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NEWT logoNewtekOne, Inc. (NEWT) Earnings History

Annual and quarterly earnings data from 1999 to 2025

TTM Net Income
$61M
Profitable
TTM EPS
$2.36
Diluted
YoY EPS Growth
+20.4%
Excellent
Net Margin
18.8%
Profitability
Operating Margin42.5%
Gross Margin75.3%
ROE17.4%
ROA2.5%
Highest Annual Net Income$84M (2021)
Highest Quarterly EPS$1.81 (Q3 2003)
Consecutive Profitable Years16 years
Q4 2025
Net Income$20M
EPS$0.76
QoQ Growth+9.2%Solid

Loading earnings history...

NEWT EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+20.4%
Excellent
3-Year
+20.8%
Excellent
5-Year
+8.2%
Solid
10-Year
-3.4%
Slow

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

NEWT Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202575.3%42.5%18.8%
202466.3%21.5%15.9%
202368.6%17.9%18.7%
202280.0%29.5%24.6%
202187.8%50.8%50.0%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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NewtekOne, Inc. (NEWT) Earnings Overview

As of May 8, 2026, NewtekOne, Inc. (NEWT) reported trailing twelve-month net income of $61M, reflecting +20.4% year-over-year growth. The company earned $2.36 per diluted share over the past four quarters, with a net profit margin of 18.8%.

Looking at the long-term picture, NEWT's 5-year EPS compound annual growth rate (CAGR) stands at +8.2%, showing solid earnings momentum. The company achieved its highest annual net income of $84M in fiscal 2021.

NewtekOne, Inc. maintains industry-leading profitability with a gross margin of 75.3%, operating margin of 42.5%, and net margin of 18.8%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including HONE ($26M net income, 8.7% margin), BYFC (-$25M net income, -39.3% margin), CARV (-$13M net income, -36.8% margin), NEWT has outperformed on profitability metrics. Compare NEWT vs HONE →

NEWT Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
NEWT logoNEWTCurrent
$61M$2.3618.8%17.4%+20.4%—
HONE logoHONE
$26M$0.658.7%4.7%+78.4%
BYFC logoBYFC
-$25M$-2.87-39.3%-9.0%-8175.0%
CARV logoCARV
-$13M$-2.47-36.8%-38.2%-334.4%
MFIN logoMFIN
$47M$1.8912.2%9.1%+17.1%
BSVN logoBSVN
$43M$4.4931.4%18.6%-7.0%
Best in group
Lowest in group

NEWT Historical Earnings Data (1999–2025)

27 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$61M+19.0%$137M$2.3618.8%42.5%
2024$51M+7.4%$69M$1.9615.9%21.5%
2023$47M+46.5%$45M$1.8818.7%17.9%
2022$32M-61.6%$39M$1.3424.6%29.5%
2021$84M+150.3%$85M$3.6950.0%50.8%
2020$34M-18.3%$33M$1.5936.2%35.1%
2019$41M+15.3%$12M$2.1346.3%13.4%
2018$36M-8.5%-$13M$1.9172.1%-25.3%
2017$39M+42.7%-$16M$2.25100.2%-40.5%
2016$27M-23.6%-$16M$1.8888.2%-51.8%

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NEWT — Frequently Asked Questions

Quick answers to the most common questions about buying NEWT stock.

Is NEWT growing earnings?

NEWT EPS is $2.36, with earnings growth accelerating to +20.4%. This exceeds the 5-year CAGR of +8.2%. TTM net income reached $61M.

What are NEWT's profit margins?

NewtekOne, Inc. net margin is +18.8%, with operating margin at +42.5%. Above-average margins indicate pricing power.

How consistent are NEWT's earnings?

NEWT earnings data spans 1999-2025. The accelerating earnings trend is +20.4% YoY. Historical data enables comparison across business cycles.

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NEWT Earnings Over Time (2014–2025)

Net income and EPS trends