First Business Financial Services, Inc. (FBIZ) Earnings History
Annual and quarterly earnings data from 2003 to 2025
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FBIZ EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
FBIZ Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 57.3% | 21.6% | 18.0% |
| 2024 | 55.1% | 19.5% | 16.9% |
| 2023 | 60.0% | 20.8% | 16.4% |
| 2022 | 87.3% | 34.6% | 27.1% |
| 2021 | 95.5% | 37.9% | 28.8% |
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First Business Financial Services, Inc. (FBIZ) Earnings Overview
As of May 8, 2026, First Business Financial Services, Inc. (FBIZ) reported trailing twelve-month net income of $51M, reflecting +16.5% year-over-year growth. The company earned $6.27 per diluted share over the past four quarters, with a net profit margin of 18.0%.
Looking at the long-term picture, FBIZ's 5-year EPS compound annual growth rate (CAGR) stands at +25.2%, indicating exceptional earnings growth. The company achieved its highest annual net income of $50M in fiscal 2025, representing a new all-time high.
First Business Financial Services, Inc. maintains industry-leading profitability with a gross margin of 57.3%, operating margin of 21.6%, and net margin of 18.0%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including TCBK ($122M net income, 22.8% margin), NBTB ($169M net income, 19.5% margin), SBCF ($145M net income, 16.7% margin), FBIZ has room to improve margins relative to the peer group. Compare FBIZ vs TCBK →
FBIZ Earnings vs Peers
Earnings metrics vs comparable public companies
FBIZ Historical Earnings Data (2003–2025)
23 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $50M | +13.7% | $60M | $6.06 | 18.0% | 21.6% |
| 2024 | $44M | +19.5% | $51M | $5.20 | 16.9% | 19.5% |
| 2023 | $37M | -9.4% | $47M | $4.33 | 16.4% | 20.8% |
| 2022 | $41M | +14.3% | $52M | $4.75 | 27.1% | 34.6% |
| 2021 | $36M | +110.6% | $47M | $4.17 | 28.8% | 37.9% |
| 2020 | $17M | -27.2% | $18M | $1.97 | 14.3% | 15.4% |
| 2019 | $23M | +43.1% | $24M | $2.68 | 19.2% | 20.2% |
| 2018 | $16M | +36.9% | $18M | $1.86 | 15.2% | 16.4% |
| 2017 | $12M | -20.1% | $14M | $1.36 | 13.3% | 15.9% |
| 2016 | $15M | -9.7% | $17M | $1.71 | 16.1% | 18.5% |
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Start ComparisonFBIZ — Frequently Asked Questions
Quick answers to the most common questions about buying FBIZ stock.
Is FBIZ growing earnings?
FBIZ EPS is $6.27, with earnings growth accelerating to +16.5%. This exceeds the 5-year CAGR of +25.2%. TTM net income reached $51M.
What are FBIZ's profit margins?
First Business Financial Services, Inc. net margin is +18.0%, with operating margin at +21.6%. Above-average margins indicate pricing power.
How consistent are FBIZ's earnings?
FBIZ earnings data spans 2003-2025. The accelerating earnings trend is +16.5% YoY. Historical data enables comparison across business cycles.