, the stock is priced at a discount to its own history.
How does EXFY's valuation compare to peers?
Expensify, Inc. P/E of -4.8x compares to sector median of 27.7x. The discount suggests lower growth expectations or higher risk.
What is EXFY's PEG ratio?
EXFY PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2024-2025.