Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 9.90 | 8.79 | 11.62 | 8.09 | 8.75 | 7.95 | 8.27 | 31.73 | 20.49 | 14.76 | 12.06 | 10.47 | 7.44 | 5.07 | 5.15 | 6.68 | 5.67 | 5.97 | 6.46 | 7.94 | 8.29 |
| — | +10.6% | +40.4% | -74.5% | -57.3% | -46.1% | -31.4% | +203.0% | +175.5% | +191.0% | +134.3% | +56.7% | +31.3% | -15.1% | -20.3% | -15.8% | -31.7% | -27.0% | -28.5% | -1.3% | +20.8% | |
| P/S Ratio | 3.18 | 3.01 | 3.55 | 2.64 | 2.74 | 2.54 | 2.14 | 2.58 | 3.19 | 3.40 | 3.15 | 2.98 | 2.73 | 2.00 | 1.65 | 2.02 | 2.41 | 2.39 | 2.51 | 3.11 | 3.57 |
| — | +18.5% | +66.1% | +2.5% | -14.2% | -25.3% | -32.2% | -13.4% | +17.0% | +70.0% | +91.4% | +47.0% | +13.1% | -16.5% | -34.4% | -34.8% | -32.5% | -29.0% | -28.6% | +9.4% | +56.5% | |
| P/B Ratio | 0.84 | 0.83 | 0.88 | 0.69 | 0.68 | 0.64 | 0.59 | 0.57 | 0.72 | 0.81 | 0.68 | 0.65 | 0.71 | 0.48 | 0.45 | 0.60 | 0.82 | 0.84 | 0.86 | 1.00 | 1.11 |
| — | +29.1% | +48.5% | +20.3% | -6.3% | -20.4% | -12.7% | -12.2% | +2.3% | +67.2% | +49.4% | +9.6% | -14.1% | -42.7% | -47.4% | -40.4% | -26.3% | -23.0% | -20.8% | +8.5% | +56.7% | |
| P/FCF | 8.28 | — | 5.27 | 4.72 | 7.57 | 47.15 | 3.55 | 9.65 | 5.31 | 4.25 | 7.51 | 17.88 | — | 2.40 | 3.16 | 4.53 | 4.54 | 3.89 | 8.43 | 3.59 | 4.08 |
| — | — | +48.5% | -51.1% | +42.5% | +1010.4% | -52.8% | -46.0% | — | +76.6% | +137.7% | +294.7% | — | -38.2% | -62.5% | +26.4% | +11.3% | +15.0% | +58.7% | +288.4% | +119.7% | |
| EV / EBITDA | 11.35 | 8.19 | 8.99 | 6.42 | 10.75 | 6.25 | 7.52 | 17.48 | 15.96 | 9.00 | 8.48 | 7.04 | 3.13 | 4.87 | 4.84 | 7.02 | 6.79 | 6.99 | 6.34 | 7.04 | 3.70 |
| — | +31.1% | +19.6% | -63.2% | -32.6% | -30.6% | -11.4% | +148.2% | +409.3% | +85.0% | +75.3% | +0.3% | -53.8% | -30.4% | -23.7% | -0.2% | +83.4% | +6.4% | +62.5% | +51.6% | -38.6% | |
| EV / EBIT | 17.17 | 8.19 | 8.99 | 7.33 | 12.58 | 7.28 | 8.81 | 29.55 | 23.36 | 11.16 | 10.47 | 8.49 | 3.57 | 5.83 | 5.61 | 8.10 | 7.40 | 7.77 | 7.26 | 8.04 | 4.22 |
| — | +12.5% | +2.0% | -75.2% | -46.1% | -34.7% | -15.8% | +247.9% | +554.7% | +91.6% | +86.6% | +4.8% | -51.8% | -25.0% | -22.7% | +0.8% | +75.3% | +2.2% | +57.1% | +45.0% | -38.3% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 92.0% | 98.6% | 100.0% | 100.6% | 98.1% | 98.1% | 93.3% | 76.3% | 79.1% | 89.1% | 98.0% | 100.0% | 101.3% | 95.4% | 98.9% | 94.5% | 95.6% | 95.7% | 97.7% | 99.0% | 98.3% |
| — | +0.6% | +7.1% | +31.8% | +24.1% | +10.1% | -4.7% | -23.7% | -21.9% | -6.6% | -0.9% | +5.8% | +5.9% | -0.4% | +1.2% | -4.6% | -2.7% | -1.2% | -0.5% | +3.4% | +8.0% | |
| Operating Margin | 32.6% | 45.6% | 42.5% | 45.2% | 39.5% | 40.7% | 36.1% | 11.2% | 17.6% | 31.6% | 35.6% | 39.9% | 51.7% | 39.8% | 45.1% | 42.6% | 61.3% | 55.5% | 55.3% | 56.1% | 61.7% |
| — | +12.0% | +17.8% | +302.9% | +124.0% | +28.9% | +1.4% | -71.9% | -65.9% | -20.6% | -21.1% | -6.3% | -15.7% | -28.3% | -18.5% | -24.1% | -0.6% | -4.3% | +0.0% | +9.8% | +29.4% | |
| Net Margin | 24.7% | 34.3% | 30.6% | 32.5% | 31.5% | 31.2% | 26.1% | 8.0% | 15.3% | 23.1% | 26.4% | 28.4% | 36.5% | 27.9% | 31.8% | 30.1% | 42.6% | 40.1% | 38.9% | 39.0% | 43.0% |
