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HomeTrust Bancshares, Inc.(HTB)Earnings, Financials & Key Ratios
HTB•NYSE•Banking & Credit
$45.95
$773M mkt cap·12.4× P/E·Price updated May 6, 2026
AboutHomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. Its deposit products include savings, money market, and demand accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, indirect automobile loans, and municipal leases; and cash management and online/mobile banking services. As of June 30, 2021, the company operated 41 offices in North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.Show more
- Net Interest Income$177M+4.8%
- Total Revenue$292M-0.9%
- Net Income$64M+17.4%
- Return on Equity11.17%+4.2%
- Net Interest Margin3.89%+5.9%
- Efficiency Ratio42.8%+1.3%
- ROA1.41%+18.2%
- Equity / Assets13.21%+10.1%
- Book Value per Share35.11+8.4%
- Tangible BV/Share32.84+9.4%
- Debt/Equity0.29+1490.4%
HTB Key Insights
HomeTrust Bancshares, Inc. (HTB) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 32.6%
- ✓Strong NIM of 3.9%
- ✓Efficient operations: 42.8% efficiency ratio
- ✓Well capitalized: 13.2% equity/assets
- ✓Trading near 52-week high
- ✓Trading at only 1.3x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
HTB Price & Volume
HomeTrust Bancshares, Inc. (HTB) stock price & volume — 10-year historical chart
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HTB Growth Metrics
HomeTrust Bancshares, Inc. (HTB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years11.16%
5 Years12.84%
3 Years10.62%
TTM-
Profit CAGR
10 Years18.84%
5 Years32.64%
3 Years13%
TTM17.44%
EPS CAGR
10 Years19.06%
5 Years31.67%
3 Years9.93%
TTM16.61%
Return on Capital
10 Years5.35%
5 Years8.08%
3 Years7.47%
Last Year6.3%
HTB Recent Earnings
HomeTrust Bancshares, Inc. (HTB) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 9/12 qtrs (90%)●Beat Revenue 9/12 qtrs (90%)
Q2 2026Latest
Apr 23, 2026EPS
$0.99
Est $0.82
+20.7%
Revenue
$54M
Est $52M
+4.9%
Q2 2026
Mar 13, 2026EPS
$0.95
Est $0.86
+10.0%
Revenue
$73M
Est $53M
+38.2%
Q1 2026
Jan 22, 2026EPS
$0.93
Est $0.91
+2.2%
Revenue
$54M
Est $53M
+1.7%
Q4 2025
Oct 22, 2025EPS
$0.95
Est $0.87
+9.4%
Revenue
$54M
Est $53M
+2.4%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $0.99vs $0.82+20.7% | $54Mvs $52M+4.9% |
| Q2 2026 | Mar 13, 2026 | $0.95vs $0.86+10.0% | $73Mvs $53M+38.2% |
| Q1 2026 | Jan 22, 2026 | $0.93vs $0.91+2.2% | $54Mvs $53M+1.7% |
| Q4 2025 | Oct 22, 2025 | $0.95vs $0.87+9.4% | $54Mvs $53M+2.4% |
Based on last 12 quarters of dataView full earnings history →
HTB Peer Comparison
HomeTrust Bancshares, Inc. (HTB) competitors in Specialty finance and niche lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 UVSP | 1.1B | 38.76 | 12.27 | 3.58% | 9.82% | 0.37 | ||
 NBTB | 2.36B | 45.20 | 13.57 | 10.36% | 9.51% | 0.17 | ||
 SFNC | 3.13B | 21.59 | -7.32 | -56.66% | -11.63% | 0.19 | ||
 FBNC | 2.45B | 59.09 | 22.05 | 2.32% | 7.03% | 0.05 | ||
 GABC | 1.64B | 43.72 | 14.29 | 54.54% | 10.25% | 0.16 | ||
 HOMB | 5.32B | 27.03 | 13.45 | 9.47% | 10.86% | 0.30 | ||
