Last 46 quarters of trend data · Financial Services · Banks - Diversified
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Sumitomo Mitsui Financial Group, Inc.'s quarterly P/E stands at 0.0x, down 17.7% year-over-year — suggesting improving earnings relative to price.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 11.18 | 0.03 | 0.04 | 0.36 | 0.03 | 0.04 | 0.04 | 0.07 | 0.04 | 0.04 | 0.04 | 0.20 | 0.03 |
| — | -17.7% | +9.3% | +418.5% | -4.2% | -1.8% | +1.3% | -66.4% | +5.0% | +70.9% | +44.5% | +157.1% | -17.5% | |
| P/S Ratio | 2.22 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 |
| — | +23.6% | -43.2% | -27.9% | -34.4% | -47.8% | +30.7% | +85.3% | +63.1% | +146.3% | +61.8% | -22.4% | -10.6% | |
| P/B Ratio | 0.89 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| — | +26.1% | +14.6% | +27.3% | +34.4% | +17.0% | +36.4% | +25.7% | +5.4% | +60.9% | +31.5% | +19.3% | +16.2% | |
| P/FCF | 4.66 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | 2.09 | -4.48 | -8.61 | -49.24 | -7.30 | -8.98 | -9.80 | -11.98 | -13.86 | -28.74 | -17.62 | -108.74 | -21.79 |
| — | +50.1% | +12.2% | -310.9% | +47.3% | +68.8% | +44.4% | +89.0% | +36.4% | -53.5% | -4.0% | -26.0% | -27.7% | |
| EV / EBIT | 2.44 | -4.48 | -8.61 | -49.24 | -7.30 | -8.98 | -9.80 | -11.98 | -13.86 | -28.74 | -17.62 | -108.74 | -21.79 |
| — | +50.1% | +12.2% | -310.9% | +47.3% | +68.8% | +44.4% | +89.0% | +36.4% | -53.5% | -4.0% | -26.0% | -27.7% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Sumitomo Mitsui Financial Group, Inc.'s operating margin was 29.9% in Q2 2026, up 9.0 pp QoQ and up 9.8 pp YoY. This marks the 3rd consecutive quarter of margin expansion, signaling a sustained improvement in operating efficiency. The trailing four-quarter average of 19.7% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 3.1% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 48.9% | 56.2% | 49.8% | 46.2% | 46.5% | 54.6% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 45.5% | 57.9% |
| — | +3.1% | -50.2% | -53.8% | -53.5% | -45.4% | 0.0% | +119.9% | +72.6% | +51.5% | +26.0% | -41.5% | -23.2% | |
| Operating Margin | 17.6% | 29.9% | 20.8% | 3.8% | 24.3% | 20.1% | 43.8% | 34.0% | 42.2% | 37.8% | 37.2% | 4.1% | 20.6% |
| — | +48.7% | -52.5% | -88.8% | -42.3% | -46.9% | +17.6% | +725.6% | +104.8% | +49.4% | +23.1% | -37.1% | -34.2% | |
| Net Margin | 12.2% | 20.9% | 16.3% | 1.8% | 17.1% | 13.9% | 31.3% | 13.1% | 24.9% | 26.5% | 24.6% | 2.4% | 16.2% |
| — | +50.1% | -48.0% | -86.0% | -31.4% | -47.3% | +27.7% | +444.3% | +53.7% | +44.1% | +12.1% | -69.8% | -29.2% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 7.9% | 3.7% | 2.6% | 0.3% | 2.7% | 2.4% | 2.5% | 1.2% | 1.9% | 2.0% | 1.9% | 0.3% | 1.9% |
| — | +57.7% | +3.0% | -76.5% | +41.7% | +15.5% | +31.3% | +276.0% | +0.8% | -5.6% | -7.7% | -52.8% | -7.0% | |
| ROA | 0.4% | 0.2% | 0.1% | 0.0% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.0% | 0.1% |
| — | +54.1% | +0.2% | -76.8% | +48.7% | +24.1% | +39.1% | +293.3% | +2.5% | -4.5% | -6.6% | -53.7% | -15.8% | |
| ROIC | 2.1% | 0.8% | 0.5% | 0.1% | 0.6% | 0.5% | 0.6% | 0.6% | 0.6% | 0.5% | 0.5% | 0.1% | 0.4% |
| — | +53.9% | -21.7% | -84.5% | +0.8% | -1.6% | +39.8% | +536.8% | +44.9% | +15.1% | +11.9% | +12.6% | -14.3% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Sumitomo Mitsui Financial Group, Inc.'s Debt/EBITDA ratio is 73.5x, down from 115.5x last quarter — elevated, raising questions about debt serviceability. The current ratio has weakened 31.3% YoY to 0.32x, tightening the short-term liquidity position.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 3.93 | 3.81 | 3.81 | 3.93 | 3.76 | 3.71 | 3.76 | 2.31 | 3.71 | 2.29 | 3.74 | 3.61 | 3.29 |
| — | +2.7% | +1.3% | +69.7% | +1.3% | +62.0% | +0.6% | -35.9% | +12.6% | -31.4% | -8.8% | -14.5% | -17.4% | |
| Debt / EBITDA | 29.43 | 73.46 | 115.51 | 666.30 | 98.11 | 108.55 | 109.35 | 77.35 | 114.41 | 79.67 | 133.38 | 675.37 | 134.47 |
| — | -32.3% | +5.6% | +761.4% | -14.2% | +36.3% | -18.0% | -88.5% | -14.9% | -29.7% | -8.8% | -11.5% | -3.4% | |
| Current Ratio | 0.45 | 0.32 | 0.32 | 0.45 | 0.33 | 0.46 | 0.35 | 0.69 | 0.46 | 18.25 | 0.46 | 0.44 | 0.42 |
| — | -31.3% | -8.4% | -34.9% | -28.4% | -97.5% | -23.1% | +57.3% | +10.3% | +4172.4% | +1.4% | -3.0% | -10.7% | |
| Quick Ratio | 0.45 | 0.32 | 0.32 | 0.45 | 0.33 | 0.46 | 0.35 | 0.69 | 0.46 | 18.25 | 0.46 | 0.44 | 0.42 |
| — | -31.3% | -8.4% | -34.9% | -28.4% | -97.5% | -23.1% | +57.3% | +10.3% | +4172.4% | +1.4% | -3.0% | -10.7% | |
| Interest Coverage | 0.37 | 0.69 | 0.44 | 0.08 | 0.48 | 0.46 | 0.42 | 0.38 | 0.40 | 0.38 | 0.38 | 0.08 | 0.51 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 46 years · Updated daily
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Sumitomo Mitsui Financial Group, Inc.'s current P/E is 11.2x. The average P/E over the last 4 quarters is 0.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Sumitomo Mitsui Financial Group, Inc.'s current operating margin is 17.6%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Sumitomo Mitsui Financial Group, Inc.'s business trajectory between earnings reports.