| — | +10.0% | +17.5% | +304.1% | +106.2% | +34.8% | -1.2% | -71.7% | -58.2% | -17.2% | -17.0% | -5.4% | -14.3% | -30.4% | -18.3% | -22.9% | -1.0% | -3.0% | -0.1% | +11.3% | +28.9% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 6.2% | 2.4% | 1.9% | 2.1% | 2.0% | 2.0% | 1.8% | 0.4% | 0.9% | 1.4% | 1.4% | 1.6% | 2.4% | 1.7% | 2.2% | 2.2% | 3.7% | 3.6% | 3.3% | 3.1% | 3.4% |
| — | +20.2% | +4.7% | +376.5% | +127.6% | +43.5% | +28.5% | -71.3% | -63.8% | -18.9% | -35.8% | -30.0% | -35.2% | -52.5% | -34.0% | -28.6% | +8.3% | +4.4% | +9.8% | +9.2% | +29.5% | |
| ROA | 0.8% | 0.3% | 0.2% | 0.3% | 0.2% | 0.2% | 0.2% | 0.1% | 0.1% | 0.2% | 0.2% | 0.2% | 0.3% | 0.2% | 0.3% | 0.3% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% |
| — | +21.2% | +3.9% | +370.3% | +120.0% | +37.3% | +23.2% | -71.9% | -63.2% | -14.4% | -30.1% | -25.6% | -33.6% | -50.8% | -31.0% | -22.9% | +15.2% | +6.2% | +9.9% | +0.2% | +17.5% | |
| ROIC | 3.7% | 1.5% | 1.3% | 1.4% | 1.2% | 1.2% | 1.1% | 0.3% | 0.4% | 0.8% | 0.9% | 1.0% | 1.5% | 1.0% | 1.3% | 1.3% | 2.1% | 1.9% | 1.9% | 1.9% | 2.0% |
| — | +25.2% | +10.1% | +405.9% | +168.0% | +41.7% | +29.6% | -72.5% | -71.2% | -19.0% | -31.6% | -18.8% | -26.6% | -44.2% | -31.3% | -34.0% | +0.5% | -6.1% | +6.2% | +5.1% | +22.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.60 | 0.56 | 0.60 | 0.55 | 0.60 | 0.57 | 0.66 | 0.63 | 0.72 | 0.72 | 0.62 | 0.62 | 0.62 | 0.74 | 0.74 | 0.89 | 0.90 | 0.96 | 1.00 | 0.78 | 0.77 |
| — | -1.5% | -9.8% | -13.9% | -16.2% | -21.0% | +6.8% | +2.8% | +16.3% | -2.7% | -16.0% | -30.6% | -31.3% | -23.4% | -26.5% | +14.4% | +16.1% | +21.2% | +22.2% | -6.8% | +23.3% | |
| Debt / EBITDA | 6.18 | 17.72 | 22.68 | 16.19 | 21.11 | 18.83 | 22.57 | 59.94 | 49.24 | 30.81 | 26.23 | 23.29 | 16.19 | 25.59 | 20.47 | 24.52 | 15.77 | 17.71 | 18.46 | 15.04 | 14.10 |
| — | -5.9% | +0.5% | -73.0% | -57.1% | -38.9% | -14.0% | +157.3% | +204.1% | +20.4% | +28.2% | -5.0% | +2.7% | +44.5% | +10.9% | +63.0% | +11.9% | +21.7% | +14.0% | -10.5% | -5.3% | |
| Current Ratio | 0.13 | 0.16 | 0.20 | 0.19 | 0.13 | 0.18 | 0.19 | 0.20 | 0.12 | 0.21 | 0.19 | 0.20 | 0.16 | 0.22 | 0.21 | 0.18 | 0.13 | 0.15 | 0.20 | 0.19 | 0.26 |
| — | -10.8% | +6.5% | -4.9% | +12.3% | -12.8% | -0.8% | -1.6% | -28.1% | -2.5% | -10.8% | +10.4% | +22.9% | +46.2% | +5.1% | -4.2% | -49.0% | -25.4% | -28.3% | -20.9% | +74.4% | |
| Quick Ratio | 0.13 | 0.16 | 0.20 | 0.19 | 0.13 | 0.18 | 0.19 | 0.20 | 0.12 | 0.21 | 0.19 | 0.20 | 0.16 | 0.22 | 0.21 | 0.18 | 0.13 | 0.15 | 0.20 | 0.19 | 0.26 |
| — | -10.8% | +6.5% | -4.9% | +12.3% | -12.8% | -0.8% | -1.6% | -28.1% | -2.5% | -10.8% | +10.4% | +22.9% | +46.2% | +5.1% | -4.2% | -49.0% | -25.4% | -28.3% | -20.9% | +74.4% | |
| Interest Coverage | 0.39 | 0.61 | 0.52 | 0.60 | 0.46 | 0.47 | 0.48 | 0.12 | 0.18 | 0.32 | 0.34 | 0.38 | 0.59 | 0.43 | 0.62 | 0.79 | 1.85 | 3.10 | 4.19 | 4.14 | 4.30 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying RBB stock.
RBB Bancorp's current P/E is 9.9x. The average P/E over the last 4 quarters is 9.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
RBB Bancorp's current operating margin is 32.6%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking RBB Bancorp's business trajectory between earnings reports.