OneMain Holdings, Inc. (OMF) Price Target Analysis
Wall Street analyst price targets, ratings consensus & upside potential · Updated May 1, 2026
Current Price
$55.90
Price Target
$69.71
Target Range
$55.00 — $76.00
Analyst Rating
Buy
Forward P/E7.6x
Trailing P/E8.5x
Forward PEG1.93
Implied Growth+8.8%
Median Target$71.00
Analyst Spread30.1%
Price Forecast (1 Year)
Last 12 months price action with 12-month analyst target path
Bear Case
$55
-1.6%
Consensus
$70
+24.7%
Bull Case
$76
+36.0%
Valuation Model TargetsConfidence: 69/100
Bear$33
Base$72
Bull$153
OMF Price Target Analysis
Updated May 7, 2026As of May 7, 2026, OneMain Holdings, Inc. (OMF) has a Wall Street consensus price target of $69.71, based on estimates from 31 covering analysts. With the stock currently trading at $55.90, this represents a potential upside of +24.7%. The company has a market capitalization of $6.55B.
Analyst price targets range from a low of $55.00 to a high of $76.00, representing a 30% spread in expectations. The median target of $71.00 aligns closely with the consensus average.
The current analyst consensus rating is Buy, with 22 analysts rating the stock as a Buy or Strong Buy,8 rating it Hold, and 1 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, OMF trades at a trailing P/E of 8.5x and forward P/E of 7.6x. The forward PEG ratio of 1.93 indicates reasonable valuation for growth. Analysts expect EPS to grow +8.8% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $71.89, with bear and bull scenarios of $32.57 and $153.26 respectively. Model confidence stands at 69/100, reflecting moderate uncertainty in projections.
Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Financial Services stocks.
Analyst Sentiment Comparison
Industry Peer AnalysisAvg Peer Upside+29.1%
Avg Forward P/E13.0x
Peers with Coverage9 / 10
| Company | Market Cap | Price | Target | Upside | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 SLMSLM Corporation | $4.5B | $22.53 | $29.50 | +30.9% | Buy | 7.2x | 25 |
 ENVAEnova International, Inc. | $4.3B | $172.57 | $199.50 | +15.6% | Buy | 10.5x | 10 |
 WRLDWorld Acceptance Corporation | $751M | $149.09 | — | — | Hold | 21.1x | 10 |
 COFCapital One Financial Corporation | $119.7B | $193.40 | $267.18 | +38.1% | Buy | 9.8x | 56 |
 SYFSynchrony Financial | $26.1B | $75.15 | $90.55 | +20.5% | Buy | 8.1x | 41 |
 ALLYAlly Financial Inc. | $13.7B | $44.30 | $53.33 | +20.4% | Buy | 8.3x | 38 |
 LDIloanDepot, Inc. | $469M | $1.40 | $2.08 | +48.6% | Hold | 13.0x | 12 |
 NAVINavient Corporation | $821M | $8.73 | $8.67 | -0.7% | Hold | 12.2x | 24 |
 FICOFair Isaac Corporation | $24.7B | $1067.00 | $1649.11 | +54.6% | Buy | 25.0x | 18 |
 TRUTransUnion | $13.6B | $70.70 | $94.88 | +34.2% | Buy | 14.8x | 26 |
Upside Potential Comparison
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Start ComparisonOMF — Frequently Asked Questions
Quick answers to the most common questions about buying OMF stock.
What is the OMF stock price target for 2026?
The consensus Wall Street price target for OMF is $69.71, representing 24.7% upside from the current price of $55.9. With 31 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
Is OMF a buy, sell, or hold?
OMF has a consensus rating of "Buy" based on 31 Wall Street analysts. The rating breakdown is predominantly bullish, with 22 Buy/Strong Buy ratings. The consensus 12-month price target of $69.71 implies 24.7% upside from current levels.
Is OMF stock overvalued or undervalued?
With a forward P/E of 7.5693x, OMF trades at a relatively low valuation. The consensus target of $69.71 implies 24.7% appreciation, suggesting meaningful undervaluation.
How high can OMF stock go?
The most bullish Wall Street analyst has a price target of $76 for OMF, while the most conservative target is $55. The consensus of $69.71 represents the median expectation. Our quantitative valuation model projects a bull case target of $153 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
How many analysts cover OMF stock?
OMF is heavily covered by Wall Street, with 31 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 22 have Buy ratings, 8 recommend Hold, and 1 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
What is the OMF stock forecast?
The 12-month OMF stock forecast based on 31 Wall Street analysts shows a consensus price target of $69.71, with estimates ranging from $55 (bear case) to $76 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $72, with bear/bull scenarios of $33/$153.
What is OMF's fair value based on fundamentals?
Our quantitative valuation model calculates OMF's fair value at $72 (base case), with a bear case of $33 and bull case of $153. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 69/100.
What is OMF's forward P/E ratio?
OMF trades at a forward P/E ratio of 7.6x based on next-twelve-months earnings estimates compared to a trailing P/E of 8.5x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Should I buy OMF stock?
Wall Street analysts are very optimistic on OMF, with a "Buy" consensus rating and $69.71 price target (24.7% upside). 22 of 31 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
Why do OMF price targets vary so much?
OMF analyst price targets range from $55 to $76, a 30% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $69.71 consensus represents the middle ground. Our model's $33-$153 range provides an independent fundamental perspective.