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OverviewPriceRevenueEarningsP/ERatiosDividendTargets

MFA Financial, Inc. 8.875% Senior Notes (MFAN) Quarterly Financial Ratios

Last 47 quarters of trend data · Real Estate · REIT - Mortgage

← View 30-Year Annual Ratios

Valuation Multiples

Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.

MFA Financial, Inc. 8.875% Senior Notes's quarterly P/E stands at 12.1x. EV/EBITDA has compressed 94.7% YoY to 62.8x, reflecting multiple compression or accelerating EBITDA.

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
P/E Ratio →14.9712.1217.9529.5820.22—17.2419.6645.75————
——+4.1%+50.4%-55.8%————————
P/S Ratio2.937.537.793.848.8315.818.238.8710.67————
—-52.4%-5.4%-56.7%-17.3%————————
P/B Ratio1.451.451.451.441.441.431.441.411.43————
—+1.4%+0.7%+2.2%+0.4%————————
P/FCF33.6817.6344.9317.01—5.92—14.2412.61————
—+198.0%—+19.5%—————————
EV / EBITDA19.3462.7546.2712.91—1178.26———————
—-94.7%———————————
EV / EBIT19.34—12.6312.98—————————
—————————————

Profitability

Quarterly margins and returns. Watch for margin compression across consecutive quarters.

MFA Financial, Inc. 8.875% Senior Notes's operating margin was 60.8% in Q4 2025, up 4.3 pp QoQ and up 54.9 pp YoY. The trailing four-quarter average of 71.1% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind. Gross margin expanded 24.6% YoY, indicating pricing power or improving input costs.

Margins

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
Gross Margin96.2%91.6%202.0%94.5%100.0%73.5%100.0%100.0%100.0%100.0%100.0%100.0%100.0%
—+24.6%+102.0%-5.5%0.0%-26.5%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Operating Margin78.8%60.8%56.5%95.9%—5.8%———————
—+938.7%———————————
Net Margin20.2%61.7%56.6%19.4%55.1%14.2%58.5%56.2%36.7%78.7%248.9%-301.4%69.4%
—+335.1%-3.2%-65.6%+49.8%-82.0%-76.5%+118.6%-47.0%+267.4%+5.2%-211.4%-54.1%

Return on Capital

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
ROE9.6%3.0%2.6%1.8%2.2%0.3%2.6%2.2%1.2%4.8%-3.0%-1.3%3.6%
—+837.6%+3.1%-19.1%+82.4%-93.4%+186.0%+270.2%-66.2%+1335.4%-13.0%+70.7%+207.2%
ROA1.4%0.4%0.4%0.3%0.4%0.1%0.4%0.4%0.2%0.9%-0.6%-0.3%0.8%
—+724.6%-6.6%-25.6%+67.5%-93.9%+176.2%+240.4%-72.9%+1094.0%+1.8%+73.7%+190.8%
ROIC4.4%0.4%0.5%1.3%—0.0%———————
—+2152.3%———————————

Leverage & Debt

Quarterly solvency trend — watch for debt spikes or covenant pressure.

MFA Financial, Inc. 8.875% Senior Notes's Debt/EBITDA ratio is 205.4x, up from 136.6x last quarter — elevated, raising questions about debt serviceability. Debt/Equity has risen for 3 consecutive quarters, indicating increasing financial leverage that investors should watch closely.

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
Debt / Equity6.016.013.623.375.124.994.772.802.724.524.373.913.54
—+20.5%-24.0%+20.4%+88.4%+10.6%+9.0%-28.5%-23.3%+31.0%+21.3%+17.1%+17.6%
Debt / EBITDA15.93205.41136.6237.40—3770.61———————
—-94.6%———————————
Current Ratio2.18———38.1930.4538.42——51.4049.8655.7755.68
—————-40.8%-22.9%——-18.3%-13.5%+0.6%+10.7%
Quick Ratio2.18———38.1930.4538.42——51.4049.8655.7755.68
—————-40.8%-22.9%——-18.3%-13.5%+0.6%+10.7%
Interest Coverage1.340.401.371.29-0.010.02-0.01-0.01-0.01-0.01-0.01-0.01-0.01
—————————————

Download Financial Ratios Data

Includes 30+ ratios · 47 years · Updated daily

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MFAN — Frequently Asked Questions

Quick answers to the most common questions about buying MFAN stock.

What is MFA Financial, Inc. 8.875% Senior Notes's quarterly P/E ratio trend?

MFA Financial, Inc. 8.875% Senior Notes's current P/E is 15.0x. The average P/E over the last 4 quarters is 20.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.

How do MFA Financial, Inc. 8.875% Senior Notes's margins change by quarter?

MFA Financial, Inc. 8.875% Senior Notes's current operating margin is 78.8%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.

Why look at MFAN quarterly ratios instead of annual?

Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking MFA Financial, Inc. 8.875% Senior Notes's business trajectory between earnings reports.

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