VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemesMarketEarningsCompareWatchlistInsider
PRAProAssurance Corporation
$24.65$1.3B
Research
Overview
Valuation
ValuationTargetsPrice
Financials
RevenueEarningsP/ERatiosDividend
Ownership
Holders
Tools
Total ReturnDCA Calculator
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly stock ideas — free

Follow VCP Scanner on XFollow VCP Scanner on LinkedIn
© 2026 VCP Scanner
AboutPrivacyTerms
Not financial advice. Do your own research.
ScreenerNewsCompareWatchlist

PRA logoProAssurance Corporation(PRA)Earnings, Financials & Key Ratios

PRA•NYSE•Insurance & Managed Care
24.9× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryProperty & Casualty InsuranceSub-IndustrySpecialty and excess surplus insurers
AboutProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products in the United States. The company operates through Specialty Property and Casualty, Workers' Compensation Insurance, Segregated Portfolio Cell Reinsurance, and Lloyd's Syndicate segments. It offers professional liability insurance for healthcare providers and institutions, and attorneys; liability insurance for medical technology and life sciences risks; and workers' compensation insurance, such as guaranteed cost policies, policyholder dividend policies, retrospectively rated policies, and deductible policies, as well as alternative market solutions that include program design, fronting, claims administration, risk management, SPC rental, asset management, and SPC management services for individual companies, agencies, groups, and associations. The company also participates in Lloyd's of London Syndicate 1729, which underwrites property and casualty insurance, and reinsurance. It markets its products through independent agencies and brokers, as well as an internal sales force. The company was founded in 1976 and is headquartered in Birmingham, Alabama.Show more
  • Revenue$1.1B-2.7%
  • Combined Ratio93.44%-1.0%
  • Net Income$51M-3.5%
  • Return on Equity3.99%-12.4%
  • Medical Cost Ratio60.6%-21.9%
  • Operating Margin6.56%+17.4%
  • Net Margin4.64%-0.8%
  • ROA0.92%-1.8%
  • Equity / Assets24.77%+14.9%

PRA Key Insights

ProAssurance Corporation (PRA) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Profitable underwriting: 93.4% combined ratio
  • ✓Trading near 52-week high
  • ✓Trading at only 0.9x book value

✗Weaknesses

  • ✗Weak 3Y average ROE of 1.7%
  • ✗Weak Piotroski F-Score: 3/9

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Get notified when PRA posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

PRA Price & Volume

ProAssurance Corporation (PRA) stock price & volume — 10-year historical chart

Loading chart...

PRA Growth Metrics

ProAssurance Corporation (PRA) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years3.63%
5 Years4.36%
3 Years-0.11%
TTM-3.16%

Profit CAGR

10 Years-7.92%
5 Years-
3 Years-
TTM54.14%

EPS CAGR

10 Years-7.29%
5 Years-
3 Years-
TTM50.35%

Return on Capital

10 Years0.94%
5 Years1.6%
3 Years1.79%
Last Year3.97%

PRA Recent Earnings

ProAssurance Corporation (PRA) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 7/12 qtrs (58%)●Beat Revenue 9/12 qtrs (75%)
Q2 2026Latest
May 5, 2026
Metric
Actual
Est
EPS
$0.25+0.0%
$0.25
Rev
$224M+3.1%
$217M
Q1 2026
Feb 23, 2026
Metric
Actual
Est
EPS
$0.82+272.7%
$0.22
Rev
$232M+0.6%
$231M
Q4 2025
Nov 4, 2025
Metric
Actual
Est
EPS
$0.15-46.4%
$0.28
Rev
$275M+5.3%
$261M
Q3 2025
Aug 5, 2025
Metric
Actual
Est
EPS
$0.52+173.7%
$0.19
Rev
$277M+4.1%
$266M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMay 5, 2026
$0.25vs $0.25+0.0%
$224Mvs $217M+3.1%
Q1 2026Feb 23, 2026
$0.82vs $0.22+272.7%
$232Mvs $231M+0.6%
Q4 2025Nov 4, 2025
$0.15vs $0.28-46.4%
$275Mvs $261M+5.3%
Q3 2025Aug 5, 2025
$0.52vs $0.19+173.7%
$277Mvs $266M+4.1%
Based on last 12 quarters of dataView full earnings history →

