M&T Bank Corporation (MTB-PJ) Earnings History
Annual and quarterly earnings data from 1989 to 2024
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MTB-PJ EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
MTB-PJ Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 64.3% | 24.7% | 19.3% |
| 2023 | 70.0% | 28.9% | 21.9% |
| 2022 | 88.8% | 31.0% | 23.6% |
| 2021 | 99.4% | 40.4% | 30.6% |
| 2020 | 82.1% | 28.2% | 21.5% |
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M&T Bank Corporation (MTB-PJ) Earnings Overview
As of May 8, 2026, M&T Bank Corporation (MTB-PJ) reported trailing twelve-month net income of $2.77B, reflecting -7.3% year-over-year growth. The company earned $17.71 per diluted share over the past four quarters, with a net profit margin of 19.3%.
Looking at the long-term picture, MTB-PJ's 5-year EPS compound annual growth rate (CAGR) stands at +1.3%, reflecting modest earnings expansion. The company achieved its highest annual net income of $2.74B in fiscal 2023.
M&T Bank Corporation maintains industry-leading profitability with a gross margin of 64.3%, operating margin of 24.7%, and net margin of 19.3%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including CFG ($1.70B net income, 12.2% margin), HBAN ($2.21B net income, 17.7% margin), RF ($2.16B net income, 22.4% margin), MTB-PJ has outperformed on profitability metrics. Compare MTB-PJ vs CFG →
MTB-PJ Earnings vs Peers
Earnings metrics vs comparable public companies
MTB-PJ Historical Earnings Data (1989–2024)
36 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $2.59B | -5.6% | $3.31B | $14.64 | 19.3% | 24.7% |
| 2023 | $2.74B | +37.6% | $3.62B | $15.79 | 21.9% | 28.9% |
| 2022 | $1.99B | +7.2% | $2.61B | $11.53 | 23.6% | 31.0% |
| 2021 | $1.86B | +37.4% | $2.46B | $13.80 | 30.6% | 40.4% |
| 2020 | $1.35B | -29.9% | $1.77B | $9.94 | 21.5% | 28.2% |
| 2019 | $1.93B | +0.6% | $2.55B | $13.75 | 27.8% | 36.7% |
| 2018 | $1.92B | +36.2% | $2.51B | $12.74 | 29.7% | 38.9% |
| 2017 | $1.41B | +7.1% | $2.32B | $8.70 | 23.4% | 38.6% |
| 2016 | $1.32B | +21.8% | $2.06B | $7.78 | 23.0% | 36.0% |
| 2015 | $1.08B | +1.3% | $1.67B | $7.18 | 21.6% | 33.5% |
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Start ComparisonMTB-PJ — Frequently Asked Questions
Quick answers to the most common questions about buying MTB-PJ stock.
Is MTB-PJ growing earnings?
MTB-PJ EPS fell to $17.71, with earnings declining -7.3%. This contrasts with the 5-year CAGR of +1.3%. TTM net income dropped to $2.8B.
What are MTB-PJ's profit margins?
M&T Bank Corporation net margin is +19.3%, with operating margin at +24.7%. Above-average margins indicate pricing power.
How consistent are MTB-PJ's earnings?
MTB-PJ earnings data spans 1989-2024. The declining earnings trend is -7.3% YoY. Historical data enables comparison across business cycles.