Monroe Capital Corporation (MRCC) Financial Ratios
14 years of historical data (2012–2025) · Financial Services · Asset Management
EV/EBITDA
↑
N/A
—
5yr avg: 118.69
30Y Low9.1·High46.0
P/FCF
↓
0.95
↓-94% vs avg
5yr avg: 15.01
30Y Low1.2·High21.5
P/B Ratio
↓
0.66
↓-24% vs avg
5yr avg: 0.87
30Y Low0.7·High1.0
ROE
↓
6.4%
↓+34% vs avg
5yr avg: 4.7%
30Y Low-1%·High13%
Debt/EBITDA
↑
17.39
↓-78% vs avg
5yr avg: 77.98
30Y Low4.8·High43.8
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
MRCC Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Monroe Capital Corporation trades at 9.6x earnings, 92% below its 5-year average of 112.9x, sitting at the 33rd percentile of its historical range. Compared to the Financial Services sector median P/E of 13.4x, the stock trades at a discount of 28%. On a free-cash-flow basis, the stock trades at 0.9x P/FCF, 94% below the 5-year average of 15.0x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $110M | $138M | $184M | $153M | $185M | $241M | $168M | $222M | $195M | $256M | $224M |
| Enterprise Value | $108M | $327M | $467M | $449M | $510M | $570M | $505M | $616M | $505M | $474M | $396M |
| P/E Ratio → | 9.58 | 12.02 | 18.89 | 413.45 | — | 7.43 | 102.03 | 11.55 | 33.10 | 21.15 | 9.15 |
| P/S Ratio | 3.55 | 6.51 | 5.23 | 5.67 | 9.52 | 4.46 | 7.53 | 5.29 | 19.92 | 10.77 | 6.43 |
| P/B Ratio | 0.66 | 0.83 | 0.96 | 0.75 | 0.82 | 0.96 | 0.72 | 0.89 | 0.75 | 0.92 | 0.93 |
| P/FCF | 0.95 | 1.19 | 21.53 | 15.38 | 17.66 | 19.30 | 7.08 | 8.79 | — | — | — |
| P/OCF | 0.95 | 1.19 | 21.53 | 15.38 | 17.66 | 19.30 | 7.08 | 8.79 | — | — | — |
P/E links to full P/E history page with 30-year chart
MRCC EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 15.41 | 13.27 | 16.63 | 26.21 | 10.55 | 22.61 | 14.67 | 51.54 | 19.92 | 11.37 |
| EV / EBITDA | — | 29.80 | 45.99 | 381.55 | — | 17.42 | 250.38 | 32.03 | 9.11 | 18.22 | 17.58 |
| EV / EBIT | — | 29.80 | 45.99 | 381.55 | — | 17.42 | 250.38 | 32.03 | 27.89 | 18.22 | 17.58 |
| EV / FCF | — | 2.82 | 54.60 | 45.10 | 48.65 | 45.72 | 21.27 | 24.38 | — | — | — |
MRCC Profitability
Margins and return-on-capital ratios measuring operating efficiency
Monroe Capital Corporation earns an operating margin of 51.7%, significantly above the Financial Services sector average of 21.2%. Operating margins have expanded from 4.4% to 51.7% over the past 3 years, signaling improving operational efficiency. ROE of 6.4% is modest, trailing the sector median of 9.4%. ROIC of 2.0% represents below-average returns on invested capital versus a sector median of 5.7%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 60.8% | 60.8% | 41.5% | 20.2% | 23.1% | 74.3% | 29.2% | 56.2% | -9.9% | 69.6% | 83.1% |
| Operating Margin | 51.7% | 51.7% | 28.9% | 4.4% | -7.1% | 60.6% | 9.0% | 45.8% | 325.4% | 109.3% | 64.7% |
| Net Profit Margin | 53.8% | 53.8% | 27.6% | 1.4% | -14.3% | 60.1% | 7.4% | 45.8% | 59.7% | 51.1% | 70.0% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 6.4% | 6.4% | 4.9% | 0.2% | -1.2% | 13.4% | 0.7% | 7.6% | 2.2% | 4.7% | 11.5% |
| ROA | 2.6% | 2.6% | 1.9% | 0.1% | -0.5% | 5.5% | 0.3% | 3.1% | 1.1% | 2.6% | 6.2% |
| ROIC | 2.0% | 2.0% | 1.5% | 0.2% | -0.2% | 4.2% | 0.2% | 2.4% | 4.5% | 4.2% | 4.4% |
| ROCE | 2.6% | 2.6% | 2.0% | 0.2% | -0.2% | 5.6% | 0.3% | 3.1% | 7.5% | 10.0% | 10.7% |
MRCC Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Monroe Capital Corporation carries a Debt/EBITDA ratio of 17.4x, which is highly leveraged (321% above the sector average of 4.1x). Net debt stands at $189M ($191M total debt minus $2M cash). Interest coverage of just 0.7x is concerning — the company has limited headroom to absorb earnings volatility before struggling with debt service.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.15 | 1.15 | 1.52 | 1.48 | 1.47 | 1.33 | 1.47 | 1.59 | 1.21 | 0.80 | 0.74 |
| Debt / EBITDA | 17.39 | 17.39 | 28.75 | 255.62 | — | 10.14 | 170.39 | 20.60 | 5.66 | 8.53 | 7.90 |
| Net Debt / Equity | — | 1.13 | 1.48 | 1.45 | 1.44 | 1.32 | 1.44 | 1.58 | 1.20 | 0.78 | 0.71 |
| Net Debt / EBITDA | 17.22 | 17.22 | 27.86 | 251.41 | — | 10.06 | 167.03 | 20.49 | 5.59 | 8.37 | 7.64 |