 SRCE | 1.8B | 73.82 | 11.43 | 5.2% | 12.39% | 0.26 | ||
 FFIN | 4.64B | 32.60 | 20.90 | 18.79% | 13.25% | 0.12 |
Compare HTB vs Peers
HomeTrust Bancshares, Inc. (HTB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
HTB Income Statement
HomeTrust Bancshares, Inc. (HTB) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 101.33M | 106.83M | 104.1M | 103.32M | 110.77M | 157.41M | 169.43M | 168.68M | 176.74M |
| NII Growth % | 11.12% | 5.43% | -2.55% | -0.75% | 7.21% | 42.1% | 7.63% | 7.15% | 4.78% |
| Net Interest Margin % | 3.07% | 3.07% | 2.8% | 2.93% | 3.12% | 3.42% | 3.63% | 3.67% | 3.89% |
| Interest Income | 117.4M | 137.21M | 136.25M | 118.73M | 116.11M | 187.13M | 234.48M | 261.62M | 256.14M |
| Interest Expense | 16.07M | 30.38M | 32.15M | 15.41M | 5.34M | 29.71M | 65.05M | 92.94M | 79.4M |
| Loan Loss Provision | 0 | 5.7M | 8.5M | -7.13M | -592K | 15.39M | 15.1M | 7.54M | 6.94M |
| Non-Interest Income | 18.68M | 22.5M | 30.33M | 41.13M | 39.2M | 28.95M | 31.34M | 33.46M | 36.33M |
| Non-Interest Income % | 13.73% | 14.09% | 18.21% | 25.73% | 25.24% | 13.4% | 11.79% | 11.34% | 12.42% |
| Total Revenue | 136.08M▲ 0% | 159.72M▲ 17.4% | 166.59M▲ 4.3% | 159.87M▼ 4.0% | 155.31M▼ 2.8% | 216.08M▲ 39.1% | 265.82M▲ 23.0% | 295.07M▲ 11.0% | 292.47M▼ 0.9% |
| Revenue Growth % | 18.48% | 17.37% | 4.3% | -4.03% | -2.85% | 39.13% | 23.02% | 36.56% | -0.88% |
| Non-Interest Expense | 85.04M | 89.69M | 97.13M | 132.49M | 105.18M | 113.81M | 122.36M | 124.68M | 125.18M |
| Efficiency Ratio | 62.49% | 56.16% | 58.31% | 82.88% | 67.73% | 52.67% | 46.03% | 42.25% | 42.8% |
| Operating Income | 34.97M▲ 0% | 33.94M▼ 3.0% | 28.81M▼ 15.1% | 19.1M▼ 33.7% | 45.38M▲ 137.6% | 57.16M▲ 26.0% | 63.32M▲ 10.8% | 69.91M▲ 10.4% | 80.95M▲ 15.8% |
| Operating Margin % | 25.7% | 21.25% | 17.29% | 11.95% | 29.22% | 26.46% | 23.82% | 23.69% | 27.68% |
| Operating Income Growth % | 105.24% | -2.96% | -15.12% | -33.71% | 137.63% | 25.97% | 10.77% | 22.3% | 15.8% |
| Pretax Income | 34.97M▲ 0% | 33.94M▼ 3.0% | 28.81M▼ 15.1% | 19.1M▼ 33.7% | 45.38M▲ 137.6% | 57.16M▲ 26.0% | 63.32M▲ 10.8% | 69.91M▲ 10.4% | 80.95M▲ 15.8% |
| Pretax Margin % | 25.7% | 21.25% | 17.29% | 11.95% | 29.22% | 26.46% | 23.82% | 23.69% | 27.68% |
| Income Tax | 26.74M | 6.79M | 6.02M | 3.42M | 9.72M | 12.56M | 13.28M | 15.11M | 16.59M |
| Effective Tax Rate % | 76.45% | 20.01% | 20.91% | 17.91% | 21.43% | 21.97% | 20.97% | 21.61% | 20.49% |
| Net Income | 8.23M▲ 0% | 27.15M▲ 229.6% | 22.78M▼ 16.1% | 15.68M▼ 31.2% | 35.65M▲ 127.5% | 44.6M▲ 25.1% | 50.04M▲ 12.2% | 54.8M▲ 9.5% | 64.36M▲ 17.4% |
| Net Margin % | 6.05% | 17% | 13.68% | 9.81% | 22.96% | 20.64% | 18.83% | 18.57% | 22.01% |
| Net Income Growth % | -30.49% | 229.64% | -16.07% | -31.2% | 127.45% | 25.11% | 12.2% | 22.87% | 17.44% |
| Net Income (Continuing) | 8.23M | 27.15M | 22.78M | 15.68M | 35.65M | 44.6M | 50.04M | 54.8M | 64.36M |
| EPS (Diluted) | 0.44▲ 0% | 1.46▲ 231.8% | 1.30▼ 11.0% | 0.94▼ 27.7% | 2.23▲ 137.2% | 2.80▲ 25.6% | 2.97▲ 6.1% | 3.20▲ 7.7% | 3.72▲ 16.3% |
