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GBCI logoGlacier Bancorp, Inc. (GBCI) Earnings History

Annual and quarterly earnings data from 1991 to 2025

TTM Net Income
$239M
Profitable
TTM EPS
$1.84
Diluted
YoY EPS Growth
+18.5%
Strong
Net Margin
16.8%
Profitability
Operating Margin22.9%
Gross Margin69.0%
ROE6.4%
ROA0.8%
Highest Annual Net Income$303M (2022)
Highest Quarterly EPS$0.86 (Q4 2020)
Consecutive Profitable Years35 years
Q4 2025
Net Income$64M
EPS$0.49
QoQ Growth-6.1%Slow

Loading earnings history...

GBCI EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+18.5%
Strong
3-Year
-10.1%
Declining
5-Year
-6.7%
Slow
10-Year
+2.6%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

GBCI Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202569.0%22.9%16.8%
202462.8%18.2%15.3%
202369.4%24.0%20.0%
202293.4%39.7%32.5%
202194.9%43.0%35.0%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Glacier Bancorp, Inc. (GBCI) Earnings Overview

As of May 8, 2026, Glacier Bancorp, Inc. (GBCI) reported trailing twelve-month net income of $239M, reflecting +18.5% year-over-year growth. The company earned $1.84 per diluted share over the past four quarters, with a net profit margin of 16.8%.

Looking at the long-term picture, GBCI's 5-year EPS compound annual growth rate (CAGR) stands at -6.7%, signaling declining earnings. The company achieved its highest annual net income of $303M in fiscal 2022.

Glacier Bancorp, Inc. maintains industry-leading profitability with a gross margin of 69.0%, operating margin of 22.9%, and net margin of 16.8%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including COLB ($550M net income, 17.1% margin), WAFD ($243M net income, 16.0% margin), BANR ($195M net income, 23.8% margin), GBCI has room to improve margins relative to the peer group. Compare GBCI vs COLB →

GBCI Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
GBCI logoGBCICurrent
$239M$1.8416.8%6.4%+18.5%—
COLB logoCOLB
$550M$1.8517.1%8.5%-9.8%
WAFD logoWAFD
$243M$3.1616.0%7.5%+5.2%
BANR logoBANR
$195M$5.6823.8%10.5%+15.6%
HFWA logoHFWA
$68M$1.9620.1%7.6%+58.1%
NWBI logoNWBI
$126M$0.8614.4%7.2%+16.5%
Best in group
Lowest in group

GBCI Historical Earnings Data (1991–2025)

35 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$239M+25.7%$326M$1.9916.8%22.9%
2024$190M-14.7%$226M$1.6815.3%18.2%
2023$223M-26.5%$268M$2.0120.0%24.0%
2022$303M+6.5%$370M$2.7432.5%39.7%
2021$285M+6.9%$349M$2.8635.0%43.0%
2020$266M+26.5%$328M$2.8133.7%41.5%
2019$211M+15.8%$259M$2.3832.2%39.7%
2018$182M+56.3%$222M$2.1731.4%38.4%
2017$116M-3.9%$181M$1.7524.5%38.1%
2016$121M+4.3%$161M$1.5927.6%36.7%

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GBCI — Frequently Asked Questions

Quick answers to the most common questions about buying GBCI stock.

Is GBCI growing earnings?

GBCI EPS is $1.84, with earnings growth accelerating to +18.5%. This exceeds the 5-year CAGR of -6.7%. TTM net income reached $239M.

What are GBCI's profit margins?

Glacier Bancorp, Inc. net margin is +16.8%, with operating margin at +22.9%. Above-average margins indicate pricing power.

How consistent are GBCI's earnings?

GBCI earnings data spans 1991-2025. The accelerating earnings trend is +18.5% YoY. Historical data enables comparison across business cycles.

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GBCI Earnings Over Time (2014–2025)

Net income and EPS trends