IBCPSMALL

Independent Bank Corporation

Financial ServicesBanks - Regional
$33.52
$0.00(+1.40%)
52W$29.63
$37.39
Updated May 6, 12:00 AM
RSI43
RS Rating49/99
Beta0.83
Volatility25%
F-Score8/9
Mkt Cap$690M
CONSOLIDATING

Price Action

5Y Daily
50 DMA150 DMA200 DMA

Technical Summary

CONSOLIDATING

Independent Bank Corporation is in a consolidation phase, trading with mixed signals as moving averages converge. Relative strength is weak (RS Rating: 49), showing significant lag compared to the market leaders. Earnings growth of 2% provides fundamental context to the price action. Volume support will be critical for the stock to resolve this consolidation to the upside.

Relative Strength
49
out of 99
Lagging
Trend Score
2/4
Minervini Criteria
CONSOLIDATING
Risk (Beta)
0.83
vs S&P 500
DEFENSIVE
52W Position
50%
from 52W low
Mid Range
Trend & Momentum Analysis

Trend Template (Minervini)

CONSOLIDATING2/4 Criteria Met
CriterionValueStatus
Price > 50 SMA$33.84
50 SMA > 100 SMA$34.25
100 SMA > 150 SMA$33.34
150 SMA > 200 SMA$32.97

Price vs Moving Averages

PeriodValueSpreadSignal
20 SMA$33.98-1.35%BELOW
50 SMA$33.84-0.95%BELOW
100 SMA$34.25-2.13%BELOW
150 SMA$33.34+0.54%ABOVE
200 SMA$32.97+1.66%ABOVE

Price Performance

1D+1.4%
1W-1.9%
1M-0.8%
3M-8.4%
6M+8.8%
YTD+4.1%
1Y+7.0%
3Y+27.1%
52-Week Trading Range50% from low
$33.52
52W Low$29.63
52W High$37.39

Technical Indicators

RSI (14)NEUTRAL
43.0
305070
VCP ScoreCOOL
4/10
Base depth: 16.1%

Risk Profile

Beta
0.83
52W Vol
25%
ATR
$0.95
Max DD (1Y)
-13%

Volume Analysis

Today
206.1K
50D Avg
178.4K
Vol Ratio
1.16x
Liquidity
ILLIQUID

Earnings Momentum

Q1'25-3%
$0.74
Q2'25-8%
$0.81
Q3'25+29%
$0.84
Q4'25+2%
$0.89
Fundamentals & Growth

Growth Trends

Compounded Sales Growth

10 Years:+10.67%
5 Years:
3 Years:
TTM:

Compounded Profit Growth

10 Years:+14.29%
5 Years:+5.27%
3 Years:+3.26%
TTM:+3.80%

Stock Price CAGR

10 Years:+8.59%
5 Years:+7.42%
3 Years:+27.11%
1 Year:+6.96%

Return on Equity

10Y Avg:13.7%
5Y Avg:15.7%
3Y Avg:15.2%
Last Year:14.2%

Key Metrics

Market Cap$690M
Gross Margin69.6%
Net Margin21.7%
Piotroski F-Score8/9

Frequently Asked Questions

Is IBCP in an uptrend right now?

IBCP has a trend score of 2/4 based on Minervini's Stage Analysis. Currently showing partial alignment - 2 of 4 trend criteria are met.

Is IBCP overbought or oversold?

IBCP's RSI (14) is 43. The stock is in neutral territory, neither overbought nor oversold.

Is IBCP outperforming the market?

IBCP has a Relative Strength (RS) Rating of 49 out of 99. IBCP is currently lagging the broader market.

Where is IBCP in its 52-week range?

IBCP is trading at $33.52, which is 90% of its 52-week high ($37.39) and 50% above its 52-week low ($29.63).

How volatile is IBCP?

IBCP has a Beta of 0.83 and 52-week volatility of 25%. It's less volatile than the S&P 500 - generally more stable.

Disclaimer: Data is for informational purposes only. May be delayed or contain errors. Past performance does not guarantee future results. This is not financial advice. Always conduct your own research and consult professionals before making investment decisions.