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RZB logoReinsurance Group of America, Incorporated (RZB) Earnings History

Annual and quarterly earnings data from 2006 to 2025

TTM Net Income
$1.18B
Profitable
TTM EPS
$17.64
Diluted
YoY EPS Growth
+64.9%
Excellent
Net Margin
5.0%
Profitability
Operating Margin6.5%
Gross Margin28.3%
ROE9.7%
ROA0.9%
Highest Annual Net Income$1.82B (2017)
Highest Quarterly EPS$18.49 (Q4 2017)
Consecutive Profitable Years20 years
Q4 2025
Net Income$463M
EPS$6.92
QoQ Growth+83.0%Excellent

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RZB EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+64.9%
Excellent
3-Year
+32.3%
Excellent
5-Year
+22.9%
Excellent
10-Year
+9.0%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

RZB Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202528.3%6.5%5.0%
2024100.0%99.7%3.2%
2023100.0%99.8%4.9%
202293.8%5.6%3.2%
2021100.1%4.9%3.7%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Reinsurance Group of America, Incorporated (RZB) Earnings Overview

As of May 7, 2026, Reinsurance Group of America, Incorporated (RZB) reported trailing twelve-month net income of $1.18B, reflecting +64.9% year-over-year growth. The company earned $17.64 per diluted share over the past four quarters, with a net profit margin of 5.0%.

Looking at the long-term picture, RZB's 5-year EPS compound annual growth rate (CAGR) stands at +22.9%, indicating exceptional earnings growth. The company achieved its highest annual net income of $1.82B in fiscal 2017.

Reinsurance Group of America, Incorporated maintains positive profitability with a gross margin of 28.3%, operating margin of 6.5%, and net margin of 5.0%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including MET ($3.38B net income, 4.4% margin), PRU ($3.48B net income, 5.9% margin), LNC ($2.11B net income, 18.2% margin), RZB has outperformed on profitability metrics. Compare RZB vs MET →

RZB Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
RZB logoRZBCurrent
$1.2B$17.645.0%9.7%+64.9%—
MET logoMET
$3.4B$5.084.4%11.9%-19.2%
PRU logoPRU
$3.5B$9.955.9%10.9%+36.3%
LNC logoLNC
$2.1B$10.8518.2%43.2%+474.2%
GL logoGL
$1.2B$14.3619.4%20.6%+17.8%
CNO logoCNO
$222M$2.285.1%8.9%-37.2%
Best in group
Lowest in group

RZB Historical Earnings Data (2006–2025)

20 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$1.18B+64.9%$1.54B$17.695.0%6.5%
2024$717M-20.5%$22.05B$10.733.2%99.7%
2023$902M+74.5%$18.52B$13.444.9%99.8%
2022$517M-16.2%$909M$7.643.2%5.6%
2021$617M+48.7%$823M$9.033.7%4.9%
2020$415M-52.3%$740M$6.312.8%5.1%
2019$870M+21.5%$1.33B$13.886.1%9.3%
2018$716M-60.7%$1.02B$11.005.6%7.9%
2017$1.82B+159.8%$1.32B$27.7114.6%10.5%
2016$701M+39.7%$1.21B$10.796.1%10.5%

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RZB — Frequently Asked Questions

Quick answers to the most common questions about buying RZB stock.

Is RZB growing earnings?

RZB EPS is $17.64, with earnings growth accelerating to +64.9%. This exceeds the 5-year CAGR of +22.9%. TTM net income reached $1.2B.

What are RZB's profit margins?

Reinsurance Group of America, Incorporated net margin is +5.0%, with operating margin at +6.5%. Below-average margins reflect competitive or cost pressures.

How consistent are RZB's earnings?

RZB earnings data spans 2006-2025. The accelerating earnings trend is +64.9% YoY. Historical data enables comparison across business cycles.

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RZB Earnings Over Time (2014–2025)

Net income and EPS trends