Last 46 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Home Bancshares, Inc.'s quarterly P/E stands at 11.2x, down 17.1% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 17.4% YoY to 9.5x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 13.28 | 11.23 | 11.86 | 12.19 | 13.87 | 13.54 | 11.75 | 12.29 | 14.73 | 10.68 | 10.96 | 10.64 | 10.00 |
| — | -17.1% | +1.0% | -0.8% | -5.8% | +26.8% | +7.1% | +15.4% | +47.3% | +0.6% | -83.6% | -24.7% | -26.1% | |
| P/S Ratio | 3.62 | 4.99 | 3.85 | 3.96 | 3.91 | 3.63 | 3.30 | 3.48 | 3.73 | 3.18 | 3.48 | 3.50 | 3.58 |
| — | +37.5% | +16.7% | +13.8% | +4.8% | +14.2% | -5.2% | -0.6% | +4.3% | -22.3% | -16.2% | -34.8% | -35.6% | |
| P/B Ratio | 1.35 | 1.32 | 1.38 | 1.39 | 1.42 | 1.36 | 1.25 | 1.30 | 1.35 | 1.16 | 1.27 | 1.22 | 1.32 |
| — | -2.9% | +10.6% | +7.1% | +5.4% | +17.5% | -1.6% | +6.6% | +2.2% | -13.0% | +3.5% | -11.8% | -8.8% | |
| P/FCF | 12.45 | 12.43 | 19.99 | 12.76 | 23.13 | 11.62 | 12.11 | 8.48 | 11.24 | 11.64 | 28.92 | 9.56 | 8.36 |
| — | +7.0% | +65.1% | +50.5% | +105.8% | -0.2% | -58.1% | -11.3% | +34.5% | +70.4% | -76.8% | -9.9% | -28.3% | |
| EV / EBITDA | 10.06 | 9.54 | 8.89 | 8.95 | 10.84 | 11.56 | 9.99 | 10.33 | 12.39 | 9.76 | 9.24 | 8.82 | 8.21 |
| — | -17.4% | -11.0% | -13.3% | -12.5% | +18.4% | +8.1% | +17.1% | +50.8% | +46.5% | -55.1% | +142.3% | +157.6% | |
| EV / EBIT | 10.62 | 9.67 | 9.31 | 9.39 | 11.44 | 12.21 | 10.54 | 10.91 | 13.29 | 10.36 | 9.71 | 9.33 | 8.67 |
| — | -20.8% | -11.7% | -13.9% | -13.9% | +17.9% | +8.5% | +16.9% | +53.2% | +47.1% | -69.3% | +141.9% | +158.2% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Home Bancshares, Inc.'s operating margin was 53.2% in Q3 2025, up 11.7 pp QoQ and up 18.5 pp YoY. The trailing four-quarter average of 43.0% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 55.1% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 65.6% | 98.0% | 72.1% | 72.4% | 66.1% | 63.2% | 66.1% | 67.1% | 68.7% | 71.9% | 74.7% | 77.3% | 80.9% |
| — | +55.1% | +9.0% | +7.9% | -3.8% | -12.1% | -11.5% | -13.2% | -15.1% | -19.5% | +6.3% | -16.0% | -13.4% | |
| Operating Margin | 36.0% | 53.2% | 41.6% | 41.5% | 35.9% | 34.7% | 36.6% | 36.7% | 32.9% | 38.7% | 41.2% | 42.1% | 45.6% |
| — | +53.4% | +13.5% | +13.0% | +9.2% | -10.5% | -11.0% | -12.9% | -27.9% | -23.0% | +450.7% | -14.3% | -12.5% | |
| Net Margin | 27.7% | 44.2% | 32.4% | 32.5% | 27.9% | 26.9% | 27.9% | 28.2% | 25.1% | 29.5% | 31.7% | 32.6% | 35.6% |
| — | +64.4% | +16.2% | +15.2% | +11.0% | -8.9% | -12.0% | -13.7% | -29.3% | -23.5% | +410.8% | -13.1% | -12.6% |
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.4% | 3.0% | 2.9% | 2.9% | 2.5% | 2.6% | 2.6% | 2.6% | 2.3% | 2.7% | 2.9% | 2.9% | 3.3% |
| — | +16.3% | +10.0% | +9.3% | +9.6% | -5.0% | -8.4% | -8.5% | -30.1% | -13.8% | +459.4% | +20.9% | +24.2% | |
| ROA | 1.8% | 0.5% | 0.5% | 0.5% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.5% | 0.5% | 0.5% |
| — | +23.9% | +16.2% | +15.1% | +14.8% | -2.1% | -5.9% | -3.0% | -23.0% | -2.6% | +533.0% | +28.2% | +22.7% | |
| ROIC | 7.2% | 2.1% | 2.2% | 2.1% | 1.8% | 1.7% | 1.7% | 1.7% | 1.5% | 1.9% | 2.1% | 2.1% | 2.4% |
| — | +28.7% | +24.9% | +23.7% | +13.6% | -12.2% | -16.5% | -17.3% | -36.2% | -20.7% | +506.5% | +23.5% | +26.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Home Bancshares, Inc.'s Debt/EBITDA ratio is 6.5x, down from 7.1x last quarter — elevated, raising questions about debt serviceability. The current ratio has weakened 45.4% YoY to 0.14x, tightening the short-term liquidity position. Debt/Equity has declined for 7 consecutive quarters, reflecting a deleveraging trend.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.30 | 0.23 | 0.28 | 0.30 | 0.30 | 0.48 | 0.49 | 0.50 | 0.50 | 0.44 | 0.36 | 0.34 | 0.35 |
| — | -52.3% | -43.2% | -40.9% | -38.9% | +10.6% | +36.7% | +48.6% | +43.4% | +57.6% | +27.6% | -25.4% | +5.1% | |
| Debt / EBITDA | 2.18 | 6.47 | 7.10 | 7.78 | 8.80 | 14.08 | 13.34 | 13.92 | 15.56 | 11.67 | 9.05 | 8.74 | 7.79 |
| — | -54.1% | -46.8% | -44.1% | -43.4% | +20.6% | +47.5% | +59.2% | +99.6% | +82.0% | -72.5% | -35.5% | -15.4% | |
| Current Ratio | 0.16 | 0.14 | 0.16 | 0.25 | 0.16 | 0.26 | 0.26 | 0.28 | 0.27 | 0.24 | 0.25 | 0.26 | 0.27 |
| — | -45.4% | -39.9% | -9.5% | -40.8% | +8.1% | +5.3% | +7.5% | +1.4% | -20.8% | -25.2% | -42.5% | -43.2% | |
| Quick Ratio | 0.16 | 0.14 | 0.16 | 0.25 | 0.16 | 0.26 | 0.26 | 0.28 | 0.27 | 0.24 | 0.25 | 0.26 | 0.27 |
| — | -45.4% | -39.9% | -9.5% | -40.8% | +8.1% | +5.3% | +7.5% | +1.4% | -20.8% | -25.2% | -42.5% | -43.2% | |
| Interest Coverage | 1.16 | 1.53 | 1.53 | 1.50 | 1.23 | 1.10 | 1.16 | 1.16 | 1.09 | 1.40 | 1.67 | 1.89 | 2.59 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 46 years · Updated daily
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Home Bancshares, Inc.'s current P/E is 13.3x. The average P/E over the last 4 quarters is 12.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Home Bancshares, Inc.'s current operating margin is 36.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Home Bancshares, Inc.'s business trajectory between earnings reports.