| Debt / FCF | — | 1.63 | 33.07 | 29.72 | 30.99 | 26.42 | 14.19 | 15.59 | — | — | — |
| Interest Coverage | 0.69 | 0.69 | 0.46 | 0.05 | -0.09 | 2.36 | 0.13 | — | 1.67 | 3.59 | 3.82 |
MRCC Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
A current ratio of 1.64x means Monroe Capital Corporation can comfortably meet its short-term obligations, though there is limited excess liquidity. The current ratio has declined from 4.69x to 1.64x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 1.64 | 1.64 | 6.55 | 4.69 | 3.50 | 2.03 | 2.23 | 2.07 | 1.53 | — | — |
| Quick Ratio | 1.64 | 1.64 | 6.55 | 4.69 | 3.50 | 2.03 | 2.23 | 2.07 | 1.53 | — | — |
| Cash Ratio | 0.12 | 0.12 | 1.82 | 0.96 | 0.87 | 0.44 | 1.33 | 0.42 | 0.50 | 0.02 | 0.03 |
| Asset Turnover | — | 0.06 | 0.07 | 0.05 | 0.03 | 0.09 | 0.04 | 0.06 | 0.02 | 0.05 | 0.08 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
MRCC Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Monroe Capital Corporation returns 0.2% to shareholders annually primarily through dividends. The payout ratio exceeds 100% at 176.7%, meaning the company is paying out more than it earns — this level is unsustainable long-term without earnings recovery. The earnings yield of 10.4% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 0.2% | 14.6% | 11.8% | 14.1% | 11.7% | 8.9% | 13.7% | 12.9% | 14.4% | 10.4% | 9.2% |
| Payout Ratio | 176.7% | 176.7% | — | — | — | — | — | — | 481.9% | 218.3% | 84.4% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 10.4% | 8.3% | 5.3% | 0.2% | — | 13.5% | 1.0% | 8.7% | 3.0% | 4.7% | 10.9% |
| FCF Yield | 100.0% | 84.0% | 4.6% | 6.5% | 5.7% | 5.2% | 14.1% | 11.4% | — | — | — |
| Buyback Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Total Shareholder Yield | 0.2% | 14.6% | 11.8% | 14.1% | 11.7% | 8.9% | 13.7% | 12.9% | 14.4% | 10.4% | 9.2% |
| Shares Outstanding | — | $22M | $22M | $22M | $22M | $21M | $21M | $20M | $20M | $19M | $15M |
Peer Comparison
Compare MRCC with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 MRCCYou | $110M | 9.6 | — | 0.9 | 60.8% | 51.7% | 6.4% | 2.0% | 17.4 |
 GAIN | $665M | 9.4 | 16.9 | 5.8 | 68.6% | 72.7% | 13.2% | 5.3% | 7.0 |
 SLRC | $761M | 8.2 | 11.6 | — | 73.3% | 72.9% | 9.3% | 5.8% | 7.0 |
 PFLT | $914M | 12.8 | 38.0 | 9.6 | 45.6% | 39.4% | 6.8% | 2.1% | 26.3 |
 CSWC | $1B | 16.5 | 27.6 | — | 66.5% | 48.5% | 8.6% | 3.5% | 11.2 |
 TPVG | $226M | 4.6 | 8.9 | — | 83.5% | 77.9% | 14.1% | 7.2% | 6.2 |
 HRZN | $219M | 4.4 | — | 3.9 | 18.0% | -4.0% | -0.8% | -0.2% | — |
 ARCC | $14B | 10.3 | 13.2 | 12.0 | 75.7% | 69.7% | 9.4% | 5.7% | 7.3 |
 FSCO | $1B | 5.5 | 6.6 | 15.5 | 81.3% | 77.5% | 13.5% | 8.1% | 2.3 |
 GBDC | $3B | 9.4 | 12.1 | — | 81.5% | 78.9% | 9.4% | 5.9% | 7.1 |
 OBDC | $6B | 9.5 | 12.2 | 3.4 | 75.3% | 73.2% | 9.4% | 6.1% | 7.5 |
| Financial Services Median | — | 13.4 | 11.4 | 10.6 | 63.4% | 21.2% | 9.4% | 5.7% | 4.1 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
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Start ComparisonMRCC — Frequently Asked Questions
Quick answers to the most common questions about buying MRCC stock.
What is Monroe Capital Corporation's P/E ratio?
Monroe Capital Corporation's current P/E ratio is 9.6x. The historical average is 27.1x. This places it at the 33th percentile of its historical range.
What is Monroe Capital Corporation's ROE?
Monroe Capital Corporation's return on equity (ROE) is 6.4%. The historical average is 5.8%.
Is MRCC stock overvalued?
Based on historical data, Monroe Capital Corporation is trading at a P/E of 9.6x. This is at the 33th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What is Monroe Capital Corporation's dividend yield?
Monroe Capital Corporation's current dividend yield is 0.24% with a payout ratio of 176.7%.
What are Monroe Capital Corporation's profit margins?
Monroe Capital Corporation has 60.8% gross margin and 51.7% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.
How much debt does Monroe Capital Corporation have?
Monroe Capital Corporation's Debt/EBITDA ratio is 17.4x, indicating high leverage. A ratio above 4x may signal elevated financial risk.