Last 46 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | -3.14 | — | — | — | 15.71 | — | — | 29.99 | 134.82 | 53.66 | 38.00 | — | 12.42 | 11.56 | 8.89 | 8.68 | 11.04 | 12.19 | 7.92 | 9.70 | 11.73 |
| — | — | — | — | -88.3% | — | — | — | +985.8% | +364.3% | +327.3% | — | +12.5% | -5.2% | +12.3% | -10.6% | -5.9% | +21.9% | +67.3% | -5.0% | +33.1% | |
| P/S Ratio | 2.08 | 2.64 | 2.10 | 2.73 | 1.92 | 2.72 | — | 2.24 | 2.64 | 3.42 | 2.20 | 1.33 | 1.96 | 3.17 | 2.97 | 3.19 | 3.90 | 3.96 | 3.39 | 3.65 | 4.10 |
| — | -3.1% | — | +22.2% | -27.3% | -20.4% | — | +68.0% | +35.3% | +7.8% | -26.0% | -58.3% | -49.8% | -19.8% | -12.4% | -12.4% | -5.0% | +8.0% | +69.8% | +11.2% | +89.9% | |
| P/B Ratio | 0.53 | 0.56 | 0.50 | 0.40 | 0.41 | 0.48 | 0.39 | 0.40 | 0.46 | 0.59 | 0.37 | 0.24 | 0.37 | 0.71 | 0.91 | 1.05 | 1.27 | 1.10 | 1.54 | 1.38 | 1.48 |
| — | +15.4% | +27.9% | +0.8% | -11.1% | -18.0% | +4.7% | +62.1% | +23.9% | -17.1% | -59.1% | -76.7% | -70.8% | -34.9% | -40.9% | -24.1% | -14.1% | -15.3% | +78.4% | +20.7% | +100.5% | |
| P/FCF | — | — | 13.41 | — | — | — | 7.80 | — | 18.00 | — | 7.06 | 3.41 | 14.41 | 853.04 | 8.71 | 10.44 | 8.78 | 11.14 | 10.29 | 37.12 | 8.25 |
| — | — | +71.8% | — | — | — | +10.6% | — | +24.9% | — | -19.0% | -67.4% | +64.1% | +7554.3% | -15.4% | -71.9% | +6.4% | -18.4% | +50.3% | +443.3% | — | |
| EV / EBITDA | — | — | — | — | 37.76 | — | — | 45.54 | 81.90 | 87.46 | 47.81 | — | 27.23 | 16.14 | 13.26 | 7.65 | 4.26 | 1.86 | 1.93 | 0.43 | 4.55 |
| — | — | — | — | -53.9% | — | — | — | +200.8% | +441.8% | +260.6% | — | +539.8% | +768.2% | +587.8% | +1672.0% | -6.4% | -53.4% | -39.8% | -95.7% | -69.7% | |
| EV / EBIT | — | — | — | — | 50.58 | — | — | 78.71 | — | 809.00 | 107.97 | — | 32.67 | 18.17 | 13.93 | 7.99 | 4.46 | 1.96 | 1.99 | 0.45 | 4.80 |
| — | — | — | — | — | — | — | — | — | +4352.8% | +675.2% | — | +633.0% | +826.0% | +600.5% | +1668.1% | -7.1% | -53.5% | -40.1% | -95.8% | -70.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 29.0% | 40.3% | -7.3% | 28.7% | 36.2% | 17.7% | -232.0% | 28.4% | 26.1% | 27.6% | 31.2% | 29.7% | 40.4% | 54.4% | 80.4% | 91.6% | 95.8% | 91.3% | 97.4% | 95.2% | 92.4% |
| — | +127.2% | +96.8% | +1.2% | +38.7% | -35.7% | -844.0% | -4.5% | -35.4% | -49.3% | -61.2% | -67.5% | -57.8% | -40.5% | -17.4% | -3.8% | +3.7% | +0.2% | +13.1% | +21.1% | +33.0% | |
| Operating Margin | -12.2% | -5.9% | -41.2% | -8.7% | 4.3% | -15.5% | -358.6% | 1.8% | -0.1% | 0.2% | 1.2% | -153.6% | 8.1% | 18.2% | 36.8% | 46.8% | 46.4% | 42.3% | 57.6% | 49.6% | 45.1% |
| — | +62.1% | +88.5% | -582.8% | +5674.3% | -9110.8% | -30004.6% | +101.2% | -100.9% | -99.1% | -96.7% | -428.2% | -82.6% | -57.0% | -36.0% | -5.7% | +2.9% | -10.4% | +11.6% | +37.0% | +71.3% | |
| Net Margin | -26.4% | -5.9% | -102.2% | -6.1% | 4.7% | -9.5% | -251.9% | 2.1% | 0.5% | 1.8% | 1.7% | -153.4% | 6.4% | 15.1% | 27.0% | 33.7% | 33.2% | 31.3% | 41.3% | 35.6% | 32.3% |
| — | +38.1% | +59.4% | -394.9% | +806.0% | -638.9% | -15326.8% | +101.4% | -91.9% | -88.3% | -93.9% | -554.7% | -80.6% | -51.7% | -34.6% | -5.4% | +3.0% | -5.6% | +11.6% | +38.3% | +72.5% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -15.8% | -0.9% | -14.9% | -0.7% | 0.7% | -1.3% | -8.2% | 0.3% | 0.1% | 0.3% | 0.2% | -20.7% | 0.7% | 1.5% | 2.6% | 3.0% | 2.9% | 2.6% | 5.0% | 3.6% | 3.2% |
