First Business Financial Services, Inc. (FBIZ) Earnings History
Elite Compounder23 years of earnings data (2003–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality
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First Business Financial Services, Inc. (FBIZ) Earnings Overview
As of November 8, 2026, First Business Financial Services, Inc. (FBIZ) reported trailing twelve-month net income of $58M, reflecting +16.5% year-over-year growth. The company earned $7.00 per diluted share over the past four quarters, with a net profit margin of 29.8%.
Looking at the long-term picture, FBIZ's 5-year EPS compound annual growth rate (CAGR) stands at +25.2%, indicating exceptional earnings growth. The company achieved its highest annual net income of $50M in fiscal 2025, representing a new all-time high.
First Business Financial Services, Inc. maintains industry-leading profitability with a gross margin of 94.9%, operating margin of 35.9%, and net margin of 29.8%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including TCBK ($139M net income, 29.4% margin), NBTB ($218M net income, 25.7% margin), SBCF ($186M net income, 24.7% margin), FBIZ has outperformed on profitability metrics. Compare FBIZ vs TCBK →
FBIZ Earnings vs Peers
Earnings metrics vs comparable public companies
FBIZ Historical Earnings Data (2003–2025)
23 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $50M | +13.7% | $60M | $6.06 | 29.8% | 35.9% |
| 2024 | $44M | +19.5% | $51M | $5.20 | 28.8% | 33.3% |
| 2023 | $37M | -9.4% | $47M | $4.33 | 25.7% | 32.8% |
| 2022 | $41M | +14.3% | $52M | $4.75 | 32.0% | 40.9% |
| 2021 | $36M | +110.6% | $47M | $4.17 | 31.7% | 41.7% |
| 2020 | $17M | -27.2% | $18M | $1.97 | 16.7% | 18.0% |
| 2019 | $23M | +43.1% | $24M | $2.68 | 26.2% | 27.5% |
| 2018 | $16M | +36.9% | $18M | $1.86 | 19.5% | 21.2% |
| 2017 | $12M | -20.1% | $14M | $1.36 | 16.0% | 19.1% |
| 2016 | $15M | -9.7% | $17M | $1.71 | 19.2% | 22.0% |
| 2015 | $17M | +16.8% | $25M | $1.90 | 21.8% | 32.9% |
| 2014 | $14M | +2.9% | $21M | $1.76 | 25.1% | 37.7% |
| 2013 | $14M | +54.0% | $21M | $1.75 | 27.2% | 41.8% |
| 2012 | $9M | +5.9% | $14M | $1.65 | 19.2% | 29.4% |
| 2011 | $8M | +795.3% | $12M | $1.62 | 19.8% | 27.9% |
| 2010 | $941,000 | -9.6% | $3M | $0.19 | 2.4% | 8.5% |
| 2009 | $1M | -66.7% | $2M | $0.21 | 3.0% | 5.1% |
| 2008 | $3M | -4.1% | $5M | $0.62 | 10.0% | 16.5% |
| 2007 | $3M | -13.1% | $5M | $0.66 | 11.8% | 18.3% |
| 2006 | $4M | -21.2% | $5M | $0.75 | 16.5% | 24.0% |
| 2005 | $5M | +11.7% | $7M | $0.97 | 21.6% | 32.8% |
| 2004 | $4M | -24.6% | $8M | $0.92 | 21.2% | 37.3% |
| 2003 | $6M | - | $7M | $1.01 | 234.8% | 302.0% |
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FBIZ — Frequently Asked Questions
Quick answers to the most common questions about buying FBIZ stock.
What is FBIZ earnings per share (EPS)?
FBIZ trailing twelve-month (TTM) diluted EPS is $7.00, reflecting +16.5% year-over-year growth. The 5-year EPS CAGR is +25.2%. Complete EPS history from 2003 to 2025 is available in the table on this page.
What is First Business Financial Services, Inc.'s net income?
First Business Financial Services, Inc. (FBIZ) trailing twelve-month net income is $58M as of 2025. Earnings grew +16.5% year-over-year. First Business Financial Services, Inc. has been profitable for 23 consecutive years.
Is FBIZ profitable?
Yes, FBIZ is profitable with a TTM net income of $58M and a net profit margin of +29.8%. First Business Financial Services, Inc. has generated profits for 23 consecutive years.
What is FBIZ's earnings growth rate?
FBIZ compound annual EPS growth rates (CAGR): 1-Year: +16.5%, 3-Year: +8.5%, 5-Year: +25.2%, 10-Year: +12.3%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2003 to 2025.
What are FBIZ's profit margins?
First Business Financial Services, Inc. net profit margin is +29.8%, operating margin is +35.9%, and gross margin is +94.9%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +14.4%.
Is FBIZ growing earnings?
Yes, FBIZ earnings are accelerating — EPS growth of +16.5% exceeds the 5-year CAGR of +25.2%. TTM net income reached $58M. Earnings momentum is strengthening.
What was FBIZ's best earnings year?
First Business Financial Services, Inc.'s highest annual net income on record is $50M, achieved in fiscal year 2025. Earnings history on this page spans 2003 to 2025 and includes all annual and quarterly figures.
What were FBIZ's earnings last quarter?
FBIZ's most recent reported quarter was Q3 2026. Net income was $17M with diluted EPS of $2.01. For a full breakdown of all quarters, see the quarterly earnings table on this page.