United Community Banks, Inc. (UCB) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 3.75B | 3.95B | 4.5B | 4.64B | 4.96B | 4.96B | 4.76B | 4.17B | 4.36B | 4.33B | 3.94B | 4.07B | 4.11B | 4.13B | 4.3B | 5.18B | 5.81B | 6.79B | 6.07B | 5.5B |
| Cash & Due from Banks | 177.03M | 202.59M | 613.43M | 561M | 636.71M | 519.87M | 740.04M | 562.86M | 961.93M | 1B | 759.5M | 710.74M | 777.68M | 511.85M | 439.02M | 1.22B | 1.9B | 2.29B | 1.82B | 1.42B |
| Short Term Investments | 3.57B | 3.75B | 3.89B | 4.08B | 4.32B | 4.44B | 4.02B | 3.6B | 3.39B | 3.33B | 3.18B | 3.36B | 3.33B | 3.61B | 3.86B | 3.96B | 3.91B | 4.5B | 4.25B | 4.08B |
| Total Investments | 25.35B | 26.28B | 25.16B | 25.12B | 24.91B | 24.88B | 24.23B | 24.09B | 24.06B | 24.02B | 23.74B | 23.15B | 22.88B | 21.47B | 21.3B | 21.13B | 20.67B | 17.4B | 16.55B | 16.36B |
| Investments Growth % | 1.76% | 5.63% | 3.81% | 4.31% | 3.54% | 3.59% | 2.08% | 4.06% | 5.14% | 11.87% | 11.48% | 9.55% | 10.72% | 23.4% | 28.69% | 29.11% | 28.28% | 15.44% | 10.43% | 29.31% |
| Long-Term Investments | 21.67B | 22.53B | 21.27B | 21.05B | 20.59B | 20.44B | 20.21B | 20.48B | 20.67B | 20.68B | 20.56B | 19.79B | 19.55B | 17.85B | 17.43B | 17.17B | 16.76B | 12.9B | 12.3B | 12.29B |
| Accounts Receivables | 0 | 83.56M | 0 | 0 | 0 | 85.62M | 0 | 0 | 0 | 87.78M | 0 | 0 | 0 | 72.81M | 0 | 0 | 0 | 43M | 41.56M | 43.52M |
| Goodwill & Intangibles | 964.82M | 1.01B | 971.07M | 974.38M | 953.36M | 956.64M | 975.12M | 978.64M | 987.54M | 990.09M | 994.14M | 957.82M | 961.24M | 779.25M | 780.87M | 782.54M | 784.28M | 472.41M | 400.99M | 379.91M |
| Goodwill | 925.12M | 967.88M | 925.12M | 925.12M | 907.09M | 907.09M | 916.15M | 916.15M | 921.25M | 919.91M | 919.91M | 896.72M | 896.72M | 751.17M | 751.17M | 751.17M | 751.17M | 452.01M | 381.97M | 0 |
| Intangible Assets | 39.7M | 42.76M | 45.95M | 49.27M | 46.27M | 49.55M | 58.96M | 62.49M | 66.29M | 70.17M | 74.23M | 61.1M | 64.53M | 28.07M | 29.69M | 31.37M | 33.11M | 20.4M | 19.02M | 379.91M |
| PP&E (Net) | 391.88M | 393.71M | 394.54M | 396.48M | 391.02M | 394.26M | 396.7M | 395.2M | 386.05M | 378.42M | 371.44M | 353.32M | 336.62M | 298.46M | 288.6M | 286.25M | 283.56M | 245.3M | 225.35M | 224.98M |
| Other Assets | 4.91B | 848.99M | 1.01B | 1.03B | 980.68M | 789.08M | 1.03B | 1.04B | 968.78M | 707.9M | 1B | 953.25M | 912.53M | 749.72M | 884.13M | 800.77M | 732.89M | 455.91M | 409.94M | 431M |
| Total Current Assets | 235.43M | 4.04B | 4.5B | 4.64B | 4.96B | 5.04B | 4.76B | 4.17B | 4.36B | 4.42B | 3.94B | 4.07B | 4.11B | 4.2B | 4.3B | 5.18B | 5.81B | 6.83B | 6.11B | 5.54B |
| Total Non-Current Assets | 27.94B | 23.97B | 23.64B | 23.45B | 22.91B | 22.68B | 22.61B | 22.89B | 23.01B | 22.87B | 22.93B | 22.05B | 21.76B | 19.81B | 19.39B | 19.04B | 18.56B | 14.12B | 13.37B | 13.36B |
| Total Assets | 28.18B | 28B | 28.14B | 28.09B | 27.87B | 27.72B | 27.37B | 27.06B | 27.36B | 27.3B | 26.87B | 26.12B | 25.87B | 24.01B | 23.69B | 24.21B | 24.37B | 20.95B | 19.48B | 18.9B |
| Asset Growth % | 1.09% | 1.02% | 2.81% | 3.8% | 1.86% | 1.55% | 1.88% | 3.59% | 5.77% | 13.7% | 13.43% | 7.88% | 6.14% | 14.62% | 21.59% | 28.14% | 31.35% | 17.72% | 13.57% | 25.93% |
| Return on Assets (ROA) | 0.3% | 0.31% | 0.33% | 0.28% | 0.26% | 0.28% | 0.17% | 0.24% | 0.23% | 0.05% | 0.18% | 0.24% | 0.25% | 0.34% | 0.34% | 0.28% | 0.21% | 0.26% | 0.38% | 0.38% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 120.5M | 205.4M | 155.25M | 155.14M | 254.29M | 449.15M | 316.36M | 324.89M | 324.85M | 324.82M | 362.13M | 324.75M | 361.95M | 1.19B | 324.51M | 324.37M | 324.23M | 247.36M | 247.14M | 261.92M |