PRA Peer Comparison

ProAssurance Corporation (PRA) competitors in Specialty and excess surplus insurers — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
Institutional Holdings
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
HCI logoHCIHCI Group, Inc.Direct Competitor2.13B163.636.5820.21%32.64%30.81%0.06
PLMR logoPLMRPalomar Holdings, Inc.Direct Competitor2.96B111.7015.5858.16%20.15%21.74%0.01
ACGL logoACGLArch Capital Group Ltd.Direct Competitor32.48B91.187.8514.27%22.07%19.02%0.11
RLI logoRLIRLI Corp.Direct Competitor4.88B53.0912.186.33%20.8%22%0.06
MMC logoMMCMarsh & McLennan Companies, Inc.Product Competitor85.27B174.0621.287.57%15.6%26.87%1.62
AJG logoAJGArthur J. Gallagher & Co.Product Competitor55.03B214.0637.2320.66%10.72%6.5%0.60
HIG logoHIGThe Hartford Financial Services Group, Inc.Product Competitor35.27B128.259.637.1%14.13%22.01%0.23
CNA logoCNACNA Financial CorporationProduct Competitor12.04B44.529.495.1%8.95%11.94%0.26

Compare PRA vs Peers

ProAssurance Corporation (PRA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs HCI

Most directly comparable listed peer for PRA.

Scale Benchmark

vs UNH

Larger-name benchmark to compare PRA against a more recognizable public peer.

Peer Set

Compare Top 5

vs HCI, PLMR, ACGL, RLI

PRA Income Statement

ProAssurance Corporation (PRA) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Revenue
858.12M877.08M1.01B886.86M1.08B1.1B1.13B1.13B1.1B1.08B
Revenue Growth %
-2.04%2.21%15.14%-12.18%21.26%2.45%2.6%-0.2%-2.67%-3.16%
Medical Costs & Claims
564.91M697.71M869.25M772.01M862.85M909.94M935.31M874.87M665.42M541.83M
Medical Cost Ratio %
65.83%79.55%86.07%87.05%80.23%82.59%82.74%77.55%60.6%50.2%
Gross Profit
293.21M▲ 0%
179.37M▼ 38.8%
140.65M▼ 21.6%
114.85M▼ 18.3%
212.58M▲ 85.1%
191.86M▼ 9.7%
195.11M▲ 1.7%
253.34M▲ 29.8%
432.61M▲ 70.8%
274.81M▲ 0%
Gross Margin %
34.17%20.45%13.93%12.95%19.77%17.41%17.26%22.45%39.4%25.46%
Gross Profit Growth %
-14.86%-38.82%-21.59%-18.34%85.1%-9.75%1.69%29.84%70.77%-
Operating Expenses
164.58M150.35M169.45M331.9M65.97M198.08M234.26M190.26M360.54M268.94M
OpEx / Revenue %
19.18%17.14%16.78%37.42%6.13%17.98%20.72%16.86%32.84%24.92%
Depreciation & Amortization
28.8M21.25M18.66M21.38M37.25M38.06M26.02M17.75M13.69M9.87M
Combined Ratio %
85.01%96.69%102.85%124.47%86.37%100.56%103.46%94.41%93.44%75.12%
Operating Income
128.62M▲ 0%
29.02M▼ 77.4%
-28.8M▼ 199.2%
-217.06M▼ 653.6%
146.61M▲ 167.5%
-6.22M▼ 104.2%
-39.15M▼ 529.8%
63.08M▲ 261.1%
72.07M▲ 14.3%
91.12M▲ 0%
Operating Margin %
14.99%3.31%-2.85%-24.47%13.63%-0.56%-3.46%5.59%6.56%8.44%
Operating Income Growth %
-27%-77.43%-199.24%-653.56%167.54%-104.24%-529.81%261.12%14.25%-
EBITDA
157.42M50.28M-10.14M-195.68M183.85M31.85M-13.13M80.83M85.76M100.99M
EBITDA Margin %
18.34%5.73%-1%-22.06%17.1%2.89%-1.16%7.16%7.81%9.36%
Interest Expense
16.84M16.12M16.64M15.5M19.72M20.37M23.15M22.34M20.84M20.77M
Non-Operating Income
-16.84M-16.12M-16.64M-15.5M-19.72M-20.37M-23.15M-22.34M-20.84M-15.68M
Pretax Income
128.62M▲ 0%
29.02M▼ 77.4%
-28.8M▼ 199.2%
-217.06M▼ 653.6%
146.61M▲ 167.5%
-6.22M▼ 104.2%
-39.15M▼ 529.8%
63.08M▲ 261.1%
72.07M▲ 14.3%
87.59M▲ 0%
Pretax Margin %
14.99%3.31%-2.85%-24.47%13.63%-0.56%-3.46%5.59%6.56%8.12%
Income Tax
21.36M-18.03M-29.81M-41.33M2.48M-5.81M-545K10.33M21.15M22.21M
Effective Tax Rate %
16.61%-62.13%103.49%19.04%1.69%93.53%1.39%16.38%29.35%25.36%
Net Income
107.26M▲ 0%
47.06M▼ 56.1%
1M▼ 97.9%
-175.73M▼ 17602.7%
144.12M▲ 182.0%
-402K▼ 100.3%
-38.6M▼ 9503.0%
52.74M▲ 236.6%
50.91M▼ 3.5%
65.2M▲ 0%
Net Margin %
12.5%5.37%0.1%-19.81%13.4%-0.04%-3.42%4.68%4.64%6.04%
Net Income Growth %
-29%-56.13%-97.87%-17602.69%182.02%-100.28%-9502.99%236.63%-3.47%54.14%
EPS (Diluted)
2.00▲ 0%
0.88▼ 56.0%
0.02▼ 97.9%
-3.26▼ 17626.9%
2.67▲ 181.9%
-0.01▼ 100.3%
-0.73▼ 9764.9%
1.03▲ 241.1%
0.99▼ 3.9%
1.26▲ 0%
EPS Growth %
-29.33%-56%-97.89%-17626.88%181.9%-100.28%-241.1%-3.88%50.35%
EPS (Basic)
2.010.880.02-3.262.67-0.01-0.731.030.99-
Diluted Shares Outstanding
53.61M53.75M53.84M53.91M54.06M54.14M52.79M51.27M51.67M51.81M

