Last 48 quarters of trend data · Financial Services · Insurance - Specialty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
First American Financial Corporation's quarterly P/E stands at 12.5x, down 46.1% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 63.9% YoY to 4.4x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 11.63 | 12.46 | 7.49 | 8.78 | 10.88 | 23.11 | 22.62 | — | 12.15 | 33.92 | 48.82 | — | 10.72 |
| — | -46.1% | -66.9% | — | -10.4% | -31.9% | -53.7% | — | +13.4% | +7.2% | +90.3% | — | -18.2% | |
| P/S Ratio | 0.96 | 10.87 | 0.77 | 0.84 | 0.87 | 1.08 | 0.97 | 1.22 | 0.87 | 1.12 | 1.18 | 0.99 | 0.90 |
| — | +905.6% | -20.2% | -30.7% | -0.6% | -3.4% | -17.9% | +22.4% | -3.5% | +10.9% | +44.1% | +49.1% | +30.4% | |
| P/B Ratio | 1.32 | 1.13 | 1.15 | 1.25 | 1.24 | 1.36 | 1.32 | 1.34 | 1.16 | 1.33 | 1.38 | 1.30 | 1.24 |
| — | -16.4% | -12.7% | -6.4% | +6.5% | +2.3% | -4.5% | +3.3% | -6.5% | +8.7% | +18.0% | +20.7% | +7.3% | |
| P/FCF | 9.36 | — | 4.88 | 7.47 | 5.16 | — | 6.11 | 9.22 | 6.70 | 90.53 | — | 9.59 | 7.73 |
| — | — | -20.1% | -19.0% | -23.0% | — | — | -3.8% | -13.4% | — | — | +82.2% | -38.3% | |
| EV / EBITDA | 7.34 | 4.38 | 5.00 | 5.40 | 6.17 | 12.14 | 11.72 | — | 6.40 | 11.39 | 14.94 | 35.25 | 6.58 |
| — | -63.9% | -57.4% | — | -3.6% | +6.7% | -21.6% | — | -2.7% | -19.7% | -6.9% | +14.4% | -23.2% | |
| EV / EBIT | 9.27 | 4.65 | 5.18 | 5.68 | 6.56 | 13.74 | 12.40 | — | 6.97 | 17.54 | 18.34 | 47.14 | 6.94 |
| — | -66.1% | -58.3% | — | -5.9% | -21.7% | -32.4% | — | +0.4% | +4.5% | -0.4% | -16.7% | -28.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
First American Financial Corporation's operating margin was 112.9% in Q1 2026, up 98.9 pp QoQ and up 106.8 pp YoY. This marks the 7th consecutive quarter of margin expansion, signaling a sustained improvement in operating efficiency. The trailing four-quarter average of 37.5% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin contracted 26.7% YoY, suggesting cost inflation or competitive pricing pressure.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 95.6% | 45.7% | 95.9% | 63.1% | 64.4% | 62.4% | 62.0% | 54.6% | 64.5% | 63.7% | 62.9% | 58.0% | 64.4% |
| — | -26.7% | +54.6% | +15.5% | -0.2% | -2.1% | -1.3% | -5.8% | +0.2% | +2.9% | +8.6% | +9.3% | +11.9% | |
| Operating Margin | 11.1% | 112.9% | 14.0% | 12.5% | 10.6% | 6.1% | 6.0% | -10.3% | 9.4% | 6.5% | 2.7% | -0.1% | 10.8% |
| — | +1749.5% | +135.5% | +221.5% | +12.7% | -6.1% | +120.8% | -8845.6% | -13.1% | +57.7% | -22.2% | +34.5% | +57.7% | |
| Net Margin | 8.4% | 87.3% | 10.3% | 9.6% | 7.9% | 4.7% | 4.3% | -7.4% | 7.2% | 3.3% | 2.4% | -0.1% | 8.4% |
| — | +1761.6% | +139.6% | +229.5% | +10.3% | +43.1% | +80.2% | -6342.8% | -14.4% | +3.3% | -25.8% | -204.7% | +59.4% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.9% | 2.3% | 3.9% | 3.6% | 2.9% | 1.5% | 1.4% | -2.1% | 2.4% | 1.0% | 0.7% | -0.0% | 2.9% |
| — | +52.9% | +171.4% | +273.1% | +19.1% | +54.1% | +98.9% | -5647.0% | -16.9% | -0.5% | -38.1% | -186.1% | +37.2% | |
| ROA | 4.0% | 0.7% | 1.3% | 1.1% | 0.9% | 0.5% | 0.5% | -0.7% | 0.8% | 0.3% | 0.2% | -0.0% | 0.9% |
| — | +50.0% | +172.3% | +270.7% | +18.4% | +64.6% | +112.4% | -5754.5% | -12.7% | -2.0% | -36.9% | -191.8% | +34.2% | |
| ROIC | 10.7% | 2.7% | 3.9% | 3.7% | 2.8% | 1.3% | 1.4% | -2.3% | 2.4% | 1.7% | 0.7% | -0.0% | 2.8% |
| — | +102.9% | +172.7% | +261.3% | +16.5% | -21.0% | +107.9% | -8678.1% | -12.3% | +97.4% | -21.5% | +46.6% | +51.3% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.35 | — | 0.35 | 0.53 | 0.34 | 0.50 | 0.49 | 0.58 | 0.34 | 0.34 | 0.45 | 0.48 | 0.47 |
| — | — | -29.5% | -8.0% | +1.5% | +46.8% | +8.9% | +21.1% | -27.7% | -25.0% | -7.4% | -4.1% | -2.1% | |
| Debt / EBITDA | 1.83 | — | 5.55 | 9.43 | 7.13 | 16.85 | 15.93 | — | 8.03 | 11.43 | 24.93 | 47.75 | 10.00 |
| — | — | -65.2% | — | -11.3% | +47.4% | -36.1% | — | -19.7% | -44.4% | +10.4% | -19.5% | -22.4% | |
| Current Ratio | — | — | — | — | 8.16 | — | — | 0.41 | — | 1.46 | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | — | — | — | — | 8.16 | — | — | 0.41 | — | 2.41 | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 6.26 | 4.86 | 7.55 | 7.19 | 6.14 | 3.74 | 3.29 | -2.99 | 5.28 | 2.70 | 2.15 | 0.95 | 6.19 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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First American Financial Corporation's current P/E is 11.6x. The average P/E over the last 4 quarters is 9.9x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
First American Financial Corporation's current operating margin is 11.1%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking First American Financial Corporation's business trajectory between earnings reports.