Seacoast Banking Corporation of Florida (SBCF) Earnings History
Profitable35 years of earnings data (1991–2025) · Positive TTM net income
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Seacoast Banking Corporation of Florida (SBCF) Earnings Overview
As of November 8, 2026, Seacoast Banking Corporation of Florida (SBCF) reported trailing twelve-month net income of $186M, reflecting +11.3% year-over-year growth. The company earned $1.91 per diluted share over the past four quarters, with a net profit margin of 24.7%.
Looking at the long-term picture, SBCF's 5-year EPS compound annual growth rate (CAGR) stands at +1.9%, reflecting modest earnings expansion. The company achieved its highest annual net income of $145M in fiscal 2025, representing a new all-time high.
Seacoast Banking Corporation of Florida maintains industry-leading profitability with a gross margin of 91.3%, operating margin of 31.8%, and net margin of 24.7%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including SFBS ($342M net income, 49.2% margin), FCNCA ($2.39B net income, 23.1% margin), IBCP ($72M net income, 30.4% margin), SBCF has room to improve margins relative to the peer group. Compare SBCF vs SFBS →
SBCF Earnings vs Peers
Earnings metrics vs comparable public companies
SBCF Historical Earnings Data (1991–2025)
35 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $145M | +19.7% | $187M | $1.58 | 24.7% | 31.8% |
| 2024 | $121M | +16.3% | $156M | $1.42 | 23.5% | 30.2% |
| 2023 | $104M | -2.3% | $134M | $1.23 | 18.3% | 23.7% |
| 2022 | $107M | -14.4% | $138M | $1.66 | 24.6% | 32.0% |
| 2021 | $124M | +60.0% | $159M | $2.18 | 35.9% | 45.8% |
| 2020 | $78M | -21.2% | $101M | $1.44 | 24.0% | 31.0% |
| 2019 | $99M | +46.8% | $129M | $1.90 | 32.9% | 42.8% |
| 2018 | $67M | +56.9% | $88M | $1.38 | 25.7% | 33.5% |
| 2017 | $43M | +46.8% | $79M | $0.99 | 18.3% | 33.7% |
| 2016 | $29M | +31.9% | $44M | $0.78 | 16.5% | 24.9% |
| 2015 | $22M | +288.7% | $36M | $0.66 | 15.7% | 25.2% |
| 2014 | $6M | -89.0% | $10M | $0.21 | 5.7% | 10.3% |
| 2013 | $52M | +7422.4% | $12M | $2.44 | 58.6% | 13.1% |
| 2012 | $-710,000 | -110.6% | $-710,000 | $-0.25 | -0.8% | -0.8% |
| 2011 | $7M | +120.1% | $7M | $0.15 | 8.1% | 8.1% |
| 2010 | -$33M | +77.4% | -$33M | $-2.40 | -44.6% | -44.6% |
| 2009 | -$147M | -221.7% | -$159M | $-23.40 | -149.7% | -161.7% |
| 2008 | -$46M | -566.9% | -$68M | $-12.05 | -45.7% | -67.8% |
| 2007 | $10M | -59.1% | $14M | $2.55 | 9.4% | 13.6% |
| 2006 | $24M | +14.9% | $37M | $6.40 | 21.1% | 32.5% |
| 2005 | $21M | +39.1% | $32M | $6.20 | 22.4% | 34.9% |
| 2004 | $15M | +6.5% | $23M | $4.75 | 20.9% | 32.3% |
| 2003 | $14M | -8.3% | $21M | $4.45 | 21.9% | 33.5% |
| 2002 | $15M | +8.2% | $25M | $4.41 | 23.6% | 38.6% |
| 2001 | $14M | +16.9% | $23M | $4.48 | 23.0% | 38.1% |
| 2000 | $12M | +3.3% | $20M | $3.80 | 21.9% | 35.8% |
| 1999 | $12M | +21.9% | $19M | $3.64 | 21.1% | 34.1% |
| 1998 | $10M | +29.7% | $15M | $2.79 | 18.3% | 28.9% |
| 1997 | $7M | -15.9% | $12M | $0.65 | 15.1% | 23.9% |
| 1996 | $9M | +12.8% | $14M | $0.78 | 18.9% | 29.4% |
| 1995 | $8M | +25.8% | $12M | $0.69 | 19.5% | 29.9% |
| 1994 | $6M | -13.9% | $9M | $0.66 | 19.1% | 28.6% |
| 1993 | $7M | +18.0% | $10M | $0.76 | 20.6% | 29.8% |
| 1992 | $6M | +84.8% | $9M | $0.67 | 16.5% | 24.6% |
| 1991 | $3M | - | $5M | $0.42 | 11.2% | 15.6% |
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SBCF — Frequently Asked Questions
Quick answers to the most common questions about buying SBCF stock.
What is SBCF earnings per share (EPS)?
SBCF trailing twelve-month (TTM) diluted EPS is $1.91, reflecting +11.3% year-over-year growth. The 5-year EPS CAGR is +1.9%. Complete EPS history from 1991 to 2025 is available in the table on this page.
What is Seacoast Banking Corporation of Florida's net income?
Seacoast Banking Corporation of Florida (SBCF) trailing twelve-month net income is $186M as of 2025. Earnings grew +11.3% year-over-year. Seacoast Banking Corporation of Florida has been profitable for 13 consecutive years.
Is SBCF profitable?
Yes, SBCF is profitable with a TTM net income of $186M and a net profit margin of +24.7%. Seacoast Banking Corporation of Florida has generated profits for 13 consecutive years.
What is SBCF's earnings growth rate?
SBCF compound annual EPS growth rates (CAGR): 1-Year: +11.3%, 3-Year: -1.6%, 5-Year: +1.9%, 10-Year: +9.1%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1991 to 2025.
What are SBCF's profit margins?
Seacoast Banking Corporation of Florida net profit margin is +24.7%, operating margin is +31.8%, and gross margin is +91.3%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +5.5%.
Is SBCF growing earnings?
SBCF is growing earnings steadily. YoY EPS growth of +11.3% is consistent with the 5-year CAGR of +1.9%. TTM net income is $186M.
What was SBCF's best earnings year?
Seacoast Banking Corporation of Florida's highest annual net income on record is $145M, achieved in fiscal year 2025. Earnings history on this page spans 1991 to 2025 and includes all annual and quarterly figures.
What were SBCF's earnings last quarter?
SBCF's most recent reported quarter was Q3 2026. Net income was $60M with diluted EPS of $0.55. For a full breakdown of all quarters, see the quarterly earnings table on this page.