Last 48 quarters of trend data · Financial Services · Specialty Insurers
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 9.44 | 8.83 | 8.09 | 12.46 | 7.49 | 8.78 | 10.88 | 23.11 | 22.62 | — | 12.15 | 33.92 | 48.82 | — | 10.72 | 31.62 | 25.66 | 405.81 | 13.10 | 18.41 | 8.39 |
| — | +0.6% | -25.7% | -46.1% | -66.9% | — | -10.4% | -31.9% | -53.7% | — | +13.4% | +7.2% | +90.3% | — | -18.2% | +71.7% | +205.7% | +9583.8% | +128.6% | +173.1% | +61.9% | |
| P/S Ratio | 1.59 | 0.75 | 143.73 | 10.87 | 0.77 | 0.84 | 0.87 | 1.08 | 0.97 | 1.22 | 0.87 | 1.12 | 1.18 | 0.99 | 0.90 | 1.01 | 0.82 | 0.67 | 0.69 | 0.88 | 0.92 |
| — | -10.8% | +16480.9% | +905.6% | -20.2% | -30.7% | -0.6% | -3.4% | -17.9% | +22.4% | -3.5% | +10.9% | +44.1% | +49.1% | +30.4% | +14.2% | -11.0% | -8.8% | -9.3% | +13.4% | +36.1% | |
| P/B Ratio | 1.26 | 1.16 | 1.26 | 1.13 | 1.15 | 1.25 | 1.24 | 1.36 | 1.32 | 1.34 | 1.16 | 1.33 | 1.38 | 1.30 | 1.24 | 1.22 | 1.17 | 1.07 | 1.16 | 1.34 | 1.51 |
| — | -7.4% | +1.5% | -16.7% | -13.1% | -6.4% | +6.5% | +2.3% | -4.5% | +3.3% | -6.5% | +8.7% | +18.0% | +20.7% | +7.3% | -8.6% | -22.2% | -19.3% | -11.8% | +5.1% | +27.7% | |
| P/FCF | 8.49 | 7.97 | 5.57 | — | 4.88 | 7.47 | 5.16 | — | 6.11 | 9.22 | 6.70 | 90.53 | — | 9.59 | 7.73 | — | 7.80 | 5.26 | 12.55 | — | 7.41 |
| — | +6.7% | +8.0% | — | -20.1% | -19.0% | -23.0% | — | — | -3.8% | -13.4% | — | — | +82.2% | -38.3% | — | +5.3% | +0.3% | +54.9% | — | +94.5% | |
| EV / EBITDA | 10.03 | 6.28 | — | 6.40 | 5.49 | 5.40 | 6.17 | 12.14 | 11.72 | — | 6.40 | 12.59 | 14.94 | 35.25 | 6.58 | 14.17 | 16.05 | 30.81 | 8.56 | 11.55 | 6.63 |
| — | +16.2% | — | -47.3% | -53.1% | — | -3.6% | -3.6% | -21.6% | — | -2.7% | -11.2% | -6.9% | +14.4% | -23.2% | +22.7% | +142.1% | +893.8% | +129.8% | +157.3% | +76.8% | |
| EV / EBIT | 8.91 | 6.47 | — | 6.80 | 5.69 | 5.68 | 6.56 | 13.74 | 12.40 | — | 6.97 | 19.40 | 18.34 | 47.14 | 6.94 | 16.79 | 18.42 | 56.58 | 9.73 | 13.20 | 6.99 |
| — | +13.8% | — | -50.5% | -54.1% | — | -5.9% | -29.2% | -32.4% | — | +0.4% | +15.5% | -0.4% | -16.7% | -28.6% | +27.2% | +163.4% | +1668.4% | +146.2% | +176.0% | +76.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 95.6% | 62.1% | -532.5% | 45.7% | 95.9% | 63.1% | 64.4% | 62.4% | 62.0% | 54.6% | 64.5% | 63.7% | 62.9% | 58.0% | 64.4% | 61.9% | 57.9% | 53.1% | 57.6% | 56.7% | 60.0% |
| — | -1.6% | -926.8% | -26.7% | +54.6% | +15.5% | -0.2% | -2.1% | -1.3% | -5.8% | +0.2% | +2.9% | +8.6% | +9.3% | +11.9% | +9.1% | -3.5% | -15.6% | -6.6% | -5.4% | -2.2% | |
| Operating Margin | 11.1% | 10.9% | -1315.4% | 112.9% | 14.0% | 12.5% | 10.6% | 6.1% | 6.0% | -10.3% | 9.4% | 6.5% | 2.7% | -0.1% | 10.8% | 4.1% | 3.5% | -0.2% | 6.9% | 6.4% | 14.1% |
| — | -12.5% | -12508.5% | +1749.5% | +135.5% | +221.5% | +12.7% | -6.1% | +120.8% | -8845.6% | -13.1% | +57.7% | -22.2% | +34.5% | +57.7% | -35.4% | -75.4% | -100.7% | -61.1% | -57.7% | -20.9% | |
| Net Margin | 8.4% | 8.5% | 1776.4% | 87.3% | 10.3% | 9.6% | 7.9% | 4.7% | 4.3% | -7.4% | 7.2% | 3.3% | 2.4% | -0.1% | 8.4% | 3.2% | 3.2% | 0.1% | 5.3% | 4.8% | 11.0% |
