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HIFS logoHingham Institution for Savings (HIFS) P/E Ratio History

Historical price-to-earnings valuation from 1992 to 2025

Current P/E
22.3
Overvalued
5Y Avg P/E
14.4
+55% vs avg
PE Percentile
95%
High
PEG Ratio
N/A
N/A
TTM EPS$20.51
Price$286.91
5Y PE Range9.2 - 23.0
Earnings Yield4.48%

Loading P/E history...

HIFS Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
22.3vs14.4
+55%
Premium vs History
vs. Financial Services
22.3vs13.1
+70%
Above Sector
vs. S&P 500
22.3vs25.1
-11%
Below Market
PEG Analysis
N/A
P/E ÷ EPS Growth
Based on 7% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 8, 2026, Hingham Institution for Savings (HIFS) trades at a price-to-earnings ratio of 22.3x, with a stock price of $286.91 and trailing twelve-month earnings per share of $20.51.

The current P/E is 55% above its 5-year average of 14.4x. Over the past five years, HIFS's P/E has ranged from a low of 9.2x to a high of 23.0x, placing the current valuation at the 95th percentile of its historical range.

Compared to the Financial Services sector median P/E of 13.1x, HIFS trades at a 70% premium to its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.

Relative to the broader market, HIFS trades roughly in line with the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our HIFS DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

HIFS P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
NBTB logoNBTBNBT Bancorp Inc.
$2B13.51.92+13%
INDB logoINDBIndependent Bank Corp.
$4B17.3--17%
EFSC logoEFSCEnterprise Financial Services Corp
$2B11.2Lowest0.80Best+10%
NWBI logoNWBINorthwest Bancshares, Inc.
$2B15.01.83+16%
TRST logoTRSTTrustCo Bank Corp NY
$858M14.94.11+26%
DCOM logoDCOMDime Community Bancshares, Inc.
$2B15.72.47+331%Best
NFBK logoNFBKNorthfield Bancorp, Inc.
$588M19.5--16%
ICE logoICEIntercontinental Exchange, Inc.
$88B27.13.05+21%
CSGP logoCSGPCoStar Group, Inc.
$15B2107.2--95%
MBIN logoMBINMerchants Bancorp
$2B12.4--40%

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

HIFS Historical P/E Data (1992–2025)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2025 Q3$263.78$20.5512.8x+5%
FY2025 Q2Mon Jun 30 2025 00:00:00 GM$248.35$15.3616.2x+32%
FY2025 Q1Mon Mar 31 2025 00:00:00 GM$237.80$12.9618.3x+50%
FY2024 Q4$254.14$12.8519.8x+62%
FY2024 Q3Mon Sep 30 2024 00:00:00 GM$243.31$10.5623.0x+89%
FY2024 Q2Sun Jun 30 2024 00:00:00 GM$178.88$9.4019.0x+56%
FY2024 Q1Sun Mar 31 2024 00:00:00 GM$174.46$11.2815.5x+27%
FY2023 Q4Sun Dec 31 2023 00:00:00 GM$194.40$12.0216.2x+32%
FY2023 Q3Sat Sep 30 2023 00:00:00 GM$186.75$14.5712.8x+5%
FY2023 Q2Fri Jun 30 2023 00:00:00 GM$213.18$17.8411.9x-2%
FY2023 Q1Fri Mar 31 2023 00:00:00 GM$233.44$15.5315.0x+23%
FY2022 Q4Sat Dec 31 2022 00:00:00 GM$275.96$17.0416.2x+33%

Average P/E for displayed period: 12.2x

See HIFS's True Return

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Is HIFS Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare HIFS vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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HIFS — Frequently Asked Questions

Quick answers to the most common questions about buying HIFS stock.

Is HIFS stock overvalued or undervalued?

HIFS trades at 22.3x P/E, above its 5-year average of 14.4x. The 95th percentile ranking indicates a premium to historical valuation.

How does HIFS's valuation compare to peers?

Hingham Institution for Savings P/E of 22.3x compares to sector median of 13.1x. The premium reflects expected growth above peers.

What is HIFS's PEG ratio?

HIFS PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 1992-2025.

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HIFS P/E Ratio History (1992–2025)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.