PRA Balance Sheet

ProAssurance Corporation (PRA) balance sheet — assets, liabilities & shareholders' equity

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Total Assets
4.93B4.6B4.81B4.65B6.19B5.7B5.63B5.57B5.45B5.41B
Asset Growth %
-2.68%-6.66%4.45%-3.14%33.01%-7.94%-1.19%-1.02%-2.28%-9.74%
Total Investment Assets
503.55M466.14M3.42B3.42B8.7B4.42B420.78M4.4B4.44B4M
Long-Term Investments
503.55M466.14M3.29B3.27B4.64B512.69M420.78M376.56M349.71M1.41B
Short-Term Investments
002.63B2.8B4.05B3.72B04.02B4.09B4.07B
Total Current Assets
134.5M80.47M004.93B0541.25M04.74B4.71B
Cash & Equivalents
134.5M80.47M175.37M215.78M143.6M29.96M65.9M54.88M36.49M14.05M
Receivables
00652.99M600.85M707.43M693.3M235.57M656.2M582.04M2.44B
Other Current Assets
00-3.5B-3.65B0-4.47B239.78M-4.58B00
Goodwill & Intangibles
293.73M287.52M281.48M115.33M122.95M116.41M65.8M59.7M111.44M456.78M
Goodwill
210.72M210.72M210.72M49.61M49.61M49.61M5.5M5.5M5.5M5.5M
Intangible Assets
83M76.8M70.76M65.72M73.34M66.8M60.31M54.2M105.94M107.95M
PP&E (Net)
0021.07M19.01M19.59M18.99M46.03M16.51M13.82M13.16M
Other Assets
72.81M155.74M-3.59B-3.41B0-648.09M3.9B-452.78M106.16M105.04M
Total Liabilities
3.33B3.08B3.29B3.31B4.76B4.6B4.52B4.37B4.1B4.08B
Total Debt
411.81M287.76M307.87M304.83M445.83M446.99M444.31M442.26M435.06M433.28M
Net Debt
277.32M207.29M132.5M89.05M302.23M417.03M378.41M387.38M398.57M419.23M
Long-Term Debt
410.42M287.76M285.82M284.71M424.99M426.98M427.13M299.87M295.42M294.31M
Short-Term Debt
0000003.29M125M125M125M
Total Current Liabilities
000022.63M02.96B3.83B3.56B3.57B
Accounts Payable
37.73M55.61M52.95M40M22.63M28.51M24.02M27.29M14.42M20.67M
Deferred Revenue
0-1.45M000422.95M0418.76M403.88M444.23M
Other Current Liabilities
-351.94M-151.22M-125.39M-108.86M0-451.46M2.93B3.26B3.02B2.98B
Deferred Taxes
1000K000001000K000
Other Liabilities
2.91B2.79B-307.87M-304.83M4.32B226.38M619.18M226.52M226.3M197.76M
Total Equity
1.59B▲ 0%
1.52B▼ 4.5%
1.51B▼ 0.7%
1.35B▼ 10.8%
1.43B▲ 5.9%
1.1B▼ 22.7%
1.11B▲ 0.7%
1.2B▲ 8.1%
1.35B▲ 12.3%
1.34B▲ 0%
Equity Growth %
-11.34%-4.5%-0.73%-10.76%5.87%-22.71%0.72%8.07%12.26%39.33%
Shareholders Equity
1.59B1.52B1.51B1.35B1.43B1.1B1.11B1.2B1.35B1.34B
Minority Interest
0000000000
Retained Earnings
1.61B1.57B1.51B1.3B1.43B1.42B1.38B1.43B1.49B1.49B
Common Stock
628K630K631K632K633K634K636K638K640K642K
Accumulated OCI
14.91M-16.91M36.95M75.23M16.28M-298.61M-204.49M-172.39M-81.05M-98.98M
Return on Equity (ROE)
6.32%3.02%0.07%-12.28%10.38%-0.03%-3.48%4.56%3.99%4.95%
Return on Assets (ROA)
2.15%0.99%0.02%-3.72%2.66%-0.01%-0.68%0.94%0.92%1.19%
Equity / Assets
32.35%33.1%31.46%28.99%23.07%19.37%19.74%21.56%24.77%24.72%
Debt / Equity
0.26x0.19x0.20x0.23x0.31x0.40x0.40x0.37x0.32x0.32x
Book Value per Share
29.7528.3428.0825.0326.4220.3921.0723.4426.1125.84
Tangible BV per Share
24.2722.9922.8522.8924.1518.2419.8222.2823.9523.65

