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Seacoast Banking Corporation of Florida (SBCF) Total Return Calculator with Dividends Reinvested

Seacoast Banking Corporation of Florida

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The total return for Seacoast Banking Corporation of Florida (SBCF) stock is +32.21% over the past 12 months. So far it's down 0.19% this year. The 5-year total return is -10.49%, meaning $10,000 invested in SBCF stock 5 years ago would be worth $8,951 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in SBCF 1 year ago, it would be worth $13,306 today — you'd have gained $3,306 with dividends reinvested.

With Dividends Reinvested$13,306+33.06%

Price Only (No DRIP)$12,975+29.75%

Dividend Boost+$3324 payments · +3.32% extra

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in SBCF

1Y$13,221+$3,221 (+32.2%)32.2% CAGR

3Y$16,905+$6,905 (+69.1%)19.1% CAGR

5Y$8,951-$1,049 (-10.5%)-2.2% CAGR

10Y$22,212+$12,212 (+122.1%)8.3% CAGR

15Y$41,113+$31,113 (+311.1%)9.9% CAGR

20Y$3,029-$6,971 (-69.7%)-5.8% CAGR

30Y$18,095+$8,095 (+81.0%)2.0% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-06-13	$0.18	$24.91	+0.007226
2025-09-15	$0.18	$30.46	+0.005952
2025-12-15	$0.19	$32.69	+0.005889
2026-03-13	$0.19	$29.81	+0.006495

Loading SBCF total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	-0.19%	—	-0.79%	+0.60 pp	$9,981
1Y	+32.21%	32.21%	+29.16%	+3.05 pp	$13,221
3Y	+69.05%	19.13%	+58.06%	+10.99 pp	$16,905
5Y	-10.49%	-2.19%	-19.20%	+8.71 pp	$8,951
10Y	+122.12%	8.31%	+100.51%	+21.61 pp	$22,212
15Y	+311.13%	9.88%	+271.13%	+40.00 pp	$41,113
20Y	-69.71%	-5.80%	-77.38%	+7.67 pp	$3,029
30Y	+80.95%	2.00%	-6.44%	+87.40 pp	$18,095

Risk & Highlights

Best Year+72.26%2001

Worst Year-74.77%2009

Max Drawdown-16.79%2026-02-06 → 2026-03-18

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-0.95%	-1.55%	+0.6pp	+0.41%	-1.4pp
2025	+20.55%	+17.81%	+2.7pp	+16.64%	+3.9pp
2024	+0.64%	-1.92%	+2.6pp	+24.00%	-23.4pp
2023	-8.04%	-10.28%	+2.2pp	+24.81%	-32.9pp
2022	-11.36%	-13.14%	+1.8pp	-19.95%	+8.6pp

SBCF outperformed the S&P 500 by 0.89pp over the past year (+32.21% vs +31.32%).

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SBCF Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
SBCFSeacoast Banking Corporation of Florida	$3.1B	+1.8%	-0.2%	+32.2%	+3.0pp	+69.1%	-10.5%	+122.1%
SFBSServisFirst Bancshares, Inc.	$4.4B	+7.8%	+12.0%	+10.5%	+1.9pp	+79.1%	+27.7%	+254.7%
FCNCAFirst Citizens BancShares, Inc.	$23.1B	+3.3%	-7.7%	+12.5%	+0.5pp	+84.5%	+139.1%	+705.4%
IBCPIndependent Bank Corporation	$696M	+0.1%	+6.8%	+12.2%	+3.5pp	+129.8%	+63.0%	+185.0%
CVBFCVB Financial Corp.	$2.8B	+4.5%	+11.6%	+13.6%	+4.2pp	+95.0%	+11.9%	+67.4%
BUSEFirst Busey Corporation	$2.3B	+3.2%	+14.0%	+28.7%	+4.7pp	+69.8%	+22.2%	+78.2%
FULTFulton Financial Corporation	$4.2B	+4.9%	+12.9%	+31.9%	+4.3pp	+133.8%	+43.3%	+107.7%
WSFSWSFS Financial Corporation	$3.8B	+7.0%	+31.3%	+37.4%	+1.3pp	+135.5%	+43.1%	+128.7%
NBTBNBT Bancorp Inc.	$2.4B	+3.5%	+9.6%	+9.3%	+3.4pp	+54.5%	+29.5%	+102.2%
FFINFirst Financial Bankshares, Inc.	$4.6B	+7.3%	+9.2%	-2.5%	+2.2pp	+29.9%	-29.0%	+146.6%
BANFBancFirst Corporation	$3.8B	+4.0%	+8.0%	-3.5%	+1.6pp	+66.1%	+68.4%	+322.5%

Compare:SBCF vs SFBS SBCF vs FCNCA SBCF vs IBCP SBCF vs SFBS vs FCNCA

About SBCF Dividend Returns

Seacoast Banking Corporation of Florida (SBCF) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of SBCF over the past year?

Seacoast Banking Corporation of Florida (SBCF) delivered a total return of 32.21% over the past year when dividends are reinvested. The price-only return was 29.16%, meaning dividends contributed an additional 3.05 percentage points to total returns.

Q2How much would $10,000 invested in SBCF be worth today?

A $10,000 investment in Seacoast Banking Corporation of Florida one year ago would be worth $13,221 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $12,916. Dividend reinvestment added $305 to the portfolio value.

Q3Does SBCF pay dividends?

Yes, Seacoast Banking Corporation of Florida (SBCF) pays dividends. In the last year, SBCF paid approximately $0.74 per share in dividends (2.35% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did SBCF beat the S&P 500?

Yes, Seacoast Banking Corporation of Florida (SBCF) outperformed the S&P 500 by 0.89 percentage points over the past year. SBCF delivered a total return of 32.21%, compared to the S&P 500's 31.32%. This 0.89pp alpha means investors in SBCF earned more than a passive S&P 500 index fund.

Q5What is SBCF's worst drawdown?

Seacoast Banking Corporation of Florida (SBCF) experienced a maximum drawdown of -16.79% over the past year, declining from its peak on 2026-02-06 to its trough on 2026-03-18. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is SBCF's long-term total return over 10, 20, or 30 years?

Here are Seacoast Banking Corporation of Florida (SBCF)'s long-term returns with dividends reinvested. Over 10 years, the total return is 122.1% (8.3% CAGR) — $10,000 would have grown to $22,212. Over 20 years: -69.7% total return (-5.8% CAGR) — $10,000 → $3,029. Over 30 years: 81.0% total return (2.0% CAGR) — $10,000 → $18,095. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was SBCF's best and worst year?

Seacoast Banking Corporation of Florida's best calendar year was 2001 with a total return of 72.3%. Its worst year was 2009 with a total return of -74.8%. This range shows the volatility investors should expect — the difference between the best and worst year is 147.0 percentage points.