Trailing Dividend / Share
$0.26
Greene County Bancorp, Inc. (GCBC) Dividend History
Income profile from 2000 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
0.9%
Payout Ratio
14.4%
Sustainable
Dividend Streak
12 years
GCBC Dividend Income Check
Safety
14.4% payout ratio with sustainable safety profile.
Consistency
12 straight years of dividend increases.
Income Trend
Yield on cost is 3.0% and trend is rising.
GCBC Dividend Scorecard
Yield & Income
Dividend Yield0.9%
Trailing DPS$0.26
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout14.4%
Earnings SafetySustainable
FCF Payout13.6%
FCF SafetyWell Covered
Piotroski F-Score7/9
Growth
Growth Streak12 years
3Y CAGR12.1%
5Y CAGR10.6%
Yield on Cost (5Y)3.0%
YOC Trendrising
Total Returns
Buyback Yield0.0%
Total Shareholder Yield0.9%
1Y Total Return36.4%
5Y Total Return126.7%
Div Contribution (5Y)11.8%
Estimated $10K growth (return + dividends):
5Y ago$22,67310Y ago$39,46520Y ago$90,231
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
GCBC Income Growth Story
Dividend per share and yield on cost over time (27 years of payments)
GCBC Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Greene County Bancorp, Inc. distributes 14.4% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 13.6%, rated "Well Covered".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
GCBC has raised its dividend for 12 consecutive years, with a 3-year CAGR of 12.1% and 5-year CAGR of 10.6%.
Total Shareholder Returns
Beyond cash dividends, GCBC returns capital through share repurchases. The combined picture: 0.9% dividend yield, 0.9% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 3.0% and is currently rising. The 5-year total return is 126.7%, with dividends contributing 11.8% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $39,465 today.
GCBC Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$1.62
Avg/Payment$0.0810
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 15, 2026Latest | $0.1000 | — | 1.61% | May 29, 2026 |
| Feb 13, 2026 | $0.1000 | — | 1.64% | Feb 27, 2026 |
| Nov 14, 2025 | $0.1000 | — | 1.71% | Nov 28, 2025 |
| Aug 15, 2025 | $0.1000 | ↑ +11.1% | 1.56% | Aug 29, 2025 |
| May 16, 2025 | $0.0900 | — | 1.54% | May 30, 2025 |
| Feb 14, 2025 | $0.0900 | — | 1.28% | Feb 28, 2025 |
| Nov 15, 2024 | $0.0900 | — | 1.02% | Nov 29, 2024 |
| Aug 15, 2024 | $0.0900 | ↑ +12.5% | 1.05% | Aug 30, 2024 |
GCBC Dividend vs Peers
Comparable companies in the same industry
#9 yield in peer group
Div Yield
0.9%
#9 of 9
Safety
Sustainable
14.4% payout
Streak
12Y
10.6% 5Y CAGR
Total Shareholder
0.9%
#9 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| GCBCGreene County Bancor… | $495M | 0.9% | 14.4% | 12 | Sustainable |
 CZWICitizens Community B… | $213M | 1.7% | 25.0% | 6 | Sustainable |
1st  NECBNortheast Community … | $359M | 3.8% | 30.0% | 2 | Sustainable |
 NBTBNBT Bancorp Inc. | $2.5B | 3.0% | 42.9% | 13 | Sustainable |
 TRSTTrustCo Bank Corp NY | $935M | 2.9% | 45.2% | 1 | Sustainable |
3rd  FISIFinancial Institutio… | $746M | 3.2% | 33.0% | 1 | Sustainable |
 SRCE1st Source Corporati… | $1.9B | 2.0% | 24.3% | 9 | Sustainable |
 CNOBConnectOne Bancorp, … | $1.6B | 1.9% | 39.7% | 7 | Sustainable |
2nd  NFBKNorthfield Bancorp, … | $601M | 3.7% | 26.6% | 0 | Sustainable |
GCBC Annual Dividend History (1998–2026)
29 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.20 | — | 2 | — | — | — | 1.6% |
| 2025 | $0.38 | 11.8% | 4 | $1.83 | 20.8% | 4.82x | 3.0% |
| 2024 | $0.34 | 13.3% | 4 | $1.45 | 23.4% | 4.26x | 2.7% |
| 2023 | $0.30 | 11.1% | 4 | $1.81 | 16.6% | 6.03x | 2.4% |
| 2022 | $0.27 | 8.0% | 4 | $1.65 | 16.4% | 6.11x | 2.1% |
| 2021 | $0.25 | 8.7% | 4 | $1.41 | 17.7% | 5.64x | 2.0% |
| 2020 | $0.23 | 9.5% | 4 | $1.10 | 20.9% | 4.78x | 1.8% |
| 2019 | $0.21 | 6.3% | 4 | $1.02 | 20.6% | 4.86x | 1.7% |
| 2018 | $0.20 | 2.6% | 4 | $0.85 | 23.2% | 4.30x | 1.6% |
| 2017 | $0.19 | 2.5% | 4 | $0.66 | 29.2% | 3.43x | 1.5% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
26+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
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GCBC — Frequently Asked Questions
Quick answers to the most common questions about buying GCBC stock.
How much dividend does GCBC pay per share?
Greene County Bancorp, Inc. (GCBC) pays a trailing 12-month dividend of $0.26 per share, with a current dividend yield of +0.9%. Payments are made Semi-Annual.
When is GCBC's next ex-dividend date?
GCBC's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. GCBC typically pays dividends Semi-Annual.
Is GCBC's dividend safe?
GCBC's dividend safety is rated "Sustainable" based on an earnings payout ratio of +14.4% and FCF payout ratio of +13.6%. With 12 consecutive years of dividend growth, the track record supports sustainability.
Is GCBC a Dividend Achiever?
Yes, Greene County Bancorp, Inc. is classified as a Dividend Achiever with 12 consecutive years of dividend increases. The 5-year dividend CAGR is +10.6%, demonstrating above-inflation dividend growth.
How often does GCBC pay dividends?
Greene County Bancorp, Inc. pays dividends Semi-Annual. The trailing 12-month total is $0.26 per share. Dividend data on this page covers 26+ years from 2000 to 2026.
How much would $10,000 invested in GCBC grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in GCBC five years ago would be worth approximately $22,673 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is GCBC's yield on cost for long-term holders?
GCBC's yield on cost — the current dividend divided by the original purchase price — is +3.0% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +0.9% market yield, thanks to consistent dividend growth.