First Financial Corporation (THFF) Earnings History
Growth Compounder35 years of earnings data (1991–2025) · Consistent double-digit EPS growth over 5 years
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First Financial Corporation (THFF) Earnings Overview
As of June 25, 2026, First Financial Corporation (THFF) reported trailing twelve-month net income of $81M, reflecting +67.0% year-over-year growth. The company earned $6.78 per diluted share over the past four quarters, with a net profit margin of 24.3%.
Looking at the long-term picture, THFF's 5-year EPS compound annual growth rate (CAGR) stands at +11.2%, showing solid earnings momentum. The company achieved its highest annual net income of $79M in fiscal 2025, representing a new all-time high.
First Financial Corporation maintains industry-leading profitability with a gross margin of 77.7%, operating margin of 30.4%, and net margin of 24.3%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including FFIN ($264M net income, 30.7% margin), FFBC ($279M net income, 20.3% margin), FNLC ($36M net income, 19.4% margin), THFF has room to improve margins relative to the peer group. Compare THFF vs FFIN →
THFF Earnings vs Peers
Earnings metrics vs comparable public companies
THFF Historical Earnings Data (1991–2025)
35 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $79M | +67.5% | $99M | $6.68 | 24.3% | 30.4% |
| 2024 | $47M | -22.1% | $57M | $4.00 | 15.4% | 18.6% |
| 2023 | $61M | -14.7% | $72M | $5.08 | 22.4% | 26.7% |
| 2022 | $71M | +34.2% | $88M | $5.82 | 30.9% | 38.2% |
| 2021 | $53M | -1.6% | $66M | $4.02 | 27.3% | 33.8% |
| 2020 | $54M | +10.2% | $66M | $3.93 | 26.5% | 32.3% |
| 2019 | $49M | +4.9% | $61M | $3.80 | 26.1% | 32.5% |
| 2018 | $47M | +59.9% | $58M | $3.80 | 28.3% | 35.1% |
| 2017 | $29M | -24.2% | $50M | $2.38 | 19.4% | 33.1% |
| 2016 | $38M | +27.2% | $58M | $3.12 | 24.6% | 37.3% |
| 2015 | $30M | -10.6% | $41M | $2.35 | 20.4% | 27.5% |
| 2014 | $34M | +7.1% | $48M | $2.55 | 21.9% | 31.1% |
| 2013 | $32M | -3.9% | $45M | $2.37 | 20.1% | 28.9% |
| 2012 | $33M | -11.8% | $47M | $2.48 | 20.3% | 28.8% |
| 2011 | $37M | +32.6% | $52M | $2.83 | 24.8% | 34.5% |
| 2010 | $28M | +23.4% | $40M | $2.14 | 18.3% | 26.1% |
| 2009 | $23M | -8.3% | $30M | $1.73 | 13.7% | 18.3% |
| 2008 | $25M | -3.2% | $33M | $1.89 | 15.0% | 19.7% |
| 2007 | $26M | +8.7% | $35M | $1.94 | 15.1% | 20.7% |
| 2006 | $24M | +2.1% | $31M | $1.77 | 14.7% | 19.3% |
| 2005 | $23M | -17.7% | $31M | $1.72 | 15.0% | 20.2% |
| 2004 | $28M | +5.7% | $36M | $2.07 | 18.3% | 23.6% |
| 2003 | $26M | -7.5% | $35M | $1.95 | 17.3% | 23.0% |
| 2002 | $29M | +18.4% | $36M | $2.10 | 17.2% | 21.5% |
| 2001 | $24M | +4.2% | $32M | $1.78 | 14.6% | 19.3% |
| 2000 | $23M | +7.5% | $32M | $1.73 | 14.5% | 20.2% |
| 1999 | $22M | +16.1% | $31M | $1.55 | 14.8% | 20.9% |
| 1998 | $19M | +2.8% | $25M | $1.29 | 13.3% | 18.2% |
| 1997 | $18M | +13.1% | $24M | $1.29 | 13.8% | 18.4% |
| 1996 | $16M | +20.3% | $22M | $1.14 | 12.9% | 18.0% |
| 1995 | $13M | +8.1% | $18M | $1.04 | 12.5% | 17.0% |
| 1994 | $12M | -3.1% | $17M | $0.95 | 13.4% | 18.3% |
| 1993 | $13M | +8.5% | $17M | $0.99 | 14.0% | 18.8% |
| 1992 | $12M | +41.0% | $17M | $1.08 | 13.3% | 19.2% |
| 1991 | $8M | - | $12M | $0.77 | 9.5% | 13.8% |
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THFF — Frequently Asked Questions
Quick answers to the most common questions about buying THFF stock.
What is THFF earnings per share (EPS)?
THFF trailing twelve-month (TTM) diluted EPS is $6.78, reflecting +67.0% year-over-year growth. The 5-year EPS CAGR is +11.2%. Complete EPS history from 1991 to 2025 is available in the table on this page.
What is First Financial Corporation's net income?
First Financial Corporation (THFF) trailing twelve-month net income is $81M as of 2025. Earnings grew +67.0% year-over-year. First Financial Corporation has been profitable for 35 consecutive years.
Is THFF profitable?
Yes, THFF is profitable with a TTM net income of $81M and a net profit margin of +24.3%. First Financial Corporation has generated profits for 35 consecutive years.
What is THFF's earnings growth rate?
THFF compound annual EPS growth rates (CAGR): 1-Year: +67.0%, 3-Year: +4.7%, 5-Year: +11.2%, 10-Year: +11.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1991 to 2025.
What are THFF's profit margins?
First Financial Corporation net profit margin is +24.3%, operating margin is +30.4%, and gross margin is +77.7%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +13.2%.
Is THFF growing earnings?
Yes, THFF earnings are accelerating — EPS growth of +67.0% exceeds the 5-year CAGR of +11.2%. TTM net income reached $81M. Earnings momentum is strengthening.
What was THFF's best earnings year?
First Financial Corporation's highest annual net income on record is $79M, achieved in fiscal year 2025. Earnings history on this page spans 1991 to 2025 and includes all annual and quarterly figures.
What were THFF's earnings last quarter?
THFF's most recent reported quarter was Q1 2026. Net income was $20M with diluted EPS of $1.67. For a full breakdown of all quarters, see the quarterly earnings table on this page.