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Saratoga Investment Corp 8.50%(SAZ)Earnings, Financials & Key Ratios
SAZ•NYSE•Banking & Credit
$25.73
$415M mkt cap·12.7× P/E·Price updated May 6, 2026
AboutSaratoga Investment Corp. (NYSE: SAR) is a publicly traded business development company (BDC) that provides customized financing solutions for middle market companies located in the United States. Saratoga’s senior investment professionals have over 200 years of combined experience investing in more than $4 billion in middle market businesses.Show more
- Net Interest Income$85M+5.4%
- Total Revenue$94M+35.4%
- Net Income$28M+214.4%
- Return on Equity7.36%+195.5%
- Net Interest Margin7.17%+5.4%
- Efficiency Ratio10.77%-13.6%
- ROA2.36%+199.4%
- Equity / Assets32.95%+6.0%
- Book Value per Share28.22-3.4%
- Tangible BV/Share28.22-3.4%
- Debt/Equity1.99-8.3%
SAZ Key Insights
Saratoga Investment Corp 8.50% (SAZ) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 8/9
- ✓Strong NIM of 7.2%
- ✓Efficient operations: 10.8% efficiency ratio
- ✓Momentum leader: RS Rating 95 (top 5%)
- ✓Well capitalized: 33.0% equity/assets
- ✓Trading near 52-week high
✗Weaknesses
- ✗Profits declining 12.8% over 5 years
- ✗Dividend payout exceeds 100% of earnings
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
SAZ Price & Volume
Saratoga Investment Corp 8.50% (SAZ) stock price & volume — 10-year historical chart
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SAZ Growth Metrics
Saratoga Investment Corp 8.50% (SAZ) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years15.65%
5 Years3.76%
3 Years6.72%
TTM-
Profit CAGR
10 Years9.82%
5 Years-12.81%
3 Years-15%
TTM13.12%
EPS CAGR
10 Years-0.1%
5 Years-19.51%
3 Years-20.3%
TTM-1.46%
Return on Capital
10 Years4.6%
5 Years3.34%
3 Years2.16%
Last Year2.7%
SAZ Recent Earnings
Saratoga Investment Corp 8.50% (SAZ) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 3/12 qtrs (27%)●Beat Revenue 9/12 qtrs (82%)
Q1 2026Latest
Jan 7, 2026EPS
$0.61
Est $0.59
+3.7%
Revenue
$32M
Est $31M
+2.3%
Q4 2025
Oct 7, 2025EPS
$0.58
Est $0.66
-12.3%
Revenue
$31M
Est $32M
-5.1%
Q3 2025
Jul 8, 2025EPS
$0.91
Est $0.72
+26.8%
Revenue
$35M
Est $32M
+8.8%
Q2 2025
May 7, 2025EPS
$2.07
Est $0.70
-394.1%
Revenue
$38M
Est $33M
+17.1%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Jan 7, 2026 | $0.61vs $0.59+3.7% | $32Mvs $31M+2.3% |
| Q4 2025 | Oct 7, 2025 | $0.58vs $0.66-12.3% | $31Mvs $32M-5.1% |
| Q3 2025 | Jul 8, 2025 | $0.91vs $0.72+26.8% | $35Mvs $32M+8.8% |
| Q2 2025 | May 7, 2025 | $2.07vs $0.70-394.1% | $38Mvs $33M+17.1% |
Based on last 12 quarters of dataView full earnings history →
