Rhinebeck Bancorp, Inc. (RBKB) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 11.19M | 11.83M | 12.04M | 11.49M | 11.04M | 10.5M | 9.7M | 9.14M | 8.81M | 9.14M | 9.66M | 9.3M |
| NII Growth % | 1.42% | 12.67% | 24.09% | 25.77% | 25.25% | 14.83% | 0.42% | -1.75% | -10.66% | -6.3% | -12.97% | -14.42% |
| Net Interest Margin % | 0.87% | 0.91% | 0.91% | 0.9% | 0.88% | 0.84% | 0.77% | 0.72% | 0.68% | 0.7% | 0.73% | 0.7% |
| Interest Income | 16.61M | 17.72M | 17.76M | 16.75M | 16.64M | 16.31M | 16.04M | 15.78M | 15.55M | 15.58M | 15.53M | 14.94M |
| Interest Expense | 5.42M | 5.89M | 5.72M | 5.26M | 5.6M | 5.81M | 6.34M | 6.64M | 6.74M | 6.44M | 5.88M | 5.64M |
| Loan Loss Provision | 71K | 503K | 904K | -101K | 353K | 1.38M | 889K | 447K | 83K | 230K | 910K | -452K |
| Non-Interest Income | 1.47M | 1.68M | 1.94M | 1.6M | 1.75M | -2.51M | -10.03M | 1.51M | 1.61M | 1.39M | 1.65M | 1.34M |
| Non-Interest Income % | 8.11% | 8.65% | 9.85% | 8.73% | 9.52% | -18.21% | -166.8% | 8.76% | 9.37% | 8.17% | 9.58% | 8.23% |
| Total Revenue | 18.08M | 19.4M | 19.7M | 18.36M | 18.39M | 13.79M | 6.01M | 17.29M | 17.16M | 16.97M | 17.18M | 16.28M |
| Revenue Growth % | -1.7% | 40.63% | 227.66% | 6.17% | 7.17% | -18.71% | -65.01% | 6.22% | 7.51% | 15.79% | 23.22% | 22.93% |
| Non-Interest Expense | 9.74M | 10.08M | 9.73M | 9.71M | 9.51M | 9.94M | 9.08M | 8.95M | 8.89M | 9.11M | 8.81M | 9.27M |
| Efficiency Ratio | 53.87% | 51.95% | 49.38% | 52.88% | 51.7% | 72.08% | 151.05% | 51.75% | 51.84% | 53.69% | 51.31% | 56.95% |
| Operating Income | 2.85M | 2.93M | 3.34M | 3.49M | 2.93M | -3.34M | -10.3M | 1.26M | 1.44M | 1.19M | 1.58M | 1.82M |
| Operating Margin % | 15.77% | 15.09% | 16.97% | 19% | 15.92% | -24.19% | -171.31% | 7.27% | 8.4% | 7.02% | 9.19% | 11.19% |
| Operating Income Growth % | -2.6% | 187.71% | 132.46% | 177.49% | 102.98% | -380.18% | -752.25% | -30.97% | 40.96% | 3.03% | -41.56% | -28.28% |
| Pretax Income | 2.85M | 2.93M | 3.34M | 3.49M | 2.93M | -3.34M | -10.3M | 1.26M | 1.44M | 1.19M | 1.58M | 1.82M |
| Pretax Margin % | 15.77% | 15.09% | 16.97% | 19% | 15.92% | -24.19% | -171.31% | 7.27% | 8.4% | 7.02% | 9.19% | 11.19% |
| Income Tax | 635K | 591K | 648K | 762K | 639K | -683K | -2.24M | 282K | 321K | 261K | 343K | 390K |
| Effective Tax Rate % | 22.27% | 20.19% | 19.38% | 21.85% | 21.83% | 20.47% | 21.72% | 22.43% | 22.26% | 21.91% | 21.72% | 21.42% |
| Net Income | 2.22M | 2.34M | 2.69M | 2.73M | 2.29M | -2.65M | -8.06M | 975K | 1.12M | 930K | 1.24M | 1.43M |
| Net Margin % | 12.26% | 12.04% | 13.68% | 14.85% | 12.44% | -19.24% | -134.1% | 5.64% | 6.53% | 5.48% | 7.19% | 8.79% |
| Net Income Growth % | -3.15% | 188.02% | 133.43% | 179.59% | 104.1% | -385.38% | -752.27% | -31.87% | 40.48% | 15.1% | -41.34% | -29.47% |
| Net Income (Continuing) | 2.22M | 2.34M | 2.69M | 2.73M | 2.29M | -2.65M | -8.06M | 975K | 1.12M | 930K | 1.24M | 1.43M |
| EPS (Diluted) | 0.20 | 0.21 | 0.25 | 0.25 | 0.21 | -0.25 | -0.75 | 0.09 | 0.10 | 0.09 | 0.11 | 0.13 |
| EPS Growth % | -4.76% | 184% | 133.33% | 177.47% | 110% | -389.02% | -781.82% | -30.69% | 42.86% | 23.57% | -42.11% | -27.78% |
| EPS (Basic) | 0.20 | 0.22 | 0.25 | 0.25 | 0.21 | -0.25 | -0.75 | 0.09 | 0.10 | 0.09 | 0.12 | 0.13 |
| Diluted Shares Outstanding | 10.98M | 10.96M | 10.96M | 10.95M | 10.92M | 10.77M | 10.76M | 10.82M | 10.84M | 10.75M | 10.76M | 10.88M |