Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.16 | 10.84 | 11.90 | 11.22 | 11.58 | 11.23 | 11.86 | 12.19 | 13.87 | 13.54 | 11.75 | 12.29 | 14.73 | 10.68 | 10.96 | 10.64 | 10.00 | 10.62 | 66.91 | 14.13 | 13.53 |
| — | -3.5% | +0.3% | -7.9% | -16.6% | -17.1% | +1.0% | -0.8% | -5.8% | +26.8% | +7.1% | +15.4% | +47.3% | +0.6% | -83.6% | -24.7% | -26.1% | -17.0% | +420.6% | +14.9% | +38.9% | |
| P/S Ratio | 5.42 | 4.83 | 4.78 | 4.99 | 5.28 | 4.99 | 5.28 | 5.47 | 5.53 | 5.31 | 4.83 | 5.09 | 5.34 | 4.40 | 4.62 | 4.51 | 4.34 | 4.58 | 4.46 | 5.83 | 5.94 |
| — | -3.3% | -9.4% | -8.8% | -4.4% | -6.0% | +9.4% | +7.4% | +3.5% | +20.8% | +4.5% | +12.9% | +23.0% | -4.0% | +3.4% | -22.7% | -27.0% | -19.1% | -25.8% | -0.4% | +32.4% | |
| P/B Ratio | 1.37 | 1.23 | 1.24 | 1.22 | 1.28 | 1.32 | 1.38 | 1.39 | 1.42 | 1.36 | 1.25 | 1.30 | 1.35 | 1.16 | 1.27 | 1.22 | 1.32 | 1.33 | 1.22 | 1.38 | 1.45 |
| — | -7.2% | -9.9% | -12.0% | -10.1% | -2.9% | +10.6% | +7.1% | +5.4% | +17.5% | -1.6% | +6.6% | +2.2% | -13.0% | +3.5% | -11.8% | -8.8% | -5.7% | -19.1% | -18.4% | +17.2% | |
| P/FCF | 11.94 | 7.49 | 14.99 | 9.56 | 16.30 | 12.43 | 19.99 | 12.76 | 23.13 | 11.62 | 12.11 | 8.48 | 11.24 | 11.64 | 28.92 | 9.56 | 8.36 | 6.83 | 124.39 | 10.61 | 11.67 |
| — | -39.8% | -25.0% | -25.1% | -29.6% | +7.0% | +65.1% | +50.5% | +105.8% | -0.2% | -58.1% | -11.3% | +34.5% | +70.4% | -76.8% | -9.9% | -28.3% | -38.5% | +976.6% | +11.9% | +31.0% | |
| EV / EBITDA | 9.66 | 8.09 | 8.41 | 8.04 | 8.95 | 9.21 | 8.89 | 8.95 | 10.84 | 11.56 | 9.99 | 10.33 | 12.39 | 9.76 | 9.24 | 8.82 | 8.21 | 6.66 | 20.56 | 3.64 | 3.19 |
| — | -12.2% | -5.4% | -10.2% | -17.4% | -20.3% | -11.0% | -13.3% | -12.5% | +18.4% | +8.1% | +17.1% | +50.8% | +46.5% | -55.1% | +142.3% | +157.6% | +82.7% | +335.5% | -37.8% | -50.4% | |
| EV / EBIT | 10.45 | 8.09 | 8.87 | 8.43 | 9.39 | 9.67 | 9.31 | 9.39 | 11.44 | 12.21 | 10.54 | 10.91 | 13.29 | 10.36 | 9.71 | 9.33 | 8.67 | 7.04 | 31.65 | 3.86 | 3.36 |
| — | -16.3% | -4.7% | -10.2% | -17.9% | -20.8% | -11.7% | -13.9% | -13.9% | +17.9% | +8.5% | +16.9% | +53.2% | +47.1% | -69.3% | +141.9% | +158.2% | +83.9% | +540.6% | -36.5% | -50.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 110.0% | 100.0% | 98.2% | 99.8% | 103.0% | 98.0% | 98.9% | 100.0% | 93.4% | 92.5% | 96.8% | 98.1% | 98.3% | 99.5% | 99.1% | 99.5% | 98.1% | 100.0% | 75.5% | 100.0% | 100.0% |
| — | +2.0% | -0.6% | -0.2% | +10.3% | +6.0% | +2.2% | +1.9% | -5.0% | -7.0% | -2.3% | -1.4% | +0.2% | -0.5% | +31.2% | -0.5% | -1.9% | 0.0% | -26.5% | 0.0% | 0.0% | |
| Operating Margin | 62.3% | 57.9% | 52.3% | 57.2% | 59.0% | 53.2% | 57.0% | 57.3% | 50.8% | 50.7% | 53.6% | 53.7% | 47.1% | 53.6% | 54.6% | 54.2% | 55.4% | 56.3% | 8.0% | 53.4% | 55.8% |
| — | +8.7% | -8.2% | -0.1% | +16.2% | +4.9% | +6.3% | +6.7% | +7.9% | -5.3% | -1.9% | -1.0% | -14.9% | -4.8% | +579.1% | +1.5% | -0.8% | -1.9% | -86.9% | -15.4% | -7.1% | |
| Net Margin | 49.2% | 44.9% | 40.4% | 44.3% | 45.5% | 44.2% | 44.4% | 44.8% | 39.5% | 39.3% | 40.8% | 41.2% | 36.0% | 40.8% | 42.0% | 42.0% | 43.1% | 43.1% | 6.7% | 40.8% | 43.6% |
