Northpointe Bancshares, Inc. (NPB) Earnings History
Annual and quarterly earnings data from 2020 to 2025
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NPB EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
NPB Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 50.9% | 23.4% | 17.7% |
| 2024 | 48.0% | 18.7% | 14.1% |
| 2023 | 54.6% | 12.3% | 9.3% |
| 2022 | 78.7% | 10.4% | 7.2% |
| 2021 | 47.3% | -2353.1% | -2648.7% |
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Northpointe Bancshares, Inc. (NPB) Earnings Overview
As of May 8, 2026, Northpointe Bancshares, Inc. (NPB) reported trailing twelve-month net income of $83M, reflecting +54.0% year-over-year growth. The company earned $5.47 per diluted share over the past four quarters, with a net profit margin of 17.7%.
Looking at the long-term picture, NPB's 5-year EPS compound annual growth rate (CAGR) stands at +14.7%, showing solid earnings momentum. The company achieved its highest annual net income of $83M in fiscal 2025, representing a new all-time high.
Northpointe Bancshares, Inc. maintains industry-leading profitability with a gross margin of 50.9%, operating margin of 23.4%, and net margin of 17.7%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including MBWM ($89M net income, 23.9% margin), IBCP ($69M net income, 21.7% margin), CZWI ($14M net income, 16.0% margin), NPB has room to improve margins relative to the peer group. Compare NPB vs MBWM →
NPB Earnings vs Peers
Earnings metrics vs comparable public companies
NPB Historical Earnings Data (2020–2025)
6 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $83M | +51.2% | $110M | $4.85 | 17.7% | 23.4% |
| 2024 | $55M | +63.4% | $73M | $3.15 | 14.1% | 18.7% |
| 2023 | $34M | +45.3% | $45M | $1.61 | 9.3% | 12.3% |
| 2022 | $23M | +140.5% | $34M | $0.92 | 7.2% | 10.4% |
| 2021 | -$57M | -620.2% | -$51M | $-1.74 | -2648.7% | -2353.1% |
| 2020 | $11M | - | $4M | $2.44 | 30.5% | 10.1% |
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Start ComparisonNPB — Frequently Asked Questions
Quick answers to the most common questions about buying NPB stock.
Is NPB growing earnings?
NPB EPS is $5.47, with earnings growth accelerating to +54.0%. This exceeds the 5-year CAGR of +14.7%. TTM net income reached $83M.
What are NPB's profit margins?
Northpointe Bancshares, Inc. net margin is +17.7%, with operating margin at +23.4%. Above-average margins indicate pricing power.
How consistent are NPB's earnings?
NPB earnings data spans 2020-2025. The accelerating earnings trend is +54.0% YoY. Historical data enables comparison across business cycles.