SBSI trades 2.7% below Wall Street's consensus target of $35.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes SBSI achieves its forward estimates and maintains a stable P/E multiple of 9.8x. This scenario reflects the blended consensus of 8 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of November 8, 2026, Southside Bancshares, Inc. (SBSI) has a Wall Street consensus price target of $35.00, based on estimates from 8 covering analysts. With the stock currently trading at $34.08, this represents a potential upside of +2.7%. The company has a market capitalization of $1.01B.
Analyst price targets range from a low of $33.00 to a high of $37.00, representing a 11% spread in expectations. The median target of $35.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 0 analysts rating the stock as a Buy or Strong Buy,8 rating it Hold, and 0 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, SBSI trades at a trailing P/E of 10.3x and forward P/E of 9.8x. Analysts expect EPS to grow +4.9% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $46.63, with bear and bull scenarios of $29.38 and $61.44 respectively. Model confidence stands at 47/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 FFINFirst Financial Bankshares, Inc. | $4.4B | $30.41 | $34.33 | +12.9% | Hold | 14.9x | 17 |
 TCBITexas Capital Bancshares, Inc. | $4.5B | $103.34 | $108.20 | +4.7% | Hold | 14.0x | 39 |
 BOKFBOK Financial Corporation | $7.9B | $129.48 | $145.00 | +12.0% | Hold | 12.1x | 21 |
 IBOCInternational Bancshares Corporation | $4.2B | $67.57 | $85.00 | +25.8% | Buy | 10.6x | 1 |
 SFNCSimmons First National Corporation | $3.4B | $23.34 | $25.88 | +10.9% | Buy | 11.2x | 9 |
 HOMBHome Bancshares, Inc. | $6.0B | $29.86 | $33.67 | +12.8% | Hold | 11.8x | 19 |
 BANRBanner Corporation | $2.4B | $70.09 | $75.25 | +7.4% | Hold | 11.9x | 13 |
 CVBFCVB Financial Corp. | $3.3B | $22.74 | $26.67 | +17.3% | Hold | 14.3x | 16 |
 SRCE1st Source Corporation | $2.1B | $86.94 | $96.00 | +10.4% | Hold | 11.4x | 4 |
 NBTBNBT Bancorp Inc. | $2.7B | $52.83 | $57.67 | +9.2% | Hold | 12.6x | 10 |
Quick answers to the most common questions about buying SBSI stock.
The consensus price target for SBSI is $35, close to the current price of $34.08 (2.7% implied move). Based on 8 analyst estimates, the stock appears fairly valued near current levels.
SBSI has a consensus rating of "Hold" based on 8 Wall Street analysts. The rating breakdown is mixed, with 8 Hold ratings making up the largest segment. The consensus 12-month price target of $35 implies 2.7% upside from current levels.
With a forward P/E of 9.81x, SBSI trades at a relatively low valuation. The consensus target of $35 implies 2.7% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $37 for SBSI, while the most conservative target is $33. The consensus of $35 represents the median expectation. Our quantitative valuation model projects a bull case target of $61 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
SBSI is moderately covered, with 8 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 0 have Buy ratings, 8 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month SBSI stock forecast based on 8 Wall Street analysts shows a consensus price target of $35, with estimates ranging from $33 (bear case) to $37 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $47, with bear/bull scenarios of $29/$61.
Our quantitative valuation model calculates SBSI's fair value at $47 (base case), with a bear case of $29 and bull case of $61. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 47/100.
SBSI trades at a forward P/E ratio of 9.8x based on next-twelve-months earnings estimates compared to a trailing P/E of 10.3x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
SBSI appears fairly valued according to analysts, with a "Hold" rating and minimal upside to the $35 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
SBSI analyst price targets range from $33 to $37, a 11% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $35 consensus represents the middle ground. Our model's $29-$61 range provides an independent fundamental perspective.
Live VCP patterns, Cup & Handle overlays, support/resistance, and AI trade plans.
High-probability breakout stocks crossing their pivot across 5 pattern engines.
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
Compare growth, multiples, and margins vs sector.