SAZ Peer Comparison
Saratoga Investment Corp 8.50% (SAZ) competitors in Direct Lending and Credit Vehicles — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 SAR | 365.04M | 22.50 | 9.74 | 1334.06% | ||||
 GBDC | 3.47B | 13.31 | 9.37 | 42.5% | 5.24% | 1.23 | ||
 ARCC | 13.76B | 19.16 | 10.30 | 32.87% | 8.11% | 1.12 | ||
 FSCO | 1.04B | 5.23 | 5.51 | -17.44% | 13.47% | 0.32 | ||
 PFLT | 913.8M | 9.21 | 12.79 | 2.2% | 3.23% | 1.65 | ||
 TPVG | 225.54M | 5.57 | 4.57 | 36.55% | 13.09% | 1.33 | ||
 SLRC | 761.04M | 13.95 | 8.21 | 24.76% | 7.31% | 1.15 | ||
 BBDC | 963.3M | 9.20 | 9.48 | 19% | 8.69% | 1.23 |
Compare SAZ vs Peers
Saratoga Investment Corp 8.50% (SAZ) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
SAZ Income Statement
Saratoga Investment Corp 8.50% (SAZ) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Feb'17 | Feb'18 | Feb'19 | Feb'20 | Feb'21 | Feb'22 | Feb'23 | Feb'24 | Feb'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 19.49M | 24.2M | 30.24M | 33.9M | 38.14M | 38.62M | 53.09M | 81.12M | 85.49M | 70.86M |
| NII Growth % | 5.82% | 24.15% | 24.95% | 12.12% | 12.51% | 1.27% | 37.44% | 52.8% | 5.39% | -84.52% |
| Net Interest Margin % | 6.12% | 6.72% | 6.42% | 6.39% | 6.44% | 4.41% | 4.92% | 6.81% | 7.17% | 5.92% |
| Interest Income | 29.38M | 35.14M | 43.36M | 48.58M | 51.73M | 58.51M | 86.59M | 130.3M | 137.55M | 120.52M |
| Interest Expense | 9.89M | 10.94M | 13.13M | 14.68M | 13.59M | 19.88M | 33.5M | 49.18M | 52.06M | 49.66M |
| Loan Loss Provision | -127 | 346 | 282 | 389 | -201 | 307 | -489 | 101 | 0 | 0 |
| Non-Interest Income | -2.34M | -1.76M | -5.45M | 29.71M | -11.82M | 18.96M | -16.73M | -60.75M | -43.39M | -18.75M |
| Non-Interest Income % | -8.66% | -5.26% | -14.37% | 37.95% | -29.61% | 24.47% | -23.96% | -87.36% | -46.08% | -18.42% |
| Total Revenue | 27.04M▲ 0% | 33.38M▲ 23.5% | 37.91M▲ 13.6% | 78.29M▲ 106.5% | 39.91M▼ 49.0% | 77.46M▲ 94.1% | 69.85M▼ 9.8% | 69.55M▼ 0.4% | 94.16M▲ 35.4% | 101.77M▲ 0% |
| Revenue Growth % | 11.46% | 23.46% | 13.57% | 106.51% | -49.02% | 94.09% | -9.83% | -0.44% | 35.4% | 13.24% |
| Non-Interest Expense | 5.72M | 4.78M | 5.54M | 7.26M | 6.38M | 9.06M | 9.6M | 8.66M | 10.14M | 10.92M |
| Efficiency Ratio | 21.14% | 14.32% | 14.6% | 9.28% | 16% | 11.7% | 13.74% | 12.46% | 10.77% | 10.73% |
| Operating Income | 11.43M▲ 0% | 17.66M▲ 54.5% | 19.25M▲ 9.0% | 56.35M▲ 192.7% | 19.94M▼ 64.6% | 48.52M▲ 143.3% | 26.76M▼ 44.9% | 11.7M▼ 56.3% | 31.97M▲ 173.2% | 41.19M▲ 0% |
| Operating Margin % | 42.28% | 52.92% | 50.77% | 71.97% | 49.96% | 62.63% | 38.31% | 16.82% | 33.95% | 40.48% |
| Operating Income Growth % | -2.78% | 54.51% | 8.97% | 192.72% | -64.61% | 143.32% | -44.85% | -56.27% | 173.22% | - |
