Southern Missouri Bancorp, Inc. (SMBC) P/E Ratio History
Historical price-to-earnings valuation from 1996 to 2026
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SMBC Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 6, 2026, Southern Missouri Bancorp, Inc. (SMBC) trades at a price-to-earnings ratio of 13.3x, with a stock price of $68.84 and trailing twelve-month earnings per share of $5.83.
The current P/E is 31% above its 5-year average of 10.1x. Over the past five years, SMBC's P/E has ranged from a low of 8.1x to a high of 14.0x, placing the current valuation at the 95th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.3x, SMBC is roughly in line with its sector peers. The sector includes 779 companies with P/E ratios ranging from 0.0x to 197.4x.
The PEG ratio of 1.14 (P/E divided by 17% EPS growth) suggests a fair valuation relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, SMBC trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our SMBC DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
SMBC P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $5B | 20.7 | 3.96 | +12% | |
| $690M | 10.3 | 1.95 | +3% | |
| $2B | 13.4 | 1.91 | +13% | |
| $3B | 13.5 | 4.25 | +6% | |
| $6B | 13.3 | 2.09 | +19%Best | |
| $5B | 13.3 | 4.36 | +4% | |
| $10B | 16.6 | 5.56 | +1% | |
| $4B | 19.3 | 2.78 | -37% | |
| $471M | 9.3Lowest | 0.37Best | +17% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
SMBC Historical P/E Data (1996–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q2 | Wed Dec 31 2025 00:00:00 GM | $59.12 | $5.78 | 10.2x | -31% |
| FY2026 Q1 | $52.56 | $5.46 | 9.6x | -35% | |
| FY2025 Q4 | Mon Jun 30 2025 00:00:00 GM | $54.78 | $5.18 | 10.6x | -29% |
| FY2025 Q3 | Mon Mar 31 2025 00:00:00 GM | $52.02 | $4.98 | 10.4x | -30% |
| FY2025 Q2 | $57.37 | $4.58 | 12.5x | -16% | |
| FY2025 Q1 | Mon Sep 30 2024 00:00:00 GM | $56.49 | $4.35 | 13.0x | -13% |
| FY2024 Q4 | Sun Jun 30 2024 00:00:00 GM | $45.01 | $4.41 | 10.2x | -32% |
| FY2024 Q3 | Sun Mar 31 2024 00:00:00 GM | $43.71 | $4.59 | 9.5x | -36% |
| FY2024 Q2 | Sun Dec 31 2023 00:00:00 GM | $53.39 | $3.82 | 14.0x | -6% |
| FY2024 Q1 | Sat Sep 30 2023 00:00:00 GM | $38.69 | $4.01 | 9.6x | -35% |
| FY2023 Q4 | Fri Jun 30 2023 00:00:00 GM | $38.45 | $3.89 | 9.9x | -34% |
| FY2023 Q3 | Fri Mar 31 2023 00:00:00 GM | $37.41 | $3.93 | 9.5x | -36% |
Average P/E for displayed period: 14.9x
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Start ComparisonSMBC — Frequently Asked Questions
Quick answers to the most common questions about buying SMBC stock.
Is SMBC stock overvalued or undervalued?
SMBC trades at 13.3x P/E, above its 5-year average of 10.1x. The 95th percentile ranking indicates a premium to historical valuation.
How does SMBC's valuation compare to peers?
Southern Missouri Bancorp, Inc. P/E of 13.3x compares to sector median of 13.3x. The discount suggests lower growth expectations or higher risk.
What is SMBC's PEG ratio?
SMBC PEG ratio is 1.14. Between 1-2 suggests valuation aligns with growth. Historical P/E data spans 1996-2026.