OneMain Holdings, Inc. (OMF) Earnings History
Annual and quarterly earnings data from 2009 to 2025
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EPS Growth Rates (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 69.5% | 37.5% | 12.5% |
| 2024 | 43.6% | 11.7% | 8.9% |
| 2023 | 48.3% | 15.9% | 12.1% |
| 2022 | 54.9% | 22.7% | 17.1% |
| 2021 | 69.2% | 35.0% | 26.4% |
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OneMain Holdings, Inc. (OMF) Earnings Overview
As of March 1, 2026, OneMain Holdings, Inc. (OMF) reported trailing twelve-month net income of $705M, reflecting +0.5% year-over-year growth. The company earned $5.90 per diluted share over the past four quarters, with a net profit margin of 0.1%.
Looking at the long-term picture, OMF's 5-year EPS compound annual growth rate (CAGR) stands at +3.9%, reflecting modest earnings expansion. The company achieved its highest annual net income of $1.31B in fiscal 2021.
OneMain Holdings, Inc. maintains positive profitability with a gross margin of 0.7%, operating margin of 0.4%, and net margin of 0.1%. The company continues to generate positive earnings from operations. View revenue history →
Compared to industry peers including COF ($1.42B net income, 0.1% margin), SYF ($3.58B net income, 0.2% margin), SYF-PB ($3.58B net income, 0.2% margin), OMF has outperformed on profitability metrics. Compare OMF vs COF →
Peer Comparison
Earnings metrics vs industry competitors
Historical Data
17 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $783M | +53.8% | $2.34B | $6.56 | 12.5% | 37.5% |
| 2024 | $509M | -20.6% | $667M | $4.24 | 8.9% | 11.7% |
| 2023 | $641M | -26.5% | $840M | $5.31 | 12.1% | 15.9% |
| 2022 | $872M | -33.6% | $1.16B | $7.01 | 17.1% | 22.7% |
| 2021 | $1.31B | +80.0% | $1.74B | $9.88 | 26.4% | 35.0% |
| 2020 | $730M | -14.6% | $977M | $5.41 | 14.8% | 19.8% |
| 2019 | $855M | +91.3% | $1.10B | $6.27 | 18.3% | 23.5% |
| 2018 | $447M | +144.3% | $624M | $3.29 | 10.5% | 14.7% |
| 2017 | $183M | -14.9% | $431M | $1.35 | 4.8% | 11.4% |
| 2016 | $215M | +197.7% | $356M | $1.59 | 5.8% | 9.5% |
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Start ComparisonFrequently Asked Questions
Is OMF growing earnings?
OMF EPS of $5.90 reflects slowing growth at +0.5%, below the 5-year CAGR of +3.9%. TTM net income is $705M. Expansion rate has moderated.
What are OMF's profit margins?
OneMain Holdings, Inc. net margin is +0.1%, with operating margin at +0.4%. Below-average margins reflect competitive or cost pressures.
How consistent are OMF's earnings?
OMF earnings data spans 2009-2025. The current earnings trend is +0.5% YoY. Historical data enables comparison across business cycles.