| Pretax Income | 11.43M▲ 0% | 17.66M▲ 54.5% | 19.25M▲ 9.0% | 56.35M▲ 192.7% | 19.94M▼ 64.6% | 48.52M▲ 143.3% | 26.76M▼ 44.9% | 11.7M▼ 56.3% | 31.97M▲ 173.2% | 41.19M▲ 0% |
| Pretax Margin % | 42.28% | 52.92% | 50.77% | 71.97% | 49.96% | 62.63% | 38.31% | 16.82% | 33.95% | 40.48% |
| Income Tax | 44.77K | -14.74K | 739.72K | 607.65K | 5.16M | 2.78M | 2.08M | 2.77M | 3.88M | 2.65M |
| Effective Tax Rate % | 0.39% | -0.08% | 3.84% | 1.08% | 25.89% | 5.73% | 7.78% | 23.64% | 12.14% | 6.44% |
| Net Income | 11.39M▲ 0% | 17.68M▲ 55.3% | 18.51M▲ 4.7% | 55.74M▲ 201.1% | 14.78M▼ 73.5% | 45.74M▲ 209.5% | 24.68M▼ 46.0% | 8.93M▼ 63.8% | 28.09M▲ 214.4% | 38.54M▲ 0% |
| Net Margin % | 42.12% | 52.96% | 48.82% | 71.19% | 37.02% | 59.04% | 35.33% | 12.85% | 29.83% | 37.87% |
| Net Income Growth % | -2.22% | 55.25% | 4.7% | 201.14% | -73.49% | 209.5% | -46.05% | -63.8% | 214.38% | 13.12% |
| Net Income (Continuing) | 11.39M | 17.68M | 18.51M | 55.74M | 14.78M | 45.74M | 24.68M | 8.93M | 28.09M | 38.54M |
| EPS (Diluted) | 1.98▲ 0% | 2.93▲ 48.0% | 2.63▼ 10.2% | 5.98▲ 127.4% | 1.32▼ 77.9% | 3.99▲ 202.3% | 2.06▼ 48.4% | 0.71▼ 65.5% | 2.02▲ 184.5% | 2.39▲ 0% |
| EPS Growth % | -5.26% | 47.98% | -10.24% | 127.38% | -77.93% | 202.27% | -48.37% | -65.53% | 184.51% | -1.46% |
| EPS (Basic) | 1.98 | 2.93 | 2.63 | 5.98 | 1.32 | 3.99 | 2.06 | 0.71 | 2.02 | - |
| Diluted Shares Outstanding | 5.74M | 6.02M | 7.05M | 9.32M | 11.19M | 11.46M | 11.96M | 12.67M | 13.91M | 16.11M |
SAZ Balance Sheet
Saratoga Investment Corp 8.50% (SAZ) balance sheet — assets, liabilities & shareholders' equity
| Line item | Feb'17 | Feb'18 | Feb'19 | Feb'20 | Feb'21 | Feb'22 | Feb'23 | Feb'24 | Feb'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 9.31M | 3.93M | 30.8M | 24.6M | 18.83M | 47.26M | 65.75M | 8.69M | 148.22M | 437.74M |
| Cash & Due from Banks | 9.31M | 3.93M | 30.8M | 24.6M | 18.83M | 47.26M | 65.75M | 8.69M | 148.22M | 52.3M |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 250.53M | 342.69M | 402.02M | 485.63M | 554.31M | 817.57M | 972.59M | 1.14B | 978.08M | 0 |
| Investments Growth % | -7.61% | 36.79% | 17.31% | 20.8% | 14.14% | 47.49% | 18.96% | 17.09% | -14.11% | -225.73% |
| Long-Term Investments | 250.53M | 342.69M | 402.02M | 485.63M | 554.31M | 817.57M | 972.59M | 1.14B | 978.08M | 1.95B |
| Accounts Receivables | 3.72M | 3.28M | 5.96M | 5.08M | 6.98M | 5.55M | 8.52M | 10.64M | 7.79M | 9.17M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 55.09M | 10.43M | 31.89M | 15.55M | 12.03M | 5.87M | 31.3M | 33.08M | 57.46M | 1.14B |
