SBSI trades 14.0% below Wall Street's consensus target of $35.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes SBSI achieves its forward estimates and maintains a stable P/E multiple of 9.3x. This scenario reflects the blended consensus of 8 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of September 24, 2026, Southside Bancshares, Inc. (SBSI) has a Wall Street consensus price target of $35.00, based on estimates from 8 covering analysts. With the stock currently trading at $30.71, this represents a potential upside of +14.0%. The company has a market capitalization of $914M.
Analyst price targets range from a low of $33.00 to a high of $37.00, representing a 11% spread in expectations. The median target of $35.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 0 analysts rating the stock as a Buy or Strong Buy,8 rating it Hold, and 0 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, SBSI trades at a trailing P/E of 13.4x and forward P/E of 9.3x. Analysts expect EPS to grow +29.2% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $37.29, with bear and bull scenarios of $23.49 and $49.13 respectively. Model confidence stands at 46/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 FFINFirst Financial Bankshares, Inc. | $4.6B | $31.92 | $35.33 | +10.7% | Hold | 15.6x | 16 |
 TCBITexas Capital Bancshares, Inc. | $4.1B | $94.17 | $109.00 | +15.7% | Hold | 12.8x | 39 |
 BOKFBOK Financial Corporation | $7.9B | $130.58 | $149.00 | +14.1% | Hold | 12.3x | 21 |
 IBOCInternational Bancshares Corporation | $4.3B | $69.11 | $85.00 | +23.0% | Buy | 10.8x | 1 |
 SFNCSimmons First National Corporation | $3.3B | $22.89 | $26.17 | +14.3% | Buy | 11.2x | 9 |
 HOMBHome Bancshares, Inc. | $5.8B | $28.84 | $33.25 | +15.3% | Hold | 11.5x | 19 |
 BANRBanner Corporation | $2.3B | $68.07 | $75.00 | +10.2% | Hold | 11.4x | 13 |
 CVBFCVB Financial Corp. | $3.2B | $22.01 | $26.67 | +21.2% | Hold | 14.6x | 16 |
 SRCE1st Source Corporation | $2.0B | $84.38 | $93.50 | +10.8% | Hold | 11.7x | 4 |
 NBTBNBT Bancorp Inc. | $2.6B | $50.48 | $56.67 | +12.3% | Hold | 12.1x | 10 |
Quick answers to the most common questions about buying SBSI stock.
Southside Bancshares, Inc. (SBSI) has a consensus 12-month price target of $35, implying 14.0% upside from $30.71. The 8 analysts covering SBSI see moderate appreciation potential.
SBSI has a consensus rating of "Hold" based on 8 Wall Street analysts. The rating breakdown is mixed, with 8 Hold ratings making up the largest segment. The consensus 12-month price target of $35 implies 14.0% upside from current levels.
With a forward P/E of 9.3457x, SBSI trades at a relatively low valuation. The consensus target of $35 implies 14.0% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $37 for SBSI, while the most conservative target is $33. The consensus of $35 represents the median expectation. Our quantitative valuation model projects a bull case target of $49 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
SBSI is moderately covered, with 8 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 0 have Buy ratings, 8 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month SBSI stock forecast based on 8 Wall Street analysts shows a consensus price target of $35, with estimates ranging from $33 (bear case) to $37 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $37, with bear/bull scenarios of $23/$49.
Our quantitative valuation model calculates SBSI's fair value at $37 (base case), with a bear case of $23 and bull case of $49. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 46/100.
SBSI trades at a forward P/E ratio of 9.3x based on next-twelve-months earnings estimates compared to a trailing P/E of 13.4x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are optimistic on SBSI, with a "Hold" consensus rating and $35 price target (14.0% upside). 0 of 8 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
SBSI analyst price targets range from $33 to $37, a 11% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $35 consensus represents the middle ground. Our model's $23-$49 range provides an independent fundamental perspective.
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