Seacoast Banking Corporation of Florida (SBCF) Earnings History
Annual and quarterly earnings data from 1991 to 2025
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SBCF EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
SBCF Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 61.6% | 21.4% | 16.7% |
| 2024 | 61.6% | 19.3% | 15.0% |
| 2023 | 68.8% | 17.5% | 13.5% |
| 2022 | 90.7% | 30.9% | 23.8% |
| 2021 | 100.3% | 44.7% | 35.0% |
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Seacoast Banking Corporation of Florida (SBCF) Earnings Overview
As of May 6, 2026, Seacoast Banking Corporation of Florida (SBCF) reported trailing twelve-month net income of $145M, reflecting +11.3% year-over-year growth. The company earned $1.33 per diluted share over the past four quarters, with a net profit margin of 16.7%.
Looking at the long-term picture, SBCF's 5-year EPS compound annual growth rate (CAGR) stands at +1.9%, reflecting modest earnings expansion. The company achieved its highest annual net income of $145M in fiscal 2025, representing a new all-time high.
Seacoast Banking Corporation of Florida maintains industry-leading profitability with a gross margin of 61.6%, operating margin of 21.4%, and net margin of 16.7%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including SFBS ($277M net income, 27.2% margin), FCNCA ($2.21B net income, 15.2% margin), IBCP ($69M net income, 21.7% margin), SBCF has room to improve margins relative to the peer group. Compare SBCF vs SFBS →
SBCF Earnings vs Peers
Earnings metrics vs comparable public companies
SBCF Historical Earnings Data (1991–2025)
35 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $145M | +19.7% | $187M | $1.58 | 16.7% | 21.4% |
| 2024 | $121M | +16.3% | $156M | $1.42 | 15.0% | 19.3% |
| 2023 | $104M | -2.3% | $134M | $1.23 | 13.5% | 17.5% |
| 2022 | $107M | -14.4% | $138M | $1.66 | 23.8% | 30.9% |
| 2021 | $124M | +60.0% | $159M | $2.18 | 35.0% | 44.7% |
| 2020 | $78M | -21.2% | $101M | $1.44 | 22.3% | 28.9% |
| 2019 | $99M | +46.8% | $129M | $1.90 | 28.5% | 37.1% |
| 2018 | $67M | +56.9% | $88M | $1.38 | 23.1% | 30.0% |
| 2017 | $43M | +46.8% | $79M | $0.99 | 17.1% | 31.7% |
| 2016 | $29M | +31.9% | $44M | $0.78 | 15.7% | 23.7% |
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Start ComparisonSBCF — Frequently Asked Questions
Quick answers to the most common questions about buying SBCF stock.
Is SBCF growing earnings?
SBCF EPS stands at $1.33, with +11.3% growth matching the 5-year CAGR of +1.9%. TTM net income is $145M. Earnings trajectory remains consistent.
What are SBCF's profit margins?
Seacoast Banking Corporation of Florida net margin is +16.7%, with operating margin at +21.4%. Above-average margins indicate pricing power.
How consistent are SBCF's earnings?
SBCF earnings data spans 1991-2025. The current earnings trend is +11.3% YoY. Historical data enables comparison across business cycles.