PRA Cash Flow Statement

ProAssurance Corporation (PRA) cash flow — operating, investing & free cash flow history

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Cash from Operations
173.39M177.26M148.17M92.34M73.97M-29.84M-49.88M-10.71M-25.62M-14.01M
Operating CF Growth %
-3.13%2.24%-16.42%-37.68%-19.9%-140.34%-67.17%78.52%-139.1%-5347.13%
Operating CF / Revenue %
20.21%20.21%14.67%10.41%6.88%-2.71%-4.41%-0.95%-2.33%-1.3%
Net Income
107.26M47.06M1M-175.73M144.12M-402K-38.6M52.74M50.91M65.2M
Depreciation & Amortization
28.8M21.25M18.66M21.38M37.25M38.06M26.02M17.75M13.69M9.87M
Stock-Based Compensation
10.62M5.32M3.53M3.84M4.39M4.83M5.25M6.2M7.85M6.06M
Deferred Taxes
0-11.82M-28.64M-21.15M1.32M-6.62M-1.77M12.82M16.79M16.78M
Other Non-Cash Items
-3.68M61.09M-25.26M203.07M-126.01M58.79M41.17M-4.28M11.27M12.24M
Working Capital Changes
30.39M54.37M178.87M60.93M12.9M-124.5M-81.94M-95.96M-126.13M-115.69M
Cash from Investing
200.28M214.9M50.52M-8.48M-85.53M-62M141.14M10.67M19.44M15.33M
Capital Expenditures
0-9.64M-9.59M-7.48M-3.84M-4.35M-4.79M-9.02M-3.6M-2.87M
Acquisitions
-42.69M-70.82M216.7M000039.68M19.38M-924K
Purchase of Investments
-915.35M-1.05B-770.19M0-1.51B-681.25M-464.94M-798.44M-924.07M-132.22M
Sale/Maturity of Investments
1.11B1.07B597.59M01.35B656.2M586.17M778.45M907.45M129.95M
Other Investing
50.35M282.18M16M-1.01M78.31M-32.59M24.69M020.27M21.39M
Cash from Financing
-356.51M-446.19M-103.79M-43.45M-60.62M-21.8M-55.31M-10.97M-12.2M-13.87M
Dividends Paid
-315.23M-316.48M-93.2M-38.66M-10.76M-10.77M-5.38M000
Share Repurchases
0-1M0-2.35M-10.38M-3.25M-50.49M00-1.2M
Stock Issued
0002.35M10.38M008K00
Debt Issuance (Net)
-1000K-1000K-1000K-1000K-1000K00-1000K-1000K-3M
Other Financing
-4.75M-5.31M-9.14M-935K-3.38M-7.79M552K-6.29M-5.95M-7.98M
Net Change in Cash
17.15M▲ 0%
-54.02M▼ 415.0%
94.9M▲ 275.7%
40.41M▼ 57.4%
-72.18M▼ 278.6%
-113.64M▼ 57.4%
35.94M▲ 131.6%
-11.02M▼ 130.7%
-18.39M▼ 66.9%
-29.49M▲ 0%
Exchange Rate Effect
0000000000
Cash at Beginning
117.35M134.5M80.47M175.37M215.78M143.6M29.96M65.9M54.88M36.49M
Cash at End
134.5M80.47M175.37M215.78M143.6M29.96M65.9M54.88M36.49M14.05M
Free Cash Flow
162.9M▲ 0%
167.63M▲ 2.9%
138.58M▼ 17.3%
84.86M▼ 38.8%
70.13M▼ 17.4%
-34.19M▼ 148.8%
-54.67M▼ 59.9%
-19.73M▲ 63.9%
-29.22M▼ 48.1%
-16.88M▲ 0%
FCF Growth %
-3.07%2.9%-17.33%-38.76%-17.36%-148.76%-59.9%63.91%-48.08%11.54%
FCF Margin %
18.98%19.11%13.72%9.57%6.52%-3.1%-4.84%-1.75%-2.66%-1.56%
FCF per Share
3.043.122.571.571.3-0.63-1.04-0.38-0.57-0.33