| EPS Growth % | -32.31% | 231.82% | -10.96% | -27.69% | 137.23% | 25.56% | 6.07% | 14.29% | 16.25% |
| EPS (Basic) | 0.45 | 1.52 | 1.34 | 0.97 | 2.27 | 2.82 | 2.98 | 3.21 | 3.75 |
| Diluted Shares Outstanding | 18.73M | 18.39M | 17.29M | 16.5M | 15.81M | 15.78M | 16.83M | 17.03M | 17.11M |
HTB Balance Sheet
HomeTrust Bancshares, Inc. (HTB) balance sheet — assets, liabilities & shareholders' equity
| Line item | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 521.75M | 486.28M | 609.82M | 437.17M | 450.07M | 488.57M | 508.81M | 459.77M | 156.95M |
| Cash & Due from Banks | 366.75M | 364.49M | 482.28M | 280.71M | 323.1M | 336.65M | 381.86M | 307.76M | 14.41M |
| Short Term Investments | 154.99M | 121.79M | 127.54M | 156.46M | 126.98M | 151.93M | 126.95M | 152.01M | 142.54M |
| Total Investments | 2.56B | 2.72B | 2.83B | 2.82B | 2.82B | 3.8B | 3.78B | 3.81B | 142.54M |
| Investments Growth % | 5.21% | 6.11% | 3.98% | -0.3% | 0.22% | 34.74% | -0.56% | 0.14% | -96.26% |
| Long-Term Investments | 2.41B | 2.6B | 2.7B | 2.66B | 2.7B | 3.65B | 3.66B | 3.66B | 0 |
| Accounts Receivables | 9.34M | 10.53M | 12.31M | 7.93M | 8.57M | 14.83M | 16.9M | 18.34M | 15.97M |
| Goodwill & Intangibles | 30.17M | 28.14M | 26.72M | 25.98M | 25.73M | 44.89M | 43.17M | 40.71M | 38.96M |
| Goodwill | 25.64M | 25.64M | 25.64M | 25.64M | 25.64M | 34.11M | 34.11M | 34.11M | 34.11M |
| Intangible Assets | 4.53M | 2.5M | 1.08M | 343K | 93K | 10.78M | 9.06M | 6.59M | 4.85M |
| PP&E (Net) | 62.54M | 61.05M | 58.46M | 70.91M | 69.09M | 73.17M | 70.94M | 69.87M | 63.02M |
| Other Assets | 132.43M | 155.64M | 172.72M | 164.32M | 157.57M | 179.9M | 214.05M | 171.72M | -72.32M |
| Total Current Assets | 640.26M | 608.83M | 750.11M | 585.52M | 588.41M | 645.62M | 676.01M | 644.09M | 172.92M |
| Total Non-Current Assets | 2.66B | 2.87B | 2.97B | 2.94B | 2.96B | 3.96B | 4B | 3.95B | 39.58M |
| Total Assets | 3.3B▲ 0% | 3.48B▲ 5.2% | 3.72B▲ 7.1% | 3.52B▼ 5.3% | 3.55B▲ 0.7% | 4.61B▲ 29.8% | 4.67B▲ 1.4% | 4.6B▼ 1.7% | 4.55B▼ 1.1% |
| Asset Growth % | 3.04% | 5.21% | 7.1% | -5.32% | 0.69% | 29.82% | 1.41% | -0.26% | -1.08% |
| Return on Assets (ROA) | 0.25% | 0.8% | 0.63% | 0.43% | 1.01% | 1.09% | 1.08% | 1.19% | 1.41% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 636.91M | 681.88M | 475M | 115M | 0 | 210.23M | 133.78M | 10.12M | 175.22M |
| Net Debt | 270.16M | 317.39M | -7.28M | -165.71M | -323.1M | -126.42M | -248.08M | -297.64M | 160.81M |
| Long-Term Debt | 635M | 680M | 475M | 115M | 0 | 9.97M | 10.02M | 10.12M | 10.22M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 200.26M | 123.76M | 0 | 165M |
| Other Liabilities | 61.76M | 58.15M | 53.83M | 57.66M | 60.6M | 324.9M | 377.58M | 254.35M | 1.14B |
| Total Current Liabilities | 2.2B | 2.33B | 2.79B | 2.96B | 3.1B | 3.8B | 3.79B | 3.78B | 2.79B |
| Total Non-Current Liabilities | 698.67M | 740.02M | 528.83M | 172.66M | 60.6M | 334.87M | 387.6M | 264.47M | 1.15B |
| Total Liabilities | 2.89B | 3.07B | 3.31B | 3.13B | 3.16B | 4.14B | 4.17B | 4.04B | 3.94B |
