SB Financial Group, Inc. (SBFG) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 12.71M | 12.71M | 12.33M | 12.13M | 11.28M | 10.9M | 10.19M | 9.66M | 9.18M | 9.58M | 9.54M | 9.83M |
| NII Growth % | 12.71% | 16.66% | 21.09% | 25.56% | 22.86% | 13.7% | 6.82% | -1.73% | -11.08% | -12.07% | -8.57% | 2.46% |
| Net Interest Margin % | 0.79% | 0.82% | 0.82% | 0.82% | 0.75% | 0.79% | 0.73% | 0.72% | 0.69% | 0.71% | 0.72% | 0.73% |
| Interest Income | 19.31M | 19.27M | 18.81M | 18.47M | 17.37M | 16.85M | 16.55M | 15.65M | 15.3M | 15.13M | 14.8M | 14.41M |
| Interest Expense | 6.59M | 6.56M | 6.47M | 6.34M | 6.09M | 5.95M | 6.36M | 6M | 6.12M | 5.54M | 5.26M | 4.58M |
| Loan Loss Provision | 214K | 198K | 124K | 597K | 387K | -76K | 200K | 0 | 0 | -74K | -6K | 145K |
| Non-Interest Income | 4.71M | 3.71M | 4.24M | 5.05M | 4.11M | 4.56M | 4.12M | 4.39M | 3.95M | 5.53M | 4.16M | 4.36M |
| Non-Interest Income % | 19.62% | 16.14% | 18.41% | 21.47% | 19.12% | 21.29% | 19.95% | 21.89% | 20.52% | 26.78% | 21.96% | 23.24% |
| Total Revenue | 24.02M | 22.98M | 23.05M | 23.52M | 21.48M | 21.4M | 20.67M | 20.04M | 19.25M | 20.66M | 18.96M | 18.77M |
| Revenue Growth % | 11.83% | 7.36% | 11.52% | 17.34% | 11.57% | 3.62% | 9.03% | 6.78% | 10.07% | 24.07% | 19.94% | 23.9% |
| Non-Interest Expense | 11.93M | 11.24M | 11.5M | 11.85M | 12.41M | 11M | 11M | 10.67M | 10.28M | 10.37M | 10.48M | 10.34M |
| Efficiency Ratio | 49.66% | 48.91% | 49.88% | 50.4% | 57.78% | 51.41% | 53.23% | 53.25% | 53.41% | 50.2% | 55.28% | 55.09% |
| Operating Income | 5.28M | 4.98M | 4.96M | 4.73M | 2.59M | 4.53M | 3.11M | 3.37M | 2.85M | 4.82M | 3.22M | 3.71M |
| Operating Margin % | 21.99% | 21.68% | 21.5% | 20.1% | 12.05% | 21.15% | 15.03% | 16.84% | 14.8% | 23.33% | 17.01% | 19.75% |
| Operating Income Growth % | 103.98% | 10.07% | 59.56% | 40.1% | -9.13% | -6.08% | -3.66% | -8.96% | -3.98% | 10.93% | -21.14% | 6.99% |
| Pretax Income | 5.28M | 4.98M | 4.96M | 4.73M | 2.59M | 4.53M | 3.11M | 3.37M | 2.85M | 4.82M | 3.22M | 3.71M |
| Pretax Margin % | 21.99% | 21.68% | 21.5% | 20.1% | 12.05% | 21.15% | 15.03% | 16.84% | 14.8% | 23.33% | 17.01% | 19.75% |
| Income Tax | 985K | 1.06M | 910K | 875K | 431K | 892K | 752K | 261K | 481K | 937K | 537K | 631K |
| Effective Tax Rate % | 18.65% | 21.37% | 18.36% | 18.51% | 16.65% | 19.7% | 24.21% | 7.74% | 16.88% | 19.44% | 16.66% | 17.03% |
| Net Income | 4.3M | 3.92M | 4.05M | 3.85M | 2.16M | 3.63M | 2.35M | 3.11M | 2.37M | 3.88M | 2.69M | 3.08M |
| Net Margin % | 17.89% | 17.05% | 17.55% | 16.38% | 10.05% | 16.98% | 11.39% | 15.53% | 12.3% | 18.8% | 14.17% | 16.39% |
| Net Income Growth % | 99.07% | 7.79% | 71.88% | 23.74% | -8.87% | -6.39% | -12.39% | 1.24% | -3.35% | 9.91% | -19.6% | 8.5% |
| Net Income (Continuing) | 4.3M | 3.92M | 4.05M | 3.85M | 2.16M | 3.63M | 2.35M | 3.11M | 2.37M | 3.88M | 2.69M | 3.08M |
| EPS (Diluted) | 0.69 | 0.63 | 0.64 | 0.60 | 0.33 | 0.55 | 0.35 | 0.46 | 0.35 | 0.57 | 0.39 | 0.44 |
| EPS Growth % | 109.09% | 14.55% | 82.86% | 30.43% | -5.71% | -3.51% | -10.26% | 4.55% | 0% | 14% | -17.02% | 10% |
| EPS (Basic) | 0.69 | 0.63 | 0.64 | 0.60 | 0.33 | 0.56 | 0.35 | 0.46 | 0.35 | 0.57 | 0.40 | 0.45 |
| Diluted Shares Outstanding | 6.24M | 6.27M | 6.31M | 6.46M | 6.5M | 6.6M | 6.67M | 6.7M | 6.72M | 6.85M | 6.88M | 6.91M |