OneMain Holdings, Inc. (OMF) Earnings History
Profitable17 years of earnings data (2009–2025) · Positive TTM net income
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OneMain Holdings, Inc. (OMF) Earnings Overview
As of June 23, 2026, OneMain Holdings, Inc. (OMF) reported trailing twelve-month net income of $796M, reflecting +54.7% year-over-year growth. The company earned $6.79 per diluted share over the past four quarters, with a net profit margin of 12.5%.
Looking at the long-term picture, OMF's 5-year EPS compound annual growth rate (CAGR) stands at +3.9%, reflecting modest earnings expansion. The company achieved its highest annual net income of $1.31B in fiscal 2021.
OneMain Holdings, Inc. maintains positive profitability with a gross margin of 47.6%, operating margin of 16.0%, and net margin of 12.5%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including SLM ($745M net income, 24.0% margin), ENVA ($327M net income, 9.8% margin), WRLD ($43M net income, 15.9% margin), OMF has room to improve margins relative to the peer group. Compare OMF vs SLM →
OMF Earnings vs Peers
Earnings metrics vs comparable public companies
OMF Historical Earnings Data (2009–2025)
17 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $783M | +53.8% | $1.00B | $6.56 | 12.5% | 16.0% |
| 2024 | $509M | -20.6% | $667M | $4.24 | 8.9% | 11.7% |
| 2023 | $641M | -26.5% | $840M | $5.31 | 12.1% | 15.9% |
| 2022 | $872M | -33.6% | $1.16B | $7.01 | 17.1% | 22.7% |
| 2021 | $1.31B | +80.0% | $1.74B | $9.88 | 26.4% | 35.0% |
| 2020 | $730M | -14.6% | $977M | $5.41 | 14.8% | 19.8% |
| 2019 | $855M | +91.3% | $1.10B | $6.27 | 18.3% | 23.5% |
| 2018 | $447M | +144.3% | $624M | $3.29 | 10.5% | 14.7% |
| 2017 | $183M | -14.9% | $431M | $1.35 | 4.8% | 11.4% |
| 2016 | $215M | +197.7% | $356M | $1.59 | 5.8% | 9.5% |
| 2015 | -$220M | -147.5% | -$226M | $-1.72 | -10.0% | -10.3% |
| 2014 | $463M | +2536.8% | $861M | $4.38 | 16.4% | 30.5% |
| 2013 | -$19M | +91.3% | $78M | $-0.19 | -0.8% | 3.3% |
| 2012 | -$218M | +9.9% | -$305M | $-1.95 | -11.6% | -16.3% |
| 2011 | -$242M | -137.8% | -$360M | $-2.17 | -11.9% | -17.7% |
| 2010 | $640M | +220.2% | $355M | $5.73 | 32.1% | 17.8% |
| 2009 | -$532M | - | -$1.01B | $-4.77 | -23.9% | -45.6% |
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OMF — Frequently Asked Questions
Quick answers to the most common questions about buying OMF stock.
What is OMF earnings per share (EPS)?
OMF trailing twelve-month (TTM) diluted EPS is $6.79, reflecting +54.7% year-over-year growth. The 5-year EPS CAGR is +3.9%. Complete EPS history from 2009 to 2025 is available in the table on this page.
What is OneMain Holdings, Inc.'s net income?
OneMain Holdings, Inc. (OMF) trailing twelve-month net income is $796M as of 2025. Earnings grew +54.7% year-over-year. OneMain Holdings, Inc. has been profitable for 10 consecutive years.
Is OMF profitable?
Yes, OMF is profitable with a TTM net income of $796M and a net profit margin of +12.5%. OneMain Holdings, Inc. has generated profits for 10 consecutive years.
What is OMF's earnings growth rate?
OMF compound annual EPS growth rates (CAGR): 1-Year: +54.7%, 3-Year: -2.2%, 5-Year: +3.9%, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2009 to 2025.
What are OMF's profit margins?
OneMain Holdings, Inc. net profit margin is +12.5%, operating margin is +16.0%, and gross margin is +47.6%. Margins are within a typical range for the sector. Return on Equity is +23.8%.
Is OMF growing earnings?
Yes, OMF earnings are accelerating — EPS growth of +54.7% exceeds the 5-year CAGR of +3.9%. TTM net income reached $796M. Earnings momentum is strengthening.
What was OMF's best earnings year?
OneMain Holdings, Inc.'s highest annual net income on record is $1.3B, achieved in fiscal year 2021. Earnings history on this page spans 2009 to 2025 and includes all annual and quarterly figures.
What were OMF's earnings last quarter?
OMF's most recent reported quarter was Q1 2026. Net income was $226M with diluted EPS of $1.93. For a full breakdown of all quarters, see the quarterly earnings table on this page.