| Total Equity | 409.24M▲ 0% | 408.9M▼ 0.1% | 408.26M▼ 0.2% | 396.52M▼ 2.9% | 388.85M▼ 1.9% | 471.19M▲ 21.2% | 499.89M▲ 6.1% | 551.76M▲ 10.4% | 600.69M▲ 8.9% |
| Equity Growth % | 2.92% | -0.08% | -0.15% | -2.88% | -1.94% | 21.18% | 6.09% | 17.1% | 8.87% |
| Equity / Assets (Capital Ratio) | 12.39% | 11.76% | 10.97% | 11.25% | 10.96% | 10.23% | 10.7% | 12.01% | 13.21% |
| Return on Equity (ROE) | 2.04% | 6.64% | 5.58% | 3.9% | 9.08% | 10.37% | 10.31% | 10.72% | 11.17% |
| Book Value per Share | 21.85 | 22.23 | 23.61 | 24.04 | 24.59 | 29.86 | 29.71 | 32.40 | 35.11 |
| Tangible BV per Share | 20.24 | 20.70 | 22.06 | 22.46 | 22.97 | 27.01 | 27.14 | 30.01 | 32.84 |
| Common Stock | 191K | 180K | 170K | 167K | 156K | 174K | 174K | 175K | 173K |
| Additional Paid-in Capital | 217.48M | 190.31M | 169.65M | 160.58M | 126.11M | 171.22M | 172.37M | 176.69M | 166.86M |
| Retained Earnings | 200.57M | 224.54M | 242.78M | 240.07M | 270.28M | 308.65M | 333.4M | 380.54M | 436.52M |
| Accumulated OCI | -1.6M | 733K | 2.02M | 1.51M | -2.4M | -4.1M | -1.55M | -1.69M | -2.86M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
HTB Cash Flow Statement
HomeTrust Bancshares, Inc. (HTB) cash flow — operating, investing & free cash flow history
| Line item | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 31.32M | 7.63M | -39.09M | 9.56M | 33.13M | -42.4M | 29.51M | 44.97M | 26.61M |
| Operating CF Growth % | 107.2% | -75.64% | -612.45% | 124.45% | 246.56% | -227.98% | 169.6% | 206.07% | -40.82% |
| Net Income | 8.23M | 27.15M | 22.78M | 15.68M | 35.65M | 44.6M | 49.64M | 54.8M | 64.36M |
| Depreciation & Amortization | 505K | -556K | 4.78M | 12.22M | 11.8M | 13.41M | 0 | 17.04M | 0 |
| Deferred Taxes | 26.12M | 5.35M | 5.2M | 3.57M | 6.58M | -433K | 0 | 1.1M | 0 |
| Other Non-Cash Items | -6.83M | -18.08M | -67M | -25.88M | -22.53M | -97.87M | -15.37M | -28.85M | -29.26M |
| Working Capital Changes | -1.1M | -9.25M | -7.86M | 751K | -2.03M | -5.24M | -4.77M | -2.55M | -8.49M |
| Cash from Investing | -134.02M | -150.49M | -127.91M | 149.5M | 34.84M | -121.13M | -19.04M | 21.28M | 2.53M |
| Purchase of Investments | -73.06M | -43.95M | -1.61B | -824.4M | -601.04M | -292.41M | -17.04M | -52.79M | 0 |
| Sale/Maturity of Investments | 20.68M | 38.43M | 1.54B | 908.52M | 622.77M | 471.85M | 1000K | 29.1M | 0 |
| Net Investment Activity | -52.39M | -5.52M | -64.55M | 84.13M | 21.72M | 179.45M | -16.04M | -23.69M | 0 |
| Acquisitions | -225K | 0 | 0 | 0 | 0 | 30.6M | 8.05M | 0 | 0 |
| Other Investing | -77.95M | -126.27M | -45.92M | 93.33M | 22.63M | -316.43M | -10.2M | 61.71M | 2.53M |
| Cash from Financing | 86.46M | 143.16M | 217.57M | -229.69M | -13.84M | 361.91M | 33.17M | -134.17M | -21.87M |
| Dividends Paid | 0 | -3.18M | -4.55M | -5.02M | -5.45M | -6.23M | -3.55M | -7.67M | -8.38M |
| Share Repurchases | -494K | -30.84M | -24.71M | -16.36M | -43.69M | -344K | -139K | -1.01M | -14.92M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 152K | 0 | 1.44M |
| Net Stock Activity | -494K | -30.84M | -24.71M | -16.36M | -43.69M | -344K | 13K | -1.01M | -13.49M |
