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FSUN logoFirstSun Capital Bancorp (FSUN) Earnings History

Annual and quarterly earnings data from 2019 to 2025

TTM Net Income
$98M
Profitable
TTM EPS
$3.47
Diluted
YoY EPS Growth
+31.2%
Excellent
Net Margin
17.2%
Profitability
Operating Margin22.0%
Gross Margin69.3%
ROE8.9%
ROA1.2%
Highest Annual Net Income$104M (2023)
Highest Quarterly EPS$1.11 (Q2 2023)
Consecutive Profitable Years7 years
Q4 2025
Net Income$25M
EPS$0.88
QoQ Growth+7.0%Solid

Loading earnings history...

FSUN EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+31.2%
Excellent
3-Year
+12.5%
Strong
5-Year
+13.1%
Strong
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

FSUN Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202569.3%22.0%17.2%
202464.8%17.6%14.0%
202371.5%27.1%21.3%
202287.6%21.3%17.0%
202194.0%18.0%15.0%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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FirstSun Capital Bancorp (FSUN) Earnings Overview

As of May 8, 2026, FirstSun Capital Bancorp (FSUN) reported trailing twelve-month net income of $98M, reflecting +31.2% year-over-year growth. The company earned $3.47 per diluted share over the past four quarters, with a net profit margin of 17.2%.

Looking at the long-term picture, FSUN's 5-year EPS compound annual growth rate (CAGR) stands at +13.1%, showing solid earnings momentum. The company achieved its highest annual net income of $104M in fiscal 2023.

FirstSun Capital Bancorp maintains industry-leading profitability with a gross margin of 69.3%, operating margin of 22.0%, and net margin of 17.2%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including IBCP ($69M net income, 21.7% margin), FFIN ($243M net income, 30.2% margin), TCBK ($122M net income, 22.8% margin), FSUN has room to improve margins relative to the peer group. Compare FSUN vs IBCP →

FSUN Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
FSUN logoFSUNCurrent
$98M$3.4717.2%8.9%+31.2%—
IBCP logoIBCP
$69M$3.2921.7%14.3%+3.5%
FFIN logoFFIN
$243M$1.6930.2%14.4%+12.2%
TCBK logoTCBK
$122M$3.7322.8%9.5%+6.9%
CVBF logoCVBF
$209M$1.5432.5%9.3%+5.6%
BOKF logoBOKF
$537M$8.4915.6%9.8%+1.5%
Best in group
Lowest in group

FSUN Historical Earnings Data (2019–2025)

7 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$98M+29.5%$125M$3.5317.2%22.0%
2024$76M-27.0%$95M$2.6914.0%17.6%
2023$104M+74.9%$131M$4.0821.3%27.1%
2022$59M+37.1%$74M$2.4817.0%21.3%
2021$43M-9.3%$52M$1.7415.0%18.0%
2020$48M+132.1%$57M$1.9115.9%19.1%
2019$21M-$22M$0.829.0%9.7%

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FSUN — Frequently Asked Questions

Quick answers to the most common questions about buying FSUN stock.

Is FSUN growing earnings?

FSUN EPS is $3.47, with earnings growth accelerating to +31.2%. This exceeds the 5-year CAGR of +13.1%. TTM net income reached $98M.

What are FSUN's profit margins?

FirstSun Capital Bancorp net margin is +17.2%, with operating margin at +22.0%. Above-average margins indicate pricing power.

How consistent are FSUN's earnings?

FSUN earnings data spans 2019-2025. The accelerating earnings trend is +31.2% YoY. Historical data enables comparison across business cycles.

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FSUN Earnings Over Time (2019–2025)

Net income and EPS trends