Northpointe Bancshares, Inc. (NPB) Earnings History
Growth Compounder6 years of earnings data (2020–2025) · Consistent double-digit EPS growth over 5 years
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Northpointe Bancshares, Inc. (NPB) Earnings Overview
As of June 28, 2026, Northpointe Bancshares, Inc. (NPB) reported trailing twelve-month net income of $88M, reflecting +54.0% year-over-year growth. The company earned $5.76 per diluted share over the past four quarters, with a net profit margin of 17.7%.
Looking at the long-term picture, NPB's 5-year EPS compound annual growth rate (CAGR) stands at +14.7%, showing solid earnings momentum. The company achieved its highest annual net income of $83M in fiscal 2025, representing a new all-time high.
Northpointe Bancshares, Inc. maintains industry-leading profitability with a gross margin of 50.9%, operating margin of 23.4%, and net margin of 17.7%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including MBWM ($92M net income, 23.9% margin), IBCP ($70M net income, 21.7% margin), CZWI ($15M net income, 16.0% margin), NPB has room to improve margins relative to the peer group. Compare NPB vs MBWM →
NPB Earnings vs Peers
Earnings metrics vs comparable public companies
NPB Historical Earnings Data (2020–2025)
6 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $83M | +51.2% | $110M | $4.85 | 17.7% | 23.4% |
| 2024 | $55M | +63.4% | $73M | $3.15 | 14.1% | 18.7% |
| 2023 | $34M | +45.3% | $45M | $1.61 | 9.3% | 12.3% |
| 2022 | $23M | +140.5% | $34M | $0.92 | 7.2% | 10.4% |
| 2021 | -$57M | -620.2% | -$51M | $-1.74 | -2648.7% | -2353.1% |
| 2020 | $11M | - | $4M | $2.44 | 30.5% | 10.1% |
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NPB — Frequently Asked Questions
Quick answers to the most common questions about buying NPB stock.
What is NPB earnings per share (EPS)?
NPB trailing twelve-month (TTM) diluted EPS is $5.76, reflecting +54.0% year-over-year growth. The 5-year EPS CAGR is +14.7%. Complete EPS history from 2020 to 2025 is available in the table on this page.
What is Northpointe Bancshares, Inc.'s net income?
Northpointe Bancshares, Inc. (NPB) trailing twelve-month net income is $88M as of 2025. Earnings grew +54.0% year-over-year. Northpointe Bancshares, Inc. has been profitable for 4 consecutive years.
Is NPB profitable?
Yes, NPB is profitable with a TTM net income of $88M and a net profit margin of +17.7%. Northpointe Bancshares, Inc. has generated profits for 4 consecutive years.
What is NPB's earnings growth rate?
NPB compound annual EPS growth rates (CAGR): 1-Year: +54.0%, 3-Year: +74.0%, 5-Year: +14.7%, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2020 to 2025.
What are NPB's profit margins?
Northpointe Bancshares, Inc. net profit margin is +17.7%, operating margin is +23.4%, and gross margin is +50.9%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +8.2%.
Is NPB growing earnings?
Yes, NPB earnings are accelerating — EPS growth of +54.0% exceeds the 5-year CAGR of +14.7%. TTM net income reached $88M. Earnings momentum is strengthening.
What was NPB's best earnings year?
Northpointe Bancshares, Inc.'s highest annual net income on record is $83M, achieved in fiscal year 2025. Earnings history on this page spans 2020 to 2025 and includes all annual and quarterly figures.
What were NPB's earnings last quarter?
NPB's most recent reported quarter was Q1 2026. Net income was $22M with diluted EPS of $1.43. For a full breakdown of all quarters, see the quarterly earnings table on this page.