OneMain Holdings, Inc. (OMF) Dividend History
Income profile from 2019 to 2026 with payout safety and yield-on-cost trend
3-Second Income Check
Safety
Payout ratio data not available yet.
Consistency
3 straight years of dividend increases.
Income Trend
Yield on cost is 8.9% and trend is falling.
Dividend Scorecard
Yield & Income
Payout Safety
Growth
Total Returns
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
Income Growth Story
Dividend per share and yield on cost over time (8 years of payments)
Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
OneMain Holdings, Inc. has limited earnings payout data (Unknown). When measured against free cash flow—a stricter test—the payout ratio stands at 20.4%, rated "Well Covered".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
OMF has raised its dividend for 3 consecutive years, with a 3-year CAGR of 3.1% and 5-year CAGR of -6.8%.
Total Shareholder Returns
Beyond cash dividends, OMF returns capital through share repurchases. The combined picture: 9.4% dividend yield, 9.4% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 8.9% and is currently falling. The 5-year total return is 61.3%, with dividends contributing 47.2% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $40,164 today.
Recent Dividend Payments
Last 20 payments · Annual
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Feb 17, 2026Latest | $1.0500 | — | 7.41% | Feb 23, 2026 |
| Nov 10, 2025 | $1.0500 | ↑ +1.0% | 6.96% | Nov 14, 2025 |
| Aug 4, 2025 | $1.0400 | — | 7.45% | Aug 13, 2025 |
| May 9, 2025 | $1.0400 | — | 8.49% | May 16, 2025 |
| Feb 12, 2025 | $1.0400 | — | 7.59% | Feb 20, 2025 |
| Nov 12, 2024 | $1.0400 | — | 7.61% | Nov 18, 2024 |
| Aug 12, 2024 | $1.0400 | — | 9.19% | Aug 16, 2024 |
| May 9, 2024 | $1.0400 | ↑ +4.0% | 7.88% | May 17, 2024 |
Dividend Peer Comparison
Peer group: Consumer Credit Issuers and Installment Lenders
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
2nd OMFOneMain Holdings, In… | $6.5B | 9.4% | — | 3 | Unknown |
COFCapital One Financia… | $124.4B | 1.2% | 19.6% | 2 | Sustainable |
SYFSynchrony Financial | $24.9B | 1.4% | 11.4% | 3 | Sustainable |
SYF-PBSynchrony Financial | $9.4B | 3.8% | 11.4% | 3 | Sustainable |
FINVFinVolution Group | $3.2B | 4.3% | 18.5% | 4 | Sustainable |
BFHBread Financial Hold… | $3.1B | 1.2% | 15.5% | 1 | Sustainable |
1st LULufax Holding Ltd | $2.3B | 28.1% | 1.6% | 0 | Sustainable |
3rd XYFX Financial | $1.2B | 7.0% | 7.6% | 1 | Sustainable |
ATLCAtlanticus Holdings … | $791M | 2.6% | 23.1% | 7 | Sustainable |
Annual Dividend History
18 years of dividend data
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $1.05 | — | 1 | — | — | — | 2.2% |
| 2025 | $4.17 | 1.2% | 4 | $6.56 | 63.6% | 1.57x | 8.9% |
| 2024 | $4.12 | 3.0% | 4 | $4.24 | 97.2% | 1.03x | 8.8% |
| 2023 | $4.00 | 5.3% | 4 | $5.31 | 75.3% | 1.33x | 8.5% |
| 2022 | $3.80 | -60.2% | 4 | $7.01 | 54.2% | 1.84x | 8.1% |
| 2021 | $9.55 | 60.8% | 4 | $9.88 | 96.7% | 1.03x | 20.3% |
| 2020 | $5.94 | 98.0% | 4 | $5.41 | 109.8% | 0.91x | 12.6% |
| 2019 | $3.00 | — | 4 | $6.27 | 47.8% | 2.09x | 6.4% |
| 2018 | $0.00 | — | 0 | $3.29 | — | — | — |
| 2017 | $0.00 | — | 0 | $1.35 | — | — | — |
See OMF's True Return
Price is only half the story. See total return with reinvested dividends.
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Start ComparisonFrequently Asked Questions
How much dividend does OMF pay per share?
OneMain Holdings, Inc. (OMF) pays a trailing 12-month dividend of $5.16 per share, with a current dividend yield of +9.4%. Payments are made Annual.
When is OMF's next ex-dividend date?
OMF's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. OMF typically pays dividends Annual.
Is OMF's dividend safe?
OMF's dividend safety is rated "Unknown" based on an earnings payout ratio of N/A and FCF payout ratio of +20.4%. The 3-year growth streak provides moderate confidence.
Is OMF a Dividend Payer?
Yes, OneMain Holdings, Inc. is classified as a Dividend Payer with 3 consecutive years of dividend increases. The 5-year dividend CAGR is -6.8%, demonstrating modest dividend growth.
How often does OMF pay dividends?
OneMain Holdings, Inc. pays dividends Annual. The trailing 12-month total is $5.16 per share. Dividend data on this page covers 7+ years from 2019 to 2026.
How much would $10,000 invested in OMF grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in OMF five years ago would be worth approximately $16,126 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is OMF's yield on cost for long-term holders?
OMF's yield on cost — the current dividend divided by the original purchase price — is +8.9% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +9.4% market yield, thanks to the lower original cost basis.