| Debt Issuance (Net) | -1000K | 1000K | -1000K | -1000K | -1000K | 1000K | -1000K | -1000K | -1000K |
| Other Financing | 148.45M | 132.18M | 451.83M | 174.38M | 150.3M | -64.06M | 60.2M | 120.27M | 23M |
| Net Change in Cash | -16.24M▲ 0% | 297K▲ 101.8% | 50.58M▲ 16930.0% | -70.63M▼ 239.6% | 54.13M▲ 176.6% | 198.38M▲ 266.5% | 0▼ 100.0% | -67.92M▲ 0% | 7.28M▲ 110.7% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 86.98M | 70.75M | 71.04M | 121.62M | 50.99M | 105.12M | 303.5M | 347.14M | 1.06M |
| Cash at End | 70.75M | 71.04M | 121.62M | 50.99M | 105.12M | 303.5M | 347.14M | 279.22M | 8.33M |
| Interest Paid | 15.72M | 29M | 33.31M | 16.45M | 5.31M | 26.21M | 0 | 90.21M | 83.37M |
| Income Taxes Paid | 887K | 1.55M | 1.69M | 532K | 684K | 7.68M | 0 | 14M | 19.33M |
| Free Cash Flow | 27.86M▲ 0% | -11.07M▼ 139.7% | -56.52M▼ 410.4% | -18.4M▲ 67.4% | 23.62M▲ 228.4% | -57.15M▼ 342.0% | 15.05M▲ 126.3% | 28.23M▲ 87.5% | 19.9M▼ 29.5% |
| FCF Growth % | 126.62% | -139.75% | -410.43% | 67.45% | 228.36% | -341.96% | 126.34% | 149.4% | -29.52% |
HTB Banking Ratios
HomeTrust Bancshares, Inc. (HTB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 3.13% | 2.04% | 6.64% | 5.58% | 3.9% | 9.08% | 10.37% | 10.31% | 10.72% | 11.17% |
| Return on Assets (ROA) | 0.4% | 0.25% | 0.8% | 0.63% | 0.43% | 1.01% | 1.09% | 1.08% | 1.19% | 1.41% |
| Net Interest Margin | 2.84% | 3.07% | 3.07% | 2.8% | 2.93% | 3.12% | 3.42% | 3.63% | 3.67% | 3.89% |
| Efficiency Ratio | 77.99% | 62.49% | 56.16% | 58.31% | 82.88% | 67.73% | 52.67% | 46.03% | 42.25% | 42.8% |
| Equity / Assets | 12.4% | 12.39% | 11.76% | 10.97% | 11.25% | 10.96% | 10.23% | 10.7% | 12.01% | 13.21% |
| Book Value / Share | 22.15 | 21.85 | 22.23 | 23.61 | 24.04 | 24.59 | 29.86 | 29.71 | 32.4 | 35.11 |
| NII Growth | 11.61% | 11.12% | 5.43% | -2.55% | -0.75% | 7.21% | 42.1% | 7.63% | 7.15% | 4.78% |
| Dividend Payout | - | - | 11.7% | 19.98% | 32.01% | 15.29% | 13.97% | 7.09% | 13.99% | 13.02% |
HTB SEC Filings & Documents
HomeTrust Bancshares, Inc. (HTB) SEC filings — annual & quarterly reports (10-K, 10-Q)
HTB Frequently Asked Questions
HomeTrust Bancshares, Inc. (HTB) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
HomeTrust Bancshares, Inc. (HTB) saw revenue decline by 0.9% over the past year.
Yes, HomeTrust Bancshares, Inc. (HTB) is profitable, generating $64.4M in net income for fiscal year 2025 (22.0% net margin).
Dividend & Returns
Yes, HomeTrust Bancshares, Inc. (HTB) pays a dividend with a yield of 1.07%. This makes it attractive for income-focused investors.
HomeTrust Bancshares, Inc. (HTB) has a return on equity (ROE) of 11.2%. This is reasonable for most industries.
Industry Metrics
HomeTrust Bancshares, Inc. (HTB) has a net interest margin (NIM) of 3.9%. This indicates healthy earnings from lending activities.
HomeTrust Bancshares, Inc. (HTB) has an efficiency ratio of 42.8%. This is excellent, indicating strong cost control.
Explore More HTB
HomeTrust Bancshares, Inc. (HTB) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates