Independent Bank Corporation

Independent Bank Corporation ( IBCP ) Q3 2026 Earnings Call October 27, 2026 11:00 AM EDT Company Participants William Kessel - President, CEO & Director Joel Rahn - Executive VP of Commercial Lending & Chief Lending Officer Gavin Mohr - CFO, Executive VP, Treasurer & Corporate Secretary Conference Call Participants Brendan Nosal - Hovde Group, LLC, Research Division Adam Kroll - Piper Sandler & Co., Research Division Damon Del Monte - Keefe, Bruyette, & Woods, Inc., Research Division Peter Winter - D.A. Davidson & Co., Research Division Presentation Operator Good day, and thank you for standing by.

Independent Bank NASDAQ: IBCP reported third-quarter 2026 net income of $17.9 million, or $0.80 per diluted share, compared with $17.5 million, or $0.84 per diluted share, in the year-earlier period. Excluding $2.7 million of after-tax merger-related expenses, adjusted net income was $20.6 million, or $0.92 per diluted share.

The headline numbers for Independent Bank (IBCP) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Independent Bank (IBCP) came out with quarterly earnings of $0.92 per share, beating the Zacks Consensus Estimate of $0.86 per share. This compares to earnings of $0.84 per share a year ago.