Last 36 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Meridian Corporation's quarterly P/E stands at 7.2x, up 3.0% year-over-year. EV/EBITDA has expanded 14.8% YoY to 10.1x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.56 | 7.20 | 6.81 | 6.58 | 17.14 | 6.99 | 7.52 | 8.77 | 10.33 | 68.14 | 7.00 | 5.98 | 9.26 |
| — | +3.0% | -9.5% | -25.0% | +65.9% | -89.7% | +7.5% | +46.7% | +11.5% | +601.6% | -7.9% | -24.3% | +1.6% | |
| P/S Ratio | 1.15 | 0.97 | 0.86 | 0.70 | 0.89 | 0.73 | 0.69 | 0.61 | 0.61 | 0.88 | 0.64 | 0.64 | 0.98 |
| — | +32.4% | +23.7% | +14.0% | +44.2% | -16.5% | +8.6% | -4.7% | -37.1% | -29.9% | -52.0% | -58.2% | -39.6% | |
| P/B Ratio | 1.15 | 1.04 | 0.97 | 0.83 | 0.95 | 0.91 | 0.85 | 0.72 | 0.69 | 0.99 | 0.72 | 0.72 | 0.96 |
| — | +14.9% | +14.3% | +14.4% | +36.9% | -7.8% | +18.1% | +0.4% | -27.6% | -15.5% | -38.6% | -40.2% | -24.7% | |
| P/FCF | 10.51 | — | 1.90 | — | 2.31 | — | 1.08 | — | — | 5.47 | 1.26 | — | — |
| — | — | +76.5% | — | — | — | -14.7% | — | — | +146.3% | -22.9% | — | — | |
| EV / EBITDA | 14.19 | 10.07 | 9.78 | 9.44 | 16.08 | 8.77 | 14.26 | 19.16 | 12.21 | 56.10 | 10.29 | 12.90 | 14.05 |
| — | +14.8% | -31.4% | -50.8% | +31.7% | -84.4% | +38.5% | +48.6% | -13.2% | +373.7% | +14.8% | +89.1% | +93.6% | |
| EV / EBIT | 14.25 | 10.07 | 9.49 | 9.80 | 17.77 | 9.96 | 12.19 | 18.81 | 19.97 | 100.14 | 13.42 | 12.66 | 15.24 |
| — | +1.1% | -22.1% | -47.9% | -11.0% | -90.1% | -9.2% | +48.5% | +31.0% | +657.4% | +92.6% | +54.6% | +95.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Meridian Corporation's operating margin was 17.4% in Q4 2025, up 1.1 pp QoQ and up 3.1 pp YoY. This marks the 4th consecutive quarter of margin expansion, signaling a sustained improvement in operating efficiency. The trailing four-quarter average of 13.6% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 6.4% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 54.4% | 57.9% | 57.0% | 54.6% | 47.1% | 54.4% | 52.4% | 49.1% | 48.1% | 45.9% | 57.9% | 59.4% | 61.0% |
| — | +6.4% | +8.7% | +11.2% | -2.1% | +18.4% | -9.6% | -17.4% | -21.2% | -36.2% | -30.7% | -33.9% | -33.6% | |
| Operating Margin | 13.8% | 17.4% | 16.3% | 13.9% | 6.8% | 14.2% | 12.2% | 9.2% | 7.9% | 1.6% | 12.0% | 13.7% | 13.6% |
| — | +22.1% | +33.9% | +50.8% | -13.9% | +772.6% | +2.0% | -33.0% | -42.4% | -89.8% | -46.8% | -45.3% | -40.2% | |
| Net Margin | 10.6% | 13.4% | 12.5% | 10.7% | 5.2% | 10.5% | 9.3% | 7.0% | 5.9% | 1.3% | 9.2% | 10.8% | 10.7% |
| — | +28.0% | +35.3% | +52.8% | -12.8% | +719.6% | +0.8% | -35.5% | -44.7% | -89.9% | -47.4% | -44.6% | -40.0% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.8% | 3.7% | 3.6% | 3.2% | 1.4% | 3.3% | 2.9% | 2.1% | 1.7% | 0.4% | 2.6% | 3.0% | 2.6% |