| — | +33.9% | -81.2% | -319.8% | +663.0% | -581.1% | -3553.2% | +101.6% | -88.6% | -82.0% | -90.9% | -779.6% | -73.9% | -41.0% | -47.4% | -15.3% | -9.4% | -19.9% | +5.6% | +27.1% | +48.4% | |
| ROA | -1.3% | -0.1% | -1.2% | -0.1% | 0.1% | -0.1% | -0.6% | 0.0% | 0.0% | 0.0% | 0.0% | -1.6% | 0.1% | 0.1% | 0.2% | 0.3% | 0.3% | 0.3% | 0.5% | 0.3% | 0.3% |
| — | +37.8% | -105.3% | -381.4% | +827.1% | -662.2% | -3711.3% | +101.4% | -90.8% | -85.9% | -93.2% | -623.2% | -78.6% | -48.6% | -48.2% | -11.8% | -6.5% | -20.0% | +4.6% | +32.9% | +55.0% | |
| ROIC | -2.1% | -0.2% | -1.6% | -0.3% | 0.2% | -0.6% | -3.0% | 0.1% | -0.0% | 0.0% | 0.1% | -6.0% | 0.3% | 0.6% | 1.4% | 2.3% | 2.4% | 2.4% | 5.1% | 3.7% | 2.8% |
| — | +61.3% | +46.3% | -495.8% | +5218.2% | -7709.9% | -5204.0% | +101.2% | -101.2% | -98.7% | -95.8% | -359.8% | -88.8% | -74.0% | -72.3% | -37.2% | -13.1% | -5.7% | +84.5% | +175.3% | +175.6% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 | Q1 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.76 | 1.76 | 1.74 | 1.75 | 1.74 | 1.52 | 1.74 | 2.03 | 2.02 | 1.71 | 1.26 | 1.07 | 2.02 | 1.21 | 1.33 | 0.45 | 0.30 | 0.20 | 0.02 | 0.03 | 0.02 |
| — | +15.8% | -0.3% | -13.4% | -13.9% | -11.2% | +38.4% | +90.1% | -0.0% | +41.6% | -5.6% | +138.0% | +572.2% | +511.5% | +8082.2% | +1543.0% | +1692.6% | -48.9% | -95.9% | -97.7% | -98.7% | |
| Debt / EBITDA | — | — | — | — | 220.24 | — | — | 410.42 | 857.95 | 689.82 | 324.46 | — | 178.80 | 58.11 | 36.03 | 10.23 | 7.22 | 6.16 | 0.23 | 0.53 | 0.36 |
| — | — | — | — | -74.3% | — | — | — | +379.8% | +1087.0% | +800.4% | — | +2375.4% | +843.9% | +15328.1% | +1842.0% | +1886.4% | -22.8% | -96.1% | -98.2% | -99.1% | |
| Current Ratio | 165.47 | 165.47 | 0.36 | 0.30 | 0.27 | 0.24 | 0.24 | 0.24 | 0.23 | 0.19 | 0.15 | 0.10 | 0.15 | 0.09 | 0.06 | 0.04 | 0.13 | 0.26 | 0.24 | 0.24 | 0.19 |
| — | +68382.8% | +49.6% | +24.7% | +18.0% | +23.9% | +55.3% | +133.6% | +52.8% | +119.4% | +174.5% | +140.1% | +14.3% | -65.7% | -76.7% | -81.9% | -31.8% | +8.1% | +14.3% | +6.8% | -2.1% | |
| Quick Ratio | 165.47 | 165.47 | 0.36 | 0.30 | 0.27 | 0.24 | 0.24 | 0.24 | 0.23 | 0.19 | 0.15 | 0.10 | 0.15 | 0.09 | 0.06 | 0.04 | 0.13 | 0.26 | 0.24 | 0.24 | 0.19 |
| — | +68382.8% | +49.6% | +24.7% | +18.0% | +23.9% | +55.3% | +133.6% | +52.8% | +119.4% | +174.5% | +140.1% | +14.3% | -65.7% | -76.7% | -81.9% | -31.8% | +8.1% | +14.3% | +6.8% | -2.1% | |
| Interest Coverage | -0.20 | -0.09 | -0.66 | -0.12 | 0.07 | -0.23 | -1.08 | 0.02 | -0.00 | 0.00 | 0.02 | -2.21 | 0.14 | 0.41 | 1.88 | 5.66 | 9.27 | 11.85 | 18.52 | 10.39 | 6.37 |
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Includes 30+ ratios · 46 years · Updated daily
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Quick answers to the most common questions about buying FFWM stock.
First Foundation Inc.'s current P/E is -3.1x. The average P/E over the last 1 quarters is 15.7x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
First Foundation Inc.'s current operating margin is -12.2%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking First Foundation Inc.'s business trajectory between earnings reports.