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HIFS logoHingham Institution for Savings (HIFS) Earnings History

Annual and quarterly earnings data from 1989 to 2024

TTM Net Income
$45M
Profitable
TTM EPS
$20.51
Diluted
YoY EPS Growth
+6.8%
Solid
Net Margin
13.0%
Profitability
Operating Margin16.8%
Gross Margin30.1%
ROE6.7%
ROA0.6%
Highest Annual Net Income$67M (2021)
Highest Quarterly EPS$9.28 (Q2 2021)
Consecutive Profitable Years33 years
Q3 2025
Net Income$17M
EPS$7.85
QoQ Growth+83.7%Excellent

Loading earnings history...

HIFS EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+6.8%
Solid
3-Year
-25.2%
Declining
5-Year
-6.3%
Slow
10-Year
+2.1%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

HIFS Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202430.1%16.8%13.0%
202333.3%18.5%13.8%
202268.4%45.9%31.7%
202191.0%75.1%54.6%
202079.7%60.8%44.0%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Hingham Institution for Savings (HIFS) Earnings Overview

As of May 8, 2026, Hingham Institution for Savings (HIFS) reported trailing twelve-month net income of $45M, reflecting +6.8% year-over-year growth. The company earned $20.51 per diluted share over the past four quarters, with a net profit margin of 13.0%.

Looking at the long-term picture, HIFS's 5-year EPS compound annual growth rate (CAGR) stands at -6.3%, signaling declining earnings. The company achieved its highest annual net income of $67M in fiscal 2021.

Hingham Institution for Savings maintains positive profitability with a gross margin of 30.1%, operating margin of 16.8%, and net margin of 13.0%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including NBTB ($169M net income, 19.5% margin), INDB ($180M net income, 19.7% margin), EFSC ($201M net income, 22.1% margin), HIFS has room to improve margins relative to the peer group. Compare HIFS vs NBTB →

HIFS Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
HIFS logoHIFSCurrent
$45M$20.5113.0%6.7%+6.8%—
NBTB logoNBTB
$169M$3.2219.5%9.9%+12.5%
INDB logoINDB
$180M$3.6019.7%6.5%-16.6%
EFSC logoEFSC
$201M$5.4022.1%10.4%+9.9%
NWBI logoNWBI
$126M$0.8614.4%7.2%+16.5%
TRST logoTRST
$61M$3.3422.0%9.0%+26.5%
Best in group
Lowest in group

HIFS Historical Earnings Data (1989–2024)

36 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024$28M+6.9%$37M$12.8513.0%16.8%
2023$26M-29.7%$35M$12.0313.8%18.5%
2022$38M-44.4%$54M$17.0431.7%45.9%
2021$67M+32.9%$93M$30.6554.6%75.1%
2020$51M+30.4%$70M$23.2644.0%60.8%
2019$39M+28.1%$54M$17.8333.6%46.2%
2018$30M+18.0%$43M$13.9032.9%46.2%
2017$26M+10.0%$44M$11.8131.2%53.5%
2016$23M+21.1%$40M$10.8931.9%54.1%
2015$19M-13.1%$33M$9.0230.5%51.7%

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Is HIFS Undervalued?

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Compare HIFS vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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HIFS — Frequently Asked Questions

Quick answers to the most common questions about buying HIFS stock.

Is HIFS growing earnings?

HIFS EPS stands at $20.51, with +6.8% growth matching the 5-year CAGR of -6.3%. TTM net income is $45M. Earnings trajectory remains consistent.

What are HIFS's profit margins?

Hingham Institution for Savings net margin is +13.0%, with operating margin at +16.8%. Margins sit within typical range for the sector.

How consistent are HIFS's earnings?

HIFS earnings data spans 1989-2024. The current earnings trend is +6.8% YoY. Historical data enables comparison across business cycles.

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HIFS Earnings Over Time (2013–2024)

Net income and EPS trends