| — | +12.6% | +26.5% | +54.3% | -17.3% | +807.6% | +11.0% | -31.8% | -35.9% | -87.8% | -31.3% | -20.1% | -23.4% | |
| ROA | 0.9% | 0.3% | 0.3% | 0.2% | 0.1% | 0.2% | 0.2% | 0.1% | 0.1% | 0.0% | 0.2% | 0.2% | 0.2% |
| — | +20.0% | +31.7% | +55.0% | -17.2% | +820.4% | +10.9% | -31.6% | -37.1% | -88.9% | -41.2% | -35.0% | -40.0% | |
| ROIC | 5.9% | 1.9% | 1.8% | 1.5% | 0.7% | 1.6% | 1.2% | 0.9% | 0.8% | 0.1% | 1.0% | 1.1% | 1.0% |
| — | +15.4% | +42.6% | +71.8% | -11.9% | +983.0% | +21.5% | -19.6% | -27.0% | -90.8% | -57.4% | -53.6% | -53.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Meridian Corporation's Debt/EBITDA ratio is 19.1x, down from 22.2x last quarter — elevated, raising questions about debt serviceability. The current ratio has improved 119.3% YoY to 0.19x, strengthening the short-term liquidity position. Debt/Equity has declined for 4 consecutive quarters, reflecting a deleveraging trend.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.89 | 0.90 | 0.99 | 1.06 | 1.09 | 1.02 | 1.16 | 1.46 | 1.22 | 1.21 | 1.47 | 1.53 | 1.79 |
| — | -11.6% | -14.5% | -27.4% | -10.7% | -16.3% | -20.9% | -4.3% | -31.7% | +14.5% | +246.9% | +138.9% | +268.5% | |
| Debt / EBITDA | 6.24 | 19.14 | 22.21 | 24.94 | 54.46 | 20.20 | 36.49 | 55.02 | 33.67 | 147.94 | 33.57 | 40.56 | 49.32 |
| — | -5.3% | -39.1% | -54.7% | +61.8% | -86.3% | +8.7% | +35.7% | -31.7% | +482.2% | +203.9% | +273.3% | +391.0% | |
| Current Ratio | 0.19 | 0.19 | 0.06 | 0.10 | 0.14 | 0.09 | 0.15 | 0.15 | 0.15 | 0.17 | 0.18 | 0.18 | 0.23 |
| — | +119.3% | -57.4% | -36.0% | -10.0% | -47.0% | -16.3% | -18.0% | -33.6% | -3.7% | +3.2% | +3.9% | +25.2% | |
| Quick Ratio | 0.19 | 0.19 | 0.06 | 0.10 | 0.14 | 0.09 | 0.15 | 0.15 | 0.15 | 0.17 | 0.18 | 0.18 | 0.23 |
| — | +119.3% | -57.4% | -36.0% | -10.0% | -47.0% | -16.3% | -18.0% | -33.6% | -3.7% | +3.2% | +3.9% | +25.2% | |
| Interest Coverage | 0.36 | 0.48 | 0.43 | 0.36 | 0.16 | 0.37 | 0.28 | 0.20 | 0.17 | 0.04 | 0.29 | 0.35 | 0.39 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 36 years · Updated daily
Total return calculator · dividends reinvested
Calculate ReturnsDollar cost averaging vs lump sum · see how regular investing compounds over time
Run the NumbersDCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare business quality, growth, and profitability against top sector peers.
Compare NowQuick answers to the most common questions about buying MRBK stock.
Meridian Corporation's current P/E is 10.6x. The average P/E over the last 4 quarters is 9.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Meridian Corporation's current operating margin is 13.8%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Meridian Corporation's business trajectory between earnings reports.