Independent Bank Corporation demonstrates steady net interest income growth of 7.4% YoY to $47.9M in Q2 2026, supported by a stable 0.8% NIM and a conservative capital structure with a 9% equity-to-assets ratio. However, fee income volatility from MSR adjustme...
Price trend, volume and key moving averages
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 23, 2026 | $0.90+6.6% vs $0.84 | $63M+5.3% vs $60M |
Q2 2026 Apr 23, 2026 | $0.81+2.5% vs $0.79 | $59M+0.4% vs $59M |
Q2 2026 Mar 6, 2026 | $0.89 vs — | $79M vs — |
Q1 2026 Jan 22, 2026 | $0.89+7.2% vs $0.83 | $58M-0.7% vs $59M |
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Independent Bank (IBCP) have what it takes?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Independent Bank (IBCP) have what it takes?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Independent Bank (IBCP) have what it takes?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Independent Bank (IBCP) have what it takes?
Benchmark IBCP against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Independent Bank Corporation (IBCP)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $35.30 | $727.4M | 10.80 | 4.57% | 21.73% | 14.31% | 2.93% | |
| $58.68 | $1.01B | 10.75 | 4.83% | 24.79% | 13.25% | — | |
| $21.23 | $204.74M | 14.54 | -9.39% | 14.64% | 6.77% | — | |
| $41.41 | $1.14B | 13.10 | 9.64% | 18.89% | 10.41% | — | |
| $58.36 | $1.45B | 14.55 | 6.1% | 26.04% | 14.67% | — | |
| $31.92 | $4.57B | 18.03 | 16.23% | 31.14% | 14.2% | — |
Independent Bank Corporation (IBCP) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Independent Bank Corporation (IBCP) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 27, 2026·SEC
Jul 23, 2026·SEC
Jun 18, 2026·SEC
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Independent Bank Corporation (IBCP) stock FAQ — growth, dividends, profitability & financials explained
Independent Bank Corporation (IBCP) grew revenue by 4.6% over the past year. Growth has been modest.
Yes, Independent Bank Corporation (IBCP) is profitable, generating $71.8M in net income for fiscal year 2025 (21.7% net margin).
Yes, Independent Bank Corporation (IBCP) pays a dividend with a yield of 2.93%. This makes it attractive for income-focused investors.
Independent Bank Corporation (IBCP) has a return on equity (ROE) of 14.3%. This is reasonable for most industries.
Independent Bank Corporation (IBCP) has a net interest margin (NIM) of 3.3%. This indicates healthy earnings from lending activities.
Independent Bank Corporation (IBCP) has an efficiency ratio of 43.8%. This is excellent, indicating strong cost control.