| — | +1.5% | -9.0% | -1.2% | +15.3% | +12.4% | +8.9% | +8.8% | +9.6% | -3.6% | -2.9% | -1.9% | -16.5% | -5.4% | +529.9% | +2.9% | -1.0% | -1.7% | -85.7% | -14.9% | -4.5% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.5% | 2.9% | 2.7% | 2.7% | 2.8% | 3.0% | 2.9% | 2.9% | 2.5% | 2.6% | 2.6% | 2.6% | 2.3% | 2.7% | 2.9% | 2.9% | 3.3% | 3.1% | 0.5% | 2.4% | 2.7% |
| — | -4.2% | -7.9% | -5.0% | +9.4% | +16.3% | +10.0% | +9.3% | +9.6% | -5.0% | -8.4% | -8.5% | -30.1% | -13.8% | +459.4% | +20.9% | +24.2% | +13.2% | -82.6% | -31.8% | -16.1% | |
| ROA | 2.1% | 0.5% | 0.5% | 0.5% | 0.5% | 0.5% | 0.5% | 0.5% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.5% | 0.5% | 0.5% | 0.5% | 0.1% | 0.4% | 0.4% |
| — | -2.2% | -3.5% | +1.3% | +16.8% | +23.9% | +16.2% | +15.1% | +14.8% | -2.1% | -5.9% | -3.0% | -23.0% | -2.6% | +533.0% | +28.2% | +22.7% | +8.2% | -83.6% | -35.0% | -17.5% | |
| ROIC | 8.7% | 2.3% | 2.2% | 2.2% | 2.2% | 2.1% | 2.2% | 2.1% | 1.8% | 1.7% | 1.7% | 1.7% | 1.5% | 1.9% | 2.1% | 2.1% | 2.4% | 2.4% | 0.3% | 1.7% | 1.9% |
| — | +9.5% | -0.9% | +2.6% | +25.5% | +28.7% | +24.9% | +23.7% | +13.6% | -12.2% | -16.5% | -17.3% | -36.2% | -20.7% | +506.5% | +23.5% | +26.2% | +18.0% | -84.1% | -33.8% | -16.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.22 | 0.15 | 0.20 | 0.22 | 0.22 | 0.23 | 0.28 | 0.30 | 0.30 | 0.48 | 0.49 | 0.50 | 0.50 | 0.44 | 0.36 | 0.34 | 0.35 | 0.28 | 0.28 | 0.45 | 0.33 |
| — | -34.1% | -29.4% | -27.5% | -28.3% | -52.3% | -43.2% | -40.9% | -38.9% | +10.6% | +36.7% | +48.6% | +43.4% | +57.6% | +27.6% | -25.4% | +5.1% | -16.6% | -18.3% | +28.6% | -8.5% | |
| Debt / EBITDA | 1.48 | 4.14 | 5.45 | 5.85 | 5.82 | 6.24 | 7.10 | 7.78 | 8.80 | 14.08 | 13.34 | 13.92 | 15.56 | 11.67 | 9.05 | 8.74 | 7.79 | 6.41 | 32.94 | 13.54 | 9.22 |
| — | -33.7% | -23.2% | -24.8% | -33.9% | -55.6% | -46.8% | -44.1% | -43.4% | +20.6% | +47.5% | +59.2% | +99.6% | +82.0% | -72.5% | -35.5% | -15.4% | -27.5% | +289.6% | +81.7% | +10.4% | |
| Current Ratio | 0.13 | 0.26 | 0.26 | 0.29 | 0.13 | 0.14 | 0.16 | 0.25 | 0.16 | 0.26 | 0.26 | 0.28 | 0.27 | 0.24 | 0.25 | 0.26 | 0.27 | 0.31 | 0.34 | 0.45 | 0.47 |
| — | +81.0% | +65.7% | +16.0% | -16.8% | -45.4% | -39.9% | -9.5% | -40.8% | +8.1% | +5.3% | +7.5% | +1.4% | -20.8% | -25.2% | -42.5% | -43.2% | -32.9% | -21.2% | +21.4% | +61.0% | |
| Quick Ratio | 0.13 | 0.26 | 0.26 | 0.29 | 0.13 | 0.14 | 0.16 | 0.25 | 0.16 | 0.26 | 0.26 | 0.28 | 0.27 | 0.24 | 0.25 | 0.26 | 0.27 | 0.31 | 0.34 | 0.45 | 0.47 |
| — | +81.0% | +65.7% | +16.0% | -16.8% | -45.4% | -39.9% | -9.5% | -40.8% | +8.1% | +5.3% | +7.5% | +1.4% | -20.8% | -25.2% | -42.5% | -43.2% | -32.9% | -21.2% | +21.4% | +61.0% | |
| Interest Coverage | 1.47 | 1.80 | 1.62 | 1.75 | 1.34 | 1.53 | 1.53 | 1.50 | 1.23 | 1.10 | 1.16 | 1.16 | 1.09 | 1.40 | 1.67 | 1.89 | 2.59 | 4.76 | 1.06 | 6.17 | 7.85 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying HOMB stock.
Home Bancshares, Inc.'s current P/E is 12.2x. The average P/E over the last 4 quarters is 11.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Home Bancshares, Inc.'s current operating margin is 62.3%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Home Bancshares, Inc.'s business trajectory between earnings reports.