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PMTU logoPennyMac Mortgage Investment Trust (PMTU) Earnings History

Annual and quarterly earnings data from 2010 to 2025

TTM Net Income
$132M
Profitable
TTM EPS
$1.52
Diluted
YoY EPS Growth
-27.7%
Declining
Net Margin
12.4%
Profitability
Operating Margin9.1%
Gross Margin15.4%
ROE6.7%
ROA0.7%
Highest Annual Net Income$226M (2019)
Highest Quarterly EPS$4.51 (Q2 2020)
Consecutive Profitable Years3 years
Q1 2026
Net Income$14M
EPS$0.16
QoQ Growth-73.0%Declining

Loading earnings history...

PMTU EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
-27.7%
Declining
3-Year
N/A
N/M
5-Year
+29.7%
Excellent
10-Year
-1.6%
Slow

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

PMTU Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202515.4%9.1%12.4%
202475.4%65.7%31.9%
202383.2%76.9%27.5%
2022---
202159.2%52.0%7.5%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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PennyMac Mortgage Investment Trust (PMTU) Earnings Overview

As of May 8, 2026, PennyMac Mortgage Investment Trust (PMTU) reported trailing twelve-month net income of $132M, reflecting -27.7% year-over-year growth. The company earned $1.52 per diluted share over the past four quarters, with a net profit margin of 12.4%.

Looking at the long-term picture, PMTU's 5-year EPS compound annual growth rate (CAGR) stands at +29.7%, indicating exceptional earnings growth. The company achieved its highest annual net income of $226M in fiscal 2019.

PennyMac Mortgage Investment Trust maintains positive profitability with a gross margin of 15.4%, operating margin of 9.1%, and net margin of 12.4%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including MFA ($135M net income, 20.2% margin), AGNC ($838M net income, 17.7% margin), NLY ($2.03B net income, 30.3% margin), PMTU has room to improve margins relative to the peer group. Compare PMTU vs MFA →

PMTU Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
PMTU logoPMTUCurrent
$132M$1.5212.4%6.7%-27.7%—
MFA logoMFA
$135M$1.2820.2%9.6%+104.9%
AGNC logoAGNC
$838M$0.7917.7%9.6%+1760.0%
NLY logoNLY
$2.0B$2.9230.3%14.1%+80.2%
TWO logoTWO
-$343M$-3.17-75.0%-23.2%-284.0%
IVR logoIVR
$101M$1.5329.8%13.3%+135.4%
Best in group
Lowest in group

PMTU Historical Earnings Data (2010–2025)

16 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$128M-20.6%$94M$0.9912.4%9.1%
2024$161M-19.4%$331M$1.3731.9%65.7%
2023$200M+372.4%$558M$1.6327.5%76.9%
2022-$73M-228.9%-$370M$-1.26--
2021$57M+8.6%$394M$0.267.5%52.0%
2020$52M-76.9%$1.03B$0.273.7%73.0%
2019$226M+48.1%$668M$2.4223.7%70.1%
2018$153M+29.8%$231M$2.2037.3%56.4%
2017$118M+55.3%$272M$1.4826.2%60.5%
2016$76M-15.9%$117M$1.0824.4%37.8%

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Compare PMTU vs WELL

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PMTU — Frequently Asked Questions

Quick answers to the most common questions about buying PMTU stock.

Is PMTU growing earnings?

PMTU EPS fell to $1.52, with earnings declining -27.7%. This contrasts with the 5-year CAGR of +29.7%. TTM net income dropped to $132M.

What are PMTU's profit margins?

PennyMac Mortgage Investment Trust net margin is +12.4%, with operating margin at +9.1%. Margins sit within typical range for the sector.

How consistent are PMTU's earnings?

PMTU earnings data spans 2010-2025. The declining earnings trend is -27.7% YoY. Historical data enables comparison across business cycles.

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PMTU Earnings Over Time (2014–2025)

Net income and EPS trends