HomeTrust Bancshares, Inc. (HTB) Earnings History
Annual and quarterly earnings data from 2009 to 2025
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HTB EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
HTB Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 70.5% | 27.7% | 22.0% |
| 2024 | 65.9% | 23.7% | 18.6% |
| 2023 | 69.9% | 23.8% | 18.8% |
| 2022 | 79.1% | 26.5% | 20.6% |
| 2021 | 96.9% | 29.2% | 23.0% |
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HomeTrust Bancshares, Inc. (HTB) Earnings Overview
As of May 8, 2026, HomeTrust Bancshares, Inc. (HTB) reported trailing twelve-month net income of $64M, reflecting +16.3% year-over-year growth. The company earned $3.77 per diluted share over the past four quarters, with a net profit margin of 22.0%.
Looking at the long-term picture, HTB's 5-year EPS compound annual growth rate (CAGR) stands at +31.7%, indicating exceptional earnings growth. The company achieved its highest annual net income of $64M in fiscal 2025, representing a new all-time high.
HomeTrust Bancshares, Inc. maintains industry-leading profitability with a gross margin of 70.5%, operating margin of 27.7%, and net margin of 22.0%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including UVSP ($91M net income, 17.5% margin), NBTB ($169M net income, 19.5% margin), SFNC (-$398M net income, -63.4% margin), HTB has outperformed on profitability metrics. Compare HTB vs UVSP →
HTB Earnings vs Peers
Earnings metrics vs comparable public companies
HTB Historical Earnings Data (2009–2025)
17 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $64M | +17.4% | $81M | $3.72 | 22.0% | 27.7% |
| 2024 | $55M | +9.5% | $70M | $3.20 | 18.6% | 23.7% |
| 2023 | $50M | +12.2% | $63M | $2.97 | 18.8% | 23.8% |
| 2022 | $45M | +25.1% | $57M | $2.80 | 20.6% | 26.5% |
| 2021 | $36M | +127.5% | $45M | $2.23 | 23.0% | 29.2% |
| 2020 | $16M | -31.2% | $19M | $0.94 | 9.8% | 11.9% |
| 2019 | $23M | -16.1% | $29M | $1.30 | 13.7% | 17.3% |
| 2018 | $27M | +229.6% | $34M | $1.46 | 17.0% | 21.2% |
| 2017 | $8M | -30.5% | $35M | $0.44 | 6.1% | 25.7% |
| 2016 | $12M | +3.4% | $17M | $0.65 | 10.3% | 14.8% |
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Start ComparisonHTB — Frequently Asked Questions
Quick answers to the most common questions about buying HTB stock.
Is HTB growing earnings?
HTB EPS is $3.77, with earnings growth accelerating to +16.3%. This exceeds the 5-year CAGR of +31.7%. TTM net income reached $64M.
What are HTB's profit margins?
HomeTrust Bancshares, Inc. net margin is +22.0%, with operating margin at +27.7%. Above-average margins indicate pricing power.
How consistent are HTB's earnings?
HTB earnings data spans 2009-2025. The accelerating earnings trend is +16.3% YoY. Historical data enables comparison across business cycles.