| — | -11.4% | +22288.3% | +1761.6% | +139.6% | +229.5% | +10.3% | +43.1% | +80.2% | -6342.8% | -14.4% | +3.3% | -25.8% | -204.7% | +59.4% | -34.1% | -70.6% | -99.4% | -60.4% | -58.3% | -15.9% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.9% | 3.2% | 3.9% | 2.3% | 3.9% | 3.6% | 2.9% | 1.5% | 1.4% | -2.1% | 2.4% | 1.0% | 0.7% | -0.0% | 2.9% | 1.0% | 1.2% | 0.0% | 2.1% | 1.8% | 4.6% |
| — | -11.3% | +36.9% | +52.3% | +170.8% | +273.1% | +19.1% | +54.1% | +98.9% | -5647.0% | -16.9% | -0.5% | -38.1% | -186.1% | +37.2% | -44.7% | -74.3% | -99.5% | -64.2% | -62.9% | -21.4% | |
| ROA | 4.0% | 1.0% | 1.2% | 0.7% | 1.3% | 1.1% | 0.9% | 0.5% | 0.5% | -0.7% | 0.8% | 0.3% | 0.2% | -0.0% | 0.9% | 0.3% | 0.3% | 0.0% | 0.7% | 0.6% | 1.6% |
| — | -14.3% | +28.8% | +50.0% | +172.3% | +270.7% | +18.4% | +64.6% | +112.4% | -5754.5% | -12.7% | -2.0% | -36.9% | -191.8% | +34.2% | -49.0% | -78.1% | -99.6% | -67.2% | -65.5% | -28.8% | |
| ROIC | 10.7% | 3.1% | -2.5% | 2.1% | 3.6% | 3.7% | 2.8% | 1.3% | 1.4% | -2.3% | 2.3% | 1.5% | 0.7% | -0.0% | 2.8% | 0.8% | 0.9% | -0.0% | 1.8% | 1.5% | 3.8% |
| — | -15.5% | -189.4% | +59.3% | +156.4% | +261.3% | +25.1% | -14.4% | +107.9% | -8678.1% | -18.3% | +82.3% | -21.5% | +46.6% | +51.3% | -43.4% | -77.4% | -100.6% | -70.2% | -66.7% | -30.3% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.35 | 0.47 | 0.31 | 0.32 | 0.48 | 0.53 | 0.34 | 0.50 | 0.49 | 0.58 | 0.34 | 0.48 | 0.45 | 0.48 | 0.47 | 0.45 | 0.49 | 0.50 | 0.48 | 0.46 | 0.43 |
| — | -11.7% | -9.2% | -36.2% | -1.6% | -8.0% | +1.5% | +3.2% | +8.9% | +21.1% | -27.7% | +6.7% | -7.4% | -4.1% | -2.1% | -1.5% | +14.6% | +11.9% | +33.0% | +17.7% | +14.9% | |
| Debt / EBITDA | 1.83 | 9.04 | — | 8.10 | 7.78 | 9.43 | 7.13 | 16.85 | 15.93 | — | 8.03 | 16.26 | 24.93 | 47.75 | 10.00 | 20.57 | 22.59 | 59.32 | 12.89 | 14.47 | 6.60 |
| — | -4.1% | — | -51.9% | -51.2% | — | -11.3% | +3.6% | -36.1% | — | -19.7% | -21.0% | +10.4% | -19.5% | -22.4% | +42.2% | +242.4% | +1420.1% | +199.0% | +156.8% | +52.2% | |
| Current Ratio | — | 1.33 | 55.46 | — | 0.25 | 0.37 | — | 0.34 | 0.32 | 0.42 | 143.41 | — | — | — | — | — | — | — | — | — | — |
| — | +260.2% | — | — | -20.9% | -12.8% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | — | 1.33 | 55.46 | — | 0.25 | 0.37 | — | 0.34 | 0.32 | 0.42 | 143.41 | — | — | — | — | — | — | — | — | — | — |
| — | +260.2% | — | — | -20.9% | -12.8% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 6.26 | 5.91 | -4.46 | 4.86 | 7.55 | 7.19 | 6.14 | 3.74 | 3.29 | -2.99 | 5.28 | 2.70 | 2.15 | 0.95 | 6.19 | 3.05 | 2.93 | 0.87 | 8.18 | 7.59 | 17.62 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying FAF stock.
First American Financial Corporation's current P/E is 9.4x. The average P/E over the last 4 quarters is 9.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
First American Financial Corporation's current operating margin is 11.1%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking First American Financial Corporation's business trajectory between earnings reports.