| Total Current Assets | 13.03M | 7.21M | 36.76M | 29.68M | 25.81M | 52.8M | 74.27M | 19.33M | 156.01M | 61.47M |
| Total Non-Current Assets | 305.63M | 353.13M | 433.91M | 501.18M | 566.35M | 823.43M | 1B | 1.17B | 1.04B | 1.14B |
| Total Assets | 318.65M▲ 0% | 360.34M▲ 13.1% | 470.67M▲ 30.6% | 530.87M▲ 12.8% | 592.15M▲ 11.5% | 876.24M▲ 48.0% | 1.08B▲ 23.0% | 1.19B▲ 10.5% | 1.19B▲ 0.0% | 1.2B▲ 0% |
| Asset Growth % | 8% | 13.08% | 30.62% | 12.79% | 11.54% | 47.98% | 23.04% | 10.49% | 0.03% | -2.51% |
| Return on Assets (ROA) | 3.71% | 5.21% | 4.45% | 11.13% | 2.63% | 6.23% | 2.53% | 0.79% | 2.36% | 3.22% |
| Accounts Payable | 3.62M | 3.93M | 4.84M | 3.95M | 4.4M | 3.6M | 5.12M | 4.92M | 5.59M | 6.74M |
| Total Debt | 181.48M | 206.49M | 277.15M | 204.88M | 274.05M | 498.88M | 711.13M | 803.67M | 781.82M | 764.68M |
| Net Debt | 172.17M | 202.56M | 246.35M | 180.28M | 255.22M | 451.62M | 645.38M | 794.98M | 633.6M | 712.39M |
| Long-Term Debt | 181.48M | 206.49M | 277.15M | 204.88M | 274.05M | 498.88M | 711.13M | 803.67M | 781.82M | 764.68M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 6.26M | 6.23M | 7.81M | 17.75M | 9.52M | 17.98M | 14.96M | 12.39M | 11.47M | 12.33M |
| Total Current Liabilities | 3.62M | 3.93M | 4.84M | 3.95M | 4.4M | 3.6M | 5.12M | 4.92M | 5.59M | 6.74M |
| Total Non-Current Liabilities | 187.74M | 212.72M | 284.96M | 222.63M | 283.57M | 516.86M | 726.08M | 816.06M | 793.29M | 777.02M |
| Total Liabilities | 191.36M | 216.64M | 289.8M | 226.58M | 287.97M | 520.46M | 731.2M | 820.98M | 798.88M | 783.76M |
| Total Equity | 127.29M▲ 0% | 143.69M▲ 12.9% | 180.88M▲ 25.9% | 304.29M▲ 68.2% | 304.19M▼ 0.0% | 355.78M▲ 17.0% | 346.96M▼ 2.5% | 370.22M▲ 6.7% | 392.67M▲ 6.1% | 413.21M▲ 0% |
| Equity Growth % | 1.71% | 12.88% | 25.88% | 68.23% | -0.03% | 16.96% | -2.48% | 6.71% | 6.06% | 34.37% |
| Equity / Assets (Capital Ratio) | 39.95% | 39.88% | 38.43% | 57.32% | 51.37% | 40.6% | 32.18% | 31.08% | 32.95% | 34.52% |
| Return on Equity (ROE) | 9.02% | 13.05% | 11.41% | 22.98% | 4.86% | 13.86% | 7.02% | 2.49% | 7.36% | 9.33% |
| Book Value per Share | 22.18 | 23.85 | 25.67 | 32.65 | 27.19 | 31.05 | 29.00 | 29.22 | 28.22 | 25.65 |
| Tangible BV per Share | 22.18 | 23.85 | 25.67 | 32.65 | 27.19 | 31.05 | 29.00 | 29.22 | 28.22 | 25.65 |
| Common Stock | 5.79K | 6.26K | 7.66K | 11.22K | 11.16K | 12.13K | 11.89K | 13.65K | 15.18K | 16.14K |
| Additional Paid-in Capital | 190.48M | 188.98M | 203.55M | 289.48M | 304.87M | 328.06M | 321.89M | 371.08M | 412.91M | 437.09M |
| Retained Earnings | -27.74M | -27.86M | -22.69M | 14.8M | -700.35K | 27.71M | 25.05M | -870.75K | -20.26M | -23.9M |
| Accumulated OCI | 0 | -17.43M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
