Wall Street analyst price targets, ratings consensus & upside potential · Updated Feb 28, 2026
Last 12 months price action with 12-month analyst target path
As of February 28, 2026, OneMain Holdings, Inc. (OMF) has a Wall Street consensus price target of $72.57, based on estimates from 30 covering analysts. With the stock currently trading at $55.02, this represents a potential upside of +31.9%. The company has a market capitalization of $6.51B.
Analyst price targets range from a low of $68.00 to a high of $76.00, representing a 11% spread in expectations. The median target of $73.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 22 analysts rating the stock as a Buy or Strong Buy,7 rating it Hold, and 1 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, OMF trades at a trailing P/E of 8.4x and forward P/E of 7.3x. The forward PEG ratio of 1.86 indicates reasonable valuation for growth. Analysts expect EPS to grow +27.6% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $70.03, with bear and bull scenarios of $29.94 and $142.68 respectively. Model confidence stands at 66/100, reflecting moderate uncertainty in projections.
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Start ComparisonThe consensus Wall Street price target for OMF is $72.57, representing 31.9% upside from the current price of $55.02. With 30 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
OMF has a consensus rating of "Buy" based on 30 Wall Street analysts. The rating breakdown is predominantly bullish, with 22 Buy/Strong Buy ratings. The consensus 12-month price target of $72.57 implies 31.9% upside from current levels.
With a forward P/E of 7.3026x, OMF trades at a relatively low valuation. The consensus target of $72.57 implies 31.9% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $76 for OMF, while the most conservative target is $68. The consensus of $72.57 represents the median expectation. Our quantitative valuation model projects a bull case target of $143 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
OMF is heavily covered by Wall Street, with 30 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 22 have Buy ratings, 7 recommend Hold, and 1 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month OMF stock forecast based on 30 Wall Street analysts shows a consensus price target of $72.57, with estimates ranging from $68 (bear case) to $76 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $70, with bear/bull scenarios of $30/$143.
Our quantitative valuation model calculates OMF's fair value at $70 (base case), with a bear case of $30 and bull case of $143. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 66/100.
OMF trades at a forward P/E ratio of 7.3x based on next-twelve-months earnings estimates compared to a trailing P/E of 8.4x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on OMF, with a "Buy" consensus rating and $72.57 price target (31.9% upside). 22 of 30 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
OMF analyst price targets range from $68 to $76, a 11% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $72.57 consensus represents the middle ground. Our model's $30-$143 range provides an independent fundamental perspective.