| Net Debt | -56.52M | 2.81M | -458.18M | -405.86M | -382.43M | -70.72M | -423.68M | -237.98M | -637.08M | -679.05M | -397.37M | -385.98M | -415.73M | 680.68M | -114.5M | -891.34M | -1.58B | -2.04B | -1.57B | -1.16B |
| Long-Term Debt | 120.5M | 120.4M | 155.25M | 155.14M | 254.29M | 254.15M | 316.36M | 324.89M | 324.85M | 324.82M | 324.79M | 324.75M | 354.73M | 874.66M | 324.51M | 324.37M | 324.23M | 247.36M | 247.14M | 261.92M |
| Short-Term Debt | 0 | 85M | 0 | 0 | 0 | 195M | 0 | 0 | 0 | 0 | 37.35M | 0 | 7.22M | 317.87M | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 24.4B | 360.04M | 370.75M | 354.44M | 356.13M | 378M | 396.99M | 407.56M | 407.92M | 400.29M | 465.38M | 22.69B | 22.37B | -59.39M | 20.73B | 21.24B | 21.35B | 25.14M | 26.07M | 27.09M |
| Total Current Liabilities | 24.03B | 23.88B | 24.02B | 23.96B | 23.76B | 23.66B | 23.25B | 22.98B | 23.33B | 23.31B | 22.9B | 22.69B | 22.44B | 20.49B | 20.73B | 21.24B | 21.35B | 18.45B | 17.09B | 16.52B |
| Total Non-Current Liabilities | 24.52B | 480.44M | 526M | 509.58M | 610.42M | 632.16M | 713.35M | 732.45M | 732.77M | 725.12M | 790.17M | 324.75M | 354.73M | 815.27M | 324.51M | 324.37M | 324.23M | 272.5M | 273.2M | 289.01M |
| Total Liabilities | 24.52B | 24.36B | 24.55B | 24.47B | 24.37B | 24.29B | 23.97B | 23.71B | 24.06B | 24.04B | 23.69B | 23.01B | 22.79B | 21.31B | 21.05B | 21.56B | 21.68B | 18.72B | 17.36B | 16.81B |
| Total Equity | 3.65B | 3.64B | 3.6B | 3.61B | 3.5B | 3.43B | 3.41B | 3.34B | 3.3B | 3.26B | 3.18B | 3.11B | 3.08B | 2.7B | 2.63B | 2.65B | 2.7B | 2.22B | 2.12B | 2.09B |
| Equity Growth % | 4.39% | 6.02% | 5.58% | 8.09% | 6.08% | 5.23% | 7% | 7.63% | 7.21% | 20.77% | 20.84% | 17.14% | 14.22% | 21.53% | 24.14% | 27.08% | 32.69% | 10.7% | 7.88% | 17.76% |
| Equity / Assets (Capital Ratio) | 12.97% | 12.99% | 12.78% | 12.86% | 12.56% | 12.38% | 12.45% | 12.35% | 12.06% | 11.95% | 11.85% | 11.89% | 11.9% | 11.25% | 11.12% | 10.95% | 11.06% | 10.61% | 10.89% | 11.04% |
| Return on Equity (ROE) | 2.31% | 2.39% | 2.54% | 2.21% | 2.06% | 2.22% | 1.4% | 2.01% | 1.91% | 0.44% | 1.52% | 2.05% | 2.16% | 3.05% | 3.07% | 2.5% | 1.95% | 2.39% | 3.51% | 3.41% |
| Book Value per Share | 30.27 | 29.87 | 29.42 | 29.75 | 29.13 | 28.61 | 28.40 | 27.91 | 27.56 | 27.24 | 26.62 | 26.80 | 26.60 | 25.26 | 24.67 | 24.84 | 25.26 | 24.67 | 24.30 | 23.86 |
| Tangible BV per Share | 22.28 | 21.57 | 21.48 | 21.73 | 21.19 | 20.64 | 20.27 | 19.74 | 19.31 | 18.97 | 18.30 | 18.54 | 18.29 | 17.97 | 17.36 | 17.51 | 17.91 | 19.42 | 19.71 | 19.52 |
| Common Stock | 119.68M | 120.6M | 121.55M | 121.43M | 119.51M | 119.36M | 119.28M | 119.17M | 119.14M | 119.01M | 118.98M | 115.27M | 115.15M | 106.22M | 106.16M | 106.03M | 106.03M | 89.35M | 86.56M | 86.67M |
| Additional Paid-in Capital | 2.72B | 2.75B | 2.77B | 2.76B | 2.71B | 2.71B | 2.71B | 2.71B | 2.7B | 2.7B | 2.7B | 2.61B | 2.61B | 2.31B | 2.3B | 2.3B | 2.3B | 1.72B | 1.63B | 1.64B |
| Retained Earnings | 968.19M | 914.26M | 858.39M | 802.59M | 754.97M | 714.14M | 668.97M | 652.24M | 614.61M | 581.22M | 596.62M | 577.32M | 542.61M | 508.84M | 452.79M | 396.97M | 354.41M | 330.65M | 298.5M | 244.01M |
| Accumulated OCI | -154.34M | -150.57M | -163.92M | -177.17M | -186.56M | -212.92M | -189.76M | -234.54M | -236.63M | -239.19M | -332.5M | -305.91M | -294.44M | -329.49M | -337.14M | -264.19M | -175.34M | -26.48M | -1.93M | 11.67M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 88.27M | 88.27M | 88.27M | 88.27M | 88.27M | 88.27M | 88.27M | 90.28M | 96.17M | 96.42M | 96.42M | 96.42M | 96.42M | 96.42M | 96.42M | 96.42M | 96.42M |