SAZ Cash Flow Statement
Saratoga Investment Corp 8.50% (SAZ) cash flow — operating, investing & free cash flow history
| Line item | Feb'17 | Feb'18 | Feb'19 | Feb'20 | Feb'21 | Feb'22 | Feb'23 | Feb'24 | Feb'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 6.74M | -30.78M | -39.98M | -15.14M | -62.35M | -203.13M | -130.37M | -157.21M | 197.54M | 197.54M |
| Operating CF Growth % | 136.15% | -556.65% | -29.9% | 62.12% | -311.67% | -225.81% | 35.82% | -20.58% | 225.66% | -498.48% |
| Net Income | 11.39M | 17.68M | 18.51M | 55.74M | 14.78M | 45.74M | 24.68M | 8.93M | 28.09M | 38.54M |
| Depreciation & Amortization | 829.48M | 990.03M | 1.19M | 1.34M | 1.37M | 4.42B | 3.59M | 0 | 5.03M | 7.01B |
| Deferred Taxes | 0 | 0 | -1.03M | 0 | 0 | -673.65K | 0 | 0 | 0 | -87.24M |
| Other Non-Cash Items | -835.65M | -1.04B | -57.56M | -81.42M | -67.98M | -4.68B | -151.87M | -159.99M | 162.61M | -6.88B |
| Working Capital Changes | 1.53M | 587.24K | -1.09M | 9.2M | -10.52M | 10.46M | -6.76M | -6.15M | 1.81M | -3.92M |
| Cash from Investing | 7.03B | -41.39B | -198.66B | -19.89B | -78.08B | -55.08B | 2.25B | 0 | 0 | -38.45M |
| Purchase of Investments | -154.52B | -107.7B | -378.52B | -230B | -220.78B | -302.31B | -122.08B | -246.1B | -28.99B | -111.8B |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 4M |
| Net Investment Activity | -154.52B | -107.7B | -378.52B | -230B | -220.78B | -302.31B | -122.08B | -246.1B | -28.99B | -111.8B |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 215.83B | -110.64B | -13.08B |
| Cash from Financing | 8.31M | 22.47M | 88.3M | -7.5M | 52.81M | 226.09M | 173.58M | 101.64M | -33.32M | -65.08M |
| Dividends Paid | -6.79M | -9.01M | -12.01M | -17M | -11.27M | -18.16M | -22.67M | -32.05M | -40.75M | -10.55B |
| Share Repurchases | -3.33M | 0 | 0 | 0 | -3.61M | -2.55M | -10.82M | -2.16M | 0 | 0 |
| Stock Issued | 0 | 7.84M | 32.15M | 85.9M | 0 | 26.84M | 0 | 49.01M | 32.75M | 15.75M |
| Net Stock Activity | -3.33M | 7.84M | 32.15M | 85.9M | -3.61M | 24.29M | -10.82M | 46.86M | 32.75M | 15.75M |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | -1000K | -4M |
| Other Financing | -3.23M | -1.28M | -2.88M | -1.95M | -3.75K | -10.79M | -10.68M | -5.17M | 2.35M | 10.51B |
| Net Change in Cash | 15.05M▲ 0% | -8.31M▼ 155.2% | 48.32M▲ 681.4% | -22.64M▼ 146.9% | -9.54M▲ 57.9% | 22.96M▲ 340.7% | 43.21M▲ 88.2% | -55.57M▼ 228.6% | 164.22M▲ 395.5% | -80.61M▲ 0% |
| Exchange Rate Effect | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | -1000K | 0 | 0 | 0 |
| Cash at Beginning | 7.03M | 22.09M | 13.78M | 62.09M | 39.45M | 29.92M | 52.87M | 96.08M | 40.51M | 200.8M |
