Last 48 quarters of trend data · Financial Services · Insurance - Specialty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Investors Title Company's quarterly P/E stands at 17.0x, down 53.0% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 42.1% YoY to 11.1x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 13.91 | 16.98 | 15.72 | 10.41 | 8.14 | 36.09 | 13.39 | 11.68 | 9.58 | 17.00 | 13.12 | 9.87 | 9.13 |
| — | -53.0% | +17.4% | -10.8% | -15.0% | +112.3% | +2.1% | +18.3% | +5.0% | -72.1% | +41.2% | +16.8% | -72.1% | |
| P/S Ratio | 1.79 | 1.61 | 1.70 | 1.74 | 1.36 | 2.02 | 1.59 | 1.58 | 1.30 | 1.44 | 1.43 | 1.14 | 1.19 |
| — | -20.4% | +7.1% | +10.0% | +4.6% | +40.1% | +11.3% | +38.6% | +9.5% | +3.4% | +33.6% | +33.0% | +13.0% | |
| P/B Ratio | 1.82 | 1.51 | 1.76 | 1.83 | 1.50 | 1.80 | 1.78 | 1.60 | 1.30 | 1.21 | 1.22 | 1.11 | 1.12 |
| — | -16.0% | -1.1% | +13.9% | +15.9% | +47.9% | +46.3% | +44.7% | +15.9% | +2.5% | +5.0% | -1.0% | -12.4% | |
| P/FCF | 19.22 | 180.86 | 32.21 | 8.03 | 13.70 | — | 10.39 | 17.86 | 13.44 | — | 6.62 | — | 23.45 |
| — | — | +210.0% | -55.1% | +1.9% | — | +57.0% | — | -42.7% | — | +34.3% | — | +70.0% | |
| EV / EBITDA | 9.70 | 11.10 | 8.84 | 7.65 | 6.69 | 19.17 | 9.03 | 8.21 | 6.41 | 10.60 | 9.83 | 6.65 | 5.94 |
| — | -42.1% | -2.1% | -6.8% | +4.4% | +80.9% | -8.2% | +23.4% | +7.8% | -59.3% | +59.7% | +25.6% | -65.9% | |
| EV / EBIT | 10.66 | 12.76 | 11.98 | 8.16 | 5.99 | 26.99 | 9.96 | 8.97 | 7.09 | 12.66 | 11.63 | 7.44 | 6.54 |
| — | -52.7% | +20.3% | -9.0% | -15.5% | +113.3% | -14.4% | +20.5% | +8.3% | -70.0% | +71.6% | +29.2% | -71.3% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Investors Title Company's operating margin was 12.1% in Q1 2026, down 1.8 pp QoQ and up 4.9 pp YoY. This marks the 4th consecutive quarter of margin compression, signaling a persistent pressure on profitability that investors should monitor. The trailing four-quarter average of 17.0% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind. Gross margin expanded 78.9% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 98.3% | 99.3% | 98.6% | 98.3% | 100.0% | 55.5% | 98.5% | 100.0% | 58.0% | 61.1% | 61.8% | 58.2% | 63.0% |
| — | +78.9% | +0.1% | -1.7% | +72.4% | -9.2% | +59.4% | +71.7% | -7.9% | +1.4% | +0.5% | +6.8% | +24.8% | |
| Operating Margin | 16.3% | 12.1% | 13.8% | 20.7% | 21.5% | 7.2% | 15.3% | 16.8% | 17.2% | 10.8% | 11.6% | 14.0% | 16.9% |
| — | +68.2% | -9.7% | +22.8% | +24.5% | -33.9% | +32.3% | +20.1% | +2.1% | +256.7% | -18.3% | +8.4% | +305.4% | |
| Net Margin | 12.9% | 9.5% | 10.8% | 16.7% | 16.7% | 5.6% | 11.8% | 13.5% | 13.6% | 8.5% | 10.9% | 11.5% | 13.0% |
| — | +69.1% | -8.7% | +23.6% | +22.9% | -33.8% | +8.9% | +17.3% | +4.3% | +268.0% | -5.4% | +13.7% | +304.7% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 13.5% | 2.2% | 2.8% | 4.5% | 4.7% | 1.3% | 3.2% | 3.5% | 3.4% | 1.8% | 2.3% | 2.8% | 3.1% |
| — | +79.0% | -13.9% | +28.5% | +37.1% | -30.0% | +38.1% | +23.3% | +10.9% | +266.0% | -26.2% | -15.4% | +216.9% | |
| ROA | 10.1% | 1.7% | 2.1% | 3.4% | 3.6% | 1.0% | 2.4% | 2.7% | 2.6% | 1.4% | 1.8% | 2.1% | 2.3% |
| — | +76.2% | -15.2% | +28.0% | +36.4% | -30.7% | +38.5% | +25.8% | +14.2% | +285.1% | -21.3% | -11.1% | +232.5% | |
| ROIC | 13.7% | 2.3% | 2.8% | 4.5% | 4.9% | 1.3% | 3.3% | 3.5% | 3.5% | 1.8% | 2.0% | 2.8% | 3.3% |
| — | +74.8% | -16.8% | +26.7% | +40.5% | -29.4% | +65.9% | +24.6% | +6.5% | +238.8% | -39.7% | -23.7% | +203.5% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Investors Title Company's Debt/EBITDA ratio is 1.0x, up from 0.6x last quarter — comfortably within a safe range. The current ratio has improved 4705.4% YoY to 218.24x, strengthening the short-term liquidity position. Debt/Equity has risen for 3 consecutive quarters, indicating increasing financial leverage that investors should watch closely.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 |
| — | -3.2% | +18.9% | +22.2% | +22.6% | +22.4% | -1.5% | -14.6% | -13.9% | -4.7% | -9.7% | -1.7% | -0.8% | |
| Debt / EBITDA | 0.16 | 0.98 | 0.62 | 0.47 | 0.57 | 1.47 | 0.53 | 0.48 | 0.52 | 0.99 | 0.88 | 0.69 | 0.65 |
| — | -33.2% | +16.0% | -1.6% | +9.8% | +48.8% | -39.2% | -30.2% | -20.7% | -63.4% | +31.0% | +18.4% | -62.5% | |
| Current Ratio | 2.93 | 218.24 | 2.93 | 4.33 | 4.94 | 4.54 | — | — | — | — | — | — | — |
| — | +4705.4% | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | 2.93 | 218.24 | 2.93 | 4.33 | 4.94 | 4.54 | — | — | — | — | — | — | — |
| — | +4705.4% | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying ITIC stock.
Investors Title Company's current P/E is 13.9x. The average P/E over the last 4 quarters is 12.8x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Investors Title Company's current operating margin is 16.3%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Investors Title Company's business trajectory between earnings reports.