PRA Key Ratios

ProAssurance Corporation (PRA) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric201720182019202020212022202320242025TTM
Combined Ratio
85.01%96.69%102.85%124.47%86.37%100.56%103.46%94.41%93.44%75.12%
Medical Cost Ratio
65.83%79.55%86.07%87.05%80.23%82.59%82.74%77.55%60.6%50.2%
Return on Equity (ROE)
6.32%3.02%0.07%-12.28%10.38%-0.03%-3.48%4.56%3.99%4.95%
Return on Assets (ROA)
2.15%0.99%0.02%-3.72%2.66%-0.01%-0.68%0.94%0.92%1.19%
Equity / Assets
32.35%33.1%31.46%28.99%23.07%19.37%19.74%21.56%24.77%24.72%
Book Value / Share
29.7528.3428.0825.0326.4220.3921.0723.4426.1125.84
Debt / Equity
0.26x0.19x0.20x0.23x0.31x0.40x0.40x0.37x0.32x0.32x
Revenue Growth
-2.04%2.21%15.14%-12.18%21.26%2.45%2.6%-0.2%-2.67%-3.16%
Related:PRA Dividend History·PRA Revenue History·PRA Price History·PRA P/E History·PRA Financial Ratios·PRA Institutional Holders

PRA SEC Filings & Documents

ProAssurance Corporation (PRA) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

May 5, 2026·SEC

Material company update

Feb 23, 2026·SEC

Material company update

Dec 8, 2025·SEC

10-K Annual Reports

4
FY 2026

Feb 23, 2026·SEC

FY 2025

Feb 24, 2025·SEC

FY 2024

Feb 27, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

May 5, 2026·SEC

FY 2025

Nov 4, 2025·SEC

FY 2025

Aug 5, 2025·SEC

PRA Frequently Asked Questions

ProAssurance Corporation (PRA) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

ProAssurance Corporation (PRA) saw revenue decline by 2.7% over the past year.

Yes, ProAssurance Corporation (PRA) is profitable, generating $65.2M in net income for fiscal year 2025 (4.6% net margin).

Dividend & Returns

ProAssurance Corporation (PRA) has a return on equity (ROE) of 4.0%. This is below average, suggesting room for improvement.

Industry Metrics

ProAssurance Corporation (PRA) has a combined ratio of 93.4%. A ratio below 100% indicates underwriting profitability.

What if you invested $1,000 in PRA back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →

How much would $100/month in PRA be worth today?

Dollar cost averaging calculator · DCA vs lump sum

Calculate →