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SHFS logoSHF Holdings, Inc. (SHFS) Earnings History

Annual and quarterly earnings data from 2020 to 2024

TTM Net Income
-$53M
Net Loss
TTM EPS
$-1.25
Diluted
YoY EPS Growth
-114.7%
Declining
Net Margin
-262.5%
Profitability
Operating Margin-24.2%
Gross Margin104.7%
ROE-437.9%
ROA-119.2%
Highest Annual Net Income$5M (2020)
Highest Quarterly EPS$1.01 (Q3 2021)
Consecutive Profitable Years0 years
Q3 2025
Net Income$179,508
EPS$0.06
QoQ Growth+119.3%Excellent

Loading earnings history...

SHFS EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

SHFS Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
2024104.7%-24.2%-262.5%
202393.2%-94.2%-85.2%
2022---
2021100.0%46.9%46.9%
202099.8%63.6%63.6%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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SHF Holdings, Inc. (SHFS) Earnings Overview

As of May 8, 2026, SHF Holdings, Inc. (SHFS) reported trailing twelve-month net income of -$53M, reflecting -114.7% year-over-year growth. The company earned $-1.25 per diluted share over the past four quarters, with a net profit margin of -262.5%.

Looking at the long-term picture, SHFS's historical earnings data spans multiple years. The company achieved its highest annual net income of $5M in fiscal 2020.

SHF Holdings, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including LGND ($49M net income, -2.4% margin), BFIN ($2M net income, 5.5% margin), MFIN ($47M net income, 12.2% margin), SHFS has room to improve margins relative to the peer group. Compare SHFS vs LGND →

SHFS Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
SHFS logoSHFSCurrent
-$53M$-1.25-262.5%-437.9%-114.7%—
LGND logoLGND
$49M$2.41-2.4%-0.5%-107.5%
BFIN logoBFIN
$2M$0.195.5%2.6%-55.4%
MFIN logoMFIN
$47M$1.8912.2%9.1%+17.1%
SAFE logoSAFE
$114M$1.5929.7%4.8%+7.4%
IIPR logoIIPR
$120M$4.2143.0%6.0%-28.8%
Best in group
Lowest in group

SHFS Historical Earnings Data (2020–2024)

5 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024-$48M-179.6%-$4M$-17.43-262.5%-24.2%
2023-$17M+50.8%-$19M$-8.12-85.2%-94.2%
2022-$35M-1168.7%-$44M$-37.00--
2021$3M-35.7%$3M$3.5146.9%46.9%
2020$5M-$5M$5.4763.6%63.6%

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Compare SHFS vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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SHFS — Frequently Asked Questions

Quick answers to the most common questions about buying SHFS stock.

Is SHFS growing earnings?

SHFS EPS fell to $-1.25, with earnings declining -114.7%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $-53M.

What are SHFS's profit margins?

SHF Holdings, Inc. net margin is -262.5%, with operating margin at -24.2%. Below-average margins reflect competitive or cost pressures.

How consistent are SHFS's earnings?

SHFS earnings data spans 2020-2024. The declining earnings trend is -114.7% YoY. Historical data enables comparison across business cycles.

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SHFS Earnings Over Time (2020–2024)

Net income and EPS trends