| Cash at End | 22.09M | 13.78M | 62.09M | 39.45M | 29.92M | 52.87M | 96.08M | 40.51M | 204.72M | 169.56M |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 6.74M▲ 0% | -30.78M▼ 556.7% | -39.98M▼ 29.9% | -15.14M▲ 62.1% | -62.35M▼ 311.7% | -203.13M▼ 225.8% | -130.37M▲ 35.8% | -157.21M▼ 20.6% | 197.54M▲ 225.7% | 22.92M▲ 0% |
| FCF Growth % | 136.15% | -556.65% | -29.9% | 62.12% | -311.67% | -225.81% | 35.82% | -20.58% | 225.66% | -89.99% |
SAZ Banking Ratios
Saratoga Investment Corp 8.50% (SAZ) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 9.02% | 13.05% | 11.41% | 22.98% | 4.86% | 13.86% | 7.02% | 2.49% | 7.36% | 9.33% |
| Return on Assets (ROA) | 3.71% | 5.21% | 4.45% | 11.13% | 2.63% | 6.23% | 2.53% | 0.79% | 2.36% | 3.22% |
| Net Interest Margin | 6.12% | 6.72% | 6.42% | 6.39% | 6.44% | 4.41% | 4.92% | 6.81% | 7.17% | 5.92% |
| Efficiency Ratio | 21.14% | 14.32% | 14.6% | 9.28% | 16% | 11.7% | 13.74% | 12.46% | 10.77% | 10.73% |
| Equity / Assets | 39.95% | 39.88% | 38.43% | 57.32% | 51.37% | 40.6% | 32.18% | 31.08% | 32.95% | 34.52% |
| Book Value / Share | 22.18 | 23.85 | 25.67 | 32.65 | 27.19 | 31.05 | 29 | 29.22 | 28.22 | 25.65 |
| NII Growth | 5.82% | 24.15% | 24.95% | 12.12% | 12.51% | 1.27% | 37.44% | 52.8% | 5.39% | -21.75% |
| Dividend Payout | 59.59% | 50.98% | 64.9% | 30.5% | 76.24% | 39.7% | 91.85% | 358.79% | 145.08% | 27370.29% |
SAZ SEC Filings & Documents
Saratoga Investment Corp 8.50% (SAZ) SEC filings — annual & quarterly reports (10-K, 10-Q)
SAZ Frequently Asked Questions
Saratoga Investment Corp 8.50% (SAZ) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Saratoga Investment Corp 8.50% (SAZ) grew revenue by 35.4% over the past year. This is strong growth.
Yes, Saratoga Investment Corp 8.50% (SAZ) is profitable, generating $38.5M in net income for fiscal year 2025 (29.8% net margin).
Dividend & Returns
Yes, Saratoga Investment Corp 8.50% (SAZ) pays a dividend with a yield of 11.38%. This makes it attractive for income-focused investors.
Saratoga Investment Corp 8.50% (SAZ) has a return on equity (ROE) of 7.4%. This is below average, suggesting room for improvement.
Industry Metrics
Saratoga Investment Corp 8.50% (SAZ) has a net interest margin (NIM) of 7.2%. This indicates healthy earnings from lending activities.
Saratoga Investment Corp 8.50% (SAZ) has an efficiency ratio of 10.8%. This is excellent, indicating strong cost control.
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Saratoga Investment Corp 8.50% (SAZ) financial analysis — history, returns, DCA and operating performance tools
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