Southside Bancshares, Inc. (SBSI) Earnings History
Annual and quarterly earnings data from 1995 to 2025
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SBSI EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
SBSI Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 55.8% | 19.7% | 16.5% |
| 2024 | 55.8% | 23.5% | 19.4% |
| 2023 | 61.1% | 25.6% | 21.9% |
| 2022 | 85.1% | 40.7% | 35.7% |
| 2021 | 96.4% | 49.3% | 42.7% |
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Southside Bancshares, Inc. (SBSI) Earnings Overview
As of May 8, 2026, Southside Bancshares, Inc. (SBSI) reported trailing twelve-month net income of $71M, reflecting -21.6% year-over-year growth. The company earned $2.38 per diluted share over the past four quarters, with a net profit margin of 16.5%.
Looking at the long-term picture, SBSI's 5-year EPS compound annual growth rate (CAGR) stands at -1.5%, signaling declining earnings. The company achieved its highest annual net income of $113M in fiscal 2021.
Southside Bancshares, Inc. maintains industry-leading profitability with a gross margin of 55.8%, operating margin of 19.7%, and net margin of 16.5%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including FFIN ($243M net income, 30.2% margin), TCBI ($357M net income, 16.5% margin), BOKF ($537M net income, 15.6% margin), SBSI has room to improve margins relative to the peer group. Compare SBSI vs FFIN →
SBSI Earnings vs Peers
Earnings metrics vs comparable public companies
SBSI Historical Earnings Data (1995–2025)
31 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $69M | -21.8% | $83M | $2.29 | 16.5% | 19.7% |
| 2024 | $88M | +2.1% | $107M | $2.92 | 19.4% | 23.5% |
| 2023 | $87M | -17.5% | $101M | $2.82 | 21.9% | 25.6% |
| 2022 | $105M | -7.4% | $120M | $3.26 | 35.7% | 40.7% |
| 2021 | $113M | +38.0% | $131M | $3.47 | 42.7% | 49.3% |
| 2020 | $82M | +10.2% | $93M | $2.47 | 29.2% | 33.2% |
| 2019 | $75M | +0.6% | $88M | $2.20 | 26.4% | 31.1% |
| 2018 | $74M | +36.5% | $84M | $2.11 | 27.6% | 31.4% |
| 2017 | $54M | +10.1% | $70M | $1.81 | 24.6% | 31.9% |
| 2016 | $49M | +12.2% | $60M | $1.81 | 24.1% | 29.1% |
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Start ComparisonSBSI — Frequently Asked Questions
Quick answers to the most common questions about buying SBSI stock.
Is SBSI growing earnings?
SBSI EPS fell to $2.38, with earnings declining -21.6%. This contrasts with the 5-year CAGR of -1.5%. TTM net income dropped to $71M.
What are SBSI's profit margins?
Southside Bancshares, Inc. net margin is +16.5%, with operating margin at +19.7%. Above-average margins indicate pricing power.
How consistent are SBSI's earnings?
SBSI earnings data spans 1995-2025. The declining earnings trend is -21.6% YoY. Historical data enables comparison across business cycles.