Last 47 quarters of trend data · Financial Services · Financial - Credit Services
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 8.54 | 11.64 | 6.93 | 9.82 | 8.45 | 10.18 | 6.87 | 12.41 | 8.98 | 20.55 | 9.90 | 8.91 | 6.23 | 12.85 | 6.26 | 5.78 | 4.95 | 5.60 | 4.98 | 6.19 | 6.37 |
| — | +14.3% | +0.9% | -20.9% | -5.9% | -50.5% | -30.7% | +39.3% | +44.3% | +59.9% | +58.1% | +54.1% | +25.7% | +129.6% | +25.8% | -6.6% | -22.3% | -2.9% | +13.5% | +37.3% | +51.8% | |
| P/S Ratio | 1.30 | 1.36 | 1.24 | 1.55 | 1.32 | 1.40 | 1.23 | 1.32 | 1.21 | 1.31 | 1.42 | 1.34 | 1.12 | 1.25 | 1.09 | 0.96 | 0.86 | 1.12 | 1.46 | 1.73 | 1.78 |
| — | -2.6% | +0.5% | +17.5% | +8.9% | +6.1% | -13.4% | -1.3% | +8.9% | +5.6% | +31.1% | +39.7% | +30.0% | +11.5% | -25.8% | -44.7% | -51.8% | -45.1% | -22.1% | +5.2% | +65.0% | |
| P/B Ratio | 1.97 | 2.09 | 1.86 | 2.35 | 2.00 | 2.05 | 1.79 | 1.96 | 1.76 | 1.85 | 1.91 | 1.85 | 1.56 | 1.72 | 1.46 | 1.35 | 1.21 | 1.54 | 1.96 | 2.10 | 2.36 |
| — | +2.0% | +3.9% | +19.7% | +13.2% | +10.7% | -6.4% | +5.8% | +13.2% | +7.2% | +31.2% | +37.7% | +28.6% | +12.2% | -25.6% | -36.0% | -48.6% | -32.6% | -10.6% | +11.6% | +75.1% | |
| P/FCF | 2.07 | 2.21 | 2.12 | 2.31 | 2.04 | 2.20 | 2.20 | 2.08 | 2.09 | 2.05 | 2.75 | 2.18 | 2.03 | 1.93 | 2.00 | 1.53 | 1.67 | 1.86 | 2.74 | 2.67 | 3.61 |
| — | +0.4% | -3.7% | +10.9% | -2.5% | +7.4% | -19.9% | -4.5% | +2.8% | +6.1% | +37.9% | +42.5% | +21.4% | +3.6% | -27.1% | -42.8% | -53.7% | -47.0% | -15.9% | -3.8% | +46.1% | |
| EV / EBITDA | 21.93 | 12.21 | 10.01 | 23.11 | 21.40 | 24.72 | 19.47 | 29.10 | 23.81 | 40.19 | 23.14 | 21.52 | 18.97 | 29.26 | 18.86 | 17.56 | 17.24 | 16.12 | 12.48 | 14.05 | 13.56 |
| — | -50.6% | -48.6% | -20.6% | -10.1% | -38.5% | -15.9% | +35.2% | +25.5% | +37.4% | +22.7% | +22.6% | +10.0% | +81.5% | +51.1% | +25.0% | +27.2% | +42.8% | +33.3% | +38.6% | +11.6% | |
| EV / EBIT | 28.22 | 14.01 | 11.26 | 29.89 | 27.26 | 33.03 | 24.43 | 41.53 | 31.98 | 70.77 | 30.63 | 27.95 | 24.06 | 42.83 | 23.75 | 23.04 | 21.66 | 19.84 | 14.39 | 16.70 | 16.09 |
| — | -57.6% | -53.9% | -28.0% | -14.8% | -53.3% | -20.3% | +48.6% | +32.9% | +65.2% | +29.0% | +21.3% | +11.1% | +115.9% | +65.1% | +38.0% | +34.6% | +53.8% | +38.2% | +44.1% | +10.9% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 47.6% | 80.0% | 78.9% | 46.3% | 49.3% | 46.1% | 48.8% | 44.4% | 44.5% | 37.9% | 47.7% | 47.9% | 49.9% | 44.5% | 50.9% | 50.9% | 49.9% | 55.8% | 63.5% | 59.9% | 63.5% |
| — | +73.6% | +61.5% | +4.2% | +10.8% | +21.5% | +2.3% | -7.4% | -10.9% | -14.7% | -6.2% | -5.8% | +0.0% | -20.3% | -19.8% | -15.1% | -21.4% | -20.6% | -21.2% | -13.5% | +5.1% | |
| Operating Margin | 16.0% | 32.2% | 39.1% | 15.4% | 16.5% | 13.9% | 18.3% | 10.9% | 14.1% | 6.5% | 15.1% | 16.1% | 18.2% | 10.6% | 18.5% | 18.3% | 19.1% | 22.0% | 31.9% | 30.2% | 29.6% |
| — | +131.0% | +113.6% | +41.1% | +16.8% | +112.8% | +21.7% | -31.9% | -22.3% | -38.2% | -18.6% | -12.4% | -4.9% | -51.9% | -42.0% | -39.3% | -35.4% | -41.9% | -30.0% | -21.6% | +6.7% | |
| Net Margin | 12.5% | 9.4% | 14.2% | 12.7% | 12.5% | 10.9% | 14.2% | 8.4% | 10.7% | 5.1% | 11.4% | 12.0% | 14.3% | 7.9% | 14.1% | 13.9% | 14.4% | 16.5% | 24.2% | 22.4% | 22.7% |
| — | -14.0% | +0.4% | +50.5% | +16.5% | +115.2% | +24.1% | -29.9% | -25.3% | -36.1% | -18.8% | -13.9% | -0.3% | -52.0% | -41.9% | -37.8% | -36.6% | -42.5% | -29.7% | -23.1% | +11.5% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 23.8% | 4.5% | 6.7% | 6.0% | 5.9% | 5.1% | 6.6% | 3.9% | 4.9% | 2.2% | 4.8% | 5.2% | 6.3% | 3.4% | 5.9% | 6.0% | 6.1% | 6.8% | 9.8% | 8.5% | 8.7% |
| — | -11.1% | +1.3% | +52.8% | +20.3% | +126.7% | +35.9% | -24.9% | -21.5% | -33.5% | -17.5% | -12.2% | +2.8% | -50.6% | -40.1% | -29.4% | -29.2% | -33.6% | -19.9% | -22.6% | +8.9% | |
| ROA | 2.9% | 0.6% | 0.8% | 0.8% | 0.7% | 0.6% | 0.8% | 0.5% | 0.6% | 0.3% | 0.6% | 0.7% | 0.8% | 0.4% | 0.8% | 0.8% | 0.8% | 0.9% | 1.4% | 1.2% | 1.3% |
| — | -12.0% | +1.3% | +53.3% | +19.8% | +118.9% | +27.5% | -28.2% | -23.9% | -35.4% | -19.2% | -15.1% | -2.0% | -52.6% | -42.4% | -32.8% | -36.0% | -41.0% | -26.9% | -26.3% | +15.3% | |
| ROIC | 3.0% | 1.5% | 1.8% | 0.7% | 0.8% | 0.6% | 0.8% | 0.5% | 0.6% | 0.3% | 0.7% | 0.7% | 0.8% | 0.5% | 0.8% | 0.8% | 0.9% | 1.0% | 1.4% | 1.3% | 1.3% |
| — | +136.1% | +115.1% | +43.5% | +19.8% | +115.9% | +24.8% | -30.4% | -21.0% | -37.7% | -19.2% | -13.8% | -6.7% | -52.6% | -42.6% | -34.6% | -35.0% | -40.5% | -27.2% | -24.8% | +10.0% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 6.67 | 6.73 | 6.63 | 6.67 | 6.61 | 6.63 | 6.55 | 6.72 | 6.59 | 6.56 | 6.07 | 6.22 | 6.39 | 6.28 | 5.91 | 6.06 | 6.04 | 5.91 | 5.68 | 5.74 | 5.66 |
| — | +1.5% | +1.2% | -0.7% | +0.4% | +1.1% | +7.9% | +8.0% | +3.2% | +4.4% | +2.8% | +2.6% | +5.7% | +6.2% | +3.9% | +5.7% | +6.8% | +18.7% | +12.0% | +10.9% | +0.8% | |
| Debt / EBITDA | 17.62 | 38.01 | 32.22 | 70.48 | 66.68 | 77.11 | 62.30 | 91.62 | 76.03 | 127.60 | 72.30 | 69.03 | 63.63 | 95.02 | 61.51 | 58.78 | 58.91 | 52.40 | 38.17 | 42.06 | 39.60 |
| — | -50.7% | -48.3% | -23.1% | -12.3% | -39.6% | -13.8% | +32.7% | +19.5% | +34.3% | +17.5% | +17.4% | +8.0% | +81.3% | +61.1% | +39.8% | +48.8% | +57.5% | +38.0% | +28.3% | -8.1% | |
| Current Ratio | — | 2216.00 | — | — | 1872.00 | 1986.00 | 1838.00 | — | 4.24 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | +11.6% | — | — | +44065.2% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | — | 2216.00 | — | — | 1872.00 | 1986.00 | 1838.00 | — | 4.24 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | +11.6% | — | — | +44065.2% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 0.79 | 1.60 | 1.92 | 0.77 | 0.82 | 0.68 | 0.88 | 0.53 | 0.69 | 0.31 | 0.74 | 0.82 | 0.92 | 0.57 | 0.98 | 1.03 | 1.10 | 1.27 | 1.82 | 1.52 | 1.59 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying OMF stock.
OneMain Holdings, Inc.'s current P/E is 8.5x. The average P/E over the last 4 quarters is 9.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
OneMain Holdings, Inc.'s current operating margin is 16.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking OneMain Holdings, Inc